Senior Vice President, Financial Advisor, Financial Planning Specialist, Senior Investment Management Consultant
Phone:
(765) 420-8406(765) 420-8406
Fenoglio - Schrader - Stapleton Group at Morgan Stanley
Direct:
(765) 420-8404(765) 420-8404
Our Mission Statement
Experienced wealth planning services for you and your family to provide confidence and help accomplish your goals.
About Us
Our team of Financial Advisors can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. We work hard to get to know what is important to you, so we can use that information to create a personalized plan that will help you achieve your life and legacy goals and give you peace of mind. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Mission:
An important aspect of our team that we take pride in is our ongoing work with the community and religious organizations. We work with a variety non-profits located around our community and as with all our clients, we work diligently to ensure we create the best plan for all our individual clients and organizations.
Working with Churches and Non-Profits:
Our team has considerable experience working with churches and other non-profit organizations to help preserve assets and provide greater financial confidence by creating custom plans that address the unique mission driven challenges at hand. We know that it is important for many of our clients to invest in a way that is consistent with their beliefs and values, which is why Morgan Stanley is proud to enable investors to pursue values-based and faith-based investing, including ESG/SRI criteria.
Working with Churches and Non-Profits:
Our team has considerable experience working with churches and other non-profit organizations to help preserve assets and provide greater financial confidence by creating custom plans that address the unique mission driven challenges at hand. We know that it is important for many of our clients to invest in a way that is consistent with their beliefs and values, which is why Morgan Stanley is proud to enable investors to pursue values-based and faith-based investing, including ESG/SRI criteria.
Impact Investing
Morgan Stanley puts a high value on enabling clients to Invest in accordance with the beliefs and values that are important to them, whatever they may be.
Investing with Impact
Values-Based Investing
By following a holistic faith-based investment strategy, investors can now be sure that the ways in which they commit capital embrace the full tenets of their faith and teachings.
Building Value from Values
Catholic Values Investing
This document takes a look at the historical basis for faith-based investing and some of the current thoughts from the U.S. Conference of Catholic Bishops.
Catholic Values Investing
Jewish Values Investing
By aligning their capital with their values, Jewish investors and philanthropists can potentially have a greater impact on the world's problems.
Aligning Jewish Values with Philanthropy and InvestingClient Resources
The Fenoglio Schrader Stapleton Group is dedicated to providing our clients and prospects with the latest insight and resources available to be better informed in the current marketplace.
GIC Monthly Research Report
The Global Investment Committee's Michael Wilson provides insightful commentary on the markets while covering key areas to help investors with the financial landscape.
Read this Month's Report
Thoughts On The Markets Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
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Digital technology is centered on how people communicate, consume, transact and travel. We are dedicated to cyber security and safeguarding client's assets. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors.
The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Digital VaultThe Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
eDeliveryCurrently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
Data Security
Our highest priority is keeping your information protected. Morgan Stanley dedicates significant resources to protecting your assets and personal information.
-Strong encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
- Independent review by outside security firms.
Data Security-Strong encryption protocols designed to protect your data.
- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
- Independent review by outside security firms.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Visit Our Online Security CenterLocation
415 Columbia Street
Ste 3100
Lafayette, IN 47901
US
Direct:
(765) 420-8404(765) 420-8404
Meet Fenoglio - Schrader - Stapleton Group
Phone:
(765) 420-8401(765) 420-8401
Senior Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist
Phone:
(765) 420-8403(765) 420-8403
Phone:
(765) 420-8435(765) 420-8435
Angie Marlin
Senior Registered Client Service Associate
Phone:
(765) 420-8407(765) 420-8407
Rhonda Kyle
Wealth Management Associate, Financial Planning Specialist
Phone:
(765) 420-8411(765) 420-8411
Jenna Fenoglio
Registered Client Service Associate
Phone:
(765) 420-8404(765) 420-8404
About Lou Fenoglio
Lou Fenoglio is a Senior Portfolio Manager, Financial Planning Specialist, and Financial Advisor for Morgan Stanley. With more than 32 years of financial advising and planning proficiency, he has decades of experience working closely to develop client relationships, creating long term planning strategies, estate planning strategies, and philanthropic planning.
Originally from Clinton, Indiana, Lou received his Bachelor’s degree from Wabash College in 1981 and he has since spent his entire career with Morgan Stanley in Lafayette as a consistent source of advice and guidance for his clients for over three decades. During his time as a Financial Advisor for Morgan Stanley Lou has worked with clients of many different backgrounds and takes time to understand client needs to help them accomplish their goals.
An active member of his community, Lou has served as chairman on the Lafayette Catholic Schools governance board, and formerly served as the president of the Lafayette YMCA board of directors. He also spends some of his time on the finance committee for the Western Indiana Community Foundation.
In his spare time Lou enjoys spending time with his family, including his three grandchildren and he is an active member in his church and his community. Lou is an avid reader, gardener, enjoys athletic competitions, and has fun being active playing tennis, pickle ball, and lap swimming.
2022-2024 Forbes Best-In- State Wealth Management Teams
Source: Forbes.com (2022-2024) Forbes Best-In-State Wealth Management Teams ranking awarded in 2022-2024 AWARD WAS GIVEN. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
Originally from Clinton, Indiana, Lou received his Bachelor’s degree from Wabash College in 1981 and he has since spent his entire career with Morgan Stanley in Lafayette as a consistent source of advice and guidance for his clients for over three decades. During his time as a Financial Advisor for Morgan Stanley Lou has worked with clients of many different backgrounds and takes time to understand client needs to help them accomplish their goals.
An active member of his community, Lou has served as chairman on the Lafayette Catholic Schools governance board, and formerly served as the president of the Lafayette YMCA board of directors. He also spends some of his time on the finance committee for the Western Indiana Community Foundation.
In his spare time Lou enjoys spending time with his family, including his three grandchildren and he is an active member in his church and his community. Lou is an avid reader, gardener, enjoys athletic competitions, and has fun being active playing tennis, pickle ball, and lap swimming.
2022-2024 Forbes Best-In- State Wealth Management Teams
Source: Forbes.com (2022-2024) Forbes Best-In-State Wealth Management Teams ranking awarded in 2022-2024 AWARD WAS GIVEN. Each ranking was based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher). This evaluation process concluded in March of the previous year the award was issued, having commenced in March of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. These rankings are not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
© 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
Securities Agent: DE, VA, MA, CA, AR, TX, SC, MI, IN, OR, NH, NE, CO, OH, ME, MD, IL, OK, NV, NJ, MO, KY, AZ, AL, WA, TN, NY, NC, ID, FL, WI, MN, IA, PA, SD, NM, KS, GA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2679696
NMLS#: 2679696
About Jim R Schrader
Jim Schrader has been a Financial Advisor at Morgan Stanley for 42 years. He holds titles of Senior Vice President, Senior Portfolio Manager, and Certified Financial Planner. Jim is currently the Lafayette Branch Manager a position he also held from from 1996 to 2010.
He knew from a young age he wanted to be in a career where he could make a positive impact on people’s futures. Jim’s natural tendency to listen and ask questions led him to become a Financial Advisor. Asking questions about everything; from client’s attitudes about saving and investing, to their personal life beyond their finances. Jim’s passion is to find out what is important to his clients and then assists them to work towards a better life.
Jim is a Ball State University graduate with a degree in Business, although his original plan was to study photography. Jim interests and hobbies expand way out of the wealth management territory such as photography, carpentry, welding, fishing, golfing and gardening to name a few. The Fenoglio-Schrader-Stapleton Group’s biggest priority outside of business is philanthropy which Jim contributes in many ways. Serving on St. Mary’s Finance Council, establishing scholarship programs for children of limited means to attend faith-based schools, and over 35 years of volunteer work coaching football. He has served on many community non-profit boards and lead the Lafayette area United Way Annual Campaign. Jim, along with his wife and High School sweetheart, Lisa, have left a tremendous impact on the community and local non-profits. Jim and Lisa, although being empty nesters, are still extremely involved in their children’s and grandchildren’s lives.
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He knew from a young age he wanted to be in a career where he could make a positive impact on people’s futures. Jim’s natural tendency to listen and ask questions led him to become a Financial Advisor. Asking questions about everything; from client’s attitudes about saving and investing, to their personal life beyond their finances. Jim’s passion is to find out what is important to his clients and then assists them to work towards a better life.
Jim is a Ball State University graduate with a degree in Business, although his original plan was to study photography. Jim interests and hobbies expand way out of the wealth management territory such as photography, carpentry, welding, fishing, golfing and gardening to name a few. The Fenoglio-Schrader-Stapleton Group’s biggest priority outside of business is philanthropy which Jim contributes in many ways. Serving on St. Mary’s Finance Council, establishing scholarship programs for children of limited means to attend faith-based schools, and over 35 years of volunteer work coaching football. He has served on many community non-profit boards and lead the Lafayette area United Way Annual Campaign. Jim, along with his wife and High School sweetheart, Lisa, have left a tremendous impact on the community and local non-profits. Jim and Lisa, although being empty nesters, are still extremely involved in their children’s and grandchildren’s lives.
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Securities Agent: ND, TN, KS, SD, OH, DE, RI, PA, TX, OR, WA, VA, UT, NC, WY, WI, VT, AR, CA, OK, MD, CT, NJ, NH, NM, SC, NY, CO, PR, FL, DC, MO, NV, MT, IN, KY, NE, MS, MN, MI, ME, MA, LA, IL, GA, AL, AK, IA, AZ, HI, ID, VI, WV; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Bryan H Stapleton
Bryan Stapleton joined the firm in 2000 right out of college, and is now a Senior Vice President and a Financial Planning Specialist. Now a proud member of the Fenoglio Schrader Stapleton group at Morgan Stanley, Bryan was first introduced to Lou and Jim when they were his youth football coaches. They became lifelong mentors to him and he turned to them for career advice when he first joined the industry. Bryan became a financial advisor because he wanted to be a coach to his clients- helping them first establish goals and then building out a game plan to accomplish them. Bryan cares deeply about his clients and builds wealth solutions tailored to each of their specific needs. He works alongside Lou and Jim who have greatly impacted his client centric approach to the business.
Bryan received his bachelor’s degree from Miami University in Oxford Ohio. As a dedicated member of the community he is chairperson of Lafayette Catholic Schools, serves on Tippecanoe County Sherriff Merit Board, and has been involved in youth coaching for over 15 years. Bryan resides in Lafayette with his wife, Kristin, their 3 children and his dog. In his free time you can find Bryan cheering on his kids or coaching them from the sidelines.
Bryan received his bachelor’s degree from Miami University in Oxford Ohio. As a dedicated member of the community he is chairperson of Lafayette Catholic Schools, serves on Tippecanoe County Sherriff Merit Board, and has been involved in youth coaching for over 15 years. Bryan resides in Lafayette with his wife, Kristin, their 3 children and his dog. In his free time you can find Bryan cheering on his kids or coaching them from the sidelines.
Securities Agent: IN, NV, NC, MI, KS, DE, NE, TN, PA, NY, WA, UT, TX, NJ, CA, WI, MN, IA, FL, AR, OR, OK, NH, GA, OH, MA, IL, SD, VA, MO, KY, CO, AZ, AL, SC, NM, ME; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2221474
NMLS#: 2221474
About Jim Schrader
Securities Agent: IA, GA, VI, VA, PR, KY, KS, WA, TN, MI, IN, AK, UT, TX, NY, MO, HI, OK, NE, DE, AR, WI, VT, OR, NV, ND, MT, MS, MD, IL, FL, CA, NM, ID, NC, NJ, NH, CT, CO, AL, WY, SD, SC, RI, PA, MN, ME, DC, AZ, WV, OH, MA, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 2604477
NMLS#: 2604477
About Rhonda Kyle
Rhonda Kyle has been with Morgan Stanley for over 10 years but has over 30 years of experience in the industry. She enjoys sharing this experience with clients and peers. Her mission is to support clients as they journey through the various stages of their personal financial situation.
Rhonda was born and raised in Lafayette, Indiana. Has been married to her high school sweetheart, Jeff for over 30 years. They have two children, Shelby, age 27 and Jacob, aged 23. She enjoys reading, walking her dog, Dexter and watching Purdue sports. Boiler Up!
This role cannot solicit or provide investment advice.
Rhonda was born and raised in Lafayette, Indiana. Has been married to her high school sweetheart, Jeff for over 30 years. They have two children, Shelby, age 27 and Jacob, aged 23. She enjoys reading, walking her dog, Dexter and watching Purdue sports. Boiler Up!
This role cannot solicit or provide investment advice.
Contact Lou Fenoglio
Contact Jim R Schrader
Contact Bryan H Stapleton
Contact Jim Schrader
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kimberly Guidone
Private Banker
About Kimberly Guidone
Kimberly is a Private Banker serving Morgan Stanley Wealth Management offices in Indiana.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 1996 and joined Morgan Stanley in 2016. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch. She also served as an Investment Relationship Manager with Key Investment Services and a Financial Advisor at Thrivent Financial.
Kimberly is a graduate of Wright State University where she received a Bachelor of Arts degree in Psychology. Outside of the office, Kimberly spends time with her family enjoying hiking, camping, and other outdoor activities.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kimberly began her career in financial services in 1996 and joined Morgan Stanley in 2016. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch. She also served as an Investment Relationship Manager with Key Investment Services and a Financial Advisor at Thrivent Financial.
Kimberly is a graduate of Wright State University where she received a Bachelor of Arts degree in Psychology. Outside of the office, Kimberly spends time with her family enjoying hiking, camping, and other outdoor activities.
NMLS#: 619678
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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
