Valerie Watson
Vice President, Wealth Management Associate
Phone:
(301) 961-3326(301) 961-3326
Gabe J. Aronson, CFP®, CIMA®, CRPS®
Managing Director, Wealth Management,
Financial Advisor,
Senior Portfolio Management Director,
Corporate Retirement Director,
Workplace Advisor - Equity Compensation,
Family Wealth Advisor,
Financial Planning Specialist
Direct:
(301) 961-3328(301) 961-3328
Toll-Free:
(800) 274-0770(800) 274-0770
My Mission Statement
Gabe brings insight and experience to helping clients understand their whole financial picture.
My Story and Services
Gabe Aronson has over 25 years of experience as a Financial Advisor, primarily focusing on the financial planning for high-net-worth families. Serving as a single point of contact for all his clients financial needs, Gabe helps his clients see their whole financial picture and understand which of the financial instruments at their disposal is the best fit for a client’s objectives, helping them achieve the lifestyle they want.
Gabe brings knowledge in retirement planning, estate planning strategies, education planning, asset allocation, and portfolio management to his clients, providing them with a holistic plan that draws upon all aspects of their financial lives. Gabe also provides guidance and investment management services to corporate clients as they manage retirement plans.
Gabe is a Certified Financial Planner™ Professional and received his Certified Investment Management Analyst® certification from The Wharton School of Business, University of Pennsylvania.
Gabe graduated from the University of Vermont with a Bachelor of Arts in Zoology. Prior to his career as a Financial Advisor, Gabe was a Neurobiologist with the National Institutes of Health. Gabe and his wife, Aimee, live in Bethesda, MD with their three daughters.
Gabe brings knowledge in retirement planning, estate planning strategies, education planning, asset allocation, and portfolio management to his clients, providing them with a holistic plan that draws upon all aspects of their financial lives. Gabe also provides guidance and investment management services to corporate clients as they manage retirement plans.
Gabe is a Certified Financial Planner™ Professional and received his Certified Investment Management Analyst® certification from The Wharton School of Business, University of Pennsylvania.
Gabe graduated from the University of Vermont with a Bachelor of Arts in Zoology. Prior to his career as a Financial Advisor, Gabe was a Neurobiologist with the National Institutes of Health. Gabe and his wife, Aimee, live in Bethesda, MD with their three daughters.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Life InsuranceFootnote4
- Corporate Retirement PlansFootnote5
- Professional Portfolio ManagementFootnote6
- Cash Management and Lending ProductsFootnote7
- Estate Planning StrategiesFootnote8
- Planning for Education FundingFootnote9
Securities Agent: VT, NY, VA, OH, NE, NC, KS, CA, NM, MO, IA, FL, SD, MD, KY, IL, DE, AR, IN, ID, CT, AZ, WV, WI, PR, MT, GA, CO, AL, NJ, LA, WA, MN, DC, NH, MI, ME, MA, UT, PA, OR, OK, NV, RI, TX, TN, SC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1265041
NMLS#: 1265041
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
When working with families, I take my clients through the framwork below to provide comprehensive, data-driven, financial planning.
1. Discovery
I start by understanding your family's current situation and personal objectives. We will review your assets, liabilities, cashflow, investments, business interests, and current risk exposure to define an appropriate starting point and North Star for your plan.
4. Tactical Asset Allocation
If appropriate, I will also implement a short-term strategy for your immediate needs, intended to respond to immediate market conditions. Before implementing changes, I consider the potential impacts across your taxes, estate, and risk exposure.
2. Strategy Formulation
I will coordinate with your CPA and estate planning attorney to evaluate your current tax situation and legacy goals to identify opportunities for tax, trust, and estate planning strategy in consideration with your unique circumstances.
5. Implementing Your Personalized Strategy
Using a tailored set of solutions, we will implement your plan across your wealth as a whole. The goal is to provide actionable insights from your specific plan and situation, supporting retirement readiness, liquidity needs, legacy consideration, and long-term objectives.
3. Custom Asset Allocation
I will build a strategic asset allocation considering your long-term needs, goals, risk tolerance, and tax situation. We will pay special attention to diversification and risk management across multiple accounts to inform our investment objectives
6. Continuous Monitoring and Assessment
I will provide ongoing monitoring, reporting, and review of your plan to help keep your strategy aligned to changing market circumstances and your evolving life circumstances.
Significant wealth often creates opportunities and responsibilities that extend far beyond investments alone. I work with families to help simplify financial complexity and coordinate multigenerational planning strategies.
Family Office Resources Overview
As your family and wealth grow, you may encounter increasingly complex wealth management challenges. I am dedicated to providing the insight and support necessary to navigate the intricate landscape of your evolving needs.
Trust Services
The trustee platform operates on an "open architecture" approach, granting you the freedom to choose an appropriate third-party corporate trustee for your trust account. Analysis of your trust documents and unique situation helps me to recommend a fiduciary solution aligned with your specific needs and goals.
Estate Planning Strategies
Understanding the impact of tax, trust, and estate strategies on your family's wealth and legacy is paramount to executing on your financial plan. I aim to assist you in implementing a confident strategy that will help you achieve your goals.
Philanthropy Management
Philanthropy Management is dedicated to supporting individuals, families, corporate and private foundations, and nonprofit organizations. I offer a comprehensive suite of services designed to help define and achieve my clients' charitable missions.
Education Planning
Preparing your heirs for the responsibilities stemming from wealth presents a unique set of challenges. I help prepare the next generation from both the emotional and financial implications, helping them confront challenges, take advantage of financial opportunities, and acquire the leadership skills to take on new roles.
Alternative Investment Management
Alternatives are the investments that go beyond traditional stocks and bonds. They can open doors to unique opportunities to help grow and preserve your wealth, and have long sought to enhance returns, diversify portfolios, lower volatility, and potentially streamline tax efficiency.
Here is a suite of tools and resources available to Morgan Stanley Clients to help manage, preserve, and grow your family's wealth from a single, comprehensive focal point.
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity, including paperless documents, bill pay and secure account management and much more.
Total Wealth Tool
See the complete picture of your wealth across all financial institutions in MSO or the Morgan Stanley Mobile App. Add your external 401K, checking, savings, and brokerage accounts to see your finances all in one place.
Portfolio Risk Platform
The Portfolio Risk Platform is a state-of-the-art wealth management tool, providing real time analytics that enable me to identify and better understand risks in clients' portfolios.
Cash Management
Creating adequate cash flow and securing liquidity are day-to-day aspects of implementing a financial strategy. I help you meet your personal cash management, while thinking strategically about how specific approaches may affect current and long-term costs and taxes.
Private Markets
Morgan Stanley acquired EquityZen, a leading private shares platform, in 2026, allowing clients to purchase shares of privately held companies.
Lending Solutions
Lending to cover real estate, business expansion, and other needs, Morgan Stanley offers an array of solutions to meet your individualized needs.
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Cybersecurity Information
Morgan Stanley takes cybersecurity seriously. This one-pager contains detailed information regarding different types of cyber-scams, how criminals are implementing them, and what you can do to protect yourself.
Location
7500 Old Georgetown Rd
10th Fl
Bethesda, MD 20814
US
Direct:
(301) 961-3328(301) 961-3328
Toll-Free:
(800) 274-0770(800) 274-0770
Fax:
(301) 961-1853(301) 961-1853
Meet My Team
About Valerie Watson
Valerie Watson is a Wealth Management Associate and Vice President with over 25 years of experience in the finance industry. She began her career at Legg Mason’s Insurance and Annuity Department in 2000. Valerie began working with Gabe in 2000.
Valerie enjoys her current role as it provides her with the opportunity to build and retain relationships with clients. She studied Business and Early Childhood Development at Dundalk Community College, and holds her Series 7 and 66, as well as Life, Health, and Long-Term Care insurance licenses.
Valerie grew up in Baltimore and has continued to live in Maryland her whole life. She currently resides in Pasadena, MD with her husband, son, two dogs, and a red-eared slider turtle.
Outside of work, you may find Valerie spending time with her family and friends, enjoying concerts and nature, or supporting her local football team.
Valerie enjoys her current role as it provides her with the opportunity to build and retain relationships with clients. She studied Business and Early Childhood Development at Dundalk Community College, and holds her Series 7 and 66, as well as Life, Health, and Long-Term Care insurance licenses.
Valerie grew up in Baltimore and has continued to live in Maryland her whole life. She currently resides in Pasadena, MD with her husband, son, two dogs, and a red-eared slider turtle.
Outside of work, you may find Valerie spending time with her family and friends, enjoying concerts and nature, or supporting her local football team.
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Gabe J. Aronson today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
