Monica Americano
Portfolio Associate
Phone:
(305) 533-0212(305) 533-0212
Eric N. Brook, CPWA®
Senior Vice President,
Financial Advisor,
International Client Advisor
Direct:
(305) 533-0211(305) 533-0211
Toll-Free:
(800) 891-3831(800) 891-3831
My Mission Statement
We combine global perspective with local expertise to deliver personalized wealth management strategies, built on trust, clarity, and long-term relationships.
Welcome
Eric N. Brook is a Senior Vice President, Financial Advisor, and International Client Advisor at Morgan Stanley with more than 30 years of experience serving high-net-worth individuals and families in South Florida and Brazil. He holds the Certified Private Wealth Advisor® designation from the Investments & Wealth Institute, in collaboration with the University of Chicago Booth School of Business, and a Bachelor’s degree from Boston University.
Eric began his career in banking at Citibank International in New York and later in Miami, before joining American Express’s International Private Bank. He served as the country representative in São Paulo and later as Brazil Market Manager upon returning to Miami. In 2007, he transitioned to a Financial Advisor role with UBS International, and in 2016 he moved his practice to Morgan Stanley, where he found the right platform to serve his clients.
Fluent in English, Portuguese, and Spanish, Eric offers a deep understanding of American and Brazilian cultures, which allows him to craft tailored investment, estate planning, and tax strategies. Leveraging Morgan Stanley’s intellectual capital and research, he focuses on disciplined, strategic asset allocation to help clients navigate market cycles while avoiding the pitfalls of market timing.
Eric is committed to building generational trust and maintaining lasting client relationships. Based in Miami, he spends his free time with his son, daughter, granddaughter, and fiancée. A passionate outdoorsman, Eric is also a part-owner of his family’s cattle ranch in Brazil, a legacy since 1936, where he remains closely connected to his roots and enjoys horseback riding, cattle work, and time in nature.
Eric began his career in banking at Citibank International in New York and later in Miami, before joining American Express’s International Private Bank. He served as the country representative in São Paulo and later as Brazil Market Manager upon returning to Miami. In 2007, he transitioned to a Financial Advisor role with UBS International, and in 2016 he moved his practice to Morgan Stanley, where he found the right platform to serve his clients.
Fluent in English, Portuguese, and Spanish, Eric offers a deep understanding of American and Brazilian cultures, which allows him to craft tailored investment, estate planning, and tax strategies. Leveraging Morgan Stanley’s intellectual capital and research, he focuses on disciplined, strategic asset allocation to help clients navigate market cycles while avoiding the pitfalls of market timing.
Eric is committed to building generational trust and maintaining lasting client relationships. Based in Miami, he spends his free time with his son, daughter, granddaughter, and fiancée. A passionate outdoorsman, Eric is also a part-owner of his family’s cattle ranch in Brazil, a legacy since 1936, where he remains closely connected to his roots and enjoys horseback riding, cattle work, and time in nature.
Securities Agent: NY, VA, AZ, MA, NJ, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 2150343
NMLS#: 2150343
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working with You
Step 1: Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Step 2: Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Step 3: Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Step 4: Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Step 5: Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Step 6: Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Insights for Market Research
We are here to help you navigate the current market environment and what it means for portfolios. These are some resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Global Investment Committee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the GIC Weekly Report
On the Markets
Market Insights available to help articulate the capabilities of Morgan Stanley as the destination of choice for latest on the market.
Read the On the Markets
Investment Research
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Latest Research from the Firm
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
What Should I Do With My Money?
Managing our money is one of the most important aspects of our lives, and yet, many people don’t have someone they can depend on for help when they need it. Explore a podcast where real people get real answers from Financial Advisors to their most important questions about money.
Check Out The Latest Episode
Security Center: How to Protect Yourself Online
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.
Check Out The Security CenterExclusive Tools Designed Just for You
We provide access to a comprehensive suite of tools to help enhance virtually every aspect of your financial life. Below are a few of the technologies we utilize every day. These tools have been designed exclusively for Morgan Stanley clients. We have also curated important resources from our firm that transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Access Morgan Stanley Online
Goals-Based Planning
Our goals-based planning system (GPS) is built on intellectual capital and capabilities to provide our clients with a comprehensive solution for their unique goals. GPS is an intuitive and efficient platform to ensure clients will have a successful financial plan.
Learn more about Goals-Based Planning
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Total Wealth View
Total Wealth View allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App. The ability to view all of your assets together provides the opportunity to advise on your accounts with your entire financial picture in mind.
Access our Total Wealth View Client GuideResources For You
Morgan Stanley International Wealth Management (IWM), a dedicated division within Morgan Stanley Smith Barney LLC, focuses on the unique financial needs of clients who live outside the United States. As part of a global financial legacy that dates back over 150 years, Morgan Stanley has emerged as a truly global institution with the scale, scope and commitment to serve the international investor.
To better serve you, our clients and prospects, we have created a Portuguese resource. Explore our capabilities by accessing Morgan Stanley resources.
To better serve you, our clients and prospects, we have created a Portuguese resource. Explore our capabilities by accessing Morgan Stanley resources.
IWM Overview Brochure: Portuguese
IWM Capabilities Brochure in Portuguese. This brochure covers the different capabilities and resources available to International Wealth Management Clients.
BrochureIWM Pitchbook - Portuguese
IWM Pitchbook in Portuguese. The pitchbook covers our capabilities and resources.
PitchbookIWM Overview Factsheet in Portuguese
Morgan Stanley International Wealth Management, a specialized area within Morgan Stanley Smith Barney LLC, focuses on the unique financial needs of clients who live outside the United States.
FactsheetLocation
200 S Biscayne Blvd
Ste 1100
Miami, FL 33131
US
Direct:
(305) 533-0211(305) 533-0211
Toll-Free:
(800) 891-3831(800) 891-3831
Fax:
(305) 403-9003(305) 403-9003
Meet My Team
Eric B. Brook
Financial Advisor Associate, Financial Planning Specialist
Phone:
(305) 347-6217(305) 347-6217
About Monica Americano
Monica Americano is a Portfolio Associate at Morgan Stanley Wealth Management, where she has been supporting her International Client Advisor since 2017. In her role, she helps manage client portfolios, prepares detailed performance reports, conducts investment research, and participates in client meetings to ensure a seamless and personalized client experience. She also contributes to the team’s marketing and business development initiatives, providing feedback on firm tools and platforms to enhance service delivery.
Monica’s career spans more than two decades in client service, sales, and financial management. Before joining Morgan Stanley, she was a Personal Banker at Wells Fargo, building strong community relationships and advising clients on tailored financial solutions. Earlier in her career, she held leadership positions at BR-111 Exotic Hardwood Flooring as Distribution Channel Manager and Customer Care Director, and at AT&T Latin America as Customer Care and Operations Manager, where she developed regional procedures and customer loyalty programs across multiple countries.
Fluent in English, Portuguese, and Spanish, Monica brings a global perspective to client service and relationship management. She earned her Bachelor’s degree in Psychology from Ashford University and an Executive Certificate in Project Management from Florida Atlantic University. She also holds her Series 6, 7, 63, and 66 licenses, as well as a Florida Insurance License.
Based in Miami, Florida, Monica is recognized for her professionalism, attention to detail, and commitment to client care. Outside of work, she finds balance through reading, meditation, and her love of music, while treasuring time with her family—especially her daughter and mother.
Monica’s career spans more than two decades in client service, sales, and financial management. Before joining Morgan Stanley, she was a Personal Banker at Wells Fargo, building strong community relationships and advising clients on tailored financial solutions. Earlier in her career, she held leadership positions at BR-111 Exotic Hardwood Flooring as Distribution Channel Manager and Customer Care Director, and at AT&T Latin America as Customer Care and Operations Manager, where she developed regional procedures and customer loyalty programs across multiple countries.
Fluent in English, Portuguese, and Spanish, Monica brings a global perspective to client service and relationship management. She earned her Bachelor’s degree in Psychology from Ashford University and an Executive Certificate in Project Management from Florida Atlantic University. She also holds her Series 6, 7, 63, and 66 licenses, as well as a Florida Insurance License.
Based in Miami, Florida, Monica is recognized for her professionalism, attention to detail, and commitment to client care. Outside of work, she finds balance through reading, meditation, and her love of music, while treasuring time with her family—especially her daughter and mother.
About Eric B. Brook
Eric B. Brook is a Financial Advisor Associate at Morgan Stanley, participating in the firm’s competitive Financial Advisor Associate (FAA) Program—a multi-year track designed to develop expertise in wealth management, portfolio construction, and client relationship management. Early in his career, Eric brings hands-on experience from internships in both Morgan Stanley’s Wealth Management and International Wealth Management divisions, where he assisted in market research, portfolio analysis, and customized investment strategies for high-net-worth individuals and families.
Eric graduated cum laude from the University of Florida with a Bachelor of Arts in Business Administration and a Certificate in Sport Management. He also studied abroad in Madrid, Spain, through the UF in Madrid Spanish Language and Culture Program.
Fluent in Portuguese and proficient in Spanish, Eric offers an international perspective that helps connect with clients in both South Florida and Brazil. His focus is on building trust, learning from seasoned advisors, and helping deliver tailored, risk-conscious strategies that reflect each client’s goals.
Based in Miami, Eric is an avid athlete who enjoys basketball, golf, tennis, and regular strength training. He played competitive tennis for over 10 years and currently competes in a local men’s basketball league, staying active and engaged in sports. Through his athletic background and connections in the Miami sports community, Eric has built a network of professional and collegiate athletes, giving him a unique perspective on the financial needs of those in the sports world. He values staying active, traveling, and connecting with people from diverse backgrounds.
Eric graduated cum laude from the University of Florida with a Bachelor of Arts in Business Administration and a Certificate in Sport Management. He also studied abroad in Madrid, Spain, through the UF in Madrid Spanish Language and Culture Program.
Fluent in Portuguese and proficient in Spanish, Eric offers an international perspective that helps connect with clients in both South Florida and Brazil. His focus is on building trust, learning from seasoned advisors, and helping deliver tailored, risk-conscious strategies that reflect each client’s goals.
Based in Miami, Eric is an avid athlete who enjoys basketball, golf, tennis, and regular strength training. He played competitive tennis for over 10 years and currently competes in a local men’s basketball league, staying active and engaged in sports. Through his athletic background and connections in the Miami sports community, Eric has built a network of professional and collegiate athletes, giving him a unique perspective on the financial needs of those in the sports world. He values staying active, traveling, and connecting with people from diverse backgrounds.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jorge Wall
Private Banker
Leticia Teixeira, CFP®, CEPA®
Financial Planning Director, Vice President
Mark Jansen
Family Office Resources Generalist
About Jorge Wall
Jorge Wall is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jorge began his career in financial services in 1999, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Private Banker at Merrill Lynch. He also served in numerous roles within Wealth Management and International Lending at Bank of America Merrill Lynch. Additionally, Jorge spent three years in Corporate Finance and Mergers & Acquisitions.
Jorge is a graduate of Florida International University, where he received a Bachelor of Business Administration. He is also a graduate of Thunderbird School of Global Management at Arizona State University, where he received his Master’s of Business Administration in International Management. He is fluent in Spanish, English and Portuguese and he currently resides in Miami, FL. Outside of the office, Jorge enjoys skiing, kitesurfing and running.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jorge began his career in financial services in 1999, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Private Banker at Merrill Lynch. He also served in numerous roles within Wealth Management and International Lending at Bank of America Merrill Lynch. Additionally, Jorge spent three years in Corporate Finance and Mergers & Acquisitions.
Jorge is a graduate of Florida International University, where he received a Bachelor of Business Administration. He is also a graduate of Thunderbird School of Global Management at Arizona State University, where he received his Master’s of Business Administration in International Management. He is fluent in Spanish, English and Portuguese and he currently resides in Miami, FL. Outside of the office, Jorge enjoys skiing, kitesurfing and running.
NMLS#: 759550
About Leticia Teixeira
Leticia Teixeira, CFP®, CEPA® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Southeast Florida. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Leticia began her career in financial services in 2011 and joined Morgan Stanley in 2020. Prior to her current position, she worked at multiple Financial Services firms in Florida including RBC, Itaú and UBS.
Leticia graduated from Florida International University with a B.A. in Psychology and obtained an MBA in Organizational Management from Carlos Albizu University. She holds her Certified Financial Planner® and Certified Exit Planning Advisor® designations.
Outside of work, Leticia enjoys practicing her photography skills, family trips and volunteering at school activities. Leticia is originally from Sao Paulo, Brazil and she is fluent in English and Portuguese, and conversational in Spanish. She currently lives in Broward, FL with her husband and 2 children.
Leticia began her career in financial services in 2011 and joined Morgan Stanley in 2020. Prior to her current position, she worked at multiple Financial Services firms in Florida including RBC, Itaú and UBS.
Leticia graduated from Florida International University with a B.A. in Psychology and obtained an MBA in Organizational Management from Carlos Albizu University. She holds her Certified Financial Planner® and Certified Exit Planning Advisor® designations.
Outside of work, Leticia enjoys practicing her photography skills, family trips and volunteering at school activities. Leticia is originally from Sao Paulo, Brazil and she is fluent in English and Portuguese, and conversational in Spanish. She currently lives in Broward, FL with her husband and 2 children.
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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- Traditional Investments
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- Impact Investing
Rational Investing in an Age of Uncertainty
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Ready to start a conversation? Contact Eric N. Brook today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
