Jason Chambeau
Executive Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Family Wealth Advisor
Phone:
(239) 598-7680(239) 598-7680
CBK Group at Morgan Stanley
Direct:
(973) 425-2392(973) 425-2392
Our Mission Statement
Drawing on our experience serving multiple generations to create personalized investment and planning strategies and deliver exceptional service that address the unique goals of your family today and in the future.
Our Story and Services
With a combined 60 years of experience, Jason Chambeau and Stephen Bernstein have independently worked with select clients, including business owners, corporate executives, high-net-worth individuals, and institutions, helping them navigate complex financial decisions through long-term, trust-based relationships. Jason’s practice is built on a family-first approach, often working with multiple generations to help grow, preserve, and thoughtfully distribute wealth. Stephen focuses on high-net-worth individual and institutional clients, emphasizing risk management and wealth growth through diversified investment portfolios with an emphasis on tax efficiency and disciplined oversight.
In establishing CBK Group in July 2026, Jason and Stephen leveraged their complementary strengths to form a strong, balanced team. Informed by experience across various market and economic environments, CBK combines comprehensive planning with portfolio construction designed to support wealth growth and long-term preservation while being mindful of evolving personal and business priorities. To ensure client service is responsive, organized, and seamless, CBK is fortunate to have Kitty Kong, an experienced and respected Client Service Associate, as a vital member of the team.
At CBK, we are committed to delivering objective guidance and personalized service to simplify your financial life. As a Morgan Stanley team, CBK provides access to a broad range of investment choices, seasoned investment professionals, and a premier trading and execution platform, while delivering a customized approach tailored to each client's specific goals. We look forward to working together as your trusted advisors to help you achieve your financial goals and objectives.
In establishing CBK Group in July 2026, Jason and Stephen leveraged their complementary strengths to form a strong, balanced team. Informed by experience across various market and economic environments, CBK combines comprehensive planning with portfolio construction designed to support wealth growth and long-term preservation while being mindful of evolving personal and business priorities. To ensure client service is responsive, organized, and seamless, CBK is fortunate to have Kitty Kong, an experienced and respected Client Service Associate, as a vital member of the team.
At CBK, we are committed to delivering objective guidance and personalized service to simplify your financial life. As a Morgan Stanley team, CBK provides access to a broad range of investment choices, seasoned investment professionals, and a premier trading and execution platform, while delivering a customized approach tailored to each client's specific goals. We look forward to working together as your trusted advisors to help you achieve your financial goals and objectives.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning Your Future
Our wealth management process begins with you, your investment objectives and your financial goals. Holistic in its approach, it may encompass all the elements of your financial life - your investments and your cash management needs - making sure they align with your goals and wealth management plan.
Leveraging a sophisticated suite of analytic tools, as well as the extensive resources of Morgan Stanley, we can help you take charge of your financial future and achieve your goals. Below, we have provided some links that will introduce you to a few of the tools that we use.
Our team will work with you to understand what your priorities are during these crucial years and implement a customized strategy for you. Whether it is planning for retirement, transitioning into retirement, or already managing your assets in retirement, our team is equipped with the resources and the knowledge to help you accomplish your personal and financial goal.
LifeView- Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates that various aspects of an individuals financial life, including investments and cash management needs.
A Simple Six-Step Retirement Checkup
Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.
Here's a six-step retirement plan checkup that may be helpful, including how a Financial Advisor can help you adjust your plan as needed:
Are You Prepared for Retired Life?
You may think of planning for retirement as a financial equation, but it's also an emotional one. Here are five tips that may help you align your financial and personal goals for your golden years.
Your Life, Your Wealth: Planning for Your Financial Future
Your financial goals and priorities will likely shift with time. To help prepare for the road ahead, ask yourself what matters to you and your family long term. Here's how you can get started.
Donor Advised Funds (DAFs)
While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. Donor advised funds (DAFs) are among the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
Family Office Resources
Significant wealth often creates opportunities and responsibilities that extend far beyond investments alone.
We work with founders, entrepreneurs, business owners, and multigenerational families to help simplify financial complexity and coordinate long-term planning strategies.
Our Family Office Resources include guidance around:
- Trust and estate planning strategies
- Multigenerational wealth transfer
- Philanthropic planning
- Insurance analysis and risk management
- Tax-aware investment planning
- Family governance and legacy planning
- Lending and liquidity solutions
- Business succession considerations
Our goal is to help clients preserve flexibility, maintain alignment across generations, and create enduring financial legacies. Below are pertinent resources that illustrate Morgan Stanley's Family Office Resources capabilities.
Family Office Resources Overview
As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities.
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit organizations by offering a suite of services to help define and realize clients' charitable missions.
Lifestyle Advisory
Lifestyle Advisory by Morgan Stanley supports clients and their families by curating exclusive introductions to a premier network of lifestyle specialists and providing education to unlock more possibilities across leisure and experiences, health and wellness, personal pursuits and enrichment, and home and security—helping simplify important life decisions and day-to-day complexities in partnership with your Financial Advisor.
Estate Planning Strategies
Our experienced professionals are available to discuss various tax, trust and estate strategies with you and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your investment plans. A key first step is to understand what trust, tax and estate structures and planning are in place and frame it pictorially in a trust map to understand how assets might flow from one generation to the next.
Trust Services
Our trustee platform is "open architecture," meaning that we provide you with access and ability to select an appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley, analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
Let Us Help You Plan Your Estate
The CBK group at Morgan Stanley has our own in-house experts who work with our clients and their outside counsel in a collaborative way. This partnership allows us to leverage all of our institutional knowledge from working with countless families to see what may work best for you and your family. Just as important, we have decades of experience on what we should be on the lookout to avoid. Generally, a number of tools allow the individual, rather than the state, to control their person and property when they are not able to do so due to death or incapacity. Personal factors include: life events, personal preferences, and wealth levels.
Our goal is to work with estate planning experts to create the best outcome for you and your family.
Estate Planning Essentials
Explore estate planning essentials to help ensure your assets are distributed according to your wishes.
Equity Compensation Insights
Discover fresh ideas and unique perspectives on equity compensation strategies.
Wealth Transfer
Explore this Wealth Transfer Guide to learn how thoughtful planning can help align proven strategies and structures with your financial circumstances.
Gifting the Estate Tax Exemption While Maintaining Access
In 2026, the federal lifetime gift and estate tax exemption is $15 million per person ($30 million for married couples), plus an annual $19,000 per-recipient gift exclusion.
Modern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app! Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
MS Reserved
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Location
340 Mount Kemble Avenue
Morristown, NJ 07960
US
Direct:
(973) 425-2392(973) 425-2392
8889 Pelican Bay Blvd.
Suite 300
Naples, FL 34108
US
Meet CBK Group
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(973) 425-2305(973) 425-2305
Kitty Kong
Portfolio Associate
Phone:
(973) 425-2392(973) 425-2392
About Jason Chambeau
Jason Chambeau is an Executive Director and Senior Portfolio Management Director at Morgan Stanley. He works with high-net-worth and ultra-high-net-worth families to design multi-generational wealth strategies that balance current income needs with long-term growth and preservation of capital. His approach centers on customized portfolios intended to generate consistent retirement income, manage risk, and support succession so wealth can be sustained across generations. Jason has more than 25 years of experience advising families and business owners.
Securities Agent: WA, DC, SC, NH, TX, MD, WI, RI, IL, ID, GA, CO, VT, OK, MA, WY, VA, OR, NJ, DE, CA, AL, TN, PA, OH, NY, NC, MO, AZ, CT, MN, KY, FL, ME, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1278692
NMLS#: 1278692
About Stephen Bernstein
Stephen Bernstein is a seasoned Financial Advisor and Senior Vice President at Morgan Stanley in the Morristown, NJ office. He has over 32 years of experience providing investment consulting and portfolio management to high-net-worth families and institutions. Stephen customizes strategies tailored to help meet each client’s specific objectives based on their risk tolerance. He utilizes his extensive experience to incorporate the entire suite of available Morgan Stanley services such as Alternative Investments, Family Office Resources, and lending solutions.
Stephen understands the importance of financial planning and truly enjoys working hard to help a client’s plan come to fruition as they enter retirement and throughout their lifetime. A solid and sensible financial plan is typically the cornerstone for helping a family achieve its goals. These goals are often paying for a child’s college education, purchasing a second home, or retiring at a certain age. He is extremely dedicated to his clients and prides himself on delivering objective guidance and personalized service.
Stephen earned a B.S. in accounting from Syracuse University and an M.B.A. from Rutgers University, with a major in finance. He has three adult children and presently resides in Warren Township, NJ with his wife and two dogs.
Stephen understands the importance of financial planning and truly enjoys working hard to help a client’s plan come to fruition as they enter retirement and throughout their lifetime. A solid and sensible financial plan is typically the cornerstone for helping a family achieve its goals. These goals are often paying for a child’s college education, purchasing a second home, or retiring at a certain age. He is extremely dedicated to his clients and prides himself on delivering objective guidance and personalized service.
Stephen earned a B.S. in accounting from Syracuse University and an M.B.A. from Rutgers University, with a major in finance. He has three adult children and presently resides in Warren Township, NJ with his wife and two dogs.
Securities Agent: IL, FL, AL, MO, MN, WA, ME, MA, TN, CT, AZ, WI, TX, PA, OH, NJ, GA, CO, VA, KY, CA, RI, NH, ID, DC, OK, MD, DE, NC, IN, VT, SC, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1377867
NMLS#: 1377867
About Kitty Kong
With an impressive tenure of 21 years at Morgan Stanley and 30 years in financial services, Kitty demonstrates expertise in her role as a Portfolio Associate. She handles client requests and a broad range of operational and administrative tasks with ease. Her commitment to providing outstanding client service is unparalleled and her knowledge and attention to detail have made her an invaluable part of our team.
Contact Jason Chambeau
Contact Stephen Bernstein
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact CBK Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
