Brian Kerns
Lead Private Banker
Edward Paul Magda
Vice President, Wealth Management,
Financial Advisor,
Portfolio Manager
Direct:
(941) 364-3552(941) 364-3552
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
Edward Magda joined Morgan Stanley after spending the last 5 years on the Morgan Stanley fixed income trading desk. He has over 25-years’ experience in the financial industry, primarily in fixed income, where he has work as trader, institutional salesperson and portfolio manager. Prior to joining Morgan Stanley, Ed was a Portfolio Manager at Franklin Templeton managing individual municipal bond portfolios for high net worth clients and family offices. Prior to that he held similar positions at U.S trust and Oppenheimer Capital managing both taxable and tax-exempt fixed income assets. Ed began his career as a trader on the commodities desk at Bank of Tokyo in 1990 where he traded financial futures and options for institutional accounts.
Securities Agent: WI, TN, DE, RI, OH, MO, IA, DC, UT, TX, ME, CO, LA, VT, MI, KS, NJ, KY, FL, CT, AR, MD, HI, AZ, WV, MT, IL, WA, OR, NH, MA, GA, CA, AL, VA, SC, PA, NY, NC, MN, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1428654
CA Insurance License #: OL75677
NMLS#: 1428654
CA Insurance License #: OL75677
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Client Service Team
Henley Ridore - Registered Client Service Associate
Phone:
(407) 849-4701(407) 849-4701
Email:Henley.Ridore@morganstanley.com
Henley Ridore is a Registered Client Service Associate working with Morgan Stanley since 2021. Henley received his B.S. in Health Service Administration from University of Central Florida in 2018 and a MBA with a specialization in Finance from The University of Texas of the Permian Basin in 2021. Prior to Morgan Stanley, Henley served as a Registered Relationship Banker at Wells Fargo. Henley currently holds a license in Series 63, 66, 6 and 7.
His primary focus is centered on developing and maintaining client relationships through active engagement and communication with new and existing clients. Taking the lead on duties such as client onboarding, trade execution, resolving inquiries, and ensuring key information and documentation remains current and in compliance.
When not assisting clients and seeing to the needs of the day, Henley is an avid reader. One of his favorite authors is Ryan Holiday and the novel The Obstacle is the Way. When not immersed in a book, he enjoys jogging and frequent road trips along the east coast with his wife.
Areas of Focus:
• Relationship Management
• Operational Support
• Risk and Compliance
• Trading
His primary focus is centered on developing and maintaining client relationships through active engagement and communication with new and existing clients. Taking the lead on duties such as client onboarding, trade execution, resolving inquiries, and ensuring key information and documentation remains current and in compliance.
When not assisting clients and seeing to the needs of the day, Henley is an avid reader. One of his favorite authors is Ryan Holiday and the novel The Obstacle is the Way. When not immersed in a book, he enjoys jogging and frequent road trips along the east coast with his wife.
Areas of Focus:
• Relationship Management
• Operational Support
• Risk and Compliance
• Trading
Edward Ho - Senior Vice President, Financial Advisor
Phone:
(407) 849-4792(407) 849-4792
Email:Edward.Ho@Morganstanley.com
Edward Ho is an Alternative Investments Director and CERTIFIED INVESTMENT MANAGEMENT ANALYST® at Morgan Stanley. With more than 25 years of experience in the financial services industry, Edward focuses on delivering a core financial plan for his clients that is then backfilled by the appropriate investments to ensure the client meets their financial goal.
Edward received his B.S. in Biology and MBA in finance from Vanderbilt University. Upon graduation, he joined the financial services industry working his way up to the position of portfolio manager. He then transitioned to the role of a Financial Advisor at Morgan Stanley. Edward earned CERTIFIED INVESTMENT MANANGMENT ANLAYST® designation to help ensure he brings the most up-to-date skills and analysis to his clients' financial plans. As a CIMA® professional, Edward combines his advanced knowledge in investment and portfolio management to ensure his clients are correctly allocated to achieve their outlined goals. This combination of skills and investment knowledge is a great benefit to clients and the team as a whole. As a result of Edward's exceptional portfolio management skills, he has been designated as a Senior Portfolio Manager within Morgan Stanley.
Deeply involved in his community, Edward is a key member in Habitat for Humanity, a non-for-profit that aims to build affordable housing, revitalize neighborhoods, and strengthen communities. In his free time, Edward enjoys spending time participating in the CFA association, playing the violin, and honoring God through the Winter Park Episcopal Church.
Edward received his B.S. in Biology and MBA in finance from Vanderbilt University. Upon graduation, he joined the financial services industry working his way up to the position of portfolio manager. He then transitioned to the role of a Financial Advisor at Morgan Stanley. Edward earned CERTIFIED INVESTMENT MANANGMENT ANLAYST® designation to help ensure he brings the most up-to-date skills and analysis to his clients' financial plans. As a CIMA® professional, Edward combines his advanced knowledge in investment and portfolio management to ensure his clients are correctly allocated to achieve their outlined goals. This combination of skills and investment knowledge is a great benefit to clients and the team as a whole. As a result of Edward's exceptional portfolio management skills, he has been designated as a Senior Portfolio Manager within Morgan Stanley.
Deeply involved in his community, Edward is a key member in Habitat for Humanity, a non-for-profit that aims to build affordable housing, revitalize neighborhoods, and strengthen communities. In his free time, Edward enjoys spending time participating in the CFA association, playing the violin, and honoring God through the Winter Park Episcopal Church.
Securities Agent: GA, AR, DE, CA, OR, NC, LA, IL, MN, MI, KY, AL, FL, TN, RI, NY, MT, VT, VA, UT, TX, NJ, IN, CT, CO, SC, WV, WA, OH, NH, MO, ME, MA, KS, IA, DC, AZ, WI, PA, MD, HI; General Securities Representative; Investment Advisor Representative
Jean-Pierre Gobic - Senior Vice President, Financial Advisor
Phone:
(941) 363-8508(941) 363-8508
Email:Jean-Pierre.Gobic@morganstanley.com
JP was born in Manhattan, NY. He studied undergraduate at Adelphi University in Garden City, NY and graduate at Fordham University in Bronx, NY. He moved to Sarasota in 1999 with his wife Ela and son, Nicholas.
In Sarasota, JP began his financial career with Merrill Lynch. In 2001 he transitioned to UBS Financial Services where he practiced wealth management while focusing on the specialized needs of affluent families. During his tenure with UBS his practice evolved from traditional financial advisory services to incorporate institutional investments such as Hedge Funds and Private Equity Funds in his clients’ portfolios. In 2010, JP progressed to Morgan Stanley in order to provide his clients with team-based wealth management and comprehensive financial services which include family wealth preservation and multigenerational legacy planning.
During his time off work he enjoys mountain biking, skiing, sporting clays, fishing and taking their dogs to the park. JP is proud to give back to the community as a Rotarian with the Sarasota Rotary Club.
In Sarasota, JP began his financial career with Merrill Lynch. In 2001 he transitioned to UBS Financial Services where he practiced wealth management while focusing on the specialized needs of affluent families. During his tenure with UBS his practice evolved from traditional financial advisory services to incorporate institutional investments such as Hedge Funds and Private Equity Funds in his clients’ portfolios. In 2010, JP progressed to Morgan Stanley in order to provide his clients with team-based wealth management and comprehensive financial services which include family wealth preservation and multigenerational legacy planning.
During his time off work he enjoys mountain biking, skiing, sporting clays, fishing and taking their dogs to the park. JP is proud to give back to the community as a Rotarian with the Sarasota Rotary Club.
Securities Agent: MD, HI, DC, WV, SC, OH, CT, CO, WA, NH, ME, UT, MA, CA, AZ, AL, VA, TN, IA, RI, OR, LA, IL, MN, TX, NY, GA, DE, PA, NJ, NC, MT, MI, IN, FL, KY, KS, WI, VT, MO; General Securities Representative; Investment Advisor Representative; Managed Futures
Joe Dean - Vice President, Financial Advisor
Phone:
(941) 364-3536(941) 364-3536
Email:Ernest.Dean.Jr@morganstanley.com
Joe joined Morgan Stanley as a Financial Advisor and Financial Planning Specialist after a 26-year career in finance and accounting including the Chief Financial Officer position for several public and private companies in Southwest Florida. His focus is on Financial Planning, Portfolio Risk Analysis, Separately Managed Accounts, and Alternative Investments.
Joe graduated from the University of Missouri with a BSBA in Accounting and also completed his Master of Business Administration degree at the University of South Florida, Executive MBA Program in Tampa, Florida. He is a Non-Practicing Certified Public Accountant with the Missouri State Board of Accountancy. He currently holds the Series 7, 31 and 66 securities licenses.
Joe lives in Sarasota with his wife Ann. They have three adult children: Joey, Casey and Katy.
Joe graduated from the University of Missouri with a BSBA in Accounting and also completed his Master of Business Administration degree at the University of South Florida, Executive MBA Program in Tampa, Florida. He is a Non-Practicing Certified Public Accountant with the Missouri State Board of Accountancy. He currently holds the Series 7, 31 and 66 securities licenses.
Joe lives in Sarasota with his wife Ann. They have three adult children: Joey, Casey and Katy.
Securities Agent: FL, CO, NC, VT, MD, MI, VA, IA, AR, RI, NJ, MO, PA, AL, MN, CT, KS, OH, TN, WV, ME, UT, SC, GA, DE, CA, WA, HI, MT, NY, DC, IL, TX, MA, KY, AZ, IN, OR, WI, NH; General Securities Representative; Investment Advisor Representative; Managed Futures
Maile Aiwohi - Vice President, Financial Advisor
Phone:
(407) 849-4730(407) 849-4730
Email:Maile.Aiwohi@morganstanley.com
With 10 years of experience in the industry, Maile joined The Accelerando Group in 2023 to elevate her clients’ experience, focused on building lasting relationships centered on trust and communication. She works diligently with individuals, families, and businesses to create financial plans that help them to and through each life event they come across.
Maile received a BA and MA from SUNY Stony Brook, a Secondary Education Teaching certificate from Hawaii Pacific University, and an MBA from University of Florida. She is highly involved in the Orlando community having served as an Executive Board Member for 6 years, 2 years as President, on Windermere Elementary PTO, 2 years on the City of Orlando Certification Appeals Board, and a current Board Member for the West Orange County Lacrosse Club. She also volunteers time at the City of Orlando Fire Museum, YMCA, and is a Coach for girl’s lacrosse at the elementary level.
Maile received a BA and MA from SUNY Stony Brook, a Secondary Education Teaching certificate from Hawaii Pacific University, and an MBA from University of Florida. She is highly involved in the Orlando community having served as an Executive Board Member for 6 years, 2 years as President, on Windermere Elementary PTO, 2 years on the City of Orlando Certification Appeals Board, and a current Board Member for the West Orange County Lacrosse Club. She also volunteers time at the City of Orlando Fire Museum, YMCA, and is a Coach for girl’s lacrosse at the elementary level.
Securities Agent: SC, CA, RI, OH, MD, KS, GA, CT, AZ, AL, WV, PR, IN, PA, FL, MO, KY, HI, VA, NY, NH, NC, MN, IL, DE, AR, WI, WA, OR, MI, IA, MT, ID, NJ, TN, MA, LA, DC, CO, VT, UT, TX, ME; General Securities Representative; Investment Advisor Representative
Location
2 North Tamiami Trail
Ste 1100
Sarasota, FL 34236
US
Direct:
(941) 364-3552(941) 364-3552
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kevin Ryan, CFP®
Financial Planning Director, Vice President
About Brian Kerns
Brian Kerns is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Brian began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he was a Senior Premier Banker at SunTrust. He also served as a Wealth Management Banker at the Merrill Lynch.
Brian is a graduate of the University of North Florida, where he received a Bachelor of Business Administration in Business Management. Brian resides in Lake Mary, Florida with his wife and children. Outside of the office, he enjoys playing golf and coaching his son T-ball team.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Brian began his career in financial services in 2004, and joined Morgan Stanley in 2018. Prior to joining the firm, he was a Senior Premier Banker at SunTrust. He also served as a Wealth Management Banker at the Merrill Lynch.
Brian is a graduate of the University of North Florida, where he received a Bachelor of Business Administration in Business Management. Brian resides in Lake Mary, Florida with his wife and children. Outside of the office, he enjoys playing golf and coaching his son T-ball team.
NMLS#: 652554
About Kevin Ryan
Kevin Ryan grew up in Merrick, Long Island and is the third oldest of eight children. As a student-athlete, he played basketball in high school, at Colgate University, and professionally in Luxembourg.
His career in Wealth Management began as a Financial Planner for SunTrust (Truist) eventually moving into the Ultra High Net Worth arena as a Senior Financial Adviser at the Merrill Lynch Palm Beach office and as the Wealth Strategist for BBVA Compass. He most recently served as a Wealth Management Adviser for C-Suite Executives at Goldman Sachs.
Kevin has two master’s degrees: an MBA from the University of North Carolina at Charlotte, and an MAFM (Master of Accounting and Financial Management) from the Keller Graduate School of Management.
Additionally, he holds six financial designations including: Certified Public Accountant (CPA); Certified Financial Planner (CFP®); Trust and Estate Practitioner (TEP); Certified Trust Financial Adviser (CTFA); Chartered Life Underwriter (CLU); and Chartered Financial Consultant (ChFC)
He has been married to Liliana Ryan for over 14 years and enjoys swimming, exercising, and classic rock.
His career in Wealth Management began as a Financial Planner for SunTrust (Truist) eventually moving into the Ultra High Net Worth arena as a Senior Financial Adviser at the Merrill Lynch Palm Beach office and as the Wealth Strategist for BBVA Compass. He most recently served as a Wealth Management Adviser for C-Suite Executives at Goldman Sachs.
Kevin has two master’s degrees: an MBA from the University of North Carolina at Charlotte, and an MAFM (Master of Accounting and Financial Management) from the Keller Graduate School of Management.
Additionally, he holds six financial designations including: Certified Public Accountant (CPA); Certified Financial Planner (CFP®); Trust and Estate Practitioner (TEP); Certified Trust Financial Adviser (CTFA); Chartered Life Underwriter (CLU); and Chartered Financial Consultant (ChFC)
He has been married to Liliana Ryan for over 14 years and enjoys swimming, exercising, and classic rock.
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Edward Paul Magda today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
