Phone:
(813) 286-5656(813) 286-5656
Carter Westshore Group at Morgan Stanley
Direct:
(813) 286-5656(813) 286-5656
Toll-Free:
(800) 326-4662(800) 326-4662
Our Mission Statement
Helping clients like you achieve all of your retirement and investing goals
About Us
Carter Westshore Group at Morgan Stanley is a father-son wealth management team that was formed in the Tampa Bay area at Morgan Stanley’s Westshore office. We formed a team, so we could work side by side for many years helping our clients achieve their financial goals. Our mission is to provide all of our clients with a better life by alleviating the stress and confusion caused by complex financial matters and unpredictable markets. Using our experience and the resources of a large firm like Morgan Stanley, we provide every client a tailored financial plan to help them understand where they currently are and how we will help get them to where they want to be.
Click Here to View Our Team Brochure
Click Here to View Our Team Brochure
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Retirement PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Cash ManagementFootnote5
- Asset Management
- 401(k) Rollovers
- 529 PlansFootnote6
- Long Term Care InsuranceFootnote7
- AnnuitiesFootnote8
- Divorce Financial AnalysisFootnote9
- Lending Products
- Corporate Retirement PlansFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
At Carter Westshore Group, it is our priority to get a deep understanding of your unique life situation. Together, with your help, we will create a fully individualized financial plan that will take into consideration various factors such as: asset allocation, savings, future expenses, insurance policies, income, tax rates, social security, estate planning, retirement accounts, and Long Term Care. We will continue to update and monitor the plan to help keep your financial goals on track. Carter Westshore Group will use the experience of our financial advisors, combined with the intellectual capital of Morgan Stanley, to provide our clients with a variety of solutions to their ever changing needs. Together we can ease the complexities of your financial future.
Carter Westshore Group believes the client always comes first. This is evident in our dedication to first class service. Our promise is to always do our best to over deliver in every way. We strive to do face-to-face meetings at our client’s convenience and to always be available by telephone or email. We do not have a set system for meetings, because we believe each client is different. We are flexible to each of our client’s specific service needs. Although the market can be unpredictable, Carter Westshore Group pushes to always be reliable.
Carter Westshore Group believes the client always comes first. This is evident in our dedication to first class service. Our promise is to always do our best to over deliver in every way. We strive to do face-to-face meetings at our client’s convenience and to always be available by telephone or email. We do not have a set system for meetings, because we believe each client is different. We are flexible to each of our client’s specific service needs. Although the market can be unpredictable, Carter Westshore Group pushes to always be reliable.
Click Here to learn more about Long Term Care
Location
4890 W Kennedy Blvd
Ste 700
Tampa, FL 33609
US
Direct:
(813) 286-5656(813) 286-5656
Toll-Free:
(800) 326-4662(800) 326-4662
Meet Carter Westshore Group
Kevin Carter
Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(813) 286-5696(813) 286-5696
Anna Bozhilova
Senior Registered Client Services Associate
About Randall Carter
Randall is a Senior Investment Consultant, Financial Planning Specialist and founding partner of Carter Westshore Group at Morgan Stanley. As the managing partner of Carter Westshore Group, Randall works closely with individuals to help them grow and preserve their wealth, in an effort to achieve their financial goals. He helps them effectively manage their assets as their priorities and goals evolve over time.
Randall works directly with clients to help understand and articulate their specific financial goals, so he can develop customized and comprehensive Lifeview financial plans that reflect their aspirations and objectives. He works with each client in order to create a plan to meet their long term goals. Every plan comes with a commitment to work with you over time to be sure you stay on track.
Born and raised in Tampa, Florida, Randall is married with four children. He graduated from the University of Florida with a Bachelor of Science degree in Finance. He continued his education at the University of South Florida where he graduated with a Masters in Business Administration. He joined Morgan Stanley in 1989. When out of the office, he enjoys outdoor activities such as tennis, boating, bicycling, and hiking.
Securities Agent: AL, CA, CO, FL, GA, IL, MA, MT, NC, NH, NJ, NY, OH, OR, PA, SC, TN, VA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268357
Randall works directly with clients to help understand and articulate their specific financial goals, so he can develop customized and comprehensive Lifeview financial plans that reflect their aspirations and objectives. He works with each client in order to create a plan to meet their long term goals. Every plan comes with a commitment to work with you over time to be sure you stay on track.
Born and raised in Tampa, Florida, Randall is married with four children. He graduated from the University of Florida with a Bachelor of Science degree in Finance. He continued his education at the University of South Florida where he graduated with a Masters in Business Administration. He joined Morgan Stanley in 1989. When out of the office, he enjoys outdoor activities such as tennis, boating, bicycling, and hiking.
Securities Agent: AL, CA, CO, FL, GA, IL, MA, MT, NC, NH, NJ, NY, OH, OR, PA, SC, TN, VA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268357
Securities Agent: CA, DC, WY, MD, MA, TX, MO, MN, CO, TN, GA, NC, IL, AZ, VA, OH, NY, NV, PA, NJ, NH, OR, MT, AL, MI, WI, VT, UT, SC, WA, FL; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268357
NMLS#: 1268357
About Kevin Carter
Kevin grew up following the markets and being inspired by his father’s financial advising business. He took advantage of every opportunity he could to be around the business. Kevin did two summer internships with Morgan Stanley while studying Finance at Florida State University. Upon graduating with High Honors and earning his B.S in Finance, Kevin quickly began his career with Morgan Stanley.
In 2014, Kevin started at Morgan Stanley’s Client Advisory Center in Temple Terrace, FL. He gained valuable experience working on the service side and interacting directly with clients from all over the country. Kevin later took on the role of a Wealth Advisor Associate where he worked for the entire Tampa Bay Complex and their clients to create customized financial plans. In 2016, Kevin began working as a Financial Advisor with his dad as they formed the Carter Westshore Group at Morgan Stanley to help improve their client relationships through excellent service and personalized financial solutions.
Born and raised in Tampa, Kevin is happy that his career will keep him close to so many friends and family. He resides in South Tampa with his wife Alexandra. When out of the office, he enjoys the outdoors, Tampa sports teams, and woodworking projects.
Securities Agent: AK, AL, AZ, CA, CO, DC, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NH, NJ, NV, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VI, WI, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 1418881
In 2014, Kevin started at Morgan Stanley’s Client Advisory Center in Temple Terrace, FL. He gained valuable experience working on the service side and interacting directly with clients from all over the country. Kevin later took on the role of a Wealth Advisor Associate where he worked for the entire Tampa Bay Complex and their clients to create customized financial plans. In 2016, Kevin began working as a Financial Advisor with his dad as they formed the Carter Westshore Group at Morgan Stanley to help improve their client relationships through excellent service and personalized financial solutions.
Born and raised in Tampa, Kevin is happy that his career will keep him close to so many friends and family. He resides in South Tampa with his wife Alexandra. When out of the office, he enjoys the outdoors, Tampa sports teams, and woodworking projects.
Securities Agent: AK, AL, AZ, CA, CO, DC, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NH, NJ, NV, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VI, WI, WY; General Securities Representative; Investment Advisor Representative
NMLS#: 1418881
Securities Agent: OH, MO, WI, VT, SC, NH, IL, UT, MT, DC, TN, NY, MD, WY, TX, MA, CO, OR, NJ, GA, AL, WA, MN, CA, NV, FL, AZ, MI, VA, NC, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1418881
NMLS#: 1418881
About Anna Bozhilova
Anna graduated from the First American University in Eastern Europe with a Bachelor's degree in Business Administration. Anna joined Morgan Stanley in Sept of 2007.
Born and raised in Sofia, Bulgaria Anna came to the US in 1995 on a student exchange program and then moved to the US in 1996. She had been residing in St Petersburg, FL since 1998. When out of the office, Anna is a certified indoor cycling instructor and teaches 5 spin classes per week. Anna also loves travelling, biking outdoors, running, kayaking, hiking and photography.
Born and raised in Sofia, Bulgaria Anna came to the US in 1995 on a student exchange program and then moved to the US in 1996. She had been residing in St Petersburg, FL since 1998. When out of the office, Anna is a certified indoor cycling instructor and teaches 5 spin classes per week. Anna also loves travelling, biking outdoors, running, kayaking, hiking and photography.
Contact Randall Carter
Contact Kevin Carter
Wealth Management
From Our Team
Retirement Income Planning
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Ready to start a conversation? Contact Carter Westshore Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
