The dos Santos Group

Clarity Across Complexity
Wealth management is about stewardship — of your future and the legacy you choose to build. Often, that stewardship transcends generations. Sometimes, it crosses borders too. Almost always, it involves navigating consequential decisions within evolving financial landscapes.

Our team is uniquely positioned to manage your financial complexity with clarity, discretion, and precision. We have the experience to help anticipate every challenge. We have the resources to deliver tailored solutions. Most importantly, we have the passion and drive to help safeguard the future you envision, delivering wealth management service at the highest level.

Cross-Border. Cross-Generational
At our heart, we are independent thinkers who ask "why not?" and stay relentlessly available, because our clients often live globally, think multigenerational, and operate with intense complexity. From founders planning for a liquidity event, to executives navigating concentrated equity, to families managing multijurisdictional wealth, we work tirelessly to help bring clarity, strategy, and alignment to your financial life.

Direct Portfolio Management. Transparent by Design
We don't outsource your portfolio. We manage it directly — every position, every trade, across public and private markets. That means when you call, you're talking to the decision-makers. We know what you own. We know why you own it. And above all, we know how your investments fit into your big picture goals and priorities. This is real transparency. Real customization. Real accountability.

Distinctive Access. Uncompromising Service
Whether you're navigating concentrated stock, exploring private investments, or planning across borders, our team offers uncompromising access and service. We welcome the complex, the curious, and the committed — because building wealth is just the beginning.

For a second opinion about your current investments, or to talk about your goals, call us at (212) 893-6310.

Services Include
  • Lifestyle Planning
  • Alternative Investments
  • Legacy Planning
  • Investment Management
  • Tailored Lending
  • Business Planning
  • Professional Collaboration
  • Insurance Strategy
  • Cash Management
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

More Than Net Wealth

Whether managing wealth across generations, navigating life in multiple locations, or planning for the future, our clients face important decisions. We help them approach each one with clarity, thoughtful strategy, and intention. Here’s who we support:
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    Multigenerational Families
    One Family. Many Futures: We serve both the wealth creators building their legacy and the next generation tasked with carrying on the mission. For many clients, we work closely with children and grandchildren to provide education, guidance, and planning with the same attention we give to their parents and grandparents.
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    International Clients
    Global Reach. Individual Focus: Roughly half our clients have international or cross-border needs — and for good reason. Domitilia M. dos Santos is one of the few International Client Advisors at Morgan Stanley, authorized to open and manage accounts in over 68 countries. Fluent in five languages and deeply versed in the nuances of global portfolio construction, tax planning, and compliance, she offers unparalleled access and insight to clients navigating the unique intricacies of international finance — as well as to Morgan Stanley financial advisors seeking strategic partnership on complex cross-border matters.
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    Business Owners
    From Growth to Exit and Everything In Between: We work with entrepreneurs, founders, and family-run businesses to help build wealth that extends beyond the business. Whether you’re scaling, planning for succession, or preparing for a liquidity event, we help you structure and preserve what you’ve built — and turn it into long-term, multigenerational wealth.
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    Executives with Concentrated Stock
    We Help You Diversify Without Derailing: If you're a company executive or work in a tightly regulated industry, you know the challenge: limited trading windows, complex rules, and too much wealth riding on one stock. We help you unwind concentrated positions with precision needed to stay compliant, reduce risk, and turn equity into long-term flexibility.
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    Rising Professionals and Wealth Builders
    Earning Strongly. Planning Smartly: We work with individuals in the early stages of significant wealth accumulation — those often earning high incomes, receiving equity compensation, or on track to manage substantial assets in the future. Through thoughtful cash flow modeling, equity strategy, and access to private investment opportunities, we help you plan early for your long-term goals.
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    Select Institutions
    Impact Focused. Always: We work with a limited number of institutions that present distinctive, multifaceted challenges — where nuanced strategies and personalized service are essential. Our approach prioritizes thoughtful solutions tailored to the complexity of each institution’s unique financial landscape.
Aligning Impact with Opportunity
Years ago, during a period of market volatility, we worked with a client who regularly made charitable donations but was still facing a significant tax burden each year. After a thoughtful review of their holdings and overall financial picture, we identified a more strategic path forward. By aligning their contributions with a timely tax opportunity, we helped them dramatically expand their charitable impact while also realizing a meaningful deduction. The result was a simple yet sophisticated shift — one that elevated both purpose and financial efficiency, helping to reduce tax consequences through timely, well-informed advice.
Generations of Trust
What started as a chance connection with one of our clients years ago, grew into a relationship that has spanned decades and crossed continents. Over the years, the client trusted us through key life milestones — from sending their kids off to college and graduate school, and even relocating internationally. Two decades after first meeting, the client entrusted us once again to open an account for the next generation — their grandchildren. Today, we provide that same dedicated support and global guidance to multiple generations of the family, building trust that stands the test of time.
Service Beyond 9-5
While we pride ourselves on being a steady guide for our clients during life’s most pivotal moments, we also believe that it’s the small moments — those timely acts of service — that sometimes make all the difference. For example, while traveling abroad on vacation, a client suddenly found their credit card wasn’t working, causing an unexpected disruption. Even though their primary advisor was also on vacation, she immediately sprang into action — connecting the client with technical support and ensuring a swift resolution. This dedication exemplifies our commitment to being available whenever and wherever our clients need us, delivering seamless support that goes far beyond traditional office hours.
At the Dos Santos Group, wealth management isn’t just a service — it’s a lifelong relationship built on trust. That’s why we root our approach in more than just deep technical capabilities; we also aim to truly understand what matters most to you and adapt as your goals evolve.
    Your Story, Your Strategy
    We start by learning your full story — goals, challenges, legacy plans. Then we build a custom strategy engineered to evolve seamlessly with changing markets and life stages. Our multilingual team operates without borders, managing sophisticated portfolios and multigenerational dynamics with relentless focus and agility.
    The Drivers Behind Success
    • Rigorous financial diagnostics paired with your ambitions
    • Bespoke portfolio architecture tailored to your distinct needs
    • Dynamic oversight and nimble execution in real time
    • Seamless collaboration with your trusted legal and tax experts
    • Multi-generational education and stewardship (with fluency in English, Portuguese, French, Spanish, Italian and Hindi)
    • Elite accessibility, available well beyond traditional hours
    Core Values in Action
    We’re not just advisors — we’re guardians of your wealth and legacy. It is a responsibility we do not take lightly. Every day, we work tirelessly to deliver advice that serves your best interests with transparency, integrity, and discretion. We do not shy away from tough conversations, and we hold ourselves accountable to the highest standards — powered by Morgan Stanley’s unwavering principles, we:
    • Operate with uncompromising integrity and ownership
    • Lead through innovation and relentless pursuit of excellence
    • Put client interests at the absolute center of everything we do
    • Champion diversity as a source of strength and insight
    • Give back with purpose, shaping communities and future leaders

Useful Documents

Our role is to provide access to the skills and resources required to help you meet the myriad of challenges which come with managing wealth, allowing our clients to enjoy the benefits wealth affords.
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    dos Santos Group One Pager
    Learn about the full suite of services we can provide to you.
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Location

399 Park Ave 12th
Fl
New York, NY 10022
US
Direct:
(212) 893-6310(212) 893-6310

Meet dos Santos Group

Photo of Paranj R. Patel

Paranj R. Patel, CFA®*, CFP®*, RMA®*, CEPA**

Assistant Vice President, Wealth Management Analyst
Phone:
(212) 893-6312(212) 893-6312
Photo of Adam Goldstein

Adam Goldstein, CAIA®*

Registered Client Relationship Analyst, Financial Planning Specialist*
Phone:
(212) 893-6314(212) 893-6314
Photo of Tom Schilling

Tom Schilling

Registered Client Service Associate, Financial Planning Specialist*
Phone:
(212) 893-6416(212) 893-6416

About Domitilia M. dos Santos

Domitilia M. dos Santos believes that every client, whether they’re an entrepreneur who just sold their company, a successful executive with two rollovers and stock options, or a young professional just starting out, deserves top-notch service and experienced financial guidance. For all of her extensive experience during more than three decades years in financial services, managing the assets of small institutional investors and high net worth private clients, Domitilia still derives great joy from helping people who are in the process of building their wealth. Her goal is to make every single client a better-informed investor.

Domitilia was born in Faro, Portugal and was the first in her family to graduate college when she received her bachelor’s degree from Drew University and then her J.D. from Rutgers. Fluent in Portuguese, Spanish and French, she joined the Secretariat of the United Nations as an Associate Legal Officer right out of law school. Pursuing her entrepreneurial dreams, Domitilia became a Financial Advisor, first with Merrill Lynch and then with Morgan Stanley, forming the dos Santos Group in 1992. She has achieved multiple Morgan Stanley specialist designations and is also a member of the firm’s President’s Club and a Senior Director of its Portfolio Management Group. Domitilia has served as an Arbitrator and Hearing Officer with Financial Industry Regulatory Authority (FINRA) for more than 30 years.

A passionate runner, Domitilia has completed more than 308 marathons in 43 countries and has visited 167 countries total. She is a Life Member of New York Road Runners, as well as a member of Marathon Maniacs, Marathon Globetrotters, and the 50 States Marathon Club. Despite her devotion to her clients and running, Domitilia slows down long enough to champion the arts in New York City as a supporter of The Metropolitan Opera, Carnegie Hall and Lincoln Center.

2020 Crain’s Notable Women In Financial Advice Award

The Economic Club of New York
The Trilateral Commission
Foreign Policy Association
French Institute Alliance Française
Circulo Eca de Queiroz
Gremio Literario
Cervantes Institute
Circumnavigator’s Club
FAE (Forum de Administradores e Gestores de Empresas)
Conselho da Diaspora Portuguesa
SEDES
The Portuguese American Leadership Council of the United States (PALCUS)
Portugal-US Chamber of Commerce
Instituto de Medicina Molecular
Instituto Portuguese Corporate Governance
International Club of Portugal
New York Philharmonic
The Metropolitan Opera
Carnegie Hall
Lincoln Center
Alvin Ailey Dance Theatre
Irish Repertory Theatre
92nd Street NY
Joyce Theatre
Portfolio Management Institute (PMI)
Association of Professional Investment Consultants (APIC)
Securities Agent: TN, NV, IL, NY, DE, CO, UT, TX, OH, NJ, WY, WA, OK, MO, DC, AL, RI, MI, MA, KY, GA, PA, OR, MD, NC, FL, CT, VA, CA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279548

About Paranj R. Patel

Paranj Patel focuses on developing financial plans and conducting portfolio risk analyses for the clients of the dos Santos Group. As the group’s Wealth Management Analyst he also regularly tracks and reports on how client plans and portfolios are faring based on shifts and trends in the economy and markets. Paranj enjoys discussing and reviewing investment strategies and Morgan Stanley’s range of resources with clients, in an effort to help inform and empower them.

Growing up in India, Paranj knew he wanted to help others. He eventually became fascinated by numbers and business and decided to study Entrepreneurship and Finance at the Kelley School of Business at Indiana University. It was there that he realized he could combine his goals and interests by following a career in the financial advisory business. After graduating, Paranj became an Investment Advisor at Allied Millenial Partners before joining Morgan Stanley in 2020. He has obtained his Certified Financial Planner, Chartered Financial Analyst, Retirement Management Advisor, and Certified Exit Planning Advisor certifications.* Paranj is a member of the Portfolio Management Institute, and Association of Professional Investment Consultants.

While Paranj likes to play tennis, he admits that his love for business and finance spills over into his spare time. He obsessively spends much of his out of office time studying the financial markets and international economics and researching companies, much to his girlfriend’s chagrin.

*This role cannot solicit or provide investment advice

About Adam Goldstein

Adam Goldstein is the first point of contact whenever someone calls or emails the dos Santos Group. As the Registered Client Relationship Analyst of the group, he is responsible for responding to all client requests and questions in a timely, efficient manner. He focuses on all aspects of the Group’s operations and takes pride in the attention to detail, accuracy, accountability, and he provides clients with the highest level of service possible and ensures all clients are presented to the Firm’s robust products and policies.

Born in New Jersey, Adam is a graduate of the Kelley School of Business at Indiana University, interned in finance at the Corcoran Group, a New York City real estate brokerage, and then at Morgan Stanley Wealth Management. Upon graduation, he joined Better, an online mortgage and real estate firm and became an Operations Coordinator. He joined Morgan Stanley in 2022 and earned his Series 7 and 66 licenses and Financial Planning Specialist* title shortly after. Adam is a member of the Portfolio Management Institute, and Association of Professional Investment Consultants.

Adam is an avid New York sports fan, and he still roots for his Hoosiers on the football field & basketball court. Adam lives in Manhattan and continues to pursue his love of golf and attends the various musical and cultural events that New York City has to offer.

*This role cannot solicit or provide investment advice

About Tom Schilling

Tom is a Registered Client Service Associate. He is responsible for ensuring client contentment through prompt responses and diligent follow-up. Tom develops procedures for helping solve client concerns and follows through on resolution of client service projects and operational issues. Additionally, he plays active role in creating, sustaining, and executing all market initiatives to enhance the business of the Group. His role serves as the lead contact with clients for administrative problem resolution and fields client questions on a wide spectrum of topics.

Before joining Morgan Stanley, Tom worked at Fidelity Investments as an Investor Center Intern, and upon college graduation, he was offered a full-time position at Fidelity Investments as a Financial Representative. He is registered with his SIE, Series 7, and Series 66.

Tom is from Long Island, New York. He enjoys playing golf, going to the gym, spending time with friends and family, and watching sports.

*This role cannot solicit or provide investment advice

Hear From Our Clients

The dos Santos Group offers exceptional financial advisory. They present expert guidance and tailored strategies. Having been a client for over 20 years, I highly recommend their professional, attentive service. Such a trustworthy and reliable team delivers effective, personalized planning. Their meticulous approach instills confidence. I am thrilled to be a part of such a valuable partnership for my financial security. The team's expertise and dedication are truly commendable.
checkmarkVerified Client
The dos Santos Group has been a terrific support to my family, from my parents and now to my sister and me. Your dedication and commitment offers reliability for my children and my sister’s children. Thank you for everything you provide to us all.
checkmarkVerified Client
The dos Santos Group is an exceptional team and is highly recommended. They provide comprehensive services and access to opportunities. We have consolidated various accounts with Morgan Stanley, allowing a complete view of our finances. Knowing that the team is watching our investments provides tremendous confidence. They work with us as active advisors and are very responsive, always taking our calls in a friendly manner and spending quality time with us.
checkmarkVerified Client
After my husband passed away, I was overwhelmed trying to manage our finances on my own. Domitilia dos Santos and team guided me with patience, compassion, and clarity. They helped me understand my options, rebuild my confidence, and make wise investment choices for my future. I’m truly grateful for their support during one of the hardest times of my life.
checkmarkVerified Client
Domitilia, and her team, have been managing my investments for about 30 years. They have become truly trusted partners to myself, and my family. Recently, I made the decision to retire somewhat earlier than planned. Domitilia and her team have exceeded my expectations in helping me to prepare for and manage this transition, both financially and emotionally. Domitilia, and team, have the right balance of expertise, warmth, and listening to the client. Highly recommended!
checkmarkVerified Client

Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.

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The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
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Craig Champagnie

Private Banker
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Colin Brady, CFP®

Financial Planning Director, Vice President

About Craig Champagnie

Craig Champagnie is a Private Banker serving Morgan Stanley Wealth Management offices in New York.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Craig began his career in financial services in 2005, and joined Morgan Stanley in 2017 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker, Business Banker, and Branch Manager at the JP Morgan Chase Bank.

Craig is a graduate of the The State University of New York, Stony Brook, where he received a Bachelor of Arts in Economics. He lives in Wantagh, New York with his family. Outside of the office, Craig donates his time to The SIFMA Foundation. He enjoys fitness training and playing golf, football and basketball.
NMLS#: 626539

About Colin Brady

Colin Brady is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management office at 399 Park Ave in New York City. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.

Colin began his career in financial services in 2011 and joined Morgan Stanley in 2022. Prior to his current position, he spent the last 5 years working as a Wealth Management Advisor with TIAA. In his time at TIAA, he advised clients in various financial planning needs such as retirement, asset management, income generation, estate & legacy planning, and charitable giving.

Colin graduated from Pace University and holds his Certified Financial Planner® designation. Colin lives in Stewart Manor, New York with his wife, Lauren, and his son, Liam. Outside of work, Colin enjoys spending time with his family, cooking and golfing.
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Wealth Management
Global Investment Office

Portfolio Insights

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Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
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Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Rational Investing in an Age of Uncertainty
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Rational Investing in an Age of Uncertainty

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
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529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact dos Santos Group today.
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Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication.  No compensation of any kind was provided in exchange for the client testimonial(s) presented.  Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.

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CRC 4665150 (8/2025)