Folsom Branch Office

Jim Dugan is a Senior Vice President and Branch Manager with Morgan Stanley in Folsom, CA. He began his investment career with Smith Barney in 1992 after graduating from California State University, Sacramento with a bachelor’s degree in Business.

Born and raised in New England, Jim arrived in Sacramento in 1986 while serving in the United States Air Force. He currently resides in El Dorado Hills and has two children in college. Jim is still an avid Boston sports fan and is passionate about golf and skiing.

Securities Agent: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC, PR, VI; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
CA Insurance License #: 0B12706

With over 15 years’ experience in attracting, growing and retaining relationships in financial and client services, Waheeda is committed to understanding how the service experience impacts all clients, both internal and external. Waheeda grew up in the Bay area and graduated with a Bachelor of Science in Business Administration with a concentration in Human Resource Management. Since then Waheeda has held various roles within Banking, Wealth Management, Insurance and Telecommunications, with companies such as Bank of America, Merrill Lynch, Wells Fargo, State Farm and Verizon Wireless. Currently she is a Business Service Officer at Morgan Stanley in Roseville, CA. Waheeda is passionate about people and loves to celebrate success. With open and honest communication, anything is possible.

Outside of work, it’s all about family and friends. Waheeda is a wife and a mother of three beautiful children. She enjoys cooking, long family walks and watching her children grow and learn new things.

Elise has been a Risk Officer in the Sacramento Market since 2017. Prior to joining the Sacramento Market, she was an Operational Risk Analyst at a California based bank for almost two years and prior to that was a Senior Branch Examiner at Morgan Stanley and Smith Barney, collectively, for nine years. Elise has a Bachelor’s degree in Managerial Economics from UC Davis and a Master’s degree in Accounting from Sacramento State.

Elise and her husband, live in West Sacramento with their two kids. When not working, Elise spends her time taking her kids to swim practices and swim meets. Elise enjoys spending time with friends and family, running, cooking and trying new foods.

Kristen has been in the financial services industry for over 16 years and has worked for organizations such as the Hartford Life Insurance Company and Charles Schwab. Prior to Morgan Stanley, Kristen was a Regional Vice President for Northern CA and NV with Columbia Threadneedle Investments in the financial services industry. Currently, Kristen is responsible for Business Development for the Market and strives to be a resource to financial advisors by being the conduit to various tools and resources at the Firm. She also engages in coaching, practice management, and business development opportunities. Her experience provides the Market with a comprehensive perspective on the industry as well as how best to execute the Firm’s mission for client satisfaction within the community.

Kristen graduated cum laude with a Bachelor of Science degree in Business Administration from Saint Michael’s College in Colchester, VT in 2004. While attending college, Kristen was the Team Captain for the Cross Country Running team, raced on the D1 Cross Country Ski team, and ran marathons. Outside of the office, Kristen has a passion for fitness and leading a healthy lifestyle and has currently participated in 10 fitness competitions.

Sue Callantine is a Private Banker serving Morgan Stanley Wealth Management branches in California and Nevada.

Sue began her career in financial services in 1997. Prior to joining Morgan Stanley in 2019, she was a Private Banker at Bank of the West. Sue has also been a Private Banker at Wells Fargo and Bank of America, as well as a Wealth Management Banker at Merrill Lynch.

Sue received a Bachelor of Business Administration in Management from University of Alaska Anchorage.

She resides in Orangevale, CA with her husband Mark. Sue currently serves on the Hope Gala Board of Ambassadors for the American Cancer Society. Outside of the office, she enjoys gardening, reading and traveling.