Welcome

It is my mission to understand your unique circumstances and goals to create a financial pathway which extends beyond numbers.  As your dedicated advisor, it is my commitment to organize your financial holdings, and together develop a comprehensive strategy to make the highest and best use of each resource.  Ultimately, our plan will define a clear pathway to help accumulate wealth, mitigate risks in times of uncertainty, and understand how your financial numbers will impact your retirement and legacy
Services Include
  • Wealth Management1
  • Financial Planning2
  • Professional Portfolio Management3
  • Structured Settlement Annuities
  • Planning for Special Needs Individuals4
  • Estate Planning Strategies5
  • Trust Accounts6
  • Trust Services*
  • Endowments and Foundations7
  • Philanthropic Services
  • Art Advisory8
  • Executive Financial Services9
  • Business Succession Planning10
  • Retirement Planning11
  • 401(k) Rollovers
  • Planning for Education Funding12
  • Lending Products
  • Life Insurance13
  • Long Term Care Insurance14
  • Annuities15
Securities Agent: CA, DE, KY, MI, NC, NH, NM, SC, TN, TX, WA; Investment Advisor Representative; General Securities Representative
NMLS#: 1537270
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*
Our team understands the complexities of moving from Settlement to Supplemental Trusts. We work with Attorneys, Accountants, Health Care Professionals, and Families to help maximize Settlement benefits, and ensure the right balance is met between meeting immediate expenses and structuring a reliable income for the future.  Physical Injury arising out of a Third Party Liability, Wrongful Death, and Permanent total disability from Worker's Compensation Accident may result in legal settlement.  The decision to chose a structure settlement, or obtain a lump sum benefit, requires careful consideration of current and future expenses.

Structured Settlements may be negotiated by attorneys or mandated by a court to; provide payment over a specific number of years, the lifetime of the claimant and/or their spouse, adjust payments annually for inflation, and/or provide additional payments for such anticipated needs as medical expenses, college tuition, and retirement.

Lump Sum payments may be advisable where funds are needed to immediately modify a home or vehicle, or relieve debt accrued during settlement proceedings. 

Our comprehensive planning may combine both structured settlement and lump sum benefit to create an optimal balance of liquidity and reliable income for the future.

We continue our relationship with families after settlement to help protect Federal, State, and Local Benefits and provide a lifetime continuum of care (Special Needs Planning Tab.)
    As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest, and the goals you would like to achieve.

    I began my career in financial planning with a passion to help special needs parents enjoy quality time with their child, and alleviate navigation of complex financial, medical, and educational systems . As a parent of a child with special needs, I approach planning differently. Most families are stuck somewhere in the middle. Their income is too high for needs based benefits, and medical care can be a toll for even the most affluent families. When meeting with families for the first time, we begin our conversation by determining the supports and services your loved one is currently receiving, and work together to uncover additional resources. We can help you explore income waivers, private school and college tuition grants, and state health insurance refund programs to optimize access to medical and educational services.

    Once we have addressed your loved one's medical and educational access, we organize and evaluate your financial holdings to optimize wealth accumulation, estate planning, and philanthropic gifting. By utilizing available medical, educational, and palliative care resources, we are often able to retain resources to create a sustainable retirement strategy, and address educational, estate, and trust funding for siblings. Most special needs financial plans include the advisement of medical, legal, and tax professionals to ensure your wishes for your loved one are followed.

    Guardianship, Special Needs Trusts, and ABLE accounts may become a part of your special needs financial plan. By gaining a comprehensive understanding of your financial holdings, our team can assist with the management of your assets to provide optimal funding towards a lifetime continuum of care. With Morgan Stanley's comprehensive planning solutions, we are able to stay with your family from diagnosis through funding of your special needs trust, while keeping your planning and financial holdings organized in One View. Your plan is communicated, at your consent, with family members and close friends to ensure gifts and bequests do not result in disqualification from resources your loved one may be receiving.

    I would enjoy the opportunity to speak with you regarding your loved one with special needs. Please feel free to contact our office regarding an upcoming seminar in your area, or to request a consultation.

      Location

      17505 W Catawba Ave
      Ste 300
      Cornelius, NC 28031
      US
      Direct:
      (704) 655-1104(704) 655-1104
      Toll Free:
      (800) 966-4581(800) 966-4581
      Fax:
      (704) 896-0012(704) 896-0012
      From My Desk

      Global Investment Committee Weekly


      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

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      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Five Smart Strategies to Use a Bonus or Raise

      Five Smart Strategies to Use a Bonus or Raise

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      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      Financial Transition: A Guide for Women

      Financial Transition: A Guide for Women

      Here's how to take control of your finances if a death or divorce leaves you holding the reins.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      6 Keys to Building a Startup

      6 Keys to Building a Startup

      Entrepreneurs share ideas and learnings from the experience of starting a company.

      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      A New Roadmap for Mission Alignment

      A New Roadmap for Mission Alignment

      Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

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      Ready to start a conversation? Contact Elizabeth Hobson today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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      9Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

      10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      13Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      15Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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