Gary W Klingner
Senior Vice President,
Financial Advisor,
Portfolio Management Director,
Lending Specialist
Direct:
(203) 356-0807(203) 356-0807
Toll-Free:
(800) 704-7309(800) 704-7309
My Mission Statement
To be your familys trusted advisor, delivering high-quality, objective guidance and tailored solutions to help you sustain a financially secure future
My Story and Services
Managing Your Wealth, Making a Difference
your wealth has grown, so too has its complexity and the resources needed to manage it. As a seasoned wealth management professional, I understand the tremendous focus it takes to be successful and the need to rely on an advisor to help make better financial decisions with more certainty about end results.
For more than 30 years, I have been working with individuals, families and business leaders in the Stamford area and across the country, providing thorough, unbiased and carefully considered guidance on a wide range of financial topics. My emphasis on financial planning, and my commitment to understanding and identifying macro-economic trends enable me to take the mystery out of the markets and bring a disciplined, comprehensive approach to smart money management.
My mission is simple: To deliver objective, high-quality advice to help you organize and manage your financial life, so you may enjoy and preserve the wealth you have worked so hard to create. I strive to accomplish this through the development of long-term relationships, and by continually aligning your goals and values with your personal wealth management plan.
your wealth has grown, so too has its complexity and the resources needed to manage it. As a seasoned wealth management professional, I understand the tremendous focus it takes to be successful and the need to rely on an advisor to help make better financial decisions with more certainty about end results.
For more than 30 years, I have been working with individuals, families and business leaders in the Stamford area and across the country, providing thorough, unbiased and carefully considered guidance on a wide range of financial topics. My emphasis on financial planning, and my commitment to understanding and identifying macro-economic trends enable me to take the mystery out of the markets and bring a disciplined, comprehensive approach to smart money management.
My mission is simple: To deliver objective, high-quality advice to help you organize and manage your financial life, so you may enjoy and preserve the wealth you have worked so hard to create. I strive to accomplish this through the development of long-term relationships, and by continually aligning your goals and values with your personal wealth management plan.
Securities Agent: IA, AL, MA, OH, CT, SC, WA, MD, OK, OR, CA, NV, NY, VT, TX, UT, PA, RI, VA, MT, MI, WI, MN, NC, TN, SD, IL, MO, NE, HI, NM, NH, NJ, DE, IN, GA, DC, CO, FL, KY, ME, AZ, LA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 175602
NMLS#: 175602
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Gary has dedicated his entire career to serving the financial needs of individuals, multi-generational families and business leaders. His comprehensive approach includes a thorough planning process, tailored solutions and a commitment to providing outstanding service and advice. Gary is proud to be a vital member of Morgan Stanley, having been part of the firm’s history and its predecessor brands for more than 30 years.
Throughout his rewarding career, Gary has been dedicated to continuing education, a cornerstone of the dynamic philosophy of his longstanding practice. This enables him to remain on the forefront of the latest and most effective wealth management strategies and to continually strive to create a more powerful client experience.
Gary earned the designation of CERTIFIED FINANCIAL PLANNER™ (CFP®) in 2015 and received the Certified Portfolio Management (CPM®) certification from Columbia University in 2009. He also earned the Family Wealth Director designation from Morgan Stanley in 2007. As a Family Wealth Director, Gary has immediate access to the thought leaders and differentiating resources at Morgan Stanley to generate greater financial opportunities for his clients.
In addition to his commitment to professional growth, Gary is dedicated to educating his clients and colleagues in the industry. A charter member of the Portfolio Management Institute (PMI) since its inception in 2004, Gary is a former president and served two terms as a board member of this highly regarded organization. PMI’s primary purpose is to help raise the excellence and proficiency of its members through education and mentoring.
Having lived in Greenwich most of his life, Gary now resides there with his wife and two sons, who all enjoy boating, tennis, skiing and bicycling. He is active in his community and has served as trustee and chair of the asset management committee of his church.
Throughout his rewarding career, Gary has been dedicated to continuing education, a cornerstone of the dynamic philosophy of his longstanding practice. This enables him to remain on the forefront of the latest and most effective wealth management strategies and to continually strive to create a more powerful client experience.
Gary earned the designation of CERTIFIED FINANCIAL PLANNER™ (CFP®) in 2015 and received the Certified Portfolio Management (CPM®) certification from Columbia University in 2009. He also earned the Family Wealth Director designation from Morgan Stanley in 2007. As a Family Wealth Director, Gary has immediate access to the thought leaders and differentiating resources at Morgan Stanley to generate greater financial opportunities for his clients.
In addition to his commitment to professional growth, Gary is dedicated to educating his clients and colleagues in the industry. A charter member of the Portfolio Management Institute (PMI) since its inception in 2004, Gary is a former president and served two terms as a board member of this highly regarded organization. PMI’s primary purpose is to help raise the excellence and proficiency of its members through education and mentoring.
Having lived in Greenwich most of his life, Gary now resides there with his wife and two sons, who all enjoy boating, tennis, skiing and bicycling. He is active in his community and has served as trustee and chair of the asset management committee of his church.
Working With You
Your achievements reflect substantial effort. As your advisor, I work just as hard on your behalf, committing my experience, knowledge and skills to helping you accomplish your personal and professional goals. Over the years, I’ve developed a disciplined process to uncover your most important goals, so I can implement appropriate solutions to help you achieve and maintain financial success.
Step 1: Gather important information
I’ll begin with an in-depth conversation to understand what is important to you, your family and your legacy. I’ll learn about the values that shape your decisions and identify any challenges and circumstances unique to your personal situation. All of this information helps me bring the various facets of your financial situation together to help achieve your ultimate goals.
Step 2: Analyze and assess your finances
Next, I’ll review your current and future financial situation, determine the likelihood of reaching your goals and help address any potential shortfalls or the impact of unexpected life events. In this step, I may also reach out to your CPA and estate attorney to understand your existing estate plan, so I can ensure the strategies I recommend are cohesive and fully coordinated.
Step 3: Tailor solutions for your specific goals
Here, I’ll present a comprehensive set of strategies designed to help achieve your particular goals. Upon your approval and with my guidance, we’ll set into motion a course of action that strives to align your investments with your values and vision for the future.
Step 4: Monitor results and provide ongoing review
Once your plan is underway, I’ll set up a variety of tools to ensure you have convenient access to your account information. And because personal priorities and investment strategies evolve over time, I’ll set up regular, ongoing meetings to help ensure your plan remains on schedule to achieve your specific financial goals.
Step 1: Gather important information
I’ll begin with an in-depth conversation to understand what is important to you, your family and your legacy. I’ll learn about the values that shape your decisions and identify any challenges and circumstances unique to your personal situation. All of this information helps me bring the various facets of your financial situation together to help achieve your ultimate goals.
Step 2: Analyze and assess your finances
Next, I’ll review your current and future financial situation, determine the likelihood of reaching your goals and help address any potential shortfalls or the impact of unexpected life events. In this step, I may also reach out to your CPA and estate attorney to understand your existing estate plan, so I can ensure the strategies I recommend are cohesive and fully coordinated.
Step 3: Tailor solutions for your specific goals
Here, I’ll present a comprehensive set of strategies designed to help achieve your particular goals. Upon your approval and with my guidance, we’ll set into motion a course of action that strives to align your investments with your values and vision for the future.
Step 4: Monitor results and provide ongoing review
Once your plan is underway, I’ll set up a variety of tools to ensure you have convenient access to your account information. And because personal priorities and investment strategies evolve over time, I’ll set up regular, ongoing meetings to help ensure your plan remains on schedule to achieve your specific financial goals.
My clients are much more than a portfolio of assets – they are people with complex lives, who seek an advisor who is dedicated to helping them address their specific financial challenges. When you work with me, you will be treated with respect, care, confidentiality and an unwavering commitment to you and your family. This is reflected in the core values that serve as the foundation of my practice:
Customization
Every relationship begins with an understanding of your specific story: your goals, experiences and values. I help you better understand your current situation and create a powerful vision of your financial future.
Objective Guidance
I help simplify your financial life by sorting through scores of financial products and strategies to find the best options with unbiased, objective advice. Every decision I make will be focused on doing the right thing for you.
A Commitment to Education
I firmly believe financial education leads to better insights into my investment strategy and discipline, and ultimately, better long-term results. I take pride in my ability to take confusing jargon and complex strategies and effectively communicate them using simple, easy-to-understand language.
Service Excellence
I provide the personalized service you would expect from a small investment boutique along with the resources of a major global firm. You are treated as an individual, not an account number. Your satisfaction is my priority. When it comes to service, I go above and beyond the basics. No matter how simple or how complex your needs, I am always here to help.
Click here to view more about My Clients
Customization
Every relationship begins with an understanding of your specific story: your goals, experiences and values. I help you better understand your current situation and create a powerful vision of your financial future.
Objective Guidance
I help simplify your financial life by sorting through scores of financial products and strategies to find the best options with unbiased, objective advice. Every decision I make will be focused on doing the right thing for you.
A Commitment to Education
I firmly believe financial education leads to better insights into my investment strategy and discipline, and ultimately, better long-term results. I take pride in my ability to take confusing jargon and complex strategies and effectively communicate them using simple, easy-to-understand language.
Service Excellence
I provide the personalized service you would expect from a small investment boutique along with the resources of a major global firm. You are treated as an individual, not an account number. Your satisfaction is my priority. When it comes to service, I go above and beyond the basics. No matter how simple or how complex your needs, I am always here to help.
Click here to view more about My Clients
Professional Development
Throughout my career, I have continued to expand my skills and areas of focus by undertaking various advanced courses of study in wealth management and portfolio construction. This keeps me on top of the latest and most effective strategies, so I can deliver a powerful and thoughtful client experience.
Here is an overview of the various programs and professional associations in which I have been actively involved over the past 30 years:
Education and Designations:
Family Wealth Director
Morgan Stanley, 2007
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Certified Financial Planner Board of Standards, 2015
Certified Portfolio Management (CPM®) Program
Columbia University, 2009
Financial Planning Specialist
Morgan Stanley, 2003
Bachelor of Arts
Hamilton College, 1978
Licenses:
New York State Partnership for Long-Term Care, 2005
Connecticut Partnership for Long-Term Care, 2005
Series 65 - Investment Advisory Agent, 1990
Series 3 - National Commodity Futures, 1986
Series 63 - Uniform State Exam, 1984
Series 7 - General Securities Representative, 1984
Associations:
The Chairman’s Council at Morgan Stanley, 2009
The President’s Council at Morgan Stanley, 2008
The Masters Council at Morgan Stanley, 2010, 2011, 2012, 2013, 2014
Century Club at Morgan Stanley, 2006, 2007, 2015, 20016, 20017
Portfolio Management Institute (PMI), 2004 – Present
President, 2012-2013
Board Member, 2011-2014
Association of Certified Portfolio Managers, 2009 – Present
Here is an overview of the various programs and professional associations in which I have been actively involved over the past 30 years:
Education and Designations:
Family Wealth Director
Morgan Stanley, 2007
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Certified Financial Planner Board of Standards, 2015
Certified Portfolio Management (CPM®) Program
Columbia University, 2009
Financial Planning Specialist
Morgan Stanley, 2003
Bachelor of Arts
Hamilton College, 1978
Licenses:
New York State Partnership for Long-Term Care, 2005
Connecticut Partnership for Long-Term Care, 2005
Series 65 - Investment Advisory Agent, 1990
Series 3 - National Commodity Futures, 1986
Series 63 - Uniform State Exam, 1984
Series 7 - General Securities Representative, 1984
Associations:
The Chairman’s Council at Morgan Stanley, 2009
The President’s Council at Morgan Stanley, 2008
The Masters Council at Morgan Stanley, 2010, 2011, 2012, 2013, 2014
Century Club at Morgan Stanley, 2006, 2007, 2015, 20016, 20017
Portfolio Management Institute (PMI), 2004 – Present
President, 2012-2013
Board Member, 2011-2014
Association of Certified Portfolio Managers, 2009 – Present
Location
4 Landmark Square 2nd
Floor
Stamford, CT 06901
US
Direct:
(203) 356-0807(203) 356-0807
Toll-Free:
(800) 704-7309(800) 704-7309
Fax:
(203) 967-7006(203) 967-7006
Wealth Management
From My Desk
How to Handle Volatility
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Gary W Klingner today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
