Daniel Bernstein
First Vice President, Wealth Management,
Financial Advisor
Direct:
(914) 225-5398(914) 225-5398
Toll-Free:
(888) 499-8544(888) 499-8544
My Mission Statement
Experienced wealth planning services for your life and legacy goals
My Story and Services
Dan has worked in the financial services industry since 1991, starting his career as a retirement plan consultant. It was a natural progression for him to evolve from institutional consulting to providing personal wealth management counsel to individuals and families. Dan uses financial modeling to help clients measure the probabilities of achieving their financial goals. Investment strategies are implemented only after the architecture of the plan and the criteria for measuring success are established.
Dan’s clients are primarily those who are retired or who are approaching retirement. He also serves professionals such as attorneys and physicians. His areas of focus include retirement planning, estate planning strategies, and institutional retirement plan consulting for both corporate and tax-exempt organizations.
Dan and his wife, Cheryl, live in Scarsdale, New York, with their two sons, Sam and Andrew. Dan is a musician who plays regularly with a Westchester based band. Dan supports several charities including The Jimmy Fund, an organization that supports the fight against cancer in children and adults at Boston’s Dana Farber Cancer Institute. Dan earned a B.A. in music theory and composition from Brandeis University in Waltham, MA, and an M.B.A. in finance from New York University Stern School of Business.
Dan’s clients are primarily those who are retired or who are approaching retirement. He also serves professionals such as attorneys and physicians. His areas of focus include retirement planning, estate planning strategies, and institutional retirement plan consulting for both corporate and tax-exempt organizations.
Dan and his wife, Cheryl, live in Scarsdale, New York, with their two sons, Sam and Andrew. Dan is a musician who plays regularly with a Westchester based band. Dan supports several charities including The Jimmy Fund, an organization that supports the fight against cancer in children and adults at Boston’s Dana Farber Cancer Institute. Dan earned a B.A. in music theory and composition from Brandeis University in Waltham, MA, and an M.B.A. in finance from New York University Stern School of Business.
Securities Agent: IL, TX, TN, PA, ND, ME, WA, ID, CA, PR, MD, UT, CT, VA, NY, NJ, NC, FL, OR, MA, DC, CO, AL; General Securities Representative; Investment Advisor Representative
NMLS#: 1633088
NMLS#: 1633088
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Client Service Team
Annette Serniak - Sr. Registered Associate
Phone:
(914) 225-0936(914) 225-0936
Email:annette.serniak@morganstanley.com
Annette has been with Morgan Stanley for the past four years but has been in the financial world for the past six years. Before making the leap to finance, Annette was in sales and marketing for multiple media companies.
Her love for problem solving and helping people to achieve their goals brought her to finance where she has found her passion. Working with clients is the most important part of Annette’s job and one in which she takes great pride.
Annette’s real passion, however, is her two daughters, Allyson and Caroline. Allyson is a NICU Nurse in NYC and Caroline is an Account Manager for a large recruiting firm in Stamford.
Annette and her husband, now empty nesters, have lived in Fairfield, Connecticut for the past 23 years but are originally from New York.
In her spare time, Annette likes to travel, read and take her dog on long trail hikes, but her favorite pastime is spending quality time with family and friends.
Her love for problem solving and helping people to achieve their goals brought her to finance where she has found her passion. Working with clients is the most important part of Annette’s job and one in which she takes great pride.
Annette’s real passion, however, is her two daughters, Allyson and Caroline. Allyson is a NICU Nurse in NYC and Caroline is an Account Manager for a large recruiting firm in Stamford.
Annette and her husband, now empty nesters, have lived in Fairfield, Connecticut for the past 23 years but are originally from New York.
In her spare time, Annette likes to travel, read and take her dog on long trail hikes, but her favorite pastime is spending quality time with family and friends.
Location
2000 Westchester Ave 1nc
Purchase, NY 10577
US
Direct:
(914) 225-5398(914) 225-5398
Toll-Free:
(888) 499-8544(888) 499-8544
Fax:
(914) 750-4256(914) 750-4256
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Daniel Bernstein today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)