Carlos Betancourt
My Mission Statement
My Story and Services
He takes time to understand each client’s priorities—family, education, lifestyle, retirement and legacy considerations—then works with them to develop personalized strategies aligned with what matters most. As a solo advisor, Carlos offers personal guidance supported by Morgan Stanley’s research, technology and specialized resources.
Carlos holds Series 7 and 66 licenses and earned a degree in Business Administration from USC in Los Angeles. Fluent in Spanish, he lives among the redwoods with his wife, Jenny, and their three children, and enjoys travel, music and community involvement.
SUPPORT AT EVERY STAGE
Major life changes can affect you more than your day-to-day plans — they can shape your goals, responsibilities and financial decisions. I help clients navigate these important transitions.
Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. I can help you plan and prepare for the financial components that a new child might introduce to your lives.
Education is a major investment that often requires years of careful, advanced planning. As educational costs continue to rise - from primary education through undergraduate, graduate and professional schools - we will work together to implement the appropriate funding strategies for your needs.
Managing your wealth is a key component to maintaining a long, fruitful marriage. Also, helping fund your child's wedding is a goal for many parents and grandparents.
A separation or loss can require financial decisions at an emotional time. I can help you organize accounts, evaluate income needs, revisit beneficiaries and update your financial plan in collaboration with your legal and tax advisors.
A key area of focus is helping you prepare for and thrive in retirement. From IRAs to RMDs, I can help manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
I know how difficult losing a loved one can be. I are here to help you navigate the decisions to be made following the death of your spouse or other family member.
EDUCATIONAL RESOURCES FOR THE NEXT GENERATION
Managing your family's wealth is so much more than simply reaching a desired return. Below is a list of resources to help you and the rest of your family feel confident about saving and investing.
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
Are you on track to meet your financial milestones? Getting organized can help. Learn how to define and set financial goals, manage cash flow and set up a plan for the long term.
Explore the relationship between debt and credit and how maintaining good saving and spending habits early can help you reach your financial goals.
Understand basic investing concepts and building financial confidence to help you make informed decisions about growing and managing your wealth.
Talking with a parent about estate planning is never easy. Here are several conversation starters that can help adult children and their parent's plan.
For many people, the idea of long-term financial planning may seem like that dentist visit or home repair project you keep putting off, here are 5 items to consider that will help you get started.
WEALTH MANAGEMENT BUILT ON A FOUNDATION OF TRUST
For nearly a century, Morgan Stanley has been a global leader in financial services. At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives me the means to support my client's goals at every stage in their lives.
Manage your investments within a holistic advisory relationship and take advantage of integrated tax, risk management and estate planning benefits across your entire wealth strategy—backed by leading insights and one of the financial industry's most comprehensive, multi-award-winning advisory platform.
At Morgan Stanley, we take the time to understand what matters most to you. Together, we create a customized plan that helps you pursue your goals with clarity and confidence.
Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Understand the risks of concentrated stock positions and explore tax-smart strategies to help diversify your holdings.
For 90 years, Morgan Stanley has clients at the center of all that we do. We harness the capabilities and insights of our integrated team to help clients raise, manage and allocate capital, and we continuously evolve to create a better future in the communities where we live and work.
RESEARCH AND DIGITAL TOOLS
As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Our clients benefit from access to the intellectual capital of our Global Investment Committee, a group of leading market thinkers uniquely dedicated to providing high-quality, industry-leading investment ideas to Wealth Management clients.
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
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5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
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