My Story and Services

I am a Senior Vice President at Morgan Stanley and have been working as a Financial Advisor with individual clients, families, and business owners for more than 20 years to help them achieve and maintain financial independence. I believe financial planning is at the core of portfolio construction and asset allocation. Your personalized financial plan will lead us to the proper investment allocation that fits your needs, wants, time horizon and specific risk tolerance. Communication is the key to any successful relationship and I pride myself on being proactive versus reactive to client needs. With a degree in Psychology from Saint Mary’s College of California, I have found that this has translated to having a better understanding and relationship with clients… many of which I now call friends. Integrity, honesty, communication and trust are words that I often use when discussing how I view my relationship with clients or prospects. I have been fortunate to build a business with clients across the country in many different states. While not working, I enjoy camping, fishing, and anything outdoors with my wife and two children.
Securities Agent: OR, OK, VA, IL, GA, ID, FL, UT, TN, TX, NY, NJ, NV, CA, AZ, NM, HI, CO, MT, WY, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2680617
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

A Strong Foundation

Each client has a unique set of circumstances related to their financial goals – and Chris works to ensure that every client is met with a suite of services that is unique to their needs. Although the approach to each relationship may be different – Chris’ core values stay the same. A focus on meaningful, long-term relationships is the foundation of each successful partnership.
    Caring Relationships
    Working with a Financial Advisor goes deeper than just managing your investments – Chris recognizes that the most rewarding part of his work is the genuine relationships he is able to build with his clients and their families.
    Leading with a Plan
    With an emphasis on the importance of beginning each new relationship with an established plan for the future, we can define your aspirations and develop the roadmap to the future you envision.
    Communication
    With a background in Psychology, Chris thoroughly understands the importance of constant communication. He has a proactive mindset and will always be there to answer your questions and address your concerns.
    Exceptional Service
    Each client comes from a unique background, and every background requires different solutions. No matter your circumstances, Chris is dedicated to providing you with a high level of personalized service.

Working with You to Create a Comprehensive Plan

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No matter what stage your life is in, whether you are preparing for retirement, enjoying retirement, or somewhere in between – a comprehensive plan can help you achieve your financial goals. Beginning with an established plan is the best step forward in the path to reach your long-term goals. Chris begins each relationship with the creation of a customized, methodical plan that serves as a guideline for all future decisions. As circumstances in your life change – your financial goals will often change as well. Our planning process is dynamic, allowing for flexibility to adapt to changes in your life as they happen. Utilizing the extensive planning tools that Morgan Stanley has to offer, we can develop a more focused financial future that incorporates all aspects of your life – not only your investments.

Finding a Solution Unique to Your Needs

At Morgan Stanley, we have a vast array of solutions available to our clients – but we ensure our approach is tailored to each client’s specific needs. We partner with you to deliver personalized solutions that are in line with your financial goals.
    Financial Planning
    A variety of planning-related tools—including our award-winning Goals Planning System (GPS) and LifeView—which enable us to provide a single, comprehensive snapshot of your finances and adapt a wealth plan to your ever-changing life demands and modify goals as needed.
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    Cash Management and Lending
    As part of our comprehensive offering, Morgan Stanley provides clients with a suite of lending and cash management capabilities – each designed to meet your unique needs.
    Trust and Estate Planning
    Considering the impact of your wealth on future generations is an integral part of any financial plan. We work with you to provide you the necessary resources to develop a comprehensive estate plan, as well as connect you with the appropriate professionals to guide this discussion.
    Total Tax 365
    Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
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Investor Resources and Readings

Staying updated with relevant information is paramount. A collection of resources and readings, as well as a suite of Morgan Stanley digital tools can be found below.
    The GIC Weekly
    The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
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    GIC On the Markets
    Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
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    Morgan Stanley Online
    Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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    eDelivery
    Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
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Location

24300 Town Center Dr
Ste 200
Valencia, CA 91355
US
Direct:
(661) 290-2057(661) 290-2057
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
A Simple Six-Step Retirement Checkup
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A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
Rational Investing in an Age of Uncertainty
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Rational Investing in an Age of Uncertainty

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact Chris Kobe today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)