Dempsey Grover
My Mission Statement
My Story and Services
Dempsey views financial advising as a process of discovery, planning, and execution. He often thinks of this process like building a puzzle. First, the pieces need to be placed on the table. Then, they need to be sorted and understood. Finally, they can be organized into a thoughtful strategy. This approach reflects his desire to help clients better understand their options and take meaningful next steps.
Before entering financial services in 2021, Dempsey developed a strong foundation in discipline, teamwork, and adaptability through high-level athletics. He played baseball at UC Santa Barbara and Pepperdine University. That experience continues to shape how he works with clients. He values preparation, consistency, communication, and the ability to adjust when circumstances change.
Dempsey also worked in recruiting for Silicon Valley startups. In that role, he strengthened his communication and negotiation skills in a fast-moving environment. He learned to listen closely, communicate clearly, and keep people focused on shared objectives.
Dempsey earned his undergraduate degree in Political Science from UC Santa Barbara. He also earned a graduate degree in Learning Technology from Pepperdine University. He holds the SIE, Series 7, Series 66, and Life and Health Insurance licenses.
Outside of work, Dempsey enjoys coaching baseball, golfing, exercising, and spending time with his wife, Shannon, and their two daughters, Ila and Greta.
PLANNING, BUILT AROUND WHAT MATTERS MOST TO YOU
Financial planning is more than a one-time exercise. It is an ongoing process designed to help you make informed decisions as your life, business, and priorities evolve. My approach is grounded in a thoughtful planning framework that connects your goals to clear strategies, measurable milestones, and regular check-ins to help keep you on track.
Below are tools and resources for your convenience that may help support your financial journey, including:
I begin by understanding your priorities, goals, and the financial decisions that matter most to you. Through meaningful conversations and a comprehensive look at your overall financial picture, I help create a personalized strategy designed to connect your investments with your life goals, time horizon, and long-term objectives.
Planning for retirement is a journey that may include unexpected turns along the way. With a thoughtful strategy and ongoing guidance, I can help position you to build sustainable income, maintain financial independence, and approach retirement with confidence.
Estate planning is an important part of preserving your legacy and providing for those you care about. I help clients explore estate strategies and work alongside their attorneys and tax professionals to create plans that reflect their wishes both during their lifetime and beyond.
Education is one of the most meaningful investments a family can make, but rising costs require careful preparation. Whether planning for a child, grandchild, or your own continued education, I can help you evaluate funding strategies and build a plan that supports your education goals.
Taxes can play an important role in how wealth is accumulated, managed, and passed on over time. By incorporating tax-aware strategies into your broader financial plan, I can help you evaluate opportunities to manage potential tax impacts, preserve assets, and support long-term financial efficiency.
DIGITAL RESOURCES FOR CLIENTS
Technology continues to transform how we manage and interact with our finances. Morgan Stanley's digital tools are designed to make it easier to stay connected to your financial life, providing secure access to your accounts, insights into your portfolio, and resources that help you make informed decisions whenever and wherever you need them.
Stay connected to your accounts and everyday finances through a secure, integrated platform. Morgan Stanley Online provides real-time access to balances, transactions, performance updates, and more – so you can stay informed about your financial picture anytime, from virtually anywhere.
Total Wealth View offers a comprehensive look at your financial life by bringing together assets held at Morgan Stanley and those held elsewhere. This broader perspective helps you and your advisor better understand your full financial picture and supports more informed, holistic planning.
Our Portfolio Risk Platform uses sophisticated analytics to evaluate portfolio risk and performance. These insights help you and your advisor make informed adjustments and ensure your investment strategy remains aligned with your long-term goals.
Securely store, organize, and share important financial documents – such as statements, tax records, and legal authorizations – through the encrypted Digital Vault. This tool keeps critical information accessible to you and trusted professionals whenever it's needed.
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
eDelivery provides you with the ability to view statements and other documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
RESOURCE SUITE
Below are a few of the resources I leverage in working with you. These tools are meant to transform complex financial situations into concise and easily digestible content. In addition, I've provided some helpful insights into the markets, our firm's offerings, as well as some timely advice and educational pieces on various elements in finance.
Each week, Lisa Shalett and the Global Investment Committee share timely commentary on market trends, asset classes, and the broader forces influencing investing.
Gain access to in-depth research and expert commentary from Morgan Stanley thought leaders across equities, fixed income, monetary policy, and more – helping you understand what's driving markets and what may lie ahead.
Join Mike Wilson and other Morgan Stanley strategists as they break down current market themes and emerging risks – turning complex developments into practical insights you can use in your planning.
Understanding tax policy plays a key role in effective financial planning. Our 2026 Tax Tables provide up-to-date reference information to support thoughtful decision-making and help keep your long-term strategy on track.
The Morgan Stanley Global Investment Office provides you with world-class thought leadership, timely market commentary, and portfolio ideas to help guide your investment decisions.
AI infrastructure investment is boosting the outlook for risk assets, particularly U.S. equities, despite geopolitical risks. Credit markets could face challenges as companies increase bond issuance.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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