Billy Krauss
Market Manager
Morgan Stanley
Coral Gables Branch Office
You define success, we help you achieve it
220 Alhambra Circle
10th Fl
Coral Gables, FL 33134
US
Branch:
(305) 460-7800(305) 460-7800
Toll-Free:
(800) 637-4394(800) 637-4394
Branch Manager
Billy KraussPhone:
(305) 460-7837(305) 460-7837
About Morgan Stanley Coral Gables Branch
Our Financial Advisors strive to earn the trust of many individuals, families and institutions while helping them achieve their goals. With a full suite of services, our objective is to deliver the resources that can best accomplish each client’s unique goals.
We look forward to working together.
We look forward to working together.
Services Provided
- Retirement PlanningFootnote1
- Saving for CollegeFootnote2
- Maintaining Cash Flow
- Long-term Care InsuranceFootnote3
- Traditional Investments
- Alternative InvestmentsFootnote4
- Insurance ServicesFootnote5
- Investing with ImpactFootnote6
- Legacy PlanningFootnote7
- Succession PlanningFootnote8
- Family Mission Statements
- Next Generation EducationFootnote9
- Lending SolutionsFootnote10
- Cash Management SolutionsFootnote11
Our Team at Morgan Stanley Coral Gables Branch
Carolina Uribe Cemin
Risk Officer
Lily Vesterlund
Business Service Officer
Nelson Portobanco
Risk Officer
Massiel Rodriguez Romero
Business Service Officer
Lylliam Armstrong
Branch Administrator
About Billy Krauss
Billy is the Market Manager for Morgan Stanley Wealth Management’s offices in Coral Gables and Miami Beach. He has been in the financial industry for 19 years.
Billy is a graduate of the University of Florida, where upon graduation he joined Morgan Stanley in New York City as a Fixed Income Trader and then moved to the Private Wealth Management division. Billy moved back to Miami in 2012 and joined Merrill Lynch as their Offshore Sales Manager. In 2013 he re-joined Morgan Stanley Wealth Management in Miami as the Complex Business Development Manager. In 2018 Billy joined JP Morgan to open and build out the Miami office for JP Morgan Securities (now known as JP Morgan Advisors). He returned to Morgan Stanley in his current role in 2022.
Billy and his wife Aimee have three boys. In his spare time, he enjoys watching his kids play sports, playing golf and trips with his family. He is a diehard Florida Gator fan. Actively involved in fundraising for Cancer Research at Sylvester Comprehensive Cancer Center through Castaways Against Cancer & the Dolphin Cancer Challenge.
Externally he serves on the board The Alliance for Florida’s National Parks. He was born in Mexico City, Mexico and moved to Miami in 1990, where he spent most of his childhood.
Billy is a graduate of the University of Florida, where upon graduation he joined Morgan Stanley in New York City as a Fixed Income Trader and then moved to the Private Wealth Management division. Billy moved back to Miami in 2012 and joined Merrill Lynch as their Offshore Sales Manager. In 2013 he re-joined Morgan Stanley Wealth Management in Miami as the Complex Business Development Manager. In 2018 Billy joined JP Morgan to open and build out the Miami office for JP Morgan Securities (now known as JP Morgan Advisors). He returned to Morgan Stanley in his current role in 2022.
Billy and his wife Aimee have three boys. In his spare time, he enjoys watching his kids play sports, playing golf and trips with his family. He is a diehard Florida Gator fan. Actively involved in fundraising for Cancer Research at Sylvester Comprehensive Cancer Center through Castaways Against Cancer & the Dolphin Cancer Challenge.
Externally he serves on the board The Alliance for Florida’s National Parks. He was born in Mexico City, Mexico and moved to Miami in 1990, where he spent most of his childhood.
About Carolina Uribe Cemin
Carolina was born in Medellin, Colombia and came to the US when she was 4 years old. In 2015 she graduated from Florida International University with an MBA. She speaks both Spanish and Portuguese. Carolina has 23 years experience in the financial industry and 15 years with Morgan Stanley. Throughout her career she had held several roles including operations, sales and compliance. Carolina has been a Risk Officer for the last 8 years. Carolina’s husband is Brazilian, he is a firefighter and paramedic and they have been married for 17 years with 2 fur babies, Jessy, and Walter. When not working, she enjoys running, cycling, camping, hiking and cooking.
About Lily Vesterlund
Lily Vesterlund, serves as the First Vice President and Business Service Officer for Morgan Stanley Wealth Management in the Miami Market, at our Coral Gables and Miami Beach branches. With over 24 years of experience in the financial industry, Lily is dedicated to executing the organization’s strategic priorities by stressing the importance of education and employee development, with a strong emphasis on consistency, quality, and compliance with Firm policies and procedures.
Her career began at First Union Securities Inc., where she started as a Sales Assistant, and later became a Financial Advisor and Wealth Supervisor at HSBC Securities. In 2016, she joined Morgan Stanley, where she has continued her commitment to professional growth, leadership, and community involvement.
Lily was born in Cuba, raised in Spain and the United States. She pursued her education in Miami, graduating Cum Laude with an Associate Arts degree in Architecture and Bachelor of Business Administration, majoring in Management and International Business.
Outside of her professional life, Lily finds joy in her family, including her daughter, husband, and friends.
Her career began at First Union Securities Inc., where she started as a Sales Assistant, and later became a Financial Advisor and Wealth Supervisor at HSBC Securities. In 2016, she joined Morgan Stanley, where she has continued her commitment to professional growth, leadership, and community involvement.
Lily was born in Cuba, raised in Spain and the United States. She pursued her education in Miami, graduating Cum Laude with an Associate Arts degree in Architecture and Bachelor of Business Administration, majoring in Management and International Business.
Outside of her professional life, Lily finds joy in her family, including her daughter, husband, and friends.
About Nelson Portobanco
Nelson Portobanco is a Risk officer at Morgan Stanley, supporting the Miami market since 2016. He brings 18 years of experience in the financial services industry and holds FINRA Series 7,9,10, and 24 licenses, among others.
Nelson earned a bachelor’s degree in finance from Florida International University and previously served as an Operations Manager at Global Investor Services, now Insigneo. Outside of work, he enjoys sports and traveling with his wife and daughter.
Nelson earned a bachelor’s degree in finance from Florida International University and previously served as an Operations Manager at Global Investor Services, now Insigneo. Outside of work, he enjoys sports and traveling with his wife and daughter.
About Massiel Rodriguez Romero
Massiel Rodriguez Romero joined our Market Service Leadership team as our Business Service Officer at our Coral Gables and Miami Beach Offices.
Massiel brings over ten years of industry experience, having started her career at Wells Fargo Advisors right after graduating from High School. During her tenure there, she excelled in various roles, including Client Service Associate, Ops Associate, and Operations Manager. Prior to joining us, she served as an Operations Manager at Insigneo Securities LLC. Massiel holds several FINRA certifications, including Series 7, 66, 9, 10, and 24.
On a personal side, Massiel was born and raised in Cuba. Came to country as a child where she was able to study. Outside of work, Massiel enjoys spending quality time with her children, Daphne, and Abdel and traveling with family and friends.
Massiel brings over ten years of industry experience, having started her career at Wells Fargo Advisors right after graduating from High School. During her tenure there, she excelled in various roles, including Client Service Associate, Ops Associate, and Operations Manager. Prior to joining us, she served as an Operations Manager at Insigneo Securities LLC. Massiel holds several FINRA certifications, including Series 7, 66, 9, 10, and 24.
On a personal side, Massiel was born and raised in Cuba. Came to country as a child where she was able to study. Outside of work, Massiel enjoys spending quality time with her children, Daphne, and Abdel and traveling with family and friends.
About Lylliam Armstrong
Lylliam was born in Managua, Nicaragua, and moved to the United States in 1988. She is bilingual, speaking both English and Spanish fluently, which has been a tremendous asset in her role.
With over 25 years of experience in the banking sector, Lylliam transitioned into the financial industry and has been with Morgan Stanley for the past 19 years as the Branch Administrator for our Coral Gables and Miami Beach offices. Her extensive experience and dedication have greatly contributed to our team's success.
Outside of her professional life, Lylliam has a passion for travel and enjoys exploring new destinations. When she is not traveling, she cherishes spending quality time with her family in Naples, Florida.
With over 25 years of experience in the banking sector, Lylliam transitioned into the financial industry and has been with Morgan Stanley for the past 19 years as the Branch Administrator for our Coral Gables and Miami Beach offices. Her extensive experience and dedication have greatly contributed to our team's success.
Outside of her professional life, Lylliam has a passion for travel and enjoys exploring new destinations. When she is not traveling, she cherishes spending quality time with her family in Naples, Florida.
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Branch Address
220 Alhambra Circle
10th Fl
Coral Gables, FL 33134
US
Branch:
(305) 460-7800(305) 460-7800
Toll-Free:
(800) 637-4394(800) 637-4394
Fax:
(305) 448-5738(305) 448-5738
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
CRC 4665150 (08/2025)