James Fernandez
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(813) 227-2148(813) 227-2148
The Fort Brooke Wealth Management Group at Morgan Stanley
Direct:
(813) 228-9888(813) 228-9888
Our Mission Statement
Working with you to preserve and grow wealth for your long-term goals.
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Custom Financial Planning
Jim Fernandez has over 40 years of experience providing in depth custom advice to clients. He specializes in helping high net worth clients navigate complex and significant financial milestones with a variety of personalized services.
Personalized Services
•Traditional portfolio design and monitoring
•Income, estate and gift tax planning – it’s not what you make but what you keep
•Stock based compensation planning:
-Concentrated, tax favored stock management
-Stock options (non-qualified and ISO)
-Restricted stock plans
-Review of non-qualified deferred compensation plans
•Liability management:
-Mortgage financing
-Securities based lending
•Income, estate and gift tax planning – it’s not what you make but what you keep
•Stock based compensation planning:
-Concentrated, tax favored stock management
-Stock options (non-qualified and ISO)
-Restricted stock plans
-Review of non-qualified deferred compensation plans
•Liability management:
-Mortgage financing
-Securities based lending
Retirement Planning
•Retirement sustainability monitoring
•Pension & deferred compensation elections
•Social Security maximization strategies
•Planning for catastrophic healthcare risks
•Portfolio design for dependable cash flow
•ERISA plans for small business (401(K), defined benefit, and cash balance plans)
•Pension & deferred compensation elections
•Social Security maximization strategies
•Planning for catastrophic healthcare risks
•Portfolio design for dependable cash flow
•ERISA plans for small business (401(K), defined benefit, and cash balance plans)
Collaborating With Your Other Advisors
An important aspect of Jim’s practice is working with your other advisors (CPA, pension consultant, business attorney and trust & estate planning attorney) to ensure proper execution of your stated goals in order to achieve:
•Minimization of income and estate taxes
•Tax free sale of commercial real estate
•Proper choice of entity for business
•Maximize company retirement plan benefits
•Sale of business or transfer to family members
•Minimization of income and estate taxes
•Tax free sale of commercial real estate
•Proper choice of entity for business
•Maximize company retirement plan benefits
•Sale of business or transfer to family members
Custom Financial Planning
Brian Garcia has over 20 years of experience providing in-depth custom advice to clients. Brian takes a personal approach and aims to build lifelong relationships with all his clients to help them through each important milestone of their life. Brian is proficient in communicating complex financial strategies in both Spanish and English.
Personalized Services
•Traditional portfolio design and monitoring
•Income, estate and gift tax planning – it’s not what you make but what you keep
•Stock based compensation planning:
-Concentrated, tax favored stock management
-Stock options (non-qualified and ISO)
-Restricted stock plans
-Review of non-qualified deferred compensation plans
•Liability management:
-Mortgage financing
-Securities based lending
•Income, estate and gift tax planning – it’s not what you make but what you keep
•Stock based compensation planning:
-Concentrated, tax favored stock management
-Stock options (non-qualified and ISO)
-Restricted stock plans
-Review of non-qualified deferred compensation plans
•Liability management:
-Mortgage financing
-Securities based lending
Retirement Planning
•Retirement sustainability monitoring
•Pension & deferred compensation elections
•Social Security maximization strategies
•Planning for catastrophic healthcare risks
•Portfolio design for dependable cashflow
•ERISA plans for small businesses (401(K), defined benefit, and cash balance plans)
•Annuity reviews
•Pension & deferred compensation elections
•Social Security maximization strategies
•Planning for catastrophic healthcare risks
•Portfolio design for dependable cashflow
•ERISA plans for small businesses (401(K), defined benefit, and cash balance plans)
•Annuity reviews
Collaborating With Your Other Advisors
An important aspect of Brian's practice is working with your other advisors (CPA, pension consultant, business attorney and trust & estate planning attorney) to ensure proper execution of your stated goals in order to achieve the following"
•Minimization of income and estate taxes
•Maximize company retirement plan benefits
•Guardianship Planning
•Minimization of income and estate taxes
•Maximize company retirement plan benefits
•Guardianship Planning
Modern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money, to transferring funds and authorizing transactions with one click using eAuthorizations.
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Digital Vault
The digital vault allows you to digitally store and conveniently access your critical documents for your account. These files are stored using encryption and can be easily shared with our team with just a few clicks.
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eSign
eSign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using eSign - all you need is a valid email address and phone number.
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MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
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Family Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
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Markets are complex and ever changing. It is important for clients to understand the financial climate and gain insight on the trends affecting their financial outlook. We want to keep you updated with some of the best firm material and handpicked insights.
Global Investment Committee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
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Learn MoreLocation
100 N Tampa St
Ste 3000
Tampa, FL 33602
US
Direct:
(813) 228-9888(813) 228-9888
Meet The Fort Brooke Wealth Management Group
Brian Garcia
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(813) 227-2002(813) 227-2002
Frank Sierra
Associate Vice President, Wealth Management, Financial Advisor, Portfolio Manager
Phone:
(813) 227-2180(813) 227-2180
Phone:
(813) 227-2032(813) 227-2032
Vice President, Wealth Management, Financial Advisor, Family Wealth Director, Financial Planning Specialist
Phone:
(813) 227-2171(813) 227-2171
Rene' McGuire
Portfolio Associate
Phone:
(813) 227-2037(813) 227-2037
Nikki LeBaron
Portfolio Associate
Phone:
(813) 227-5003(813) 227-5003
Sam Mangini
Registered Client Service Associate
Phone:
(813) 227-2029(813) 227-2029
About James A. Fernandez
Jim brings a lifetime of experience to his role as a wealth management professional. As the senior advisor of The Fort Brooke Group, he is responsible for shaping the team’s strategic vision. Jim has dedicated his career to providing personalized financial advice to successful individuals, families and business owners through a disciplined and goals-based process. His diverse financial background enables him to help clients achieve their retirement and legacy planning goals, while building a diversified investment portfolio.
After graduating from the University of South Florida with a degree in Accounting, Jim began his career as a CPA at Price Waterhouse & Co. in Tampa. After four years, he worked in commercial real estate before returning to public accounting at a local Tampa CPA firm. It was during this experience that Jim discovered his true passion for wanting to help people solve their financial challenges beyond their tax concerns. He wanted to have a more meaningful impact on the quality of their lives.
In 1994, Jim was recruited to join Merrill Lynch by long-time friend Simon Canasi to form The Canasi - Fernandez Group. For the next 14 years, Jim and Simon guided clients in making smart decisions about their wealth, as they grew their practice and added new team members. In 2008, they made an important decision to join Morgan Stanley. Simon retired in 2019 and the team was rebranded as The Fort Brooke Group.
Jim’s desire to help others is equaled only by his dedication to his community and his family. Over the years, he has been active with many organizations, including the Hillsborough Community College Foundation, the Florida Gulf Coast Lung Association, the Tampa Bay Business Committee for the Arts and the Krewe of Knights of Sant Yago.
Jim is a lifetime resident of Tampa and proud of his family roots that date back more than 100 years. In his free time, he and his wife, Mary, enjoy traveling. He also enjoys studying history, golf, hunting and fishing.
Experience:
Senior Vice - President | Financial Advisor
Morgan Stanley Wealth Management
2008 – Present
Vice President
Merrill Lynch
1994 - 2008
Shareholder
Krueger & Fernandez, P.A. Certified Public Accountants
1985 - 1994
Tax Consultant
Price Waterhouse & Co.
1981 - 1985
Education:
University of South Florida
B.B.A., Accounting
1977 - 1981
After graduating from the University of South Florida with a degree in Accounting, Jim began his career as a CPA at Price Waterhouse & Co. in Tampa. After four years, he worked in commercial real estate before returning to public accounting at a local Tampa CPA firm. It was during this experience that Jim discovered his true passion for wanting to help people solve their financial challenges beyond their tax concerns. He wanted to have a more meaningful impact on the quality of their lives.
In 1994, Jim was recruited to join Merrill Lynch by long-time friend Simon Canasi to form The Canasi - Fernandez Group. For the next 14 years, Jim and Simon guided clients in making smart decisions about their wealth, as they grew their practice and added new team members. In 2008, they made an important decision to join Morgan Stanley. Simon retired in 2019 and the team was rebranded as The Fort Brooke Group.
Jim’s desire to help others is equaled only by his dedication to his community and his family. Over the years, he has been active with many organizations, including the Hillsborough Community College Foundation, the Florida Gulf Coast Lung Association, the Tampa Bay Business Committee for the Arts and the Krewe of Knights of Sant Yago.
Jim is a lifetime resident of Tampa and proud of his family roots that date back more than 100 years. In his free time, he and his wife, Mary, enjoy traveling. He also enjoys studying history, golf, hunting and fishing.
Experience:
Senior Vice - President | Financial Advisor
Morgan Stanley Wealth Management
2008 – Present
Vice President
Merrill Lynch
1994 - 2008
Shareholder
Krueger & Fernandez, P.A. Certified Public Accountants
1985 - 1994
Tax Consultant
Price Waterhouse & Co.
1981 - 1985
Education:
University of South Florida
B.B.A., Accounting
1977 - 1981
Securities Agent: IN, DC, CO, IL, WA, TX, NC, GA, FL, AZ, AL, VA, OH, NY, CT, SC, NJ, CA, MD, KY, TN, MA, KS, AR, MI, PR, PA, MT; General Securities Representative; Investment Advisor Representative
NMLS#: 1275691
NMLS#: 1275691
About Brian Garcia
A seasoned professional for more than 20 years, Brian enjoys working with successful individuals and families, providing personalized advice through a disciplined wealth management approach. He concentrates on developing comprehensive financial plans to help empower his clients to effectively grow, protect and transfer their wealth in a smart and tax-efficient manner.
After graduating from the University of South Florida where he earned his degree in Finance, Brian continued his studies, earning his M.B.A. in International Business and Finance at the University of Miami. In 1999, he began his career as a Financial Advisor and over the next 18 years, worked at several national firms including Merrill Lynch, Banc of America Investment Services and Wachovia (now Wells Fargo) Securities. In 2017, Brian was recruited to Morgan Stanley in anticipation of joining the Fort Brooke Group in 2019.
Brian draws upon his vast experience to provide clients with customized portfolios and tailored advice. His disciplined process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a detailed plan that reflects each client’s goals, values and personal circumstances. He takes pride in his ability to put complex investment strategies into action and effectively communicating these strategies using simple and easy-to-understand language. Brian is fluent in both English and Spanish.
Born and raised in Tampa, Brian is a firm believer in giving back to his local community. He is a former board member of the PACE Center for Girls in Tampa. He and his wife, Michelle, are devoted parents to their two children, Brianna and Michael. Outside of the office, Brian enjoys boating, fishing and cheering on the Tampa Bay Lightning and Buccaneers.
After graduating from the University of South Florida where he earned his degree in Finance, Brian continued his studies, earning his M.B.A. in International Business and Finance at the University of Miami. In 1999, he began his career as a Financial Advisor and over the next 18 years, worked at several national firms including Merrill Lynch, Banc of America Investment Services and Wachovia (now Wells Fargo) Securities. In 2017, Brian was recruited to Morgan Stanley in anticipation of joining the Fort Brooke Group in 2019.
Brian draws upon his vast experience to provide clients with customized portfolios and tailored advice. His disciplined process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a detailed plan that reflects each client’s goals, values and personal circumstances. He takes pride in his ability to put complex investment strategies into action and effectively communicating these strategies using simple and easy-to-understand language. Brian is fluent in both English and Spanish.
Born and raised in Tampa, Brian is a firm believer in giving back to his local community. He is a former board member of the PACE Center for Girls in Tampa. He and his wife, Michelle, are devoted parents to their two children, Brianna and Michael. Outside of the office, Brian enjoys boating, fishing and cheering on the Tampa Bay Lightning and Buccaneers.
Securities Agent: MI, MD, CO, IL, TN, PA, NY, FL, CT, AR, KS, IN, CA, SC, PR, WA, NJ, DC, GA, AZ, AL, VA, MA, KY, TX, OH, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1785345
CA Insurance License #: 0M83189
NMLS#: 1785345
CA Insurance License #: 0M83189
About Frank R. Sierra
Frank is a Portfolio Manager and Financial Advisor with 23 years of financial services experience. He works closely with professionals, business owners and their families to align their finances with their long-term goals. His disciplined approach includes the development of a comprehensive financial plan that combines wealth accumulation strategies and risk management techniques to help maintain financial security through every one of life’s important milestones.
A lifelong resident of Tampa, Frank attended the University of South Florida, where he earned degrees in Finance and Economics. Upon graduation, he began his career at American Express Financial Advisors. In 2000, Frank joined Merrill Lynch where he first met Jim Fernandez. He joined The Canasi-Fernandez Group in 2004 and moved with the team to Morgan Stanley in 2008.
With Frank’s extensive investment experience, he has developed a strong understanding of economics and is well versed in the equity and fixed income markets. Over the years, he has cultivated focused skills in asset allocation, investment management, as well as retirement planning. He believes in taking a conservative approach to investing, using fixed income and high-quality equities to help achieve a targeted rate of return commensurate with a client’s personal risk level.
Frank lives in South Tampa with his partner, Laurie. He has two college-age daughters. Outside of the office, he enjoys the beach, golf, music, wine, good cigars and motorcycles.
A lifelong resident of Tampa, Frank attended the University of South Florida, where he earned degrees in Finance and Economics. Upon graduation, he began his career at American Express Financial Advisors. In 2000, Frank joined Merrill Lynch where he first met Jim Fernandez. He joined The Canasi-Fernandez Group in 2004 and moved with the team to Morgan Stanley in 2008.
With Frank’s extensive investment experience, he has developed a strong understanding of economics and is well versed in the equity and fixed income markets. Over the years, he has cultivated focused skills in asset allocation, investment management, as well as retirement planning. He believes in taking a conservative approach to investing, using fixed income and high-quality equities to help achieve a targeted rate of return commensurate with a client’s personal risk level.
Frank lives in South Tampa with his partner, Laurie. He has two college-age daughters. Outside of the office, he enjoys the beach, golf, music, wine, good cigars and motorcycles.
Securities Agent: CT, AR, KY, CA, MD, VA, AZ, TN, SC, FL, WA, TX, NV, KS, IN, DC, PR, OH, NC, MT, MA, GA, IL, NY, NJ, MI, CO, AL, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1293941
NMLS#: 1293941
About Marco E Edmiston
Since joining the financial services industry in 2007, Marco has been assisting clients in defining their most important goals and then developing a personalized plan to achieve them. His clients, who range from first-time investors seeking to grow their wealth to retirees looking to preserve their nest eggs, turn to Marco for guidance on asset allocation, investment strategies and planning for a secure financial foundation. He offers a high level of personalized service and advice, along with education, to help his clients feel confident about their decisions.
Marco excels at tuning into his clients’ specific needs and designing goal-oriented plans that are customized to their time horizon and tolerance for risk. By gaining a deep understanding of his client’s circumstances – where they are and where they hope to go – he is able to help them bridge the gap to reach their personal and financial objectives. Marco prides himself on taking ownership of his clients’ financial well-being and regards his clients as virtual members of his financial family. If clients need assistance, he takes immediate steps to help address their issues and then takes it one step further to see if their concerns have been resolved.
Introduced to the stock market at a young age by his grandfather, Marco has always been fascinated by finance. He feels fortunate to have the opportunity to combine his outgoing personality, financial experience and desire to help people in his role as a Financial Advisor. Before coming to Morgan Stanley* in 2008, Marco was an Elite Client Services Representative at E*TRADE Financial. He earned his B.S. in Finance from the University of South Florida and currently holds Series 7, 63, 66 and Insurance licenses.
Marco excels at tuning into his clients’ specific needs and designing goal-oriented plans that are customized to their time horizon and tolerance for risk. By gaining a deep understanding of his client’s circumstances – where they are and where they hope to go – he is able to help them bridge the gap to reach their personal and financial objectives. Marco prides himself on taking ownership of his clients’ financial well-being and regards his clients as virtual members of his financial family. If clients need assistance, he takes immediate steps to help address their issues and then takes it one step further to see if their concerns have been resolved.
Introduced to the stock market at a young age by his grandfather, Marco has always been fascinated by finance. He feels fortunate to have the opportunity to combine his outgoing personality, financial experience and desire to help people in his role as a Financial Advisor. Before coming to Morgan Stanley* in 2008, Marco was an Elite Client Services Representative at E*TRADE Financial. He earned his B.S. in Finance from the University of South Florida and currently holds Series 7, 63, 66 and Insurance licenses.
Securities Agent: WV, CO, WY, OK, NY, NC, KS, GA, CT, SD, UT, NV, NJ, LA, DE, DC, WA, OR, MI, ME, RI, MO, MN, MD, FL, AR, IL, CA, AZ, VA, TN, SC, PR, KY, AL, TX, NM, IA, PA, IN, OH, NH, NE, MS, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1282551
CA Insurance License #: 0H82363
AR Insurance License #: 16569205
NMLS#: 1282551
CA Insurance License #: 0H82363
AR Insurance License #: 16569205
About John C Few
John Few, an industry veteran since 1984, is a Family Wealth Director with Morgan Stanley. He has led a broad experiential path to his role with Morgan Stanley. Prior to joining Morgan Stanley, he was an institutional equity trader and OTC market maker at Raymond James and Associates advising and executing block trades for institutional clients. John has also been a municipal bond trader in New York for Chemical Bank and was a research analyst in public finance at Merrill Lynch in New York.
Working with Ultra High Net Worth clients requires solutions that have an impact over generations. Mr. Few’s Family Wealth Director designation allows him to serve our affluent clients by concentrating the professional knowledge and resources needed to help them address the complex challenges of managing significant, multi-generational wealth.
After graduating from Jesuit High School in Tampa and Princeton University in 1984 with an A.B. in History, Mr. Few graduated from the Kenan-Flagler School of Business at UNC-Chapel Hill in 1990 with an MBA in International Business. Mr. Few holds Series 7, 24, 63 and 66 registrations and is licensed by the Florida State Board of Insurance.
Mr. Few spent 30 years as an assistant high school football coach at Jesuit HS and for the 2006, 2008, 2009 and 2011 state champion Plant Panthers. In 2011 he was named the National Football Foundation’s Hillsborough County Assistant Coach of the Year. Mr. Few currently serves on the boards of the Hillsborough County Bar Foundation, Princeton Club of Tampa Bay, the Jack and Jill Late Stage Cancer Foundation, and the local chapter of the National Football Foundation. His community involvement includes past service on the boards of the Florida Security Traders Association, St. John’s Episcopal Parish Day School, Palma Ceia Golf & Country Club, Train Up First Foundation, Tampa Bay Little League and Ye Mystic Krewe of Gasparilla. Mr. Few is a certified PADI Divemaster, a licensed OUPV boat captain and is the music director for Ye Mystic Krewe of Gasparilla’s Cut Throat Chorus. Mr. Few is married with two adult sons.
Working with Ultra High Net Worth clients requires solutions that have an impact over generations. Mr. Few’s Family Wealth Director designation allows him to serve our affluent clients by concentrating the professional knowledge and resources needed to help them address the complex challenges of managing significant, multi-generational wealth.
After graduating from Jesuit High School in Tampa and Princeton University in 1984 with an A.B. in History, Mr. Few graduated from the Kenan-Flagler School of Business at UNC-Chapel Hill in 1990 with an MBA in International Business. Mr. Few holds Series 7, 24, 63 and 66 registrations and is licensed by the Florida State Board of Insurance.
Mr. Few spent 30 years as an assistant high school football coach at Jesuit HS and for the 2006, 2008, 2009 and 2011 state champion Plant Panthers. In 2011 he was named the National Football Foundation’s Hillsborough County Assistant Coach of the Year. Mr. Few currently serves on the boards of the Hillsborough County Bar Foundation, Princeton Club of Tampa Bay, the Jack and Jill Late Stage Cancer Foundation, and the local chapter of the National Football Foundation. His community involvement includes past service on the boards of the Florida Security Traders Association, St. John’s Episcopal Parish Day School, Palma Ceia Golf & Country Club, Train Up First Foundation, Tampa Bay Little League and Ye Mystic Krewe of Gasparilla. Mr. Few is a certified PADI Divemaster, a licensed OUPV boat captain and is the music director for Ye Mystic Krewe of Gasparilla’s Cut Throat Chorus. Mr. Few is married with two adult sons.
Securities Agent: CA, AZ, VA, MN, DE, SD, SC, MI, AR, WA, NM, NY, MA, GA, CO, TX, OR, UT, OH, KY, DC, PR, NJ, IN, FL, NC, IL, TN, PA, CT, MD; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 1472943
AR Insurance License #: 9176788
NMLS#: 1472943
AR Insurance License #: 9176788
About Rene' McGuire
Rene’ began her career with Merrill Lynch in 1985. Drawing on more than 30 years of financial services experience, Rene’ is often the first line of contact on a broad array of client services. A consummate professional, she is committed to providing each client with the highest level of personal service and integrity. Rene’ has been an important member of our team since 2010 and a member of the firm since 2006.
From the largest task to the smallest request, Rene’ works diligently to exceed client expectations. Rene’ is the administrative coordinator for our executive financial services business, which includes administration of SEC Rule 10b5-1 plans for executives, subject to SEC Rule 144. She also coordinates various client service activities, including onboarding new clients and interfacing with various departments to ensure client issues are resolved efficiently.
Prior to joining Morgan Stanley, Rene worked as a Client Service Associate at several financial services firms, including Merrill Lynch and Prudential Securities. She continues to maintain her FINRA Series 7, 63 and 65 licenses.
Growing up in Lakeland, Florida, Rene’ now lives in Riverview with her husband, Shane, and their son, Michael. Outside of the office, Rene’ enjoys cooking, arts and crafts, reading and spending time at the beach with her family.
From the largest task to the smallest request, Rene’ works diligently to exceed client expectations. Rene’ is the administrative coordinator for our executive financial services business, which includes administration of SEC Rule 10b5-1 plans for executives, subject to SEC Rule 144. She also coordinates various client service activities, including onboarding new clients and interfacing with various departments to ensure client issues are resolved efficiently.
Prior to joining Morgan Stanley, Rene worked as a Client Service Associate at several financial services firms, including Merrill Lynch and Prudential Securities. She continues to maintain her FINRA Series 7, 63 and 65 licenses.
Growing up in Lakeland, Florida, Rene’ now lives in Riverview with her husband, Shane, and their son, Michael. Outside of the office, Rene’ enjoys cooking, arts and crafts, reading and spending time at the beach with her family.
About Nikki LeBaron
Nikki LeBaron started her career in 1998 at Bank of America investments before moving to Wachovia Advisors in 2006. She started at Morgan Stanley in 2017 as a Registered Associate with Brian and has been a member of the Fort Brooke Group since 2022. A long time Florida resident, Nikki enjoys spending time with her husband of 28 years, Arthur and their three children.
-Licenses
Series 7, 63, and 66
-FL-215 Insurance
-Licenses
Series 7, 63, and 66
-FL-215 Insurance
About Sam Mangini
As a dedicated Registered Client Service Associate at Morgan Stanley, Sam prides himself on providing exceptional financial service to our clients and prospects. He holds a bachelor’s degree in finance with honors from The University of Tampa, which has equipped him with a solid foundation in financial principles and practices. Additionally, he is fluent in Spanish.
Sam’s professional path began as an intern at Morgan Stanley while he was pursuing his degree. In his current role, he leverages his educational background and internship experience to foster long-lasting relationships with clients, helping ensure their financial goals are met with the utmost professionalism and care. Sam is passionate about contributing to the success of our clients and the continued excellence of Morgan Stanley in the financial services landscape. Sam holds the Series 66 and 7 licenses.
Sam grew up in Tappan, New York before moving down to Tampa. Outside of work he likes to stay busy volunteering at Jesuit High School and Christ the King Church in addition to spending time with family.
Sam’s professional path began as an intern at Morgan Stanley while he was pursuing his degree. In his current role, he leverages his educational background and internship experience to foster long-lasting relationships with clients, helping ensure their financial goals are met with the utmost professionalism and care. Sam is passionate about contributing to the success of our clients and the continued excellence of Morgan Stanley in the financial services landscape. Sam holds the Series 66 and 7 licenses.
Sam grew up in Tappan, New York before moving down to Tampa. Outside of work he likes to stay busy volunteering at Jesuit High School and Christ the King Church in addition to spending time with family.
Contact James Fernandez
Contact Brian Garcia
Contact Frank Sierra
Contact Marco E Edmiston
Contact John C Few
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Michael Johnson
Private Banker
Emily Najjar, CFP®
Vice President, Financial Planning Director
About Michael Johnson
Michael Johnson is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Michael began his career in financial services in 2010, and joined Morgan Stanley in 2022. Prior to joining the firm, he was a Regional Lending Director at Wells Fargo Advisors. He also served as a Financial Advisor at Merrill Lynch.
Michael is a graduate of the Middle Tennessee State University, where he received a Bachelors Degree in Finance. He lives in St. Petersburg, FL.. Outside of the office, Michael enjoys the outdoors with his dog Wayne, playing ice hockey and golf, and watching all of his favorite sports teams let him down. He serves his community through Reach St. Pete, a non-profit that provides resources to those experiencing homelessness, low-income, and at-risks situations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Michael began his career in financial services in 2010, and joined Morgan Stanley in 2022. Prior to joining the firm, he was a Regional Lending Director at Wells Fargo Advisors. He also served as a Financial Advisor at Merrill Lynch.
Michael is a graduate of the Middle Tennessee State University, where he received a Bachelors Degree in Finance. He lives in St. Petersburg, FL.. Outside of the office, Michael enjoys the outdoors with his dog Wayne, playing ice hockey and golf, and watching all of his favorite sports teams let him down. He serves his community through Reach St. Pete, a non-profit that provides resources to those experiencing homelessness, low-income, and at-risks situations.
NMLS#: 982074
About Emily Najjar, CFP®
Emily Najjar is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Tampa Bay, FL area. She is responsible for helping Financial Advisors with their clients’ and prospects’ financial planning needs.
Emily began her career in financial services in 2016 and joined Morgan Stanley in 2024. Prior to her current position, she was a senior financial advisor at Merrill Lynch and helped individuals, families, and businesses achieve their goals through financial planning.
Emily graduated from Niagara University with a BS degree and holds her CERTIFIED FINANCIAL PLANNER™ designation. Outside of work, Emily enjoys playing the guitar, reading, and exploring new and inspiring destinations through travel.
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Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
Emily began her career in financial services in 2016 and joined Morgan Stanley in 2024. Prior to her current position, she was a senior financial advisor at Merrill Lynch and helped individuals, families, and businesses achieve their goals through financial planning.
Emily graduated from Niagara University with a BS degree and holds her CERTIFIED FINANCIAL PLANNER™ designation. Outside of work, Emily enjoys playing the guitar, reading, and exploring new and inspiring destinations through travel.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
