Charles Boulware, CFP®, CFA®
First Vice President,
Financial Advisor,
Portfolio Management Director,
Chartered Financial Analyst
Direct:
(330) 670-4620(330) 670-4620
Toll-Free:
(800) 488-0480(800) 488-0480
My Mission Statement
Help clients plan to secure their financial future and leave a lasting legacy, allowing them to focus on what’s important to them.
Welcome
Over your career, you have worked diligently to accumulate wealth. As your wealth has grown, so have the demands on your time, and the complexity of managing your money. I work with successful individuals and families who neither have the time nor inclination to manage their portfolio, and also want to add convenience and simplicity to their lives. My practice is dedicated to helping preserve your wealth, create retirement income and structure your finances in an effort to leave a legacy. As your Financial Advisor, I work attentively on your financial affairs so you can spend time on what you are most passionate about.
I help to put your financial jigsaw puzzle together. My role as your Financial Advisor is to thoroughly understand your needs, prioritize your goals and create a comprehensive strategy that is designed to help address your specific objectives. Taking a holistic view, I incorporate all aspects of your financial life, including investments and other assets, along with tax and estate planning strategies, cash flow and income needs. Leveraging the global resources and technology at Morgan Stanley, each piece of your financial puzzle is designed to work together to help preserve and grow what you have accumulated, while helping minimize tax implications and provide income during retirement.
As your trusted advisor, I never lose sight of your personal values; it is the basis for a long-term relationship. I look forward to the opportunity to work with you and earn your trust and confidence.
I help to put your financial jigsaw puzzle together. My role as your Financial Advisor is to thoroughly understand your needs, prioritize your goals and create a comprehensive strategy that is designed to help address your specific objectives. Taking a holistic view, I incorporate all aspects of your financial life, including investments and other assets, along with tax and estate planning strategies, cash flow and income needs. Leveraging the global resources and technology at Morgan Stanley, each piece of your financial puzzle is designed to work together to help preserve and grow what you have accumulated, while helping minimize tax implications and provide income during retirement.
As your trusted advisor, I never lose sight of your personal values; it is the basis for a long-term relationship. I look forward to the opportunity to work with you and earn your trust and confidence.
Securities Agent: KY, MD, MA, NM, NC, WV, CA, WA, NY, IN, CO, AR, MI, GA, DC, TX, FL, WI, OH; General Securities Representative; Investment Advisor Representative
NMLS#: 619697
NMLS#: 619697
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
For more than 20 years, I have been providing guidance on retirement income planning for retirees and pre-retirees, and wealth building strategies for goal-oriented families and individuals. I focus on providing clients with proactive wealth management strategies, a high level of communication and exceptional service. With my decades of experience, I help you navigate the complex financial markets in an effort to attain your financial goals.
As a Certified Financial PlannerTM (CFP®), I have completed extensive training and experience requirements, and am held to rigorous ethical standards. Additionally, I hold the Chartered Financial Analyst (CFA®) designation that requires a deep knowledge of investment analysis and investment management, and the Certified Investment Management Analyst® designation through the Wharton School of Business.
In 2014, I joined Morgan Stanley to access the company’s world-class resources and exceptional service. Previously I was a Financial Advisor with Merrill Lynch, where I began as an intern in college. While interning, I saw first-hand the importance of planning for the future, and found my passion helping clients achieve the life they envision.
I received my Bachelor of Science from Kent State University with a major in Finance and minor in Computer Information Systems. When not working with clients, I enjoy spending time with my family, the outdoors and staying active.
As a Certified Financial PlannerTM (CFP®), I have completed extensive training and experience requirements, and am held to rigorous ethical standards. Additionally, I hold the Chartered Financial Analyst (CFA®) designation that requires a deep knowledge of investment analysis and investment management, and the Certified Investment Management Analyst® designation through the Wharton School of Business.
In 2014, I joined Morgan Stanley to access the company’s world-class resources and exceptional service. Previously I was a Financial Advisor with Merrill Lynch, where I began as an intern in college. While interning, I saw first-hand the importance of planning for the future, and found my passion helping clients achieve the life they envision.
I received my Bachelor of Science from Kent State University with a major in Finance and minor in Computer Information Systems. When not working with clients, I enjoy spending time with my family, the outdoors and staying active.
I believe the best solutions come from truly collaborative relationships. My approach is consultative; my goal is to help you make decisions with confidence.
We begin with an in-depth conversation about your family, goals, tax situation and the legacy you wish to create. Based on what we discuss, I create your preliminary financial plan. The comprehensive goals-based plan details your current and proposed asset allocation, incorporates tax-efficient investing and assesses your risk profile. When we next meet, I review the plan with you and incorporate any changes you wish to make.
Once the plan is implemented, I keep a careful eye on your investments in an effort to confirm they are performing as expected. I proactively reach out to you on a regular basis to discuss your portfolio’s performance and inquire if there are any changes in your life. Because life is not static, I review and update your portfolio with you as your life changes. Close to year end, we meet to discuss any tax-loss selling opportunities, unrealized gains and your cash flow. When you reach 55 years old, we discuss health-care costs and solutions; at 62 if you should take or delay Social Security; at 65 help you with Medicare planning; and at 70 ½ create a plan for you to take your Required Minimum Distributions in a tax-efficient manner.
My support team and I are committed to providing you with concierge-level service and a personalized experience.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
We begin with an in-depth conversation about your family, goals, tax situation and the legacy you wish to create. Based on what we discuss, I create your preliminary financial plan. The comprehensive goals-based plan details your current and proposed asset allocation, incorporates tax-efficient investing and assesses your risk profile. When we next meet, I review the plan with you and incorporate any changes you wish to make.
Once the plan is implemented, I keep a careful eye on your investments in an effort to confirm they are performing as expected. I proactively reach out to you on a regular basis to discuss your portfolio’s performance and inquire if there are any changes in your life. Because life is not static, I review and update your portfolio with you as your life changes. Close to year end, we meet to discuss any tax-loss selling opportunities, unrealized gains and your cash flow. When you reach 55 years old, we discuss health-care costs and solutions; at 62 if you should take or delay Social Security; at 65 help you with Medicare planning; and at 70 ½ create a plan for you to take your Required Minimum Distributions in a tax-efficient manner.
My support team and I are committed to providing you with concierge-level service and a personalized experience.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Early on I developed my guiding principles that are the foundation of my financial advisory practice and my commitment to you. They frame my decision making and my relationship with you.
Live up to my Commitments:
Act with integrity and I do what I say I will do.
Diligent:
I am persistent in my pursuit of helping my clients’ financial success.
Transparency:
I work collaboratively with my clients and am open and direct at each step, and in every interaction.
Education:
Maintain the knowledge and skills necessary to provide financial guidance for each client’s unique situation.
Location
3700 Embassy Parkway
Ste 340
Akron, OH 44333
US
Direct:
(330) 670-4620(330) 670-4620
Toll-Free:
(800) 488-0480(800) 488-0480
Fax:
(330) 670-4660(330) 670-4660
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Charles Boulware today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
