Craig J Pariser
My Mission Statement
ABOUT CRAIG J. PARISER
Craig Pariser is Senior Vice President of Wealth Management, a Senior Investment Management Specialist and a Financial Planning Specialist whose practice focuses on helping high net worth individuals and business leaders manage and plan for their current and future financial needs. He holds both a Bachelor of Science and a Master of Business Administration (MBA) from the University of Southern California.
Craig has over 30 years of experience in the field of finance and investments and has been the key note speaker at numerous retirement planning and investing events. He has been with Morgan Stanley and its predecessor firms since 1993 where he has built a clientele including entertainment industry professionals, CPA's, physicians, attorneys, engineers & retirees. Prior to joining the firm, he was a financial analyst with the De Anza Group.
While meeting with his clients, Craig helps define and considers their risk tolerance, investment time horizon, retirement goals, investment experience and tax bracket in order to effectively plan for each individual client's future.
Craig's clients are updated regularly on the economic and political factors affecting their portfolios as he monitors the investments on an on-going basis. Craig believes that an open line of communication is essential in making timely recommendations in our rapidly changing market climate.
In short, he provides value to his clients through proper financial planning, investment management and communication.
Business Experience
• 1993-Present: Morgan Stanley Vice President, Senior Investment Management Consultant
• 1991-1993: De Anza Group, Inc. Financial Analyst
Education
• University of Southern California Masters in Business Administration, 1998
• University of Southern California Bachelor of Science - Business Administration, 1990
Licensing
• Series 7, 63, 3 & 65 Licensed
• Insurance Licensed
• Life & Variable Annuity Insurance Licensed
NMLS#: 1265031
CA Insurance License #: 0B20306
CREATING YOUR PLAN
To be truly effective, your plan must reflect the totality of your personal and financial life. My role is to help ensure that your investment objectives are consistent with your financial concerns and your long-term goals.
My four step process was developed to help you achieve that goal:
Through a process of discovery and discussion, we will work with you to articulate your wealth goals. Together, we will examine your current and future liabilities, income sources and cash flow needs, and then consider factors that might influence your overall strategy, including tolerance for risk, tax concerns, liquidity needs and time horizon. Through careful analysis, we will look for potential gaps that may exist between your goals, and develop sound strategies to help clear the path.
Working from our understanding of you and your objectives, we will propose a financial plan that contains specific strategies designed to help meet those goals. Our advice may encompass issues such as retirement planning, business continuation, tax minimization potential and wealth transfer. You will also receive an asset allocation strategy designed to provide diversification for your portfolio.
After discussing and refining your strategy, we will work closely with you to bring the elements to life. Planning is a vital part of our process. Using tools to actively monitor your plans progress, making sure you are on track to meet your financial goals and objectives. If you prefer to invest in individual securities, we can help identify specific stocks, bonds and other securities that may be suitable for your portfolio. Whatever the approach may be, we will help you keep your strategy on track.
We view ongoing communications as the foundation of our successful collaboration with you. We will make every effort to stay aware of your changing financial needs and provide viable strategies to help you meet them. This means reviewing your portfolio together at your request when circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.
PLANNING FOR EVERY STAGE OF LIFE
We believe financial wellbeing begins with having a Financial Plan. Your stage in life will determine the type of planning need and questions you have. Do you have a plan in place?
Typically, our clients under 55, these are your prime working years. In this life stage, you'll make a majority of your lifetime consumer purchases, while also making crucial financial decisions that will impact the rest of your life. Questions to ask yourself regarding wealth building are:
Most often our clients between 55 and 75, this includes a few years leading up to retirement and the first several years of retirement. While the heavy lifting is done during your Wealth Building years, a customized financial strategy is crucial in this stage for a successful retirement.
After enjoying retirement for several years, our clients, typically those over 75, begin contemplating different goals. Instead of focusing on wealth building and distribution, the focus shifts to how they want to leave their legacy.
If you find yourself struggling to answer these questions, feel free to reach out via the Contact Me button at the top of my website.
Where We're Going
It is no secret that our economy and our world are evolving at a rapid pace, and with that, we must be cognizant of the changes taking place in how we invest. Take a look at these futuristic sectors and click on the links to learn more.
Generative AI and its need for energy is straining power grids but may also offer solutions to managing energy demand. Investors and corporate leaders are assessing the sustainable innovations that could help to meet this challenge.
Generative artificial intelligence could upend travel planning, bringing disruption and opportunity to online travel agencies and search engines.
Revolutionary ways to prevent and treat disease can add decades to people's lives. Here's what investors should know about the opportunities in the longevity theme.
Generative AI will likely affect a wide range of professions and create new occupations. Morgan Stanley economists break down the revolutionary technology's near-term impacts on labor and the economy.
Listen to perspectives on the forces shaping markets by clicking on the link below.
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Upcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
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7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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