Access to the Private Banking Group National Sales Team (“PBG NST”)

A core part of Morgan Stanley’s approach to Wealth Management is to offer clients a comprehensive suite of cash management and lending solutions. With a holistic view of clients\' finances and the support of our skilled PBG National Sales Team (Private Bankers, Associate Private Bankers, UHNW Specialists, and Cash Management Specialists), Financial Advisors can help clients integrate their day-to-day financial needs with their long-term investment ambitions. Whether a client is applying for a loan, refinancing a mortgage or setting up online bill pay, the PBG National Sales Team can help create a simpler and easier financial life for Morgan Stanley Wealth Management clients.
Photo of Rebecca Niccols

Rebecca Niccols

Private Banker

Photo of Christopher Guadalupe

Christopher Guadalupe

Senior Ultra High Net Worth Specialist

About Me

NMLS# 798593

Rebecca Niccols is a Private Banker serving Morgan Stanley Wealth Management offices in the Philadelphia Complex.

Rebecca began her career in the financial services industry in 2000. Prior to joining Morgan Stanley in 2010, she spent the majority of her career with Wells Fargo as a Regional Private Banking Manager and, before that, as a Wealth Management Banker at Bank of America

Rebecca graduated from The University of California at Los Angeles in 2000 with a Bachelor of Arts in History. Rebecca resides in Langhorne, Pennsylvania with her husband. Outside of work Rebecca enjoys cooking, running, and spending time with friends and family

About Me

NMLS# 729297

Christopher Guadalupe is a Senior Ultra High Net Worth Specialist serving Morgan Stanley Wealth Management offices in the Northeast and Mid-Atlantic Regions. Christopher works closely with Advisors providing customized lending solutions tailored to their clients' needs. He has a particularly strong focus on tailored lending, helping to create financial flexibility through loans for a broad range of purposes and collateralized by a wide range of asset types. These may include fine art, marketable securities, commercial real estate, hedge funds, and others.

Christopher began his career in financial services in 2000. Before joining Morgan Stanley in 2014, he was a Senior Private Banker at Wells Fargo Private Bank. Prior to that, he served as a Private Banker at JPMorgan Private Bank.

Christopher graduated from St. Lawrence University with a Bachelor of Science in both Economics and Psychology. He also played basketball for St. Lawrence University. Christopher earned an Executive Masters of Business Administration in Business Management from Fordham University. He and his family currently reside in Media, Pennsylvania.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Market Information Delayed 20 Minutes
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.

Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.

See the Financial Advisors Biographies for Registration and Licensing information.

Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.