Colin M. Rosenberg
Executive Director, Financial Advisor, Senior Portfolio Management Director
Phone:
(412) 803-2103(412) 803-2103
Colin M. Rosenberg, CRPC®
Executive Director,
Financial Advisor,
Senior Portfolio Management Director
Direct:
(412) 803-2103(412) 803-2103
Industry Award WinnerMy Mission Statement
Our commitment to you is to build lasting client relationships through disciplined financial planning, tailored guidance, and exceptional service, enabling you to pursue your goals, navigate life’s challenges, and leave a meaningful legacy.
My Story and Services
For more than 30 years, I've had the privilege of helping hundreds of clients with their complex financial planning needs, including employees of Fortune 500 corporations, C-suite executives, business owners, retirees, and their families.
Relationships are at the heart of my practice. I believe financial planning is about more than numbers; it is about understanding you, your family, your priorities, and what you want your future to look like. By getting to know you on a personal level, I can help provide guidance that's tailored to your lifestyle, not just your portfolio. My goal is to be a reliable resource you can call whenever financial questions arise.
With my CRPC designation, I'm well-equipped to address important retirement planning considerations, such as minimizing sequence-of-returns risk, Roth IRA conversions and generating reliable retirement income. It's also critical to factor in long-term care and Social Security issues that arise throughout the retirement planning process.
One area of my work that is especially meaningful to me is working with widows. Having watched my mother navigate the financial challenges that followed the loss of my father, I understand how overwhelming these transitions can be. My goal is to provide clear guidance, simplify complex financial decisions, and to ease the client's mind during especially difficult times.
The markets will always experience ebbs and flows, but successful investing is about staying focused on long-term goals rather than reacting to short-term emotions. I help clients understand the behavioral side of finance so they can make thoughtful, disciplined decisions regardless of market conditions. Above all, I manage my clients' money in the same manner that I manage my own. Having guided clients through multiple market cycles, I strive to provide steady advice and reassurance when it's needed most.
For my efforts, I was recognized as a Five Star Wealth Manager Award winner in 2026. However, my proudest honor is the ongoing loyalty shown to me by my clients.
Five Star Wealth Advisor Award This award was issued in 2026. The award was determined based on an evaluation process conducted by Five Star Professional based on objective criteria from 9/10/25 – 2/27/26).
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Professional Portfolio ManagementFootnote3
- Retirement PlanningFootnote4
- 401(k) Rollovers
- Business Succession PlanningFootnote5
- Alternative InvestmentsFootnote6
- Philanthropic ManagementFootnote7
- Estate Planning StrategiesFootnote8
- Trust ServicesFootnote9
- 529 PlansFootnote10
- Planning for Education FundingFootnote11
- Long-term Care InsuranceFootnote12
- Life InsuranceFootnote13
Securities Agent: NH, MD, VA, TX, IN, CO, NC, IL, OH, NY, NJ, DC, OK, KY, PA, MA, AZ, FL, CA, WV, MI, ID, GA, SC, LA, CT, AK, TN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1297750
NMLS#: 1297750
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Client Experience:
When you work with us, you are treated as family. We pride ourselves on the close relationships we have with our clients and are committed to returning client calls same day, always eager to ease any concerns or address questions you may have.
Not only are we always available to you, but your family as well. We encourage the next generation to have a good grasp of the fundamentals of finance as they will be the future stewards of family wealth. Through personal phone calls, education materials and seminars by Morgan Stanley, our goal is to set up the next generation for financial success.
We utilize our extensive experience to work in tandem with your estate planning attorney to ensure your wishes and needs come to fruition. Even the most well-developed estate plans can only be properly implemented when your financial accounts are set up in a way that supports that plan. Whether it be updating beneficiaries or placing assets in trusts, we are there to work with you and your attorney every step of the way.
We strive to make tax-season as painless as possible for you. With your permission, all documentation necessary to complete your tax return is sent directly to your accountant. In addition, we work with you and your accountant to ensure your financial plan supports and maximizes your tax strategy.
We know you have choices as to where you invest your money, and we do not take the trust you instill in us lightly. Through total wealth management, we utilize our deep and broad resources to manage the complexities of all your financial needs under one roof. It is our unwavering commitment to ensure that you are maximizing all that our team and Morgan Stanley has to offer.
Working Together
Every client should have a financial plan that serves as the roadmap for your financial future. Here's a step-by-step look at the process we'll go through when you become a client, and how your plan will be developed.
Step 1: Discovery
Our relationship begins by getting to know you as a person. We'll talk about your priorities, aspirations and concerns. We'll also take a close look at your assets, credit, and liquidity needs to understand your entire financial landscape. Together, we'll outline your objectives based on your near-term and long-term plans, timeline and risk tolerance.
Step 2: Evaluation and Creation
The next step is to build a customized roadmap to help protect and reach your goals. We'll explore strategies tailored to your goals that may include retirement planning, healthcare, estate planning and more. We'll support your plan by constructing an investment strategy that allows you to meet your desired income with the least amount of risk possible.
Step 3: Act
With your plan in place, we'll move into action. I'll guide you through the implementation phase, and factor in potential life events such as a home sale, inheritance, divorce, business transition or other possibilities while always considering the potential tax impacts of these events.
Step 4: Monitor and Adjust
This is an often overlooked, yet critical aspect of financial planning. As your life evolves, so should your plan. In addition to annual reviews and regular conference calls, we'll monitor your portfolio making adjustments as needed for market shifts, tax law changes and ever-changing goals. Additionally, I consult with your existing CPA and estate attorney to better ensure all components of your financial life are working in harmony. I'm also happy to recommend a CPA or estate attorney from my network of professionals with whom I have long-standing relationships. As always, the singular focus is to help maximize your returns while minimizing your risks.
Two Key Areas of Focus
Alternative Investments
Alternative investments go beyond traditional stocks and bonds. They include private equity, private credit, hedge funds, real estate, and infrastructure. For qualified investors, alternative investments can help grow and protect your wealth, offering the potential for enhanced returns, portfolio diversification, lower volatility, and greater tax efficiency. Moreover, alternatives or private market exposure can offer diversification in challenging market environments and have outperformed the public markets (traditional stock and bond portfolios) in rising rate environments and equity bear markets.
Morgan Stanley is an industry leader in alternative investments, with extensive experience, scale, and reach, providing access to exclusive offerings, preeminent fund managers, and innovative investment opportunities at attractive prices. Each year, only about 7% of alternative funds meet our highest standards and are approved from the 900-1,000 funds reviewed.
Additionally, my Alternative Investments Director designation reflects my significant experience in the area and in-depth knowledge of the products available on Morgan Stanley's platform. Using this knowledge over the years, I have crafted portfolios that include alternative investment exposure which enhances diversification in an effort to increase returns while minimizing risk.
Tax-Managed Investing
While some advisors only think about tax management around Tax Day or at year-end, I take a different approach. I focus on tax management throughout the year. Incorporating tax considerations is most effective when utilized in portfolio construction. By integrating tax awareness from day one, I'm able to help clients improve their after-tax outcome, and manage gains more strategically by making investment decisions with a broader, long-term perspective.
Using this proactive approach to tax management can potentially lead to a variety of favorable outcomes, also known as tax alpha. This includes holding investments longer to be taxed at capital gains rates rather than ordinary income rates, and having greater flexibility to take advantage of tax-friendly opportunities as they arise throughout the year.
My holistic mindset redarding tax management begins with every client from the beginning and continues throughout our relationship. The ultimate goal is to allow clients to keep more of their money for themselves, their families and their passions.
Designations
Designations typically signify that a Financial Advisor has additional experience, education or training within specific areas of wealth management which can be beneficial to their clients. I've been awarded the following designations.
Chartered Retirement Planning Counselor (CRPC)
Given to experienced Financial Advisors who've completed rigorous training designed to enable them to create road maps to retirement for clients by focusing on their pre-and post-retirement needs, as well as issues related to asset management, estate planning, personal savings, income taxes, employer-sponsored retirement plans and cash flow. Having this additional education helps Financial Advisors develop the proper skill set to deal with the increasingly complex concerns regarding retirement planning.
Alternative Investments Director
Awarded to Financial Advisors who have significant experience in alternative investments, completed the Firm's Alternative Investments training module and possess an in-depth knowledge of the products available on Morgan Stanley's platform including private equity, private credit, hedge funds, real estate, infrastructure and managed futures markets.
Senior Portfolio Management Director
Reflects advanced experience and education with portfolio management, along with a demonstrated commitment to delivering sophisticated investment guidance. Holders of this designation meet rigorous standards in portfolio construction, asset allocation, risk management and investment strategy, and bring a disciplined, research-driven approach to managing clients' portfolios supported by Morgan Stanley's investment platform and resources.
Location
One PPG Place
Ste 1300
Pittsburgh, PA 15222
US
Direct:
(412) 803-2103(412) 803-2103
Meet My Team
Tracy C. Solan
Wealth Management Associate
Phone:
(412) 392-5050(412) 392-5050
Maeve Murray
Client Relationship Analyst
Phone:
(412) 392-5048(412) 392-5048
About Colin M. Rosenberg
Colin serves as an Executive Director, Senior Portfolio Management Director, and Financial Advisor. A seasoned professional, Colin has over 30 years of experience in financial services, and holds Chartered Planning Retirement Counselor (CRPC®) and Alternative Investments Director designations.
In 1994, Colin joined the wealth management industry as a Financial Advisor. When he founded his practice, his vision was to recruit and develop a versatile team of dedicated professionals who shared his belief in custom-tailored solutions and world-class service. His compassion and desire to see his clients achieve their lifelong goals shows in everything he does for them.
Colin is renowned for his ability to explain complex financial topics in an easily understood manner, as well as for his emphasis on financial education. In the late 90s, he hosted a financial talk show (“Let’s Talk Money”) on a local radio station. He’s also lectured extensively throughout Southwestern Pennsylvania and Northern West Virgina on the topic of retirement planning.
In recognition for his consistent excellence, Colin has been honored with the Five Star Wealth Manager Award from 2013-2026.
Colin graduated from Franklin & Marshall College in Lancaster, PA. A native of Washington, PA, he currently resides in Shadyside. Colin enjoys golf, tennis, traveling and attending sporting events. His greatest joy comes from spending quality time with his wife, Jackie, and their three children, Jolie, Olivia and Reed.
2013-2026 Five Star Wealth Manager Award Source: fivestarprofessional.com (Awarded 2013-2026) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2026: 9/10/25 - 2/27/26
2025: 9/18/24 - 2/28/25
2024: 9/12/23 - 3/29/24
2023: 9/12/22 - 3/31/23
2022: 9/27/21 - 3/25/22
2021: 9/7/20 - 4/23/21
2020: 9/16/19 - 4/10/20
2019: 9/17/18 - 4/12/19
2018: 9/28/17 - 4/17/18
2017: 9/27/16 - 4/11/17
2016: 10/7/15 - 4/19/16
2015: 10/7/14 - 4/19/15
2014: 10/7/13 - 4/19/14
2013: 10/7/12 - 4/19/13
In 1994, Colin joined the wealth management industry as a Financial Advisor. When he founded his practice, his vision was to recruit and develop a versatile team of dedicated professionals who shared his belief in custom-tailored solutions and world-class service. His compassion and desire to see his clients achieve their lifelong goals shows in everything he does for them.
Colin is renowned for his ability to explain complex financial topics in an easily understood manner, as well as for his emphasis on financial education. In the late 90s, he hosted a financial talk show (“Let’s Talk Money”) on a local radio station. He’s also lectured extensively throughout Southwestern Pennsylvania and Northern West Virgina on the topic of retirement planning.
In recognition for his consistent excellence, Colin has been honored with the Five Star Wealth Manager Award from 2013-2026.
Colin graduated from Franklin & Marshall College in Lancaster, PA. A native of Washington, PA, he currently resides in Shadyside. Colin enjoys golf, tennis, traveling and attending sporting events. His greatest joy comes from spending quality time with his wife, Jackie, and their three children, Jolie, Olivia and Reed.
2013-2026 Five Star Wealth Manager Award Source: fivestarprofessional.com (Awarded 2013-2026) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2026: 9/10/25 - 2/27/26
2025: 9/18/24 - 2/28/25
2024: 9/12/23 - 3/29/24
2023: 9/12/22 - 3/31/23
2022: 9/27/21 - 3/25/22
2021: 9/7/20 - 4/23/21
2020: 9/16/19 - 4/10/20
2019: 9/17/18 - 4/12/19
2018: 9/28/17 - 4/17/18
2017: 9/27/16 - 4/11/17
2016: 10/7/15 - 4/19/16
2015: 10/7/14 - 4/19/15
2014: 10/7/13 - 4/19/14
2013: 10/7/12 - 4/19/13
Securities Agent: NH, MD, VA, TX, IN, CO, NC, IL, OH, NY, NJ, DC, OK, KY, PA, MA, AZ, FL, CA, WV, MI, ID, GA, SC, LA, CT, AK, TN; General Securities Representative; Investment Advisor Representative; Managed Futures
About Tracy C. Solan
As a Wealth Management Associate, Tracy works with clients to develop and implement financial plans that help them achieve their long-term goals.
Tracy has more than six years of experience in the financial services industry, most recently with Merrill Lynch Private Wealth Management, where she earned her Series 7 and Series 66 licenses as well as her CRPC designation. Her background also includes entrepreneurship, giving her a well-rounded perspective on client service, operations, and relationship management.
Originally from upstate New York, Tracy has called Pittsburgh home since 2014. She resides in South Fayette with her oldest son, AJ, and her dog, Barkley, while her younger son, Ben, attends Gonzaga University.
Outside of work, Tracy enjoys international travel, skiing, running, strength training and cheering on the Nittany Lions and the Pittsburgh Steelers. She’s deeply committed to personal development, and brings that growth mindset into her professional and personal life.
Tracy has more than six years of experience in the financial services industry, most recently with Merrill Lynch Private Wealth Management, where she earned her Series 7 and Series 66 licenses as well as her CRPC designation. Her background also includes entrepreneurship, giving her a well-rounded perspective on client service, operations, and relationship management.
Originally from upstate New York, Tracy has called Pittsburgh home since 2014. She resides in South Fayette with her oldest son, AJ, and her dog, Barkley, while her younger son, Ben, attends Gonzaga University.
Outside of work, Tracy enjoys international travel, skiing, running, strength training and cheering on the Nittany Lions and the Pittsburgh Steelers. She’s deeply committed to personal development, and brings that growth mindset into her professional and personal life.
About Maeve Murray
As a Client Relationship Analyst, Maeve is often a first point of contact for clients and serves as a key support partner to the team. She helps clients with day-to-day service needs, answering calls and emails, assisting with account maintenance and service requests, coordinating paperwork and follow-ups, and working with internal partners to keep items moving accurately and on time.
The most rewarding aspect of her role is developing relationships with clients. Maeve genuinely loves talking with clients, getting to know them, learning about their families and understanding what matters most to them. Those conversations help her connect the “service” part of the job to the bigger picture.
A native of greater Washington, D.C., Maeve graduated from the University of Pittsburgh with a degree in Economics. She’s especially proud of being a member of Pitt’s inaugural women’s lacrosse team.
Away from the office, Maeve enjoys being involved with sports both as a participant and spectator. She also enjoys cooking, reading, and running.
The most rewarding aspect of her role is developing relationships with clients. Maeve genuinely loves talking with clients, getting to know them, learning about their families and understanding what matters most to them. Those conversations help her connect the “service” part of the job to the bigger picture.
A native of greater Washington, D.C., Maeve graduated from the University of Pittsburgh with a degree in Economics. She’s especially proud of being a member of Pitt’s inaugural women’s lacrosse team.
Away from the office, Maeve enjoys being involved with sports both as a participant and spectator. She also enjoys cooking, reading, and running.
Hear From My Clients
Colin Rosenberg has been our financial adviser for 15+ years. In a word, he is outstanding both professionally and personally. His integrity is unmatched. He always goes the extra mile when addressing an issue for you. We couldn’t respect and appreciate him more.
Thomas & Maureen
Verified ClientAugust 2, 2026
What sets Colin Rosenberg apart is that he understands that we, as investors, venture through varied stages of our lives. He listens and walks along side as we transverse these stations.
Colin tailors, diversifies and takes into account all variables (from taxes and 529 plans to growth and income strategies) as he implements his vast financial knowledge; communicating every incremental step taken. Colin is, by far, the best of the best!
Brian
Verified ClientAugust 13, 2027
Colin Rosenberg has been our financial advisor for at least thirty years. We have been in retirement for the last fifteen years and owe our financial security to him. During this entire time, it has been a privilege to follow his extremely successful career. He has been much more than our financial advisor. He has also been a good friend.
Jay & Judy
Verified ClientAugust 27, 2026
We have used Colin as our financial advisor for over 17 years. He is dedicated and ambitious regarding the success of his clients. He is very knowledgeable and has offered solid advice on investment strategies that are consistent with our present and future plans. He treats us as close friends and we have the utmost confidence in his recommendations and advice. We are very satisfied with what he has been able to accomplish for us in our financial portfolio and highly recommend him to anyone.
John
Verified ClientAugust 31, 2026
We have been with Colin and his team for over 30 years. During this time, he has been exceptionally helpful and in constant contact to assure us that our financial and personal goals are in the best position for both our current and future needs. His experience and personal attention to our needs over the years has made our retirement years very comfortable. He and his team have always been prompt to respond to our requests and have always treated us as family.
Bob & Sue
Verified ClientSeptember 2, 2026
My wife and I have trusted Colin Rosenberg with the management of our portfolio for quite some time. He understands our needs and investment philosophy, and makes the appropriate recommendations to keep us within that framework. Colin and his team are true professionals and are always very responsive to our needs. It has been a genuine pleasure working with him.
Lou
Verified ClientSeptember 8, 2026
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
5285589 3/2026
Awards and Recognition
Five Star Wealth Advisor
2013-2026 Five Star Wealth Manager Award Source: fivestarprofessional.com (Awarded 2013-2026) These awards were determined through an evaluation process conducted by Five Star Professional, based on objective criteria, during the following periods:
2026: 9/10/25 - 2/27/26
2025: 9/18/24 - 2/28/25
2024: 9/12/23 - 3/29/24
2023: 9/12/22 - 3/31/23
2022: 9/27/21 - 3/25/22
2021: 9/7/20 - 4/23/21
2020: 9/16/19 - 4/10/20
2019: 9/17/18 - 4/12/19
2018: 9/28/17 - 4/17/18
2017: 9/27/16 - 4/11/17
2016: 10/7/15 - 4/19/16
2015: 10/7/14 - 4/19/15
2014: 10/7/13 - 4/19/14
2013: 10/7/12 - 4/19/13
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jack Payne
Financial Planning Director, Vice President
Jennifer Olson
PBG Market Manager
About Jack Payne
Jack Payne is a vice president and financial planning director serving Morgan Stanley’s Wealth Management offices in northern Ohio and western Pennsylvania. Jack is responsible for helping financial advisors with their clients’ and prospects’ comprehensive financial planning needs.
Jack began his career in financial services in 1986 and joined Morgan Stanley in 2025. Prior to his current position, Jack was a managing director with PNC Capital Markets LLC and has over 15 years of comprehensive financial planning and wealth management experience as well as experience in corporate treasury, commercial lending and investment banking, including work with closely controlled privately held organizations. Jack has a BS in Finance with an Economics minor from Pennsylvania State University and an MBA in Finance and Entrepreneurship from the University of Rochester. Jack is a chartered financial analyst and CERTIFIED FINANCIAL PLANNER®. Jack lives in Sewickley, PA, with his wife Kelly. Jack enjoys golf, skiing, open water swimming and plays trumpet.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4746687 08/2025
Jack began his career in financial services in 1986 and joined Morgan Stanley in 2025. Prior to his current position, Jack was a managing director with PNC Capital Markets LLC and has over 15 years of comprehensive financial planning and wealth management experience as well as experience in corporate treasury, commercial lending and investment banking, including work with closely controlled privately held organizations. Jack has a BS in Finance with an Economics minor from Pennsylvania State University and an MBA in Finance and Entrepreneurship from the University of Rochester. Jack is a chartered financial analyst and CERTIFIED FINANCIAL PLANNER®. Jack lives in Sewickley, PA, with his wife Kelly. Jack enjoys golf, skiing, open water swimming and plays trumpet.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4746687 08/2025
About Jennifer Olson
Jennifer Olson is a Private Banking Group (PBG) Market Manager serving Morgan Stanley’s Wealth Management offices in the Mid America Region.
Private Banking Group (PBG) Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business and client objectives.
Jennifer began her career in financial services in 1997 and joined Morgan Stanley in 2011. Prior to joining the firm, she was a Resident Manager in Wealth Management Banking at Merrill Lynch in Northbrook, Illinois. While at Merrill Lynch, Jennifer held various banking and lending roles at both the local and divisional levels.
Jennifer is a graduate of Bethel College, where she earned a Bachelor of Arts in Business Marketing, Management, and Finance with a minor in Psychology. She also earned a Master of Business Administration from Bethel University. She lives in White Bear Lake, Minnesota. Outside of the office, Jennifer enjoys exploring different parts of the world, as well as spending quality time with family and friends.
Private Banking Group (PBG) Market Managers partner with Financial Advisors/ Private Wealth Advisors (collectively “Advisors”) to deliver specialized cash management and lending solutions, while strategically leading sales activity and deepening client engagement across Wealth Management markets to drive growth aligned with long-term business and client objectives.
Jennifer began her career in financial services in 1997 and joined Morgan Stanley in 2011. Prior to joining the firm, she was a Resident Manager in Wealth Management Banking at Merrill Lynch in Northbrook, Illinois. While at Merrill Lynch, Jennifer held various banking and lending roles at both the local and divisional levels.
Jennifer is a graduate of Bethel College, where she earned a Bachelor of Arts in Business Marketing, Management, and Finance with a minor in Psychology. She also earned a Master of Business Administration from Bethel University. She lives in White Bear Lake, Minnesota. Outside of the office, Jennifer enjoys exploring different parts of the world, as well as spending quality time with family and friends.
NMLS#: 803580
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Colin M. Rosenberg today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
13Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
13Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
