Catherine Cleale, CFP®, CIMA®, CRPC®, QPFC, NQPC™
Associate Vice President,
Financial Advisor,
CERTIFIED FINANCIAL PLANNER®
Direct:
(207) 771-0827(207) 771-0827
Toll-Free:
(800) 442-6722(800) 442-6722
My Mission Statement
Your Destination, Our Navigation
Welcome
Helping you achieve financial success is my first priority. Morgan Stanley has meaningful intelligence about every major asset class and a presence in every major market, as well as investment research from some of the world’s most respected analysts. Together, we will formulate a strategy to help you achieve your most important goals and then deliver a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve.
Securities Agent: VT, AK, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, MA, MD, ME, NC, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 857242
CA Insurance License #: 0L72661
NMLS#: 857242
CA Insurance License #: 0L72661
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
With decades of experience combined with the unparalleled resources of Morgan Stanley Robin and I create a sense of comfort about your ability to meet your financial goals. We will guide you on your journey to and through retirement answering questions such as:
* How should my assets be managed for the best likelihood of meeting my financial goals?
* What is the best way to fund my children’s and grandchildren’s education?
* When can I retire? What will my Retirement Paycheck look like?
* When should I begin taking Social Security?
* How can I ensure that I leave the Legacy that I intend?
* Now that I am on my own, how do I get a handle on my finances?
* Can I align my investments with my values with a focus on Environmental, Social and Governance issues while still investing for my future?
We begin with a process of deep discovery to learn about what is important to you. We then work with you to develop a defined financial plan and implement a disciplined investment process based on the wealth of research from MS. Because our clients are extremely important, we work to consistently deliver a distinguished client service experience. For centuries, the Compass Rose has guided travelers on their journey to their planned destination. We look forward to guiding you on your journey.
* How should my assets be managed for the best likelihood of meeting my financial goals?
* What is the best way to fund my children’s and grandchildren’s education?
* When can I retire? What will my Retirement Paycheck look like?
* When should I begin taking Social Security?
* How can I ensure that I leave the Legacy that I intend?
* Now that I am on my own, how do I get a handle on my finances?
* Can I align my investments with my values with a focus on Environmental, Social and Governance issues while still investing for my future?
We begin with a process of deep discovery to learn about what is important to you. We then work with you to develop a defined financial plan and implement a disciplined investment process based on the wealth of research from MS. Because our clients are extremely important, we work to consistently deliver a distinguished client service experience. For centuries, the Compass Rose has guided travelers on their journey to their planned destination. We look forward to guiding you on your journey.
Education and Experience
Catherine is a native New Englander, born in New Hampshire but raised as the middle child of five in Houlton, Maine. Hard work, perseverance and family was something she learned about at an early age. She is not quite certain which part of her life schooled her the most: caring for a barn full of horses, picking potatoes for many years beginning at age 8, working in both her father’s and grandfather’s businesses or trying to outwit a sibling. Wherever she acquired her knowledge, she is grateful for the many lessons, and more importantly, the teachers. And in all those life lessons is usually a nugget of information that either helps her better understand a client situation, or problem solve.
Catherine holds degrees in Political Science and History from the University of Maine and the University of Southern Maine, respectively. Additionally, she completed a Certificate, Advanced Study in Financial Planning from Merrimack College, and the Chicago Booth CIMA® Education Program from the University of Chicago.
She holds the CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst, CHARTERED RETIREMENT PLANNING COUNSELOR℠ and Qualified Plan Financial Consultant designations. Each credential earned speaks to Catherine’s commitment to expanding her skill set and enhancing the service we offer to our clients. Catherine has substantial knowledge of the wealth management process with a particular interest in financial planning and investments.
Catherine lives in Falmouth with her husband, Tim, and children, Caroline and Matthew. When not in the office, Catherine enjoys time golfing, hiking, spending time with family and reading.
EDUCATION & CREDENTIALS:
•University of Chicago Booth School of Business Executive Education
Certificate – Chicago Booth CIMA ® Education program
• Merrimack College
Certificate - Advanced Study in Financial Planning
• University of Southern Maine
BA- History
• University of Maine
BA-Political Science
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Certified investment Management Analyst® (CIMA®)
Chartered Retirement Planning CounselorSM (CRPC®)
Series 7, Series 66 and Life and Health Insurance Licensed
EXPERIENCE:
Morgan Stanley Wealth Management, 2013 - Present
Merrill Lynch, 2011-2012
VWR International, 1994-2009
COMMUNITY:
Portland Regional Chamber of Commerce
• Advocacy Committee, 2017-present
Falmouth Memorial Library Association Board
• Finance Committee, 09/2022 – Present
• Trustee, 2016 – 09/2022
• Treasurer, 2016 – 09/2022
St. Mary's Episcopal Church, Falmouth, Member, 2007 - Present
Olympia Snowe Leadership Institute
• Olympia’s Leader Advisor, 2018-2021
Catherine holds degrees in Political Science and History from the University of Maine and the University of Southern Maine, respectively. Additionally, she completed a Certificate, Advanced Study in Financial Planning from Merrimack College, and the Chicago Booth CIMA® Education Program from the University of Chicago.
She holds the CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst, CHARTERED RETIREMENT PLANNING COUNSELOR℠ and Qualified Plan Financial Consultant designations. Each credential earned speaks to Catherine’s commitment to expanding her skill set and enhancing the service we offer to our clients. Catherine has substantial knowledge of the wealth management process with a particular interest in financial planning and investments.
Catherine lives in Falmouth with her husband, Tim, and children, Caroline and Matthew. When not in the office, Catherine enjoys time golfing, hiking, spending time with family and reading.
EDUCATION & CREDENTIALS:
•University of Chicago Booth School of Business Executive Education
Certificate – Chicago Booth CIMA ® Education program
• Merrimack College
Certificate - Advanced Study in Financial Planning
• University of Southern Maine
BA- History
• University of Maine
BA-Political Science
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Certified investment Management Analyst® (CIMA®)
Chartered Retirement Planning CounselorSM (CRPC®)
Series 7, Series 66 and Life and Health Insurance Licensed
EXPERIENCE:
Morgan Stanley Wealth Management, 2013 - Present
Merrill Lynch, 2011-2012
VWR International, 1994-2009
COMMUNITY:
Portland Regional Chamber of Commerce
• Advocacy Committee, 2017-present
Falmouth Memorial Library Association Board
• Finance Committee, 09/2022 – Present
• Trustee, 2016 – 09/2022
• Treasurer, 2016 – 09/2022
St. Mary's Episcopal Church, Falmouth, Member, 2007 - Present
Olympia Snowe Leadership Institute
• Olympia’s Leader Advisor, 2018-2021
Client Service Team
Heather Levasseur - Senior Registered Client Service Associate
Phone:
(207) 771-0822(207) 771-0822
Email:Heather.Levasseur@morganstanley.com
Heather is responsible for the management and execution of our client service and relationship building strategies. She plays an integral role in the day to day operations of the team and dedicates herself to serving our clients’ needs with the highest level of customer care. Her problem-solving skills, attention to detail and eagerness to help are invaluable to our team.
Heather has nearly 3 decades experience having served in various positions in the financial services field. Prior to starting her career at Smith Barney in New Jersey in 1994, she also proudly served our country in the U.S. Navy.
Originally from Missouri, Heather met her husband, Michael, in the U.S. Navy. She has two children, Brett and Thomas, and she and her husband live in Saco, Maine. Her hobbies include quilting, going for long walks and reading, a passion she inherited from her father.
Heather has nearly 3 decades experience having served in various positions in the financial services field. Prior to starting her career at Smith Barney in New Jersey in 1994, she also proudly served our country in the U.S. Navy.
Originally from Missouri, Heather met her husband, Michael, in the U.S. Navy. She has two children, Brett and Thomas, and she and her husband live in Saco, Maine. Her hobbies include quilting, going for long walks and reading, a passion she inherited from her father.
Location
100 Middle St
3rd Fl
Portland, ME 04101
US
Direct:
(207) 771-0827(207) 771-0827
Toll-Free:
(800) 442-6722(800) 442-6722
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Catherine Cleale today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
