Christy Northfield

Christy works hard with her clients to improve their financial well-being during all phases of their lives and sudden and expected transitions such as retirement, career change, relocation, divorce and widowhood, and education and legacy or estate planning.

Who are Christy’s Clients?

People who want a collaborative relationship with a financial advisor.

+ Individuals, families, corporate executives, business owners, and organizations
+ Businesses and private investors seeking Impact-ESG-Sustainable strategies
+ Families spanning multiple generations and various locations
+ Retirees and individuals planning for retirement
+ Business owners and corporate executives with concentrated wealth
+ Singles, Widows, and Divorced people seeking guidance and planning
+ Referrals from clients, attorneys, accountants, and other professionals

While each client has a unique set of goals and circumstances, they share a desire to secure their financial future and pursue their personal ambitions. Christy helps her clients understand and analyze their current situation. Then she provides clarity with a plan to navigate life changing events. Implementation of the plan features a variety of solutions and monitoring.

Life events that Christy helps with include:

+ A new job or career and/or a relocation
+ The transition to retirement alone or with a spouse
+ The sale of a business or other significant asset
+ A divorce or loss of a loved one or family member
+ Caring for an ill parent / family member
+ An inheritance or unexpected windfall

Christy also helps clients to:

+ Save effectively so children can attend the colleges of their choice
+ Plan for retirement, career-change, return to the workforce, or any important transition
+ Finance a major acquisition, refinance, or strengthen a business through leverage
+ Diversify highly concentrated positions in several effective, sophisticated strategies
+ Formulate tax-efficient investment approaches to wealth management
+ Transfer wealth across generations in collaboration with Trust Services
+ Create a legacy plan to help preserve family harmony as well as conserve assets
+ Achieve current and future philanthropic goals in an interconnected approach

How does Christy Work with her Clients?

Christy asks about and discusses clients’ preferences and values first, then suggests wealth management solutions. Continual, thoughtful conversation connects Christy and her clients to help ensure correct alignment with portfolios and clients’ goals, life changes, and personal values. Christy’s experience with various investment vehicles and analytical tools helps identify strategies, implement solutions, and provide ongoing risk and return information. Christy provides investment approaches customized for each client situation through Morgan Stanley’s investment models and world-class financial capabilities.

Who is Christy Northfield?

Christy is a dedicated, intelligent financial advisor with over twelve years in financial services, eight at Morgan Stanley in Wealth Management. Christy also worked in her consulting, training, and brokerage business both in Florida and Massachusetts; she delivered intercultural, international, and communications solutions as well as business and marketing services. Christy volunteers in her community to support improvements in the native environment and conservation efforts, pedestrian and bicycle safety, and literacy-writing skills for all ages. While working, Christy raised two daughters who are fiscally-responsible and engaged in philanthropy while working in medicinal chemical engineering and web design-development.

Christy attended public schools in Fairfax, Virginia, Arlington, Massachusetts, and Moraga, California. At Smith College, Christy designed a major in Linguistics with a minor in English. For her Junior Year Abroad, Christy attended McGill University in Montreal, Canada and Study In Greece in Athens, Greece. After her completing her undergraduate work, Christy taught at Athens College in Greece before continuing her education at the University of Texas at Austin. She earned her MA in Applied Linguistics, then taught ESL while educating herself in finance.

Christy joined Fidelity Investments in downtown Boston. During her time in financial services, she worked in training and development, advertising and marketing, and capital investments. She enjoyed the industry, but she missed helping people improve themselves and their lives.

Following the birth of her daughters and her divorce, Christy started her intercultural-international consultancy, Across Cultures, to provide training, relocation, development, and consulting services to large companies and smaller organizations throughout the Boston area. In 2000, as CEO of her family, Christy moved her daughters to Vero Beach where they attended the International Baccalaureate program. After they left for college, Christy earned her MA in Writing at The Johns Hopkins University in Baltimore and D.C.

When Christy returned to Florida, she joined Morgan Stanley as a Wealth Advisory Associate focusing on financial planning for private clients and their families. Christy transitioned to her current role as a Financial Advisor to help her own clients as well as those of several other teams and portfolio managers.

Christy continues to volunteer within her community and through her alma matars. She enjoys helping improve cycling and pedestrian activities, learning about and promoting native Florida plants and native gardens, supporting local conservation efforts, and contributing her editing-writing skills to nonprofit efforts. Organizations benefiting from Christy’s work include the USLA and the International Lifesaving Federation, Smith College Club, the American Red Cross, a local cycling club, and the Native Plant Society.



Disclaimer: Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third‐party corporate trustee. Past performance is no guarantee of future results.