Our Team at Morgan Stanley Downtown San Diego Branch

About David H. Bigler

David Bigler is a Managing Director who serves as the Market Executive for the San Diego Market of Morgan Stanley Wealth Management. The business consists of six branches, including Downtown San Diego, La Jolla, Rancho Santa Fe, Rancho Bernardo, UTC, and Carlsbad. With 20+ years of wealth management and leadership experience, David oversees approximately 200 Financial Advisors who manage more than $40 billion in client assets.

David is proud at how well his management team, first-class Financial Advisors, and support professionals all embody the firm’s “client first” culture. Their collective mission is to deliver the global resources of a Wall Street powerhouse in a streamlined fashion to help clients achieve their financial goals and realize their dreams. As a former successful Financial Advisor, David truly understands the importance of placing clients’ demands as the top priority. He believes that the best formula to serve clients with excellence is to empower his Financial Advisors, be extraordinarily responsive to their needs, and keep the greenlight in the “go” position as much as possible.

David grew up in Miami Beach, Florida. A first generation American, his parents were immigrants from two different worlds, religions, and cultures. After earning his Bachelor’s in Business from Pace University in Manhattan, he received his MBA from the Kellogg School of Business at Northwestern University. David’s diverse background as well as his humble beginnings have connected him with a rich variety of people on a deeper level, driving him to prioritize helping others and paving the way to a very fulfilling career. He currently lives in Coronado, California with his wife, Catherine, and their two children.

About Sean Reynolds

Sean Reynolds serves as the San Diego Market Business Development Manager whose primary focus is to help our Financial Advisors do more for their clients by connecting them with the right tools and resources of a world class investment firm. As part of the Regional Sales Group, Sean is responsible for driving revenue growth, executing strategic and tactical initiatives, providing ongoing thought leadership, and coordinating efforts around local, regional, and national initiatives.

His career at Morgan Stanley began in 2016 as a Wealth Associate Advisor and most recently as a successful Financial Advisor. A native of San Diego, Sean has a true passion to help the people in the community achieve personal and professional success. Sean’s fiancé is a Navy surgeon, and his father was a Top-Gun Navy pilot, both of which make him especially proud of the strong relationship the San Diego Market has built with members of the military as well as their families.

Sean earned a Bachelor of Science degree from the University of Oregon. In his spare time he enjoys golf, travel and sporting events.

About Jolene Weston

Jolene Weston is the Market Business Service Officer for the San Diego Market at Morgan Stanley. She began her career in financial services at a San Diego-based hedge fund before joining Morgan Stanley in 2010 as a Client Service Associate. She spent several years in that role before transitioning to management as a Business Service Manager prior to accepting her current role. Jolene oversees all service and operations for the six branches across the San Diego market and loves helping Advisors strengthen and grow their business through excellent client service. Jolene earned her Bachelors in Finance and Masters in Marketing from San Diego State University. She resides in downtown San Diego and spends her free time running, travelling and enjoying live music.

About Richard Martinez

Richard “Ricky” Martinez is the Senior Risk Officer for the San Diego Market of Morgan Stanley. Ricky has over 30 years of wealth management and financial services experience with Charles Schwab, American Express, Intuit and Morgan Stanley. In that time Ricky has held several management and leadership roles in client service, operations, trading, product management, and risk management. He has been a risk manager for 14 years with Morgan Stanley and the current Senior Risk Officer in San Diego for the last 8 years. He manages a team of five risk officers overseeing 6 branches in San Diego county. The San Diego risk team works with financial advisors, service managers, branch managers and clients to mitigate risk for clients and the firm across our platform. Ricky holds a BFA from the San Francisco Art Institute.

About Jared Cummings

Jared Cummings came to work for Morgan Stanley directly after graduating from Brigham Young University in 2006. He has been a Client Service Associate, a Financial Advisor, and for the last ten years, a Risk Officer in the San Diego Market. Jared is fluent in Spanish and helps both domestic and international advisors to find the best way to serve clients while adhering to firm and industry regulations. He obtained an MBA in 2013 from Westminster College, and currently lives in east San Diego County, where he enjoys spending time with his wife and three teenage children. Jared enjoys exercise, cosplay, and board games, and likes those things even more when his family joins him!

About Rafael Gutierrez Balderrabano

Rafael is a Business Service Officer supporting the San Diego Market of Morgan Stanley Wealth Management. With nearly 20 years of experience in financial services, Rafael plays a key role in advisor onboarding, operational oversight, and strengthening the client-service experience across multiple branches in the region.

Rafael began his career in banking and financial operations before joining Morgan Stanley in 2016. In his current role, he partners closely with Financial Advisors, service teams, and market leadership to ensure seamless transitions, operational efficiency, and a consistent “client first” culture. He is also a dedicated mentor, helping support professionals develop their skills, elevate service standards, and grow in their careers.

Rafael holds a Business Administration degree from CESUN in Mexico and went through Morgan Stanley’s Leadership Readiness Program and its advanced leadership series. He holds Series 7, 63, 65, 9, and 10 licenses and brings deep expertise in relationship management, problem-solving, and leadership.

Born in Mexico and raised in the San Diego–Tijuana region, Rafael values connection, business growth, cultural awareness, and teamwork. Outside of work, he enjoys traveling, hiking, photography, and spending time with his family.

Interested in a Career at Morgan Stanley?

Financial Advisors

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Leverage your talent, hone your skills and build a career at Morgan Stanley, where our goal is always to deliver first-class business in a first-class way.

Branch Address

101 W Broadway
Ste 1800
San Diego, CA 92101
US
Branch:
(619) 236-1331(619) 236-1331
Toll-Free:
(800) 729-2900(800) 729-2900
Fax:
(619) 235-9313(619) 235-9313
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

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5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.

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7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.

Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.

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