Eagleone Team at Morgan Stanley

THE EAGLEONE TEAM AT MORGAN STANLEY

The Eagleone Team at Morgan Stanley Private Wealth Management (PWM) stands as a pillar of excellence in serving Ultra-High-Net-Worth (UHNW) clients across domestic and international landscapes, with a particular emphasis on the United States, Europe and Latin America.

With well over 150 years of combined experience in both domestic and global markets, we bring a depth of expertise honed through decades of navigating complex financial environments, from investment management and estate planning to alternative investments and family governance. We oversee more than $6.5 billion* in assets for an exclusive group of ultra-high-net-worth individuals and families.

Our team holds the esteemed recognition of being featured on Forbes' 2025 Best-in-State Wealth Management Teams and 2024 America's Top Wealth Management Teams. Our commitment to fostering prosperity extends beyond mere wealth accumulation; it encompasses the creation of tailored, multigenerational strategies that align with each client's unique goals, challenges, and values.

We understand that true prosperity is about more than numbers—it's about empowering families and individuals to live the lives they envision, whether through prudent capital growth, sophisticated tax and trust advisory, or innovative solutions for business succession and monetization.

By leveraging Morgan Stanley's vast global resources, we deliver comprehensive wealth planning that integrates asset allocation, manager selection, philanthropy management, and lifestyle advisory services, ensuring our clients can protect their assets, maintain their desired lifestyles, and seize opportunities in an ever-evolving world. Equally vital is our dedication to building enduring legacies: we view our relationships as partnerships that span generations, often lasting multiple decades.

Our multilingual team—fluent in languages including English, Spanish, French, Portuguese, and Italian—provides culturally attuned guidance to UHNW clients from diverse regions, helping them navigate intergenerational wealth transfer, family education, and philanthropic endeavors. Whether advising on executive financial services, securities-based lending, or non-traditional assets like art investments, we prioritize transparency, collaboration, and innovation to create lasting impact.

At Eagleone, we don't just manage wealth; we cultivate legacies that inspire future generations, fostering a sense of security, purpose, and prosperity that transcends borders and time.

*(as of October 30th 10/30/2025)

Disclosures:

2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24.

2024 Forbes America's Top Wealth Management Teams
Source: Forbes.com (Awarded November 2024) Data compiled by SHOOK Research LLC for the period from 03/31/23-03/31/24

Capabilities

Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

About PWM

Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:

Manage investments with an unwavering focus on your financial strategy and personal goals
Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
Simplify financial complexity to help you achieve clarity and control

Private Wealth Management Highlights

Approximately 350 teams¹ specialized in assisting individuals and families with $20MM+ in investable assets
Over $980 billion in AUM¹
Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families

¹ Morgan Stanley Wealth Management, December, 2024

Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.

Client Resources

With The Eagleone Team at your side, reaching your most important goals can potentially be less challenging and more rewarding. We are ready to help you achieve your goals by working with you and your other trusted advisors, and combining our financial insights with the global resources of Morgan Stanley.

Morgan Stanley Online

Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

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Digital Vault

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

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eDelivery

Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.

Enroll Today

Donor Advised Funds (DAF)

A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).

MS GIFT

Security Center

Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.

Visit our Security Center

Global Investment Office

The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.

Morgan Stanley Portfolio Insights

Alternative Investments

Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.

Morgan Stanley Alternative Investments

Planning For Your Family's Needs

Executive Financial Services

We work closely with executives and working professionals to develop strategies and help navigate these situations. Together, we will review your specific plan so you can fully grasp the specifics and nuances of your situation. This will help you articulate specific goals which allows us to develop a plan to help you make the best decisions for your unique situation.

Business Succession Planning

Selling a business should be the reward for years of hard work. We work to understand your succession in the context of your overall financial picture and can help protect the connections between your personal objectives and business ambitions. We also work with your other advisors to help them understand your priorities and make certain they are reflected in your succession strategy.

Monetization Planning

Monetizing a privately held company requires seamless coordination of your personal wealth management and business monetization strategies. We can assist you at each stage of the process, highlighting key decisions, deadlines and milestones while working with your legal, tax and other advisors to help you increase value, reduce tax liabilities and integrate the proceeds of your sale into a comprehensive wealth management strategy.

Philanthropy Management

Your list of charitable goals is as unique as your idea of what a better world looks like. However, choosing your goals might be difficult when there are so many deserving causes and unmet needs. We can help guide you through this process. Let's talk about how.

Trusts and Estate Planning

We will work closely with you to help define how you want your life's work and wealth to continue to benefit the people and causes you love and care for. We examine your tax and estate planning strategies to help ensure that your asset allocation analysis appropriately reflects your tax and estate planning's tax features.

Family Governance

Most families either never address their governance needs or wait until they are in a crisis—picking up the pieces afterwards—before they finally get serious about creating and implementing a robust family governance system.

FAMILY OFFICE RESOURCES

Your family is unlike any other we have ever served. You may, however, share many of the same questions, challenges, and opportunities. We look forward to learning more about you and your family, and discussing how can help you safeguard what you have earned and pursue your most important life goals.

The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.

Family Governance and Education

Too often, members of rising generations spend decades in silence. Having a mechanism in place, such as a family mission statement, a family constitution, or an investment policy statement, can offer critical parameters and guidelines for making decisions as a collective.

Learn About Our Investment Policy Here

Trust and Estate Planning Within Business Succession

The key to determining which trust, tax and estate strategies to execute is to understand the interplay of personal and exogenous factors. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities.

Click Here to Read "Know Your Gaps"

Lifestyle Services

We provide bespoke solutions and access to knowledgeable, highly personal specialists to help meet
your exceptional needs, from the everyday to the extraordinary, such as: travel and concierge services, health and security advisory, tangible asset management, personal enrichment, and financial administration.

Learn More About Our Offering Here

Philanthropic Advisory

Holding philanthropic conversations with our team and your family to discuss values, motivations, visions and to develop a mission statement is an effective step to achieving long term philanthropic engagement. Deciding on what level of visibility you want, what type of program to support and how long you envision your involvement to last, are your matters that matter to us.

Strategic Giving: Services for Individuals and Families

Art Advisory

Whether you have inherited a valuable collection or built one of your own, the stewardship of fine art and collectibles presents an extensive range of formidable challenges. With experienced art advisors at your side, you have the guidance you need to avoid pitfalls and the expertise to manage your collection as the significant asset it is.

ART Resources Team Factsheet

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

Equity Solutions

Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

• Equity Administration and Financial Reporting
• Liquidity Events
• 409A Valuation Services and Cap Table Management

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Retirement

For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

• Defined Contribution Consulting
• Solutions-Oriented Plans
• Fiduciary Investment Oversight

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Deferred Compensation

Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

Services include:

Recordkeeping and Plan Design
Portfolio Construction
Wealth Management Services

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Executive Services

Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

Equity Compensation Services
Equity Award Analysis
Specialized Solutions

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Saving and Giving

Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

College Savings
Student Loan Repayment and Refinancing
Charitable Giving

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Financial Wellness

We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

• Financial Education
• Digital Tools
• Financial Guidance

Learn more

Location

200 S Biscayne Blvd

STE 1500

Miami

,

FL 33131

First Vice President, PWM Chief of Staff

Phone:

(305) 533-5334(305) 533-5334

View My Bio

About Edouard Yves Crepy

Mr. Edouard Crépy was born in France and has resided in Miami since 2002. He is married and has five children.

After graduating from the European Business School, Mr. Crépy began his career in finance at the Royal Bank of Scotland in London and Deutsche Bank in Munich, Germany, working on the fixed income and trading desks.

He entered the field of Private Wealth Management at CIC in Paris, and in 1995 joined Banque Sudameris—part of Gruppo Banca Intesa—in the same city. He was later transferred to Santiago, Chile, where he remained for six years before relocating to São Paulo, Brazil, for an additional three years.

In 2002, Mr. Crépy moved to the United States as Head of Wealth Management for Banque Sudameris in Miami, prior to its acquisition by BNP Paribas. His talents were quickly recognized, and he advanced to become a highly successful Senior Vice President at BNP Paribas.

In October 2011, he joined Morgan Stanley Private Wealth Management as a Managing Director and co-founder of the Eagleone team, accompanied by team members with whom he had collaborated for more than a decade.

Fluent in French, English, Portuguese, and Spanish, Mr. Crépy maintains a client base spanning South America, the United States, and Europe.

Securities Agent: DE, VA, OH, MT, SD, NH, CT, AZ, MI, MA, IL, GA, MN, KY, FL, CO, WY, TN, NY, NJ, CA, PR, WA, MD, DC, TX, SC, PA, NV, MO, AR, VI; General Securities Representative; Investment Advisor Representative
NMLS#: 1406578

About Daniele Conci

Mr. Daniele Conci was born and raised in the spectacular Dolomites region of Italy. He studied in Finance and computer programming and he brings over 25 years of experience in International Wealth Management.

Mr. Conci originally moved to Miami in 1999 to establish the Private Banking agency of an Italian bank, where he worked until 2005, when he joined BNP Paribas.

After six years managing his client book at the French bank in both Miami and New York, Mr. Conci joined Morgan Stanley in 2011 as a Managing Director and co-founder of the Eagleone Team, where he continues to expand his niche clientele.

Fluent in English, Spanish, and Italian, Mr. Conci advises clients located in the United States, Central and South America, and Europe.

For over 25 years, he has assisted Ultra High Net Worth individuals and their families in developing and implementing Wealth Management strategies tailored to their specific needs and situations.

In addition, Mr. Conci is a Senior Portfolio Management Director with a focus on active and tactical investment management, as well as a Family Wealth Director focusing on estate planning strategies and family matters.

He also served for several years as co-chair of the ICA Council (International Client Advisor), a select group of 14 executives representing Morgan Stanley's International Wealth Management business across the country.

Although Mr. Conci lived in New York for several years and still spends substantial time in the city, he is happy to call Miami his home.

Securities Agent: DE, WA, PR, NV, MN, WY, IL, DC, VA, SC, PA, CT, AZ, NY, NH, CO, CA, TX, SD, OH, MT, KY, AR, MO, GA, NJ, MI, FL, TN, VI, MD, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1600247

About Fulvio Urbinati

Mr. Fulvio Urbinati was born in Brazil and is of Italian descent. He was raised while traveling and studying in various countries around the world, including the United States, Spain, and Italy.

Mr. Urbinati graduated from Universidade da Amazônia in Brazil with a bachelor’s degree in international business.

In 2000, he moved to the United States to study at Northeastern University, where he completed a pre-MBA program and a specialization in Finance and Capital Markets in 2002.

That same year, Mr. Urbinati began his professional career in Finance, spending the first five years as a fixed income trader at Banque Sudameris and Banco Santander.

In 2007, he joined BNP Paribas as a financial advisor, and in 2011, he moved to Morgan Stanley as a Managing Director and co-founder of the Eagleone team.

Mr. Urbinati specializes in Alternative Investments and tailor-made solutions for ultra-high-net-worth individuals in the international market, bringing over 2 decades of experience.

Mr. Urbinati resides in Miami with his wife and three children.

Securities Agent: IL, NH, MT, CT, OH, MI, KY, GA, AR, VA, TN, DC, WA, SC, MD, AZ, WY, PR, NV, NJ, MO, FL, CO, TX, SD, PA, MA, DE, CA, VI, NY, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2010366

About Maria C. Lipton

Drawing on 35 years of international investing, planning, and economic policy experience, Ms. Maria Lipton creates highly customized wealth management solutions for a select global clientele of high-achieving business leaders, their families, and foundations.

Ms. Lipton began her banking career at Chase Manhattan Bank in New York as team leader of the South Cone private banking operation.'

She advanced to increasingly responsible positions at American Express, Julius Baer, Credit Suisse, and UBS before joining Morgan Stanley in New York in 2009.

Ms. Lipton’s international experience encompasses faculty positions at Seisen International School and Sophia International University in Tokyo.
She returned to New York to join the United Nations as an officer in the Economic and Social Council and the Second Committee, and later served in the Environmental Coordinating Unit at the United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) in Bangkok, Thailand.

Ms. Lipton attended the Lycée Français de Madrid and the University of Glasgow.

She received a master’s degree in public affairs from the State University of New York at Albany.

Securities Agent: VA, AZ, TX, NY, GA, TN, MT, DE, AR, NV, NJ, DC, WI, WA, CA, SD, OH, MN, MI, KY, IL, WY, PR, NH, MA, FL, CT, CO, VI, SC, MO, MD, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 2157006

About Luca Majic

Mr. Luca Majic brings over two decades of Wealth Management experience to the service of Ultra High Net Worth families and individuals, as well as select institutions, throughout Europe and the Americas.

His goal is to craft highly customized Wealth Management plans that empower clients to preserve and enhance their financial, family, and social capital. Many of these relationships now span more than 15 years.
Mr. Majic studied International Relations at Universidad del Salvador in his native Argentina and finance at the University of Texas.

He began his career at Banco Santander Río in the Private Banking division in Argentina.

As the 2001 financial crisis engulfed his homeland, Mr. Majic relocated to Miami, where he spent the next two years before accepting a position with Santander at its Geneva office. In 2010, he joined Morgan Stanley Private Wealth Management in Geneva, serving Latin American and European clients.

In all, Mr. Majic spent 11 years working and living in Switzerland, honing the skills and savoir-faire of Wealth Management with a European touch. It was also during this time that he welcomed his two children.

In 2015, Mr. Majic and his family relocated to Miami to continue his career at Morgan Stanley's Private Wealth Management division.

In 2021, he joined the Eagleone Team—one of the largest international teams within Morgan Stanley—as an Executive Director.

He enjoys collaborating with team members to develop and deliver best-in-class Wealth Management solutions for their clients.

Born into an Argentine family with proud Croatian roots, Mr. Majic was raised in Comodoro Rivadavia, in Argentine Patagonia.

His decision to relocate to Miami was partly motivated by a desire to raise his family in a city more reflective of their Argentine roots.

He also believed that Morgan Stanley’s top-in-class U.S. platform would better support his efforts to address clients’ needs.

Securities Agent: CO, TN, MD, NH, SC, OR, OH, PR, SD, NY, NC, AR, CA, MN, MI, DE, CT, VI, NJ, KY, IL, GA, FL, AZ, WA, VA, PA, WY, TX, NV, MT, MO, MA, IN, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 1990411

About Juan Pablo Garcia

Mr. Juan Pablo Garcia serves as a Vice President at Morgan Stanley, with more than a decade of experience in Wealth Management.

He joined Morgan Stanley in 2016, where he advises clients and assists them in reaching their financial objectives.

Before that, he was at Wells Fargo Advisors, building a solid foundation in the field.

Hailing from Peru, Mr. Garcia competed for his country in junior tennis tournaments prior to relocating to the United States for his studies.
He attended Binghamton University, playing Division I Men's tennis while majoring in Financial Economics.

Mr. Garcia is fluent in Spanish and English, with conversational proficiency in Portuguese, and he relishes building connections across diverse cultures.

He lives in Miami with his wife and son, Milan.

Beyond his professional life, he is enthusiastic about tennis, soccer, and padel, but treasures time with his son and family above all.

Securities Agent: CA, VA, MA, CT, DC, VI, PR, MT, NH, KY, SD, NC, MO, ME, MD, AZ, AR, SC, MI, IL, NY, TN, WA, PA, OK, OH, NJ, GA, DE, MN, LA, CO, WY, TX, NV, FL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2542998

About Lisette Gongora

Ms. Lisette Gongora was born and raised in tropical Miami, Florida and is fluent in both English and Spanish. She is married, the proud mother of two adult children and a devoted grandmother. Family is central to her life, and she brings that same care and dedication to the relationships she builds with clients.

She brings over 20 years of experience in International Wealth Management, Ms. Gongora takes great pride in delivering excellence in working with Ultra High Net Worth individuals and families. She is known for her unwavering commitment to first-class client service and her ability to find thoughtful, strategic solutions tailored to each client’s needs.

Before joining Morgan Stanley, Ms. Gongora held key roles at HSBC Private Bank International and Wells Fargo Advisors. These experiences gave her a broad perspective on global Wealth Management and instilled in her the value of discretion and consistent service excellence.

At Morgan Stanley, she began her career as the Business Service Manager for the Private Wealth Management branch. Now, as the Chief of Staff for the Eagleone Team, Ms. Gongora plays an integral role in overseeing the administrative and service components of the team and is deeply involved in enhancing the client experience.

Ms. Gongora’s role is grounded in her belief that exceptional customer service goes beyond transactions, it’s about building trust, anticipating needs and providing confidence and clarity.

Outside of work Ms. Gongora enjoys spending time outdoors and cherishes quality time with her family. Her grounded nature and warmth are reflected in her lasting relationships she builds both professional and personally.

Awards and Recognition

Forbes Best-In-State Wealth Management Teams

Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.

Forbes America's Top Wealth Management Teams

Forbes America’s Top Wealth Management Teams Source: Forbes.com (Awarded Nov 2024) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24.

2

Wealth Management

Global Investment Office

Portfolio Insights

Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

Vesting events
Option expirations
Restricted stock units
Tax implications

Private Wealth Management Podcast

Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:

Intergenerational Planning
Philanthropic Giving
Non-Traditional Assets
Managing Family Wealth

Learn More

LISTEN | Passion Assets: Investing in Art

When a passion for collecting evolves into something of considerable value, new issues are raised. Hear what the professionals have to say about the best practices and pitfalls of collecting art and collectibles.

Managing Significant Wealth

Investment Management
Wealth Transfer & Philanthropy
Cash Management & Lending
Family Governance & Wealth Education
Lifestyle Advisory
Business Services

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Compensation Practices of Investment-Focused Family Offices

Competitive compensation is key to attracting and retaining the best talent for your single family office. Discover the latest trends on relevant pay, benefits and bonus structures in Morgan Stanley's 2025 benchmarking report.

Insights and Outcomes

Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.

Learn More

Larry Fitzgerald Jr.'s Playbook on Leadership and Values

The renowned NFL wide receiver shares insights on aligning your investments with your values.

Wealth Management for Athletes and Entertainers

Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.

Investment Management
Wealth Transfer & Philanthropy
Private Banking Solutions
Family Governance & Wealth Education
Lifestyle Advisory

Learn More

You are your Own CEO: Build a Dream Team for Your Career

Assembling a team of trusted professionals to manage your career?and your money?is essential to help best position you to thrive. Here?s how.

We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.

Market Information Delayed 20 Minutes

¹Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.

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²Asset Allocation does not assure a profit or protect against loss in declining financial markets.

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³Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.

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⁴Borrowing against securities may not be appropriate for everyone. You should be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please see the important disclosures below.

Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable.

Important Risk Information for Securities Based Lending: You need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required maintenance levels. You will not be entitled to choose the securities that will be sold. These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as “Morgan Stanley”) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason.

With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.

To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan.

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CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

Asset Allocation does not assure a profit or protect against loss in declining financial markets.

The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.

Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

See the Financial Advisors Biographies for Registration and Licensing information.

CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.

Private Bankers are employees of Morgan Stanley Private Bank, National Association.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Awards Disclosures | Morgan Stanley

CRC 4237142 (02/2025)

Our Mission Statement

THE EAGLEONE TEAM AT MORGAN STANLEY

About PWM

Client Resources

Planning For Your Family's Needs

FAMILY OFFICE RESOURCES

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Location

Meet Eagleone Team at Morgan Stanley

Edouard Yves Crepy

Daniele Conci

Fulvio Urbinati

Maria C. Lipton

Luca Majic

Juan Pablo Garcia

Lisette Gongora

About Edouard Yves Crepy

About Daniele Conci

About Fulvio Urbinati

About Maria C. Lipton

About Luca Majic

About Juan Pablo Garcia

About Lisette Gongora

Awards and Recognition

Portfolio Insights

Equity Compensation

Private Wealth Management Podcast

LISTEN | Passion Assets: Investing in Art

Managing Significant Wealth

Compensation Practices of Investment-Focused Family Offices

Insights and Outcomes

Larry Fitzgerald Jr.'s Playbook on Leadership and Values

Wealth Management for Athletes and Entertainers

You are your Own CEO: Build a Dream Team for Your Career