Kristina Shifflett
Private Banker
Denise S O'Dell, CFP®, CRPS®
Vice President, Wealth Management,
Financial Advisor
Direct:
(910) 481-8562(910) 481-8562
Toll-Free:
(800) 283-6181(800) 283-6181
My Mission Statement
Consider me your family for financial planning needs and wealth management. Bringing multiple decade of experience, I am here to help you handle the challenges of life and business.
My Story and Services
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to highly seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices.
Securities Agent: HI, AR, KY, FL, AZ, PA, OK, NH, ME, IN, ID, CO, WV, CA, TX, TN, SC, NY, AL, OH, NC, MN, UT, MD, WA, VT, VA, GA, DC, OR, NJ, KS, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1433370
NMLS#: 1433370
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Biography
“I believe our greatest strengths lie in our client relationships. If you are my client, you are my tribe! Most of my clients have been with me for 20+ years, and I’m so grateful for the trust they continue to place in me every single day.”
Following successful careers in real estate and small business, Denise Lynch, CFP®, CRPS®, transitioned to the worlds of financial planning and wealth management in 1997 at Smith Barney. While the business later became Morgan Stanley, Denise has now spent the past 27 years doing what she loves most: helping people. For individuals, families, and business owners, she enjoys the discovery process of listening to her clients and working together to develop financial plans and goals to help protect their futures.
Bringing to bear her strong financial background, her unique life experiences, and her compassion for serving others, the work she does every day is about helping you work towards and create the future you deserve – no matter what life has in store for you.
Denise brings many years of experience, unique perspectives, and knowledge to better serve her clients in Fayetteville, NC, the surrounding areas of Eastern NC, and beyond. She currently serves families, individuals, and business owners throughout 22 states nationwide.
Raised in Fayetteville, NC, Denise lives in town with her husband Karl and son Vincent. She’s an avid tennis player and art collector. In addition to her work as a Financial Advisor, Denise is also a passionate volunteer who has championed and helped lead many local organizations, including the Women’s Giving Circle of Cumberland County. To this day, she loves dedicating much of her free time to advocate for and support women in business, especially in the Fayetteville community.
Following successful careers in real estate and small business, Denise Lynch, CFP®, CRPS®, transitioned to the worlds of financial planning and wealth management in 1997 at Smith Barney. While the business later became Morgan Stanley, Denise has now spent the past 27 years doing what she loves most: helping people. For individuals, families, and business owners, she enjoys the discovery process of listening to her clients and working together to develop financial plans and goals to help protect their futures.
Bringing to bear her strong financial background, her unique life experiences, and her compassion for serving others, the work she does every day is about helping you work towards and create the future you deserve – no matter what life has in store for you.
Denise brings many years of experience, unique perspectives, and knowledge to better serve her clients in Fayetteville, NC, the surrounding areas of Eastern NC, and beyond. She currently serves families, individuals, and business owners throughout 22 states nationwide.
Raised in Fayetteville, NC, Denise lives in town with her husband Karl and son Vincent. She’s an avid tennis player and art collector. In addition to her work as a Financial Advisor, Denise is also a passionate volunteer who has championed and helped lead many local organizations, including the Women’s Giving Circle of Cumberland County. To this day, she loves dedicating much of her free time to advocate for and support women in business, especially in the Fayetteville community.
WOMEN IN TRANSITION
The end of a marriage is a tumultuous time. However, for women, divorce and widowhood can raise a unique set of challenges. Women take on many roles and often navigate complex lives. A solid financial foundation can help women manage their financial future and simplify their financial life. The articles below can be used as a resource to help you through this often difficult transition.
Taking Control of Your Finances After Divorce or Death of A Spouse
Divorce or the death of a spouse can turn the best laid financial plans upside down. An income stream dries up; assets may be divided; in short, where life had a feeling of certainty, you may now be standing on shifting ground.
Read Here
Planning for Your Financial Future
It’s natural to feel overwhelmed by all the life events we need to prepare for. But women are tough, and we’re smart, and we’re planners. Feeling in control of your finances can propel you in so many other areas of your life, so you owe it to yourself to define your goals, start a dialogue with your loved ones and create a game plan. The modern face of wealth is female, so walk confidently into your financial future.
Read Here
Planning For a New Beginning
Dealing with the impact of divorce on your financial life can make an emotionally difficult time even more challenging. Although divorce is seldom easy, you can prepare for it- and being prepared will help you feel more in control and better equipped to make informed, confident decisions about your financial future.
Read Here
Life After Divorce
Divorce is almost never easy. The more you know and the better you understand your options, the more prepared you will be to make sound decisions. This will help you take control of your financial life and prepare the way for greater confidence and flexibility in the future.
Read Here
Making the Most of Your Sudden Wealth
Most financial gains are inheritances, but they can also stem from a variety of other sources such as legal settlements. Suddenly inheriting wealth can propel you to financial security or serve as a source of future regret, if not managed wisely. This fact sheet will help you identify the issues involved in managing, preserving and maximizing your new wealth.
Read Here
Navigating Divorce
It is important to evaluate the impact divorce can have on both your personal and financial matters. The better you understand your options, the more likely you are to make sound financial decisions. This article will help you learn how to build a solid financial strategy that may help provide you with greater confidence and flexibility in the future.
Read Here
A Woman's Guide to Life & Money
How do you fulfill your caregiving duties without sacrificing your own self care? How does a major life transition like divorce or retirement impact your financial future? If you’re wrestling with some of these questions, the Playbook: A Woman’s Guide to Life & Money may have the answers you’re looking for.
Read Here
Money and Divorce: 6 Financial Mistakes to Avoid
Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.
Read Here
Services I Provide
FINANCIAL PLANNING: Goals Analysis, Retirement Income, Debt Analysis, Special Circumstances
INVESTMENT PLANNING: Security Recommendations, Economics, Asset Allocation, Tax Efficient Investing
WEALTH PLANNING: Wills & Legal Documents, Legacy Planning/Gifting, Family Governance, Charitable Planning
EXECUTIVE PLANNING: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
BUSINESS OWNER PLANNING: Risk Management, Cash Management, Retirement Benefits, Succession Planning
INVESTMENT PLANNING: Security Recommendations, Economics, Asset Allocation, Tax Efficient Investing
WEALTH PLANNING: Wills & Legal Documents, Legacy Planning/Gifting, Family Governance, Charitable Planning
EXECUTIVE PLANNING: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
BUSINESS OWNER PLANNING: Risk Management, Cash Management, Retirement Benefits, Succession Planning
My Tailored Proccess
1. Discovery Process - I listen, learn, and identify what is important to you and your legacy
2. Develop Strategies - I determine risk and gather data to analyze current investments and create a financial plan
3. Onboarding Meeting - I present and discuss the plan
4. Deployment of Solutions - Focus on asset movement and assign responsibilities
5. Orientation Meeting - Meet and understand the team and "who to contact"
6. Wealth Team Integration - Develop and understand your network, liquidity needs, and secondary plans
7. Strategy/Tactical Meetings - Monitor, discuss, and adjust future transitions
2. Develop Strategies - I determine risk and gather data to analyze current investments and create a financial plan
3. Onboarding Meeting - I present and discuss the plan
4. Deployment of Solutions - Focus on asset movement and assign responsibilities
5. Orientation Meeting - Meet and understand the team and "who to contact"
6. Wealth Team Integration - Develop and understand your network, liquidity needs, and secondary plans
7. Strategy/Tactical Meetings - Monitor, discuss, and adjust future transitions
Digital Resources
Our goal is simple: “To be the firm where the most talented, trusted advisors in the industry leverage cutting-edge technology and deliver customized wealth management solutions to their clients and their families to enable them to achieve their life goals.” The Firm strives to ensure it serves clients on market-leading technology platforms that are resilient, safe, efficient, smart, fast and flexible.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your external account information, you will benefit from more informed and comprehensive wealth planning, and convenient connectivity.
Learn more
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Today
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn MoreClient Service Team
Senior Client Service Associate
Phone:
(910) 481-8561(910) 481-8561
Email:tellie.brown@morganstanley.com
Drawing on over 20 years of experience in the financial services industry as a Senior Client Service Associate, Tellie brings a great deal of knowledge to the serve Morgan Stanley clients.
Her amiable demeanor and genuine interest in meeting client needs shine through in her pride of being the primary point of contact for clients for all administrative requests. Tellie is passionate about developing meaningful relationships with our clients to ensure they receive the highest level of service.
Outside of work Tellie enjoys cooking, hiking, and spending time with her husband riding on the back of his Harley. As a native of Colorado, she loves taking day trips, discovering new out of the way places around North Carolina.
Her amiable demeanor and genuine interest in meeting client needs shine through in her pride of being the primary point of contact for clients for all administrative requests. Tellie is passionate about developing meaningful relationships with our clients to ensure they receive the highest level of service.
Outside of work Tellie enjoys cooking, hiking, and spending time with her husband riding on the back of his Harley. As a native of Colorado, she loves taking day trips, discovering new out of the way places around North Carolina.
Location
1990 Fordham Drive
Ste 200
Fayetteville, NC 28304
US
Direct:
(910) 481-8562(910) 481-8562
Toll-Free:
(800) 283-6181(800) 283-6181
Fax:
(910) 483-7821(910) 483-7821
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Kristina Shifflett
Kristina Shifflett is a Private Banker serving Morgan Stanley Wealth Management offices in North Carolina.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995 and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, reading, and crafting.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995 and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, reading, and crafting.
NMLS#: 1709833
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Denise S O'Dell today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
