F. Thomas Schlappatha, CFP®
Executive Director, Private Wealth Management, Wealth Advisor, Senior Portfolio Management Director, Estate Planning Consultant
Phone:
(310) 543-0209(310) 543-0209
Eagle Shore Group at Morgan Stanley
Direct:
(310) 543-0209(310) 543-0209
Our Mission Statement
Making financial decisions today are more complex than ever. Our team's major purpose is to help each client simplify their financial life and retirement goals.
Financial Planning Built For You
Our team is committed to providing a premier wealth management practice with an emphasis on helping families reach their personal and financial goals. We believe that implementing a personalized financial plan is the best way for families to accomplish both. Whether you're preparing for retirement, saving for a child's college education, or looking to buy a new home, a comprehensive plan that incorporates all aspects of your wealth should provide a helpful roadmap for keeping you on track towards those goals.
Working together starts with a conversation that goes beyond discussing finances. We strive to build a strong relationship with all clients by gaining a thorough understanding of their unique lifestyle, goals, and family. From there, we can build an optimal plan built on objective investment guidance. And as life changes in the future, we'll make the appropriate adjustments to fit your new situation.
We pride ourselves in being compassionate, attentive, and flexible financial advisors whom clients and families can trust as they manage their wealth for the long-term. Please contact us if you are interested.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Wealth Management Process
Leveraging the firm's vast resources—including intellectual capital, experience, and dedicated personal service—we can work with you to create a personalized financial plan. Then, over time, we adapt it to changing circumstances, helping you to pursue your goals in any environment. Every individual's financial circumstances, needs and risk tolerances are different. Our team will assist you in evaluating your goals and collaborate on strategies to help you achieve those goals.
Discover
Start a conversation to gain a thorough understanding of your needs, lifestyle and family - and your goals for the future.
Advise
We work with you to develop portfolio allocation strategies to help you achieve and protect the outcomes you envision.
Implement
Look across multiple accounts and products to help you implement solutions that are an appropriate fit for your strategy.
Track Progress
We help you periodically track your progress and make adjustments as necessary.
Client Centric
Reaching your goals often involves going beyond investment advice - we provide a wide array of offerings and services centered on you and customized to help meet your needs, and provide access to specialists to help pursue specific goals.
Questions We Can Help You Answer
Retirement Planning
- Will I be able to retire on my current time table?
- Will my retirement accounts be enough?
- Can I continue to live the lifestyle I am accustomed to in retirement?
Estate Planning
- If something happens to me, is my family protected?
- Should I establish a trust or an estate plan?
- Can my family manage my assets without me?
Philanthropy
- What is the best way to leave money to charity?
- Do I need a legacy plan?
Morgan Stanley Online
Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App offer clients secure 24/7 access to their investment and cash management, so that they can stay informed whether they're at home, at work or on the go. Digital solutions including eSign, Spending + Budgeting, Digital Vault, Zelle, Online Transfers and Online Bill Pay help clients conveniently manage their daily finances.
Private Banking
The Private Banking Group at Morgan Stanley offers a range of lending solutions to enhance clients' financial plans. From competitive mortgage rates for you and your family, to financing your personal and business needs with a securities based loan, our team engages with clients to find solutions that address all aspects of your wealth.
Cybersecurity
Morgan Stanley has built a leading cyber defense organization in-house, drawn from former senior professionals at government security agencies and the technology industry. The firm works nonstop around the globe to safeguard your digital assets and monitor the threat landscape on your behalf. Check out Morgan Stanley's collection of practical takeaways and best practices for protecting yourself online.
Cash Management
A Morgan Stanley CashPlus Brokerage Account is designed for your cash needs as a modern alternative to banking, providing more value, more protection and a seamless digital experience. Clients can benefit from unlimited ATM fee rebates worldwide, as well as complimentary Identity and Credit Protection from Experian®.
Location
21250 Hawthorne Blvd
Ste 650
Torrance, CA 90503
US
Direct:
(310) 543-0209(310) 543-0209
Meet Eagle Shore Group
Jarrett Collins, CFA
Financial Advisor, Financial Planning Specialist
Phone:
(310) 543-0208(310) 543-0208
Tina Villanueva
Portfolio Associate
Phone:
(310) 543-0210(310) 543-0210
Sandra Duran
Portfolio Associate
Phone:
(310) 543-0211(310) 543-0211
About F. Thomas Schlappatha
I started my investment career in 1995 with Dean Witter, which then merged with Morgan Stanley back in 1997. Early on in my career, I grew an affinity for financial planning and managing wealth for individuals, and in 2003, earned my Certified Financial Planner (CFP®) designation. As a Portfolio Manager Director, I have been responsible for managing money and making investment decisions on behalf of clients for decades. But I pride myself in delivering objective guidance and developing a comprehensive understanding of every individual client so I can tailor recommendations to each client’s unique needs.
When I’m not working, I enjoy spending time with my wife and sons as well as staying involved in the local community. Most of my community involvement extends to the Torrance Memorial Foundation, where I volunteer on the Professional Advisory Council. The hospital means a lot to me because my twins were born there and spent 7 weeks in the NICU. I also served on the board of Pop Warner and was the Torrance Little League Treasurer for four years and president for two when my twins were younger. My hobbies today include camping in my RV, going to concerts with my wife, traveling, and visiting my two grandkids.
When I’m not working, I enjoy spending time with my wife and sons as well as staying involved in the local community. Most of my community involvement extends to the Torrance Memorial Foundation, where I volunteer on the Professional Advisory Council. The hospital means a lot to me because my twins were born there and spent 7 weeks in the NICU. I also served on the board of Pop Warner and was the Torrance Little League Treasurer for four years and president for two when my twins were younger. My hobbies today include camping in my RV, going to concerts with my wife, traveling, and visiting my two grandkids.
Securities Agent: GA, PA, OR, NY, NC, VA, TN, OH, NM, DE, AZ, AK, VT, IL, HI, FL, CT, WA, MI, KS, UT, SC, MO, CA, WI, TX, NV, DC, MN, MD, IN, ID, CO; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282710
CA Insurance License #: 0B74086
NMLS#: 1282710
CA Insurance License #: 0B74086
About Jarrett Collins
My path to this career started at the same branch I work at today, as a summer intern the year before I graduated from the University of Arizona. After earning a bachelor's degree in finance back in 2013, I started working as a foreign exchange trader for Payden & Rygel, where my main responsibility was to facilitate currency transactions for global fixed income portfolios and mutual funds. During my time at the company, I am proud to have earned the Chartered Financial Analyst (CFA) designation, a high distinction in the investment management profession. After five years, my career then pivoted to a corporate finance role at Amazon headquarters in Seattle, WA where I worked in the Treasury department helping with international payment operations and corporate banking negotiations alongside a great team. And now, I'm very excited for this next chapter of my career at Morgan Stanley.
Outside of the office, I like spending my free time with my girlfriend, whether we're trying new restaurants, going to comedy shows, or relaxing on the beach together. I do try my best to stay active by playing golf or basketball with buddies, but admittedly, I end up watching more sports than actually participating in nowadays. Although, I am lucky enough to attend plenty of LA Galaxy games with my 95-year-old Oma (German for grandma) who has season tickets.
Outside of the office, I like spending my free time with my girlfriend, whether we're trying new restaurants, going to comedy shows, or relaxing on the beach together. I do try my best to stay active by playing golf or basketball with buddies, but admittedly, I end up watching more sports than actually participating in nowadays. Although, I am lucky enough to attend plenty of LA Galaxy games with my 95-year-old Oma (German for grandma) who has season tickets.
Securities Agent: NM, MO, OR, IL, FL, AZ, WA, NV, ID, TN, OH, NC, MI, IN, AK, MD, VT, VA, GA, DE, CT, NY, KS, HI, CA, PA, TX, SC, DC, MN, CO, UT, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 2442087
CA Insurance License #: 4266782
NMLS#: 2442087
CA Insurance License #: 4266782
About Tina Villanueva
My journey in the finance industry began in 1989 when I started my career with Morgan Stanley. Over the years, I have gained extensive experience in my role and understand the importance of ensuring that clients feel valued and supported. I have a range of responsibilities that include overseeing the day-to-day operations and assisting clients with any issues they may encounter. Also, I have obtained several licenses while in my role, including the FINRA Series 7, 31, and 66. I am dedicated to my work and strive to provide our clients with the best possible service.
In my free time, I enjoy going to musicals and concerts, getting outdoors whenever I can, and spending time with friends and family.
In my free time, I enjoy going to musicals and concerts, getting outdoors whenever I can, and spending time with friends and family.
About Sandra Duran
I embarked on my career in the financial services industry at Morgan Stanley back in 2001 after graduating from Loyola Marymount University with a Bachelor’s degree in Economics. As a portfolio associate, my primary responsibility lies in managing operations for the team. This entails researching and resolving client issues, processing a variety of transactions, and ensuring overall client satisfaction. I strive to provide a positive client experience, fostering strong relationships along the way. To support my role, I hold several FINRA licenses, including Series 7, 31, 63, and 65.
On the personal side, I have spent my entire life in the vibrant South Bay region. And outside of work, my husband and I cherish spending quality time with our two boys. Depending on the season, you can find us on a soccer field or a baseball field, cheering on our children and enjoying family life.
On the personal side, I have spent my entire life in the vibrant South Bay region. And outside of work, my husband and I cherish spending quality time with our two boys. Depending on the season, you can find us on a soccer field or a baseball field, cheering on our children and enjoying family life.
Contact F. Thomas Schlappatha
Contact Jarrett Collins
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Joy Quiza
Associate Private Banker
About Joy Quiza
Joy Quiza is an Associate Private Banker serving Morgan Stanley Wealth Management offices in California.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
NMLS#: 642535
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Eagle Shore Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
