Christine Beall
My Mission Statement
We help you grow, preserve, enjoy, and efficiently transfer your wealth. With our tailored approach, you get a financial advisor for life.
My Story and Services
Christine is a Portfolio Manager, Vice President and Financial Advisor with Morgan Stanley. She joined the Wealth Management world in 2012 after several years in education and nonprofits, starting her advising career at Edward Jones and then joining Morgan Stanley in August 2022. She has built her practice around caring for her clients' financial well-being and putting their best interests first. Christine strives to understand what is most important to her clients, using a disciplined and comprehensive process that starts with listening to their goals, concerns, and values.
Christine's client relationships are geographically diverse and encompass many generations. She takes pride in creating financial plans that help her clients build and preserve their wealth, as well as enjoy and efficiently transfer their wealth. She is proactive in working with clients' professional teams including attorneys and accountants, helping to execute on thoughtful action plans tailored to families' needs. Her experience and the resources of Morgan Stanley ensure that she can provide support and advice on investment management, cash management, retirement planning, insurance, charitable giving and education planning.
Christine serves on the Board for Girls on the Run VT, and when not positively impacting her close community in various ways, she loves to travel throughout the country and the world to visit with her clients, friends and family. When in Vermont you can find her exploring the beautiful waterways, mountains and trails of Vermont with her husband Sam, dog Layla and twins Charles and Fielder.
Services We Provide:
Financial Planning: Goals Analysis, Retirement Income, Debt Analysis, Special Circumstances
Investment Planning: Security Recommendations, Economics, Asset Allocation, Tax Efficient Investing
Wealth Planning: Wills & Legal Documents, Legacy Planning/Gifting, Family Governance, Charitable Planning
Executive Planning: Incentive Compensation, Stock Options, Concentrated Positions, Stock Monetization
Business Owner Planning: Risk Management, Cash Management, Retirement Benefits, Succession Planning
Employer Retirement Plans: Investment Management & Monitoring, Participant Financial Education, Participation Focus, Plan Design & Implementation, Evaluate & Recommend Record Keeper/Provider, Plan Fiduciary Responsibilities
Disclaimer: Asset Allocation does not assure a profit or protect against loss in declining financial markets.
NMLS#: 2489815
CA Insurance License #: 0M66137
Valuable Tools, Resources, and Information
Personalized Solutions
Using the experience, intellectual capital and global resources of the firm, Christine helps each of the families in her practice to meet their specific and most critical goals. Here are some of the questions we help our clients answer every day:
Life is constantly changing. How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Have I saved enough for retirement so I can maintain my current lifestyle without worrying I'll run out of money? What is the best way to re-invest my 401(k) when I get ready to leave my company and retire?
I have assets spread across multiple organizations and platforms. How do I get organized and simplify my financial life?
Life's risks can reveal themselves in many ways – from loss of life to loss of health. How do I protect myself and my family from life's unknowns?
I have so many things I want to do with my life. How can one investment strategy balance them all?
Is there a way to incorporate my personal values into the way I invest without giving up performance?
Are my charitable donations having the impact I want them to have?
Given extended life expectancy, how do I make certain I can afford the health services I may need?
We Work With People Who Care About Living Socially Responsible Lives
What that means differs by person. When we work together, we talk about your values and the impact you want to make with you money and your life. Part of how we create that impact is by using sustainable investments.
Why Sustainable Investing?
Futurists paint striking and sometimes divergent pictures of the world in 2050. On the one hand, technology will empower us to harness scarce resources more efficiently than ever; transform health care delivery, and lift millions out of poverty. On the other hand, a population of nearly 10 billion people may intensify competition for natural resources and food, overcrowd urban infrastructure, accelerate climate change and increase economic disparities.
The prognostications may sound remote, but they depict a world that is less than 30 years away - a time frame short enough to affect anyone who is raising young children, planning for retirement, or just beginning a career.
We believe that the global challenges we face in the decades ahead pose critically important questions not only for society at large but also for each of us as individuals, citizens, parents, leaders and policymakers. And for our clients, these challenges are likely to present significant implications for their financial goals and investment decisions.
Exposure to companies from all sectors and industry groups that reflect the best environmental practices relative to industry peers, invest in companies with sustainable practices, including efficient natural resource use and efforts to reduce greenhouse gas emissions.
Investments in companies with products and services targeting key sustainability goals and climate solutions. Focus on investable themes that seek to improve climate change mitigation and/or adaption solutions.
Eliminate or reduce exposure to companies producing coal, oil and nuclear energy or owning significant fossil fuel reserves or bottom environmental performers.
Avoid exposure to companies with poor gender diversity records while seeking companies with leading gender diversity records, including strong policies and programs, diverse board of directors and senior management.
Investment focused on enterprises that deliver positive impact such as alleviating poverty and promoting community development.
Focus on companies or funds seeking to create an inclusive workspace through channels such as workplace equity, access to capital, and work/life balance programs.
Women Without Limits
Client Service Team
Elizabeth’s motto is “Simplify” and she possesses both an analytical side as well as a creative side. She believes kindness is the best approach. In her free time she loves being outdoors: skiing, snowshoeing, biking, hiking, and most importantly spending time with family and friends.
Morgan Stanley’s philosophy, “first-class business in a first-class way,” aligns perfectly with her work approach. Going above and beyond for her clients has always been central to who she is, regardless of the industry. As a continuous learner, both professionally and personally, she is eager to apply her analytical mindset and commitment to excellence at Morgan Stanley.
On a personal level, Marina is big into the outdoors, fashion, family, community and sauna and cold plunging culture. She enjoys various outdoor activities in her free time such as: hiking, biking, surfing, splitboarding and snowboarding.
She is thrilled to be helping our clients live their best lives.
Location
Financial Planning
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
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Awards Disclosures
