David L. Rosenberg, CFP®, CRPC®
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(310) 285-4973(310) 285-4973
The Rosenberg Group - David L. Rosenberg, CFP®, CRPC®
Senior Vice President, Wealth Management,
Financial Advisor,
Senior Portfolio Management Director
Direct:
(310) 285-4973(310) 285-4973
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
With more than 30 years of experience working in the financial services industry, David and his team (“The Rosenberg Group”) provide individuals, families, family offices and businesses, across the country, with a range of exclusive and personally tailored strategies to a multitude of financial issues. By emphasizing a more investor-centric, goals-based wealth management approach, David is able to direct The Rosenberg Group to service clients in a more personalized fashion. This approach incorporates tools and strategies that, ultimately, should provide answers to a very basic question: “What do you want your wealth to do for you?”
As a consequence of his extensive investment experience, David is a specially qualified Senior Portfolio Management Director who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing their own personalized or defined strategies, which may incorporate individual stocks and bonds, Morgan Stanley Wealth Management model portfolios and third-party investment strategies. Senior Portfolio Management Directors are provided a high degree of flexibility in constructing portfolios and selecting securities. When servicing clients through the Firm’s Senior Consulting Group Program, a Portfolio Management Director may manage his strategies on a discretionary basis.
David is currently serving as Senior Vice President and Financial Advisor at Morgan Stanley. Additionally, he has obtained the CERTIFIED FINANCIAL PLANNER™(CFP®) certification and Chartered Retirement Planning CounselorSM (CRPC®) professional designation. David joined the Beverly Hills, CA office in May 2021 following 13 years as a Senior Vice President at Merrill Lynch and, before that, for 18 years as a Managing Director in the Private Client Services and Institutional Fixed Income Divisions of Bear, Stearns & Co. in Los Angeles. He started on Wall Street in 1983 working for Drexel Burnham Lambert in New York as a Vice President.
David began his professional career working for a large, multinational accounting firm from which he was able to obtain his experience as a C.P.A. He is a 1978 graduate of The Wharton School of The University of Pennsylvania with B.S.E degree and a double major in Accounting and Marketing.
David and his wife, Roberta, have lived and worked in Los Angeles for over three decades.
David feels that community involvement and service are important components to one’s life. In that regard, he was previously a member of the Board of the Carthay Circle Neighborhood Association as well as a previous Committee Member for the Milken Community Schools. Additionally, David has served as an Officer, Executive Board and/or Board of Director member for: the Builders of Jewish Education of Los Angeles, Sinai Temple in Los Angeles and The Penn Fund of the University of Pennsylvania.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.
As a consequence of his extensive investment experience, David is a specially qualified Senior Portfolio Management Director who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing their own personalized or defined strategies, which may incorporate individual stocks and bonds, Morgan Stanley Wealth Management model portfolios and third-party investment strategies. Senior Portfolio Management Directors are provided a high degree of flexibility in constructing portfolios and selecting securities. When servicing clients through the Firm’s Senior Consulting Group Program, a Portfolio Management Director may manage his strategies on a discretionary basis.
David is currently serving as Senior Vice President and Financial Advisor at Morgan Stanley. Additionally, he has obtained the CERTIFIED FINANCIAL PLANNER™(CFP®) certification and Chartered Retirement Planning CounselorSM (CRPC®) professional designation. David joined the Beverly Hills, CA office in May 2021 following 13 years as a Senior Vice President at Merrill Lynch and, before that, for 18 years as a Managing Director in the Private Client Services and Institutional Fixed Income Divisions of Bear, Stearns & Co. in Los Angeles. He started on Wall Street in 1983 working for Drexel Burnham Lambert in New York as a Vice President.
David began his professional career working for a large, multinational accounting firm from which he was able to obtain his experience as a C.P.A. He is a 1978 graduate of The Wharton School of The University of Pennsylvania with B.S.E degree and a double major in Accounting and Marketing.
David and his wife, Roberta, have lived and worked in Los Angeles for over three decades.
David feels that community involvement and service are important components to one’s life. In that regard, he was previously a member of the Board of the Carthay Circle Neighborhood Association as well as a previous Committee Member for the Milken Community Schools. Additionally, David has served as an Officer, Executive Board and/or Board of Director member for: the Builders of Jewish Education of Los Angeles, Sinai Temple in Los Angeles and The Penn Fund of the University of Pennsylvania.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.
Securities Agent: WY, VA, IL, HI, FL, NH, PA, CA, TN, NC, WA, MI, TX, NY, NJ; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 558596
CA Insurance License #: 0G60002
NMLS#: 558596
CA Insurance License #: 0G60002
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Rosenberg Group Method
We take pride in our systematic and client-centric approach to deliver exceptional results. Discover how we navigate every step with precision, expertise, and a focus on your unique financial goals.
PLANNING FOR EVERY STAGE OF LIFE
The Rosenberg Group believes financial wellbeing begins with having a Financial Plan. Your stage in life will determine the type of planning need and questions you have. Do you have a plan in place?
Wealth Building
Typically, our clients under 55, these are your prime working years. In this life stage, you'll make a majority of your lifetime consumer purchases, while also making crucial financial decisions that will impact the rest of your life. Questions to ask yourself regarding wealth building are:
Retirement Planning
Most often our clients between 55 and 75, this includes a few years leading up to retirement and the first several years of retirement. While the heavy lifting is done during your Wealth Building years, a customized financial strategy is crucial in this stage for a successful retirement.
Legacy Planning
After enjoying retirement for several years, our clients, typically those over 75, begin contemplating different goals. Instead of focusing on wealth building and distribution, the focus shifts to how they want to leave their legacy.
If you find yourself struggling to answer these questions, feel free to reach out to us via the Contact Us button at the top of our website.
Upcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
Location
9665 Wilshire Blvd
Ste 600
Beverly Hills, CA 90212
US
Direct:
(310) 285-4973(310) 285-4973
Meet My Team
Amanda Wald
Wealth Management Associate
Phone:
(310) 285-4976(310) 285-4976
About David L. Rosenberg
David, who is a Senior Vice President and Financial Advisor at Morgan Stanley, draws on over 30 years of experience in the financial services industry. Leading ‘The Rosenberg Group’, he offers tailored-made strategies to individuals, family offices, non-profits, and businesses nationwide. His approach starts with a financial plan personalized to you around the fundamental question: “What do you want your wealth to do for you?” With David’s extensive experience, and as a qualified Senior Portfolio Management Director, he will then carefully curate a portfolio designed to meet your specific goals and values.
David holds the Certified Financial Planner™ (CFP®) certification and Chartered Retirement Planning Counselor (CRPC®) professional designation. He joined the Beverly Hills, CA office in May 2021 following his career as a Senior Vice President at Merrill Lynch, Managing Director in the Fixed Income Division of Bear, Stearns & Co, and Vice President at Drexel Burnham Lambert.
David’s professional journey began at a multinational accounting firm, where he gained experience as a C.P.A. He holds a B.S.E degree with a double major in Accounting and Marketing from the Wharton School of The University of Pennsylvania, graduating in 1978. He and his wife, Roberta, have been part of the Los Angeles community for over three decades. David’s commitment to community involvement is evident through his past roles on various boards, including the Carthay Circle Neighborhood Association, Milken Community Schools, Builders of Jewish Education in Los Angeles, Sinai Temple in Los Angeles, and The Penn Fund of the University of Pennsylvania.
David holds the Certified Financial Planner™ (CFP®) certification and Chartered Retirement Planning Counselor (CRPC®) professional designation. He joined the Beverly Hills, CA office in May 2021 following his career as a Senior Vice President at Merrill Lynch, Managing Director in the Fixed Income Division of Bear, Stearns & Co, and Vice President at Drexel Burnham Lambert.
David’s professional journey began at a multinational accounting firm, where he gained experience as a C.P.A. He holds a B.S.E degree with a double major in Accounting and Marketing from the Wharton School of The University of Pennsylvania, graduating in 1978. He and his wife, Roberta, have been part of the Los Angeles community for over three decades. David’s commitment to community involvement is evident through his past roles on various boards, including the Carthay Circle Neighborhood Association, Milken Community Schools, Builders of Jewish Education in Los Angeles, Sinai Temple in Los Angeles, and The Penn Fund of the University of Pennsylvania.
Securities Agent: WY, VA, IL, HI, FL, NH, PA, CA, TN, NC, WA, MI, TX, NY, NJ; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Amanda Wald
Amanda serves as the team's Wealth Management Associate. Her responsibilities include all aspects of client service, client relationship building, operations and assisting with cash flow and transaction needs. She will usually be the first point of a client contact, and strives to understand each of our clients individualized needs in order to provide a stand out white glove service in working with us.
Prior to joining Morgan Stanley, Amanda worked with The Rosenberg Group at Merrill Lynch where she was also a Division and Branch Coach that helped to train others in her role.
Amanda has been in the financial services industry since 2010 after graduating Florida State University with a Bachelor’s degree in Finance and Entrepreneurship. She holds her Series 7, 63, and 65 Licenses.
Amanda is originally from South Florida but made her way to the Los Angeles area after spending several years in New York and San Diego. In her free time, Amanda loves practicing yoga, traveling, trying new restaurants, and playing with her pet bunny, Nugget.
Prior to joining Morgan Stanley, Amanda worked with The Rosenberg Group at Merrill Lynch where she was also a Division and Branch Coach that helped to train others in her role.
Amanda has been in the financial services industry since 2010 after graduating Florida State University with a Bachelor’s degree in Finance and Entrepreneurship. She holds her Series 7, 63, and 65 Licenses.
Amanda is originally from South Florida but made her way to the Los Angeles area after spending several years in New York and San Diego. In her free time, Amanda loves practicing yoga, traveling, trying new restaurants, and playing with her pet bunny, Nugget.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Cosmin Serban
Private Banker
About Cosmin Serban
Cosmin Serban is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Cosmin began his career in financial services in 2004, and joined Morgan Stanley in 2014. Prior to joining the firm, he was a Private Banker at Wells Fargo Bank. He also served as a Financial Services Representative at Opus Bank/Fullerton Community Bank.
Cosmin is a graduate of the University of Houston - Downtown, where he received a Masters Degree of Business Administration in International Business. He lives in Rancho Palos Verdes, CA. Outside of the office, Cosmin enjoys playing soccer and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Cosmin began his career in financial services in 2004, and joined Morgan Stanley in 2014. Prior to joining the firm, he was a Private Banker at Wells Fargo Bank. He also served as a Financial Services Representative at Opus Bank/Fullerton Community Bank.
Cosmin is a graduate of the University of Houston - Downtown, where he received a Masters Degree of Business Administration in International Business. He lives in Rancho Palos Verdes, CA. Outside of the office, Cosmin enjoys playing soccer and traveling.
NMLS#: 845705
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Rosenberg Group - David L. Rosenberg today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
