Carol Keen, CFP®
Wealth Management Associate, Financial Planning Associate
Phone:
(404) 266-6057(404) 266-6057
Charlie P. Anderson
Managing Director, Wealth Management,
Wealth Advisor,
Senior Portfolio Management Director
Direct:
(404) 266-6312(404) 266-6312
Toll-Free:
(800) 827-9816(800) 827-9816
My Mission Statement
A comprehensive wealth management practice focusing on financial planning, direct investing, exceptional service all at a fair, reasonable and transparent cost.
The Terminus Group
The team was officially formed in 2012 but our experienced financial professionals have roots dating back to 1988*, and we have over 160 years of industry experience collectively. Our client relationships are our greatest assets. We have managed wealth through many market cycles and helped our clients navigate many life experiences. Through collaboration, each team member utilizes their individual strengths to create comprehensive solutions for our clients' specific needs and goals. With a team of 8 investment professionals you can always count on prompt service whenever it is needed.
Services Include
- Professional Portfolio ManagementFootnote1
- Financial PlanningFootnote2
- Wealth ManagementFootnote3
- Retirement PlanningFootnote4
- Asset Management
- Business Succession PlanningFootnote5
- Cash ManagementFootnote6
- Estate Planning StrategiesFootnote7
- Executive Financial ServicesFootnote8
- Endowments and FoundationsFootnote9
- Trust ServicesFootnote10
Securities Agent: OH, ID, TX, PA, LA, KY, FL, VA, AL, NH, MN, IN, GA, DC, WY, TN, SC, RI, MI, CO, AR, UT, NY, AZ, OR, NV, MO, MD, WA, NC, MT, MA, CA, WI, NJ, ME, IL, MS; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1288179
CA Insurance License #: 0D72726
AR Insurance License #: 2346137
NMLS#: 1288179
CA Insurance License #: 0D72726
AR Insurance License #: 2346137
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Whether you are looking to grow your assets, save for retirement, or make sure you are ready for key life moments, you need a team that will help you plan for the expected and the unexpected. Unlike other advisors who come with a solution-first approach, The Terminus Group takes the time to understand, learn, and discover your complete financial picture before implementing a strategy. We believe honesty and integrity are essential in creating a successful relationship. We don’t treat you as just another client but rather give you overriding priority as we would with family.
Our Investment Process: Discover, Invest, Service
Our relationship starts with a deep dive of discovery to understand your specific goals and the resources available to help meet those goals. We then develop a personalized financial plan and provide investment solutions that can allow you to make informed decisions. Whether the asset management strategy utilizes The Terminus Group’s Portfolio Management, Morgan Stanley’s Global Investment Committee or an external asset manager, we have customized investment solutions striving to meet every need for every client.
The first-class service you receive from us begins at the first moment of contact. Our service team consists of Carol Keen, Michelle Rojas-Sterrett and Micah Kanicki and they know how to get things done efficiently and professionally with a smile in their voice. Service at all levels is an ongoing process that never ends, and we strive for an excellent client experience in everything we do.
In our advisory process full reviews take place annually (or more often if life events warrant the need to reassess), but we are always available to be of service or to answer any questions you may have. Maintaining an open line of communication is part of our ongoing commitment to you.
The first-class service you receive from us begins at the first moment of contact. Our service team consists of Carol Keen, Michelle Rojas-Sterrett and Micah Kanicki and they know how to get things done efficiently and professionally with a smile in their voice. Service at all levels is an ongoing process that never ends, and we strive for an excellent client experience in everything we do.
In our advisory process full reviews take place annually (or more often if life events warrant the need to reassess), but we are always available to be of service or to answer any questions you may have. Maintaining an open line of communication is part of our ongoing commitment to you.
Portfolio Management
We believe that direct ownership of individual stocks and bonds is one of the best paths to helping build, maintain and preserve your long-term wealth. Our team’s Investment Committee formally meets twice a month but collaborates on a daily basis to discuss investment ideas and the markets. We have developed an internal process we call Constascans to make ongoing adjustments to individual portfolios as market changes occur. Our strategies are well-diversified over different industry sectors to manage market volatility. Not only do we use our own rich experience for analyses but we also utilize the economic research that you can get from the global financial resources at Morgan Stanley. Our Portfolio Management investment strategies are actively managed on a discretionary basis and charged a fair, reasonable and transparent advisory fee.
Awards and honors earned for hard work and dedication to wealth management.
2018-2023: Named to Forbes Magazine List of America's Best in State Wealth Advisors
2007-2013, 2015-2022: Named to the Morgan Stanley President's Club
2014: Named to the Morgan Stanley Chairman's Club
2006: Named to the Morgan Stanley Director's Club
1992- Present: Registered with the financial services industry
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2007-2013, 2015-2022: Named to the Morgan Stanley President's Club
2014: Named to the Morgan Stanley Chairman's Club
2006: Named to the Morgan Stanley Director's Club
1992- Present: Registered with the financial services industry
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Cybersecurity
At Morgan Stanley, safeguarding your assets and personal information is our top priority. We proactively defend our systems and monitor the threat landscape to help anticipate issues before they arise and respond appropriately when they do.
Click here to learn more
LifeView
LifeView begins with a thorough understanding of you, your needs, your lifestyle and family. This provides our clients with comprehensive investing and planning solutions for their individual goals.
Click here to learn more
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App.
- eDelivery, which reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
- Managing your everyday finances such as paying bills online, sending money or transferring funds.
Click here to learn more- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App.
- eDelivery, which reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
- Managing your everyday finances such as paying bills online, sending money or transferring funds.
Total Wealth View
Total Wealth View allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
Integrating invest accounts is essential in developing a comprehensive plan.
Total Wealth View allows for dynamic financial planning with current information from outside accounts. Its helps clients stay ahead of any unexpected surprises.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.
Click here to learn moreIntegrating invest accounts is essential in developing a comprehensive plan.
Total Wealth View allows for dynamic financial planning with current information from outside accounts. Its helps clients stay ahead of any unexpected surprises.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.
Portfolio Risk Management
Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Click here to learn more
Portfolio Management
Portfolio Management is designed to give a focus approach to investments. Our portfolio managers represent a select group of Financial Advisors who are qualified by the firm to manage your assets based on training, experience and commitment to client service.
Click here to learn moreFIRM RESOURCES
Morgan Stanley provides clients with resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Tax Planning
Understand your guide to tax-efficient planning. Learn about tax rates, education and health savings account limits, retirement contribution and deduction limits, among other information.
Click here to learn more
A Smarter Approach to Charitable Giving
Morgan Stanley charitable giving allows for a smart way to give to causes you care about. It is a simple, thoughtful, and tax-advantageous way to support your favorite charities.
Click here to learn more
Investment Research
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Click here to learn moreThoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Click here to listen
Reserved Living and Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Click here to learn more
Leverage Digital Tools
Easily and conveniently manage and share life’s most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. Leveraging digital tools allows for easy document sharing, convenient access, and encrypted files.
Click here to learn moreLocation
3280 Peachtree Rd NE
Suite 1900
Atlanta, GA 30305
US
Direct:
(404) 266-6312(404) 266-6312
Toll-Free:
(800) 827-9816(800) 827-9816
Fax:
(770) 234-6651(770) 234-6651
Meet My Team
Michelle Rojas-Sterrett
Senior Client Service Associate
Phone:
(404) 266-6454(404) 266-6454
Micah Kanicki
Client Service Associate
Phone:
(404) 266-5966(404) 266-5966
About Carol Keen, CFP®
2020: CERTIFIED FINANCIAL PLANNER
Bachelor's degree in Finance from Kennesaw State University
Registration licenses: Series 7. Series 31 and Series 66
Worked in the Financial Services Industry since 1998
Bachelor's degree in Finance from Kennesaw State University
Registration licenses: Series 7. Series 31 and Series 66
Worked in the Financial Services Industry since 1998
Securities Agent: TN, MI, MT, AR, PA, LA, FL, CA, WY, RI, OR, NV, ME, DC, CO, UT, SC, NJ, NC, IN, TX, NY, DE, ID, AL, IL, AZ, VA, NM, NH, GA, MO, MN, MD, MA, OH, WI, MS, KY, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Charlie P. Anderson today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
