My Mission Statement
My Story and Services
We serve a select group of clients who are income and growth focused and who value a close, consistent relationship with a trusted advisor. Our approach is grounded in a thoughtful four-step process:
1. We begin by understanding what matters most to you
2. Build a personalized financial plan
3. Translate that plan into an actionable investment strategy, and
4. Maintain regular, proactive communication to adjust and refine your plan as life evolves
At the heart of our work is a commitment to quality over quantity, forming deep, long-term relationships and providing the clarity and confidence you need to face life’s financial challenges with purpose and confidence.
I grew up in Charlotte with parents both in financial services, and now live there with my husband Tom, our two children, Thomas and Maddie, and our two rescue dogs, Duke and Ivy. I graduated from Sewanee: The University of the South with a degree in History, but knew I wanted to go into Wealth Management after an internship with a Financial Advisor between my junior and senior year. Outside the office, you’ll often find me distance running, hiking or camping with my family in the North Carolina mountains. I am always seeking a long trail and fresh perspective!
NMLS#: 2746596
From Our Team
Please enjoy timely updates from our team below.
In times of unpredictability, it is most important to lean on investment wisdom that is rooted in what we do know. We provided a timely and insightful investment education to help you make better investment decisions.
Celebrating our pets! We enjoyed showing our pets some extra love on National Pet Day. Pictured above are Drew's two dogs Duke and Reggie (top left), and Julianne's dog, Oliver (top right). At the bottom is Ben's crew which is his dog, Scarlett, and bunny, Diamond. We're grateful for the happiness our pets bring to our lives today and every day!
Ben Horn and Davis Moise had the opportunity to join First Eagle Global at the opening bell on May 29th.
Investor Education & Tips
From navigating life changes like divorce to optimizing retirement strategies and choosing the right financial advisor, these articles are designed to educate and guide investors at every stage.
Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.
Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.
Carefully managing distributions from your portfolio during retirement can help you save on taxes, leaving you more money to spend and enjoy.
While saving for a retirement is an important topic, it's at least as important as what comes next: Your plan of action once you enter retirement.
Your legacy is the opportunity to pass on the material rewards of your life in the way that best fulfills your goals and reflects your values.
Choosing the right financial advisor is crucial for long-term financial well-being. This article outlines key red flags to be aware of when evaluating potential advisors, ensuring that individuals make informed decisions.
Customized Solutions for Institutions and Individuals
As the administrator of your company's equity compensation plan, we pride ourselves on helping you manage your awards effectively. We are here to provide easy access to your account, answer questions about your awards and handle your transactions accurately and conveniently. We help build financial confidence through insightful advice, thoughtful education and cutting-edge technology across a suite of workplace solutions.
Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes about investing with careful analysis of the financial markets. Working together, we create a customized strategy that applies long-held investment principles to help your assets appreciate appropriately or generate cash-flow or income as you require.
We analyze your tax and estate structures so that your tax characteristics are accurately incorporated in the asset allocation analysis performed for the client. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities. Liquidity events also magnify the need to put in place or update certain essential estate planning documents. We will work together to identify the most suitable investments for securing your financial future and legacy.
As a client, you will access a suite of cash management solutions as a competitive alternative to a traditional bank. Through your Morgan Stanley Active Assets Account or CashPlus Brokerage Account, you can access a full suite of Cash Management Solutions to help you manage your everyday finances. Additionally, we can provide qualified clients with financing solutions for almost any personal or business need using the eligible securities in your brokerage account as collateral for a flexible line of credit.
Client Service Team
Outside the office, Francis is active in his community as a member of Waypoint Community Church and a volunteer at the Charlotte Dream Center. In his personal life, he prioritizes time with family and friends, and enjoys staying active through running, golf, and following Gamecocks sports.
Location
Hear From My Clients
Verified ClientTestimonial(s) are solicited by Morgan Stanley Wealth Management Canada and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
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What's it like to work with a Morgan Stanley Financial Advisor
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
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Awards Disclosures | Morgan Stanley
