Erica Frantz, CPWA®
Senior Vice President, Financial Advisor
Phone:
(952) 475-4117(952) 475-4117
Frantz Guzman Wealth Management at Morgan Stanley
Direct:
(952) 475-4117(952) 475-4117
Our Mission Statement
Our mission is to deliver tailored strategies that meet your unique needs, with a commitment to becoming your trusted source of advice. We focus on building lasting relationships by providing exceptional service and consistent value over the long term.
Our Story and Services
At The Frantz Guzman Group, we specialize in serving ultra-high and high-net-worth individuals and families with personalized financial guidance. Our expertise includes tax-optimized portfolio management, retirement income planning, estate and legacy planning, and philanthropic strategies. By combining the vast resources of our firm with the personalized attention of a boutique practice, we deliver a holistic and tailored client experience. We’re proud to collaborate closely with our clients’ trust and estate planning attorneys and CPAs, forming a cohesive professional team to support multi-generational wealth planning and implementation of wealth transfer strategies.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
INSIGHTS AND ANALYSIS
At Morgan Stanley, we aim to make complex financial topics more accessible so our clients can stay informed and confident in their decision-making. We're committed to providing timely research, expert insights, and relevant updates to help you navigate changing markets and plan for the future. Below, you'll find trusted resources offering in-depth analysis on market trends, economic outlooks, and topics shaping the financial and business landscape.
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Location
445 E Lake Street, Suite 320
Wayzata, MN 55391
US
Direct:
(952) 475-4117(952) 475-4117
Meet Frantz Guzman Wealth Management
Annie Guzman, CFP®
First Vice President, Financial Advisor
Phone:
(952) 475-4116(952) 475-4116
Jordyn Anderson
Registered Client Service Associate
Phone:
(952) 475-4118(952) 475-4118
Sam Donovan
Client Service Associate
Phone:
(952) 475-4119(952) 475-4119
About Me
Erica is a Senior Vice President and Financial Advisor with Morgan Stanley and a key member of the Frantz Guzman Group. With over 16 years of industry experience, Erica is passionate about helping ultra-high-net-worth individuals and families gain peace of mind and financial confidence through a highly personalized, yet disciplined approach to investing and financial planning.
She takes a holistic view of wealth management, drawing on the vast resources of Morgan Stanley to deliver deeply customized strategies. Erica builds close relationships with her clients to understand what matters most, providing thoughtful guidance across all aspects of their financial lives.
Erica holds the Certified Private Wealth Advisor® (CPWA®) designation, equipping her to address the complexities of estate planning, tax efficiency, and sophisticated wealth strategies. She also maintains her Series 7 and Series 66 licenses, along with Health and Life Insurance licenses.
Throughout her career, Erica has worked at leading firms including UBS, RBC, Merrill Lynch, and Wells Fargo. She earned her degree in Business Administration from the University of Richmond, where she was an NCAA Division I swimmer.
Erica lives in Edina with her husband, Collin, their sons Jack and Connor, and daughter Grace. She supports M Health Fairview Masonic Children’s Hospital and is active on the Fashion Fest committee. A proud member of Team Women, she enjoys spending time with family, traveling, or taking a barre class when she’s not in the office.
She takes a holistic view of wealth management, drawing on the vast resources of Morgan Stanley to deliver deeply customized strategies. Erica builds close relationships with her clients to understand what matters most, providing thoughtful guidance across all aspects of their financial lives.
Erica holds the Certified Private Wealth Advisor® (CPWA®) designation, equipping her to address the complexities of estate planning, tax efficiency, and sophisticated wealth strategies. She also maintains her Series 7 and Series 66 licenses, along with Health and Life Insurance licenses.
Throughout her career, Erica has worked at leading firms including UBS, RBC, Merrill Lynch, and Wells Fargo. She earned her degree in Business Administration from the University of Richmond, where she was an NCAA Division I swimmer.
Erica lives in Edina with her husband, Collin, their sons Jack and Connor, and daughter Grace. She supports M Health Fairview Masonic Children’s Hospital and is active on the Fashion Fest committee. A proud member of Team Women, she enjoys spending time with family, traveling, or taking a barre class when she’s not in the office.
Securities Agent: AZ, CA, CO, DC, FL, GA, HI, IL, KS, MD, MA, MN, MO, NY, NC, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI; General Securities Representative; Investment Advisor Representative
About Me
Annie is a Vice President Financial Advisor with Frantz Guzman Group. She is dedicated to helping high- and ultra-high net worth clients navigate every stage of life, with a focus on growing, preserving, and ultimately transferring wealth with clarity and confidence.
She brings to her team and client’s expertise in all areas of financial planning, including investment and portfolio management, retirement strategies, and estate planning. She approaches each relationship with care and intention, providing holistic, personalized guidance aligned with each client’s goals, values, and lifestyle.
Annie holds the CERTIFIED FINANCIAL PLANNER® designation, underscoring her commitment to the highest standards of the profession. To earn the CFP® marks, financial professionals must meet rigorous education, examination, experience, and ethical requirements set by the CFP® Board. Additionally, Annie maintains her Series 7, Series 66, and Health and Life Insurance licenses.
Before joining Morgan Stanley, Annie was a Vice President Financial Advisor at UBS Financial Services. Earlier in her career, she worked as a Management Consultant at Pricewaterhouse Coopers (PwC), where she developed her passion for delivering best-in-class client-focused solutions. She earned her Bachelor of Arts in Psychology from the University of Michigan in Ann Arbor.
Annie lives in Edina, MN with her husband, Jason, and their daughters, Penelope and Luisa. She is a proud member of Team Women. Outside of work, she enjoys time with family and friends and walking the city lakes with her dog, Walter.
She brings to her team and client’s expertise in all areas of financial planning, including investment and portfolio management, retirement strategies, and estate planning. She approaches each relationship with care and intention, providing holistic, personalized guidance aligned with each client’s goals, values, and lifestyle.
Annie holds the CERTIFIED FINANCIAL PLANNER® designation, underscoring her commitment to the highest standards of the profession. To earn the CFP® marks, financial professionals must meet rigorous education, examination, experience, and ethical requirements set by the CFP® Board. Additionally, Annie maintains her Series 7, Series 66, and Health and Life Insurance licenses.
Before joining Morgan Stanley, Annie was a Vice President Financial Advisor at UBS Financial Services. Earlier in her career, she worked as a Management Consultant at Pricewaterhouse Coopers (PwC), where she developed her passion for delivering best-in-class client-focused solutions. She earned her Bachelor of Arts in Psychology from the University of Michigan in Ann Arbor.
Annie lives in Edina, MN with her husband, Jason, and their daughters, Penelope and Luisa. She is a proud member of Team Women. Outside of work, she enjoys time with family and friends and walking the city lakes with her dog, Walter.
Securities Agent: VA, MO, FL, CO, UT, TX, PA, CA, NC, MN, DC, SC, IL, AZ, AR, TN, NY, GA, WI, OR, OH, MD, MA, HI, SD; General Securities Representative; Investment Advisor Representative
About Jordyn Anderson
Before joining Morgan Stanley in 2025, Jordyn worked as a Registered Client Service Associate at UBS. She works with our clients and advisors on a daily basis to deliver the highest quality of service.
She graduated from the University of Minnesota – Twin Cities in 2019, majoring in Strategic Communications and Sports Management. She began her career in the sports social media and public relations industry, working in the Athletic Communications Department at the University of Minnesota. She recently lived in downtown Chicago where she worked as an Account Coordinator at a boutique public relations firm.
Jordyn’s past experiences have given her the tools needed to manage the operational aspects of the business. She holds her Series 7 and Series 66 licenses.
Returning to her roots, Jordyn moved back to Minnesota in December of 2021 and currently resides in Eden Prairie. When she isn’t working, you will most likely find her with her nose in a book, spending time with friends and family or exploring the outdoors.
She graduated from the University of Minnesota – Twin Cities in 2019, majoring in Strategic Communications and Sports Management. She began her career in the sports social media and public relations industry, working in the Athletic Communications Department at the University of Minnesota. She recently lived in downtown Chicago where she worked as an Account Coordinator at a boutique public relations firm.
Jordyn’s past experiences have given her the tools needed to manage the operational aspects of the business. She holds her Series 7 and Series 66 licenses.
Returning to her roots, Jordyn moved back to Minnesota in December of 2021 and currently resides in Eden Prairie. When she isn’t working, you will most likely find her with her nose in a book, spending time with friends and family or exploring the outdoors.
About Sam Donovan
Sam is a Client Service Associate with Frantz Guzman Group at Morgan Stanley. She joined the team in May 2025, bringing with her seven years of experience in risk and compliance at U.S. Bank.
Sam is a graduate of Brown University, where she earned her degree in Business, Entrepreneurship, and Organizations with a focus in Economics. While at Brown, she also played Division I hockey – a sport she continued professionally for five years in the NWHL and PWHPA. Her experiences as a high-level collegiate and professional athlete shaped her approach to client service – fostering teamwork, strong communication, reliability, and a commitment to excellence.
Originally from Minnesota, Sam is happy to be back in her home state and currently lives in New Brighton. When she is not at work she enjoys staying active and spending quality time with friends and family.
Sam is a graduate of Brown University, where she earned her degree in Business, Entrepreneurship, and Organizations with a focus in Economics. While at Brown, she also played Division I hockey – a sport she continued professionally for five years in the NWHL and PWHPA. Her experiences as a high-level collegiate and professional athlete shaped her approach to client service – fostering teamwork, strong communication, reliability, and a commitment to excellence.
Originally from Minnesota, Sam is happy to be back in her home state and currently lives in New Brighton. When she is not at work she enjoys staying active and spending quality time with friends and family.
Contact Erica Frantz
Contact Annie Guzman
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
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Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
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Ready to start a conversation? Contact Frantz Guzman Wealth Management today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
