Don Meccia
Assistant Vice President,
Financial Advisor
Direct:
(505) 988-7724(505) 988-7724
Toll-Free:
(800) 225-2079(800) 225-2079
My Mission Statement
Excellence in family wealth planning for your family's unique goals
Welcome!
With 39 years in the financial services industry, Don Meccia works with high net worth individuals and retirement plans. His focus provides red carpet service and uses in the box tools for out of the box thinking in fast moving economies and markets. Using his experience from 1999 to 2010 with some of the largest pension funds in the United States, he creates unique customized strategies to help clients pursue their long-term financial goals.
Along the way, Don has been an active supporter of charities focused on helping the defenseless and helpless in society. He volunteers at the Knights of Columbus of Santa Fe, Council #1707, which supports local homeless people, disaster relief funds, and Coats for Kids, along with many other initiatives. He has volunteered extensively for young T1D Type One Insulin Dependent Diabetics. In addition, He has volunteered for LSOP, or The Little Sisters of the Poor in California who provide housing, shelter, and food for the impoverished elderly. Seminars are offered on ethical and sustainable investing (“ESG”) for churches, foundations, and their benefactors. He has served on the Board of the Pregnancy Help Center in Torrance, CA where women in crisis pregnancies are provided with counseling, ultrasounds, and free supplies. Every client is provided with great care using the Golden Rule.
In his spare time, Don enjoys golf, and walking his two rescue dogs on mountain trails in the mountains of Central New Mexico. He has a wonderful wife of seventeen years, four step children, and two grandchildren all of whom are cherished family. Simply Blessed.
Originally from Chicago and coming from a family of doctors, he enjoys providing care to his clients. Don has extensive experience with institutional clients, including many female executives on Wall Street. He has a degree in economics from the world renowned University of Chicago in Hyde Park, IL; and, in addition, an MBA in Finance and Marketing from the Fuqua School of Business at Duke University in Durham, NC.
Along the way, Don has been an active supporter of charities focused on helping the defenseless and helpless in society. He volunteers at the Knights of Columbus of Santa Fe, Council #1707, which supports local homeless people, disaster relief funds, and Coats for Kids, along with many other initiatives. He has volunteered extensively for young T1D Type One Insulin Dependent Diabetics. In addition, He has volunteered for LSOP, or The Little Sisters of the Poor in California who provide housing, shelter, and food for the impoverished elderly. Seminars are offered on ethical and sustainable investing (“ESG”) for churches, foundations, and their benefactors. He has served on the Board of the Pregnancy Help Center in Torrance, CA where women in crisis pregnancies are provided with counseling, ultrasounds, and free supplies. Every client is provided with great care using the Golden Rule.
In his spare time, Don enjoys golf, and walking his two rescue dogs on mountain trails in the mountains of Central New Mexico. He has a wonderful wife of seventeen years, four step children, and two grandchildren all of whom are cherished family. Simply Blessed.
Originally from Chicago and coming from a family of doctors, he enjoys providing care to his clients. Don has extensive experience with institutional clients, including many female executives on Wall Street. He has a degree in economics from the world renowned University of Chicago in Hyde Park, IL; and, in addition, an MBA in Finance and Marketing from the Fuqua School of Business at Duke University in Durham, NC.
Services Include
- AnnuitiesFootnote1
- 529 PlansFootnote2
- Certificates of DepositFootnote3
- Endowments and FoundationsFootnote4
- Exchange Traded FundsFootnote5
- Executive Financial ServicesFootnote6
- Life InsuranceFootnote7
- Long-term Care InsuranceFootnote8
- 401(k) Rollovers
- Qualified Retirement PlansFootnote9
- Precious MetalsFootnote10
- Retirement PlanningFootnote11
- Trust AccountsFootnote12
Securities Agent: LA, FL, CT, CO, DE, OR, NY, CA, PA, AR, SC, UT, DC, AZ, MT, OH, NM, MD, IN, ID, RI, KY, GA, WA, NJ, OK, TX, NC, MA, IL, WI, NV, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 557827
CA Insurance License #: #0H17891
NMLS#: 557827
CA Insurance License #: #0H17891
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Donald Lawrence Meccia values individuals, families, fellow diabetics, people of faith, and those engaged in charity. The goal is to help friends, clients, and families deepen commitments to the communities that will enhance life for future generations.
Over the years, he has developed a true passion for several key communities: Juvenile Diabetes (Insulin Dependent called “T1D”), The LSOP, Little Sisters of the Poor (for the elderly who cannot care for themselves), The Knights of Columbus (for local homeless and underprivileged in Santa Fe, NM), and students / alumni of the College of The University of Chicago and Duke’s Fuqua School of Business.
His commitment is reflected in the relationships he’s developed with these organizations. It’s key to support these important initiatives and causes. Societies that have genuine charity will thrive. The hope is that the culture of these organizations, based on truth, education, growth in science, and love for the vulnerable, may continue to thrive.
Morgan Stanley’s culture of global citizenship is something we embrace locally by leveraging our global resources in the communities where we do business. The firm invests in children’s health initiatives along with educational and cultural programs that better our society. We are proud to be members of the Morgan Stanley family to carry on the firm’s 80+ year tradition in the relationships we’ve developed with these organizations. It’s key to support these important initiatives and causes. Societies that have genuine charity will be able to thrive. The hope is that the culture of these organizations based on truth, education, growth in science, and love for the vulnerable may continue to thrive.
Morgan Stanley’s culture of global citizenship is something we embrace locally by leveraging our global resources in the communities where we do business. The firm invests in children’s health initiatives along with education and cultural programs that better our society. We are proud to be members of the Morgan Stanley family to carry on the firm’s 80+ year tradition.
Over the years, he has developed a true passion for several key communities: Juvenile Diabetes (Insulin Dependent called “T1D”), The LSOP, Little Sisters of the Poor (for the elderly who cannot care for themselves), The Knights of Columbus (for local homeless and underprivileged in Santa Fe, NM), and students / alumni of the College of The University of Chicago and Duke’s Fuqua School of Business.
His commitment is reflected in the relationships he’s developed with these organizations. It’s key to support these important initiatives and causes. Societies that have genuine charity will thrive. The hope is that the culture of these organizations, based on truth, education, growth in science, and love for the vulnerable, may continue to thrive.
Morgan Stanley’s culture of global citizenship is something we embrace locally by leveraging our global resources in the communities where we do business. The firm invests in children’s health initiatives along with educational and cultural programs that better our society. We are proud to be members of the Morgan Stanley family to carry on the firm’s 80+ year tradition in the relationships we’ve developed with these organizations. It’s key to support these important initiatives and causes. Societies that have genuine charity will be able to thrive. The hope is that the culture of these organizations based on truth, education, growth in science, and love for the vulnerable may continue to thrive.
Morgan Stanley’s culture of global citizenship is something we embrace locally by leveraging our global resources in the communities where we do business. The firm invests in children’s health initiatives along with education and cultural programs that better our society. We are proud to be members of the Morgan Stanley family to carry on the firm’s 80+ year tradition.
Core Values
The best relationships are built on the golden rule. This means shared trust, understanding and values. We are committed to the following core values that serve as the hallmark of our practice:
Integrity. Every decision we make together will be focused on doing the right thing for you. We simplify your financial life, offering the best solutions for your consideration.
Caring Relationships. We focus on building deep and longstanding relationships. We do this by working with a select group of clients. This enables us to dedicate the time, attention and personalized service each deserves.
Service Excellence. We provide the personalized service you would expect from a small investment boutique along with the resources of a major global firm. When it comes to service, we take pride in going “above and beyond” for each family, business, or foundation we serve. No matter how simple or how complex your needs, we are always here to help.
Teamwork. You are entitled to the best advice possible. As a result, we often collaborate with colleagues across Morgan Stanley’s extensive network, as well as other professionals within the industry who are considered experts in their fields. We work in tandem with your accountant, attorney and other advisors to gain the precise knowledge needed to effectively manage all aspects of your wealth.
Transparency. We believe it is important for you to always know where you stand. It is our responsibility to keep you informed and on target to achieving your goals.
Commitment. You’ve dedicated your life to building your business and career. You’ve worked hard to create wealth for yourself and your family. We believe now is the time to put that wealth to work. Using your goals as our blueprint, we are committed to creating a financial strategy aimed at maintaining the lifestyle you desire and deserve.
Integrity. Every decision we make together will be focused on doing the right thing for you. We simplify your financial life, offering the best solutions for your consideration.
Caring Relationships. We focus on building deep and longstanding relationships. We do this by working with a select group of clients. This enables us to dedicate the time, attention and personalized service each deserves.
Service Excellence. We provide the personalized service you would expect from a small investment boutique along with the resources of a major global firm. When it comes to service, we take pride in going “above and beyond” for each family, business, or foundation we serve. No matter how simple or how complex your needs, we are always here to help.
Teamwork. You are entitled to the best advice possible. As a result, we often collaborate with colleagues across Morgan Stanley’s extensive network, as well as other professionals within the industry who are considered experts in their fields. We work in tandem with your accountant, attorney and other advisors to gain the precise knowledge needed to effectively manage all aspects of your wealth.
Transparency. We believe it is important for you to always know where you stand. It is our responsibility to keep you informed and on target to achieving your goals.
Commitment. You’ve dedicated your life to building your business and career. You’ve worked hard to create wealth for yourself and your family. We believe now is the time to put that wealth to work. Using your goals as our blueprint, we are committed to creating a financial strategy aimed at maintaining the lifestyle you desire and deserve.
Client Service Team
Rob Knowlton
Phone:
(505) 988-7732(505) 988-7732
Email:Rob.Knowlton@morganstanley.com
Victoria Quijada
Phone:
(505) 988-7735(505) 988-7735
Email:Victoria.Quijada@morganstanley.com
Location
150 Washington Ave
Suite 301
Santa Fe, NM 87501
US
Direct:
(505) 988-7724(505) 988-7724
Toll-Free:
(800) 225-2079(800) 225-2079
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Don Meccia today.
1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Physical precious metals are non-regulated products. Precious metals are speculative investments, which may experience short-term and long-term price volatility. The value of precious metals investments may fluctuate and may appreciate or decline, depending on market conditions. If sold in a declining market, the price you receive may be less than your original investment. Unlike bonds and stocks, precious metals do not make interest or dividend payments. Therefore, precious metals may not be appropriate for investors who require current income. Precious metals are commodities that should be safely stored, which may impose additional costs on the investor. The Securities Investor Protection Corporation (“SIPC”) provides certain protection for customers’ cash and securities in the event of a brokerage firm’s bankruptcy, other financial difficulties, or if customers’ assets are missing. SIPC protection does not apply to precious metals or other commodities.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Physical precious metals are non-regulated products. Precious metals are speculative investments, which may experience short-term and long-term price volatility. The value of precious metals investments may fluctuate and may appreciate or decline, depending on market conditions. If sold in a declining market, the price you receive may be less than your original investment. Unlike bonds and stocks, precious metals do not make interest or dividend payments. Therefore, precious metals may not be appropriate for investors who require current income. Precious metals are commodities that should be safely stored, which may impose additional costs on the investor. The Securities Investor Protection Corporation (“SIPC”) provides certain protection for customers’ cash and securities in the event of a brokerage firm’s bankruptcy, other financial difficulties, or if customers’ assets are missing. SIPC protection does not apply to precious metals or other commodities.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
