Peter J Scheid
Executive Director, Financial Advisor, Senior Portfolio Management Director, Senior Investment Management Consultant, Lending Specialist
Phone:
(916) 567-2069(916) 567-2069
David S Scheid
Senior Vice President, Wealth Management,
Financial Advisor,
Senior Investment Management Consultant
Direct:
(559) 438-2526(559) 438-2526
Toll-Free:
(800) 640-4465(800) 640-4465
My Mission Statement
Experienced wealth planning services for your life and legacy goals
Welcome
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to highly seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices.
Securities Agent: CO, WY, WI, DC, NY, NJ, IL, MO, VA, UT, TX, MI, CA, AL, OH, NM, MT, WA, MD, ID, AZ, NC, MA, FL, CT, DE, VT, OR, MN, HI, TN, NV, GA; General Securities Representative; Investment Advisor Representative
CA Insurance License #: 0A78236
CA Insurance License #: 0A78236
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
I believe that identifying financial solutions begins with a solid understanding of each client’s situation, goals, objectives and risk tolerance. I follow a disciplined process that enables us to work with you to craft a solution that helps to meet your individual financial needs:
Develop a thorough understanding of your financial goals and objectives
Review and analyze your current financial situation
Identify and tailor solutions that can help you meet your individual needs
Implement your customized strategy, including personalized services and benefits
Review your strategy, meeting periodically to discuss your goals and needs
Whatever your financial goal—whether to grow your wealth, preserve it or pass it on to others, you can count on me to help you with a strategy that is:
Personal: Highly individualized and committed to helping you achieve financial success
Flexible: Responsive to changes in your life and in your priorities over time
Comprehensive: Covering a broad array of investment products and services, with preferred benefits tied to your valued status
Develop a thorough understanding of your financial goals and objectives
Review and analyze your current financial situation
Identify and tailor solutions that can help you meet your individual needs
Implement your customized strategy, including personalized services and benefits
Review your strategy, meeting periodically to discuss your goals and needs
Whatever your financial goal—whether to grow your wealth, preserve it or pass it on to others, you can count on me to help you with a strategy that is:
Personal: Highly individualized and committed to helping you achieve financial success
Flexible: Responsive to changes in your life and in your priorities over time
Comprehensive: Covering a broad array of investment products and services, with preferred benefits tied to your valued status
Investment Process
We work closely with you to understand your needs while maintaining the focus and discipline to help guide your portfolio through the most challenging market cycles.
Location
5250 N Palm Ave
Suite 321
Fresno, CA 93704
US
Direct:
(559) 438-2526(559) 438-2526
Toll-Free:
(800) 640-4465(800) 640-4465
Fax:
(559) 438-4705(559) 438-4705
Meet My Team
Dexter A Parulan, CFP, CRD
Senior Vice President, Financial Advisor, Family Wealth Director, Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(916) 567-2016(916) 567-2016
Timothy F McDonald
Senior Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(916) 567-2025(916) 567-2025
Cody Riecks
Financial Advisor
Phone:
(916) 567-2049(916) 567-2049
Kathy Andrews
Portfolio Associate
Phone:
(916) 567-2026(916) 567-2026
Kelley Grimes
Portfolio Associate
Phone:
(916) 567-2017(916) 567-2017
Melinda Sanchez
Client Service Associate
Phone:
(559) 438-2564(559) 438-2564
About Peter J Scheid
Pete Scheid serves generations of families as well as companies and institutional endowments throughout the state. Combining insight with experience, Pete provides comprehensive and sophisticated financial advice to help address clients’ specific objectives.
For over 30 years as a financial advisor, Pete’s ability to customize strategies and to personalize client service has been the cornerstone of his practice. Pete’s areas of focus include allocating clients’ assets, supporting clients in the development of their investment policy statements, and overseeing the selection of institutional money managers.
Pete earned his bachelor’s degree in business administration with a minor in economics from St. Mary’s College in Moraga, Calif. Born and raised in Sacramento, his extensive community involvement includes serving as president of school advisory councils at the grade school and high school levels, serving on boards, and advising on strategic initiatives for non-profit organizations. He’s raised three daughters and enjoys swimming, cycling, golf, and gardening.
For over 30 years as a financial advisor, Pete’s ability to customize strategies and to personalize client service has been the cornerstone of his practice. Pete’s areas of focus include allocating clients’ assets, supporting clients in the development of their investment policy statements, and overseeing the selection of institutional money managers.
Pete earned his bachelor’s degree in business administration with a minor in economics from St. Mary’s College in Moraga, Calif. Born and raised in Sacramento, his extensive community involvement includes serving as president of school advisory councils at the grade school and high school levels, serving on boards, and advising on strategic initiatives for non-profit organizations. He’s raised three daughters and enjoys swimming, cycling, golf, and gardening.
Securities Agent: CA, VA, NM, FL, OH, NC, MO, GA, AL, VT, MA, IA, AZ, SC, NY, MT, ID, DE, UT, TN, NJ, DC, WA, MN, NV, CO, WY, MI, IL, HI, WI, TX, OR; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Dexter A Parulan
Dexter Parulan is a Certified Financial Planner (CFP®) professional and Senior Vice President at Morgan Stanley where he serves as a Family Wealth Director and Wealth Advisor. With over 25 years of experience helping families build, manage, and preserve their wealth, Dexter provides thoughtful strategies designed to support his clients’ most important life goals. His approach is grounded in long term relationships, disciplined financial planning and a deep commitment to continuing education.
Born and raised in the Philippines where he spent the first 19 years of his life. He followed his heart and came to America in 1992 and later married his high school sweetheart, Theresa. They have been blessed with two wonderful children, Hannah, and Jacob.
As an immigrant to this country, his journey – marked by hard work, resilience, and a strong sense of purpose – deeply influences the way he serves his clients today.
While working full time, he obtained a BA degree in Management from St. Mary’s College of CA. Outside of work he enjoys playing tennis and golf.
Born and raised in the Philippines where he spent the first 19 years of his life. He followed his heart and came to America in 1992 and later married his high school sweetheart, Theresa. They have been blessed with two wonderful children, Hannah, and Jacob.
As an immigrant to this country, his journey – marked by hard work, resilience, and a strong sense of purpose – deeply influences the way he serves his clients today.
While working full time, he obtained a BA degree in Management from St. Mary’s College of CA. Outside of work he enjoys playing tennis and golf.
Securities Agent: OH, NM, IL, FL, WY, NJ, NC, MI, WA, SC, NV, CO, AZ, AL, MO, DE, VA, NY, HI, ID, CT, CA, WI, MD, DC, MT, IA, TN, MA, GA, UT, OR, MN, VT, TX; General Securities Representative; Investment Advisor Representative
About Timothy F McDonald
As a dedicated financial advisor, Tim collaborates closely with clients to define and pursue their financial goals. Leveraging a comprehensive suite of resources, he tailors investment strategies that align with each client’s unique aspirations. By working together, they focus on both preserving and growing his clients' wealth. Clients benefit from access to seasoned investment professionals, a premier trading and execution platform, and a diverse spectrum of investment options.
Securities Agent: TN, DC, WA, VA, OH, MT, MD, IA, FL, SC, NJ, MO, AZ, NV, OR, NM, NC, MI, CA, WY, UT, MA, DE, CO, VT, NY, IL, GA, HI, AL, WI, TX, MN, ID; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Cody Riecks
Cody Riecks was born and raised in Auburn, CA just outside of Sacramento. He comes from a family that runs a small business in the Auburn area. From an early age, his parents taught him and his siblings about how money works, and instilled a work ethic in them by showing them what hard work looks like. This has led Cody to many great opportunities, from being able to play college golf and earn his BS in Business Marketing from California State University, Fresno, to now working for Morgan Stanley. He has always been enthusiastic about helping others visualize and achieve their full potential. The reason he chose Morgan Stanley is the firm genuinely believes in Putting Their Clients First, Doing the Right Thing, Leading with Exceptional Ideas and Giving Back. This is his commitment to not only the firm, but to live by these core values and deliver them daily to his clients.
Securities Agent: WI, NM, MN, DE, MD, MA, DC, CO, AZ, IA, FL, OR, OH, MI, AL, VA, NJ, CT, TN, NC, LA, WA, UT, NY, IL, ID, TX, SC, CA, MT, WY, VT, MO, HI, GA, NV; General Securities Representative; Investment Advisor Representative
About Kathy Andrews
Kathy Andrews is a Senior Registered Client Service Associate and has been with Morgan Stanley for over 20 years. She holds both Series 7 and 66 registrations and provides support for client services and client operations.
Kathy was born and raised in California and graduated with a B.S. in Finance at San Diego State University. In her spare time, she enjoys gardening and spending time with family and friends.
Kathy was born and raised in California and graduated with a B.S. in Finance at San Diego State University. In her spare time, she enjoys gardening and spending time with family and friends.
About Kelley Grimes
As a key member on our team, Kelley Grimes, is responsible for building trust and long-lasting relationships with our clients. She provides exceptional service and support to our clients and team daily. She began her career in financial services in 1998 at Smith Barney, now Morgan Stanley. Kelley is Series 7, 63, & 65 registered and has her California Insurance License.
Kelley was born and raised in Walnut Creek, CA. She moved to Sacramento in the early 90’s to attend CSU, Sacramento and graduated in 1995 with a BA in Liberal Studies. In her spare time, she enjoys spending time with family and friends, camping, and relaxing by her pool.
Kelley was born and raised in Walnut Creek, CA. She moved to Sacramento in the early 90’s to attend CSU, Sacramento and graduated in 1995 with a BA in Liberal Studies. In her spare time, she enjoys spending time with family and friends, camping, and relaxing by her pool.
About Melinda Sanchez
Phone: 559-438-2564
Wealth Management
From My Desk
LifeView Financial Goal Analysis
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact David S Scheid today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
