Financial Advisor, Family Wealth Director, Executive Financial Services Director, Senior Portfolio Management Director
EverKin Group at Morgan Stanley
Menlo Park:
(650) 926-7200(650) 926-7200
Our Mission Statement
As a client, we are committed to serving your family as our own, caring for your legacy and the generations to come.
Welcome
Welcome to EverKin Wealth Management Group, an innovative asset management practice that empowers trailblazing corporate executives to realize their aspirations by providing strategic financial guidance. The group was established by Philip Hoang, a seasoned portfolio manager with over a decade-long track record overseeing client assets exceeding $20 billion under management.
Philip's expertise and service have earned notable recognition, including being featured on Forbes' distinguished advisor lists. He was honored as one of America's top next-generation wealth advisors in 2022 and recognized as one of America's best-in-state wealth advisors in 2023.
Passion and integrity shape the pillars of our practice as our journey has been one of relentless exploration and a quest for innovation. Our insatiable curiosity drives us to push boundaries, challenge the status quo, and constantly question traditional approaches to develop differentiated financial solutions that meet our client's needs. This journey has led us to collaborate with a diverse clientele, empowering high-net-worth individuals to finance ambitious commercial projects, execute socially responsible investment initiatives, acquire sports franchises, and implement sophisticated strategies to protect and grow their wealth.
From collaborating with our forward-thinking community to exploring alternative investment strategies, our practice infuses our work with enthusiasm, knowing that by challenging conventions, we can help unlock the full potential of our client's wealth.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Crafting Tailored Wealth Management Solutions
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service.
Step 1: Discovery Process
We take the time to fully understand you and your family - whether you're planning for retirement, purchasing a home or living out your retirement - we consider all of your challenges, goals and aspirations when building your financial picture.
Step 2: Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your success.
Step 3: Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources to ensure swift, decisive action in all market scenario's.
Step 4: Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Our Clients
Our clientele consists of individuals seeking a dedicated team to support the intricacies of their family's financial needs.
Our foremost commitment lies in comprehending the intricacies of every client's specific needs and delivering a level of service that is meticulously designed to empower them to accomplish their financial ambitions while keeping risk-adjusted, fee and tax-conscious returns in mind.
Among Our Clients Are:
• Visionary founders, executives, key employees who hold or have held integral positions in shaping the success of their organizations, and forward-thinking entrepreneurs who have built extraordinary enterprises. They all possess the sophistication and capability to manage their own assets but choose to direct their attention toward their passion, priorities, and the people they value.
• Affluent families with multi-generational wealth considerations seeking to ensure the enduring prosperity of their legacies for generations to come, whose financial aptitudes can range from little to no experience to highly experienced, and seeking a spectrum of education, capital insight, and investment diversity.
• Individuals who have distinctive needs and financial objectives, whose substantial wealth is concentrated, and who are seeking tailored strategies to enhance liquidity, cash flow, diversification, and tax optimization.
Our foremost commitment lies in comprehending the intricacies of every client's specific needs and delivering a level of service that is meticulously designed to empower them to accomplish their financial ambitions while keeping risk-adjusted, fee and tax-conscious returns in mind.
Among Our Clients Are:
• Visionary founders, executives, key employees who hold or have held integral positions in shaping the success of their organizations, and forward-thinking entrepreneurs who have built extraordinary enterprises. They all possess the sophistication and capability to manage their own assets but choose to direct their attention toward their passion, priorities, and the people they value.
• Affluent families with multi-generational wealth considerations seeking to ensure the enduring prosperity of their legacies for generations to come, whose financial aptitudes can range from little to no experience to highly experienced, and seeking a spectrum of education, capital insight, and investment diversity.
• Individuals who have distinctive needs and financial objectives, whose substantial wealth is concentrated, and who are seeking tailored strategies to enhance liquidity, cash flow, diversification, and tax optimization.
Business Owners
Monetizing a privately held company requires seamless coordination of your personal wealth management and business monetization strategies. We are here to assist you at each stage of the process, highlighting key decisions, deadlines and milestones.
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Entrepreneurs
With extensive Private Wealth Management and institutional capabilities, we provide access to the knowledge needed to help grow and monetize your business, and to address the complex challenges of each significant entrepreneurial wealth stage.
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Single Family Offices
Building an effective family office that is aligned with a family’s mission and delivers the extensive range of capabilities required involves a series of critical structuring, staffing and strategic measures. We are here to provide you with the resources to help preserve your wealth across generations and leave an enduring legacy.
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Next Generation
Gaining significant wealth at a young age presents a unique set of challenges. We help prepare the next generation from both an emotional and wealth management perspective to be able to confront challenges, take advantage of financial opportunities, and acquire the leadership skills to take on new roles.
Learn MoreDigital Tools & Resources
Please find below links to some Morgan Stanley digital tools and resources you may find useful as you familiarize yourself with the Morgan Stanley Wealth Management platforms. If you have any questions, feel free to reach out to us.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that Financial Advisors can use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
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CashPlus Brokerage Account
Designed as a modern alternative to banking, providing more value, more protection, and a seamless digital experience. You can benefit from unlimited ATM fee rebates worldwide, complimentary Identity and Credit Protection from Experian®, plus more.
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Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Family Office Resources
We offer extensive specialized resources for UHNW clients in trust and estate planning, family governance, wealth education, family office management, philanthropy management, private banking and wealth planning for art and collectibles.
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Lifestyle Advisory
Enjoy concierge services such as Private Health Advisory, Cybersecurity Services, Aircraft Management and more. Our expansive client loyalty program features premium access to resources and curated content for our valued clients.
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Exclusive Events & Networking Opportunities
Morgan Stanley Private Wealth Management has curated world-class experiences designed to bring together those with common goals and passions.
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Tax, Trust and Estate Planning
The Wealth and Estate Planning Strategists look at all aspects of an individual’s estate to understand the potential income tax and estate planning attributes of the vehicles.
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Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Executive Financial Services
We understand the regulatory challenges you face as an executive and a key insider when trying to access the assets within your corporate equity compensation plan. We partner with the experienced professionals on our Executive Financial Services (EFS) team to deliver specialized guidance and tailored solutions to help you meet your unique needs.
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Understanding Equity Compensation
This article explains restricted stock, stock options, gift options, and more. If you wish to discuss issues specific to your equity compensation, including strategies to diversify a concentrated positions, please speak to your wealth advisor.
View Full Article
Concentrated Positions Toolkit
Concentrated positions can increase investment risk. The simplest way to reduce that risk is to diversify your portfolio. However, many investors may be unable or unwilling to sell their concentrated position. Therefore, you may want to discuss potential hedging and monetization strategies outlined in this brochure with your Financial Advisor or Private Wealth Advisor.
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Guide to Tax-Efficient Planning
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
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Liquidity Access Line
Liquidity Access Line (LAL) is a securities based loan that offers a range of borrowing options while pledging eligible securities from the client's brokerage account at Morgan Stanley Smith Barney LLC as collateral.
Watch Video
Qualified Small Business Stock (QSBS) Exclusion
Designed to encourage investment in small businesses, the Qualified Small Business Stock (QSBS) exclusion provides owners of eligible companies with a tax exclusion for some—or all—of the gains realized on the sale of their stock. But eligibility rules are complex, so advance planning and tax advice are critical.
Learn More
Exchange Funds: An Important Alternative for Your Asset Allocation
By concentrating too much of your overall wealth in the stock of your employer, you could become undiversified and subject yourself to excessive risk. Exchange Funds may help you diversify your holdings, avoid borrowing and use the full value of your position, and gain potential tax advantages.
Learn More
2024 Income Tax Tables
Read Here
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read More
The Morgan Stanley Minute
In the market, a lot can happen in 60 seconds. Morgan Stanley employees know that more than anyone else. That’s why we wanted to provide you with this link, which will always provide the latest episode of the Morgan Stanley Minute.
Listen HereAwards & Recognition
Thanks to the unwavering commitment to helping clients and families achieve their investment goals, members of The EverKin Group have been awarded the following industry awards and recognitions:
Philip Hoang Received FWD Designation 2024
Philip recently joined a select 5% group of Morgan Stanley Financial Advisors who have completed the rigorous Family Wealth Director (FWD) certification program. Building on his experience working with ultra-high net worth families, the training he received enables him to better assist clients with a broad spectrum of wealth management strategies, including: Business succession planning and monetizing business ownership, Alternative investments, Control and restricted securities, Equity and interest rate risk management, Wealth transfer, Family Governance and Wealth Education, and Philanthropic Services.
Riley krook has been included as a member of the Pacesetter’s Club 2024
Morgan Stanley's prestigious Century Club is an elite group composed of the Firm’s top Financial Advisors. The appointment recognizes the advisor's consistent creativity and excellence in providing a wide range of investment products and wealth management services to his/her clients.
Philip Hoang Named to "Forbes Best-In-State Wealth Advisors" 2023
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Philip Hoang Named to "Forbes Top Next-Gen Wealth Advisors Best-in-State" 2022
Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22.
Riley Krook Received CFP Designation 2022
The CFP designation identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP Certification Examination. CFP certificants must also agree to meet ongoing continuing education requirements and to uphold the Certified Planner Board of Standards Inc.’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.
Riley Krook Received "Silicon Valley Complex MVP Award" 2020
The Morgan Stanley Silicon Valley Complex MVP is awarded annually to individuals in the complex who go above and beyond their primary responsibilities to assist and support others in the complex.
Philip Hoang has been included as a member of the Century Club since 2020
Morgan Stanley's prestigious Century Club is an elite group composed of the Firm’s top Financial Advisors. The appointment recognizes the advisor's consistent creativity and excellence in providing a wide range of investment products and wealth management services to his/her clients.
Philip Hoang has been included as a member of the Pacesetter’s Club since 2015
Morgan Stanley's Pacesetter’s Club is a global recognition program for Financial Advisors who have demonstrated the highest professional standards and first class client service.
Philip Hoang Awarded "Western CG Analyst of the Year" 2011
Philip was one of the four recipients of the Consulting Group Analyst of the Year distinction in 2011 honoring professionals who exhibited exceptional commitment to analyzing investments and conducting due diligence on investment strategies. These individuals demonstrated their ability to through hundreds of hours of meticulous research, comprehensive evaluation, contributing to valued research and insights to wealth management clients.
Location
2775 Sand Hill Road
Suite 120
Menlo Park, CA 94025
US
Direct:
(650) 926-7200(650) 926-7200
Meet EverKin Group
Riley Krook, CFP®
Financial Advisor, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Hoang Luu
Financial Advisor, Financial Planning Specialist
Buddy Wolf
Senior Client Service Associate
Carmen Chen
Wealth Management Associate
About Philip Hoang
Drawing on over 15 years of experience in the financial services industry, Philip Hoang works with affluent families and individuals to create highly customized wealth management solutions based on their needs, goals and challenges. He and his portfolio management team are responsible for directly managing $1 billion in client assets through equity and fixed income portfolios as well as overseeing $2 billion in assets managed by hedge funds, fund of funds, and private equity funds.
Between 2010 and 2013 he led Menlo Park's 3rd party manager research efforts to allocate over $20 billion of client assets to investment managers. For his work, he was recognized as Morgan Stanley's Western Division Analyst of the Year. Prior to joining Morgan Stanley in 2010, Philip worked as an investment banker for a boutique investment bank in New York, where he led equity and asset based financing solutions. He began his career a biotech analyst for a hedge fund based in San Francisco.
Philip graduated from the University of California with a B.S. in Engineering. He is originally from San Jose and in his spare time works closely with programs which provide vital services to youth particularly in Menlo Park.
Between 2010 and 2013 he led Menlo Park's 3rd party manager research efforts to allocate over $20 billion of client assets to investment managers. For his work, he was recognized as Morgan Stanley's Western Division Analyst of the Year. Prior to joining Morgan Stanley in 2010, Philip worked as an investment banker for a boutique investment bank in New York, where he led equity and asset based financing solutions. He began his career a biotech analyst for a hedge fund based in San Francisco.
Philip graduated from the University of California with a B.S. in Engineering. He is originally from San Jose and in his spare time works closely with programs which provide vital services to youth particularly in Menlo Park.
Securities Agent: CO, IL, WA, CT, UT, MN, ME, HI, CA, WV, MI, MD, IN, VT, VA, TX, NH, AZ, SC, NC, MT, LA, GA, OR, NY, MA, WI, PA, NV, NJ, SD, FL, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 1403999
CA Insurance License #: 0L75114
NMLS#: 1403999
CA Insurance License #: 0L75114
About Riley Krook
Riley grew up in the San Francisco Bay Area before attending and graduating from the University of Oregon. Returning to the Silicon Valley, he joined Morgan Stanley as a financial planner to help clients create comprehensive financial plans for their families. In addition to family planning, Riley is part of a group of advisors at Morgan Stanley dedicated to working closely with clients with concentrated stock positions to advise on tax strategies, estate planning and efficient diversification.
Riley was named to Morgan Stanley’s prestigious Pacesetter’s Club in 2024. Pacesetter’s Club is a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first-class client service. (Disclosure: https://mgstn.ly/48yHOEI)
Riley is a CERTIFIED FINANCIAL PLANNER™, Series 7 and 66 licensed and CA Life, Health, and Annuity licensed. He has a passion for giving clients a financial education throughout their financial lives.
Core Focuses Include:
Cash Flow & Retirement Planning
Equity Compensation Strategy
Risk Management
Riley was named to Morgan Stanley’s prestigious Pacesetter’s Club in 2024. Pacesetter’s Club is a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first-class client service. (Disclosure: https://mgstn.ly/48yHOEI)
Riley is a CERTIFIED FINANCIAL PLANNER™, Series 7 and 66 licensed and CA Life, Health, and Annuity licensed. He has a passion for giving clients a financial education throughout their financial lives.
Core Focuses Include:
Cash Flow & Retirement Planning
Equity Compensation Strategy
Risk Management
Securities Agent: AL, AR, KY, MO, MS, ND, NE, OK, VI, VT, WV, NM, SC, WY, UT, OR, HI, IN, MT, WI, WA, VA, TX, TN, SD, RI, PR, PA, OH, NY, NV, NJ, NH, NC, MN, MI, ME, MD, MA, LA, KS, IL, ID, IA, GA, FL, DE, DC, CT, CO, CA, AZ, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1959848
NMLS#: 1959848
About Hoang Luu
After 12 years of global industry experience in MedTech, Hoang Luu joined the EverKin Group, leading operations, business development, and product specialties. With a background rooted in Fortune 50 companies, Hoang understands the demand and challenges faced by business executives and key employees. He leverages years of professional experiences coupled with Morgan Stanley’s leading research firm and resources to bring personalized investment solutions to his clients.
As a dedicated financial advisor and proud father of two boys, Hoang brings a unique perspective to wealth management blending professional experience with a deep understanding of family priorities. With commitment to providing a prosperous future for his children, Hoang extends that passion to his clients through financial planning, capital accumulation, and wealth transfer strategies.
In line with the EverKin Group’s mission statement, Hoang focuses on the value of families, wealth creation and preserving the financial future for generations to come.
As a dedicated financial advisor and proud father of two boys, Hoang brings a unique perspective to wealth management blending professional experience with a deep understanding of family priorities. With commitment to providing a prosperous future for his children, Hoang extends that passion to his clients through financial planning, capital accumulation, and wealth transfer strategies.
In line with the EverKin Group’s mission statement, Hoang focuses on the value of families, wealth creation and preserving the financial future for generations to come.
Securities Agent: NY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 2591434
NMLS#: 2591434
About Buddy Wolf
Buddy is a Bay Area native originally from San Bruno.
In pursuit of a career in wealth management he joined a cash management vocational training program at Wells Fargo where he started as a bank teller and developed his repertoire of knowledge in cash management and funds movement. He was promoted to banker before eventually becoming a manager supporting household operations for Wells Fargo’s high net worth clients.
Buddy’s experience led him to be recruited to Morgan Stanley in 2017 where he guided a team of client service personnel to support wealth management practices focusing on international and west coast high net worth families. He was recruited to work with Philip and the Everkin Group to leverage over a decade of experience supporting family financial operations.
In his spare time, he and his partner enjoy working on the home they purchased during the pandemic, exploring California’s vineyards with Kira, their adopted Shiba Inu.
In pursuit of a career in wealth management he joined a cash management vocational training program at Wells Fargo where he started as a bank teller and developed his repertoire of knowledge in cash management and funds movement. He was promoted to banker before eventually becoming a manager supporting household operations for Wells Fargo’s high net worth clients.
Buddy’s experience led him to be recruited to Morgan Stanley in 2017 where he guided a team of client service personnel to support wealth management practices focusing on international and west coast high net worth families. He was recruited to work with Philip and the Everkin Group to leverage over a decade of experience supporting family financial operations.
In his spare time, he and his partner enjoy working on the home they purchased during the pandemic, exploring California’s vineyards with Kira, their adopted Shiba Inu.
About Carmen Chen
Carmen joined EverKin Group as a Wealth Management Associate in July 2023. Born in Guangdong, China, Carmen is fluent in Mandarin and Cantonese. She moved to the San Francisco Bay Area with her family in 2010.
Carmen holds a Bachelor of Science degree in International Business & Finance with a Minor in International Affairs from Northeastern University. She also spent a year studying abroad in Ireland and China.
Prior to Morgan Stanley, Carmen was a Registered Client Associate at UBS, where she specialized in working with International APAC UHNW clients. During her two years at UBS, Carmen assisted one of the top producing Financial Advisors in the International Complex, ensuring the smooth execution of operational tasks, conducting research, and managing special projects.
Beyond her work in wealth management, Carmen showcases an entrepreneurial spirit. She collaborated with friends to launch a business centered around hosting track days and building racing simulators. Outside work, Carmen enjoys staying active through skiing, golf, and ashtanga yoga. She cherishes quality time with family and friends and loves to explore new cultures through travel and food from around the world.
Carmen holds a Bachelor of Science degree in International Business & Finance with a Minor in International Affairs from Northeastern University. She also spent a year studying abroad in Ireland and China.
Prior to Morgan Stanley, Carmen was a Registered Client Associate at UBS, where she specialized in working with International APAC UHNW clients. During her two years at UBS, Carmen assisted one of the top producing Financial Advisors in the International Complex, ensuring the smooth execution of operational tasks, conducting research, and managing special projects.
Beyond her work in wealth management, Carmen showcases an entrepreneurial spirit. She collaborated with friends to launch a business centered around hosting track days and building racing simulators. Outside work, Carmen enjoys staying active through skiing, golf, and ashtanga yoga. She cherishes quality time with family and friends and loves to explore new cultures through travel and food from around the world.
Contact Philip Hoang
Contact Riley Krook
Contact Hoang Luu
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact EverKin Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
