Caleb Zektzer
Vice President,
Financial Advisor
Direct:
(973) 467-6374(973) 467-6374
Toll-Free:
(800) 927-0227(800) 927-0227
My Mission Statement
My clients are family to me. Plain and simple. I do everything I can to help them achieve what matters to them most.
My Story and Services
ALL ABOUT FAMILY
Family is the cornerstone of our values, aspirations and legacies. For me, family isn't just a concept; it's the essence of my approach to wealth management. My father dedicated four decades to financial advisory. We worked together for the past 18 years, building a wealth management practice rooted in trust, integrity, and a commitment to nurturing multigenerational legacies. Though he's now retired, the family roots of our practice live on, ensuring that your financial journey is guided by the same principles of care, integrity, and responsibility.
CUTTING THROUGH THE NUMBERS
For the affluent, there's a common hurdle many face: the overwhelming presence of financial information. I've seen it time and again — a clear-eyed vision for the future, clouded by a slew of numbers. As your financial guide, I'm dedicated to cutting through the numbers for you. To turn them from stumbling blocks into stepping stones. So that every decision you make helps add clarity, direction, and purpose to your wealth journey.
For a second opinion about your current investments, or to talk about your financial goals, please call me at (973) 467-6374.
Family is the cornerstone of our values, aspirations and legacies. For me, family isn't just a concept; it's the essence of my approach to wealth management. My father dedicated four decades to financial advisory. We worked together for the past 18 years, building a wealth management practice rooted in trust, integrity, and a commitment to nurturing multigenerational legacies. Though he's now retired, the family roots of our practice live on, ensuring that your financial journey is guided by the same principles of care, integrity, and responsibility.
CUTTING THROUGH THE NUMBERS
For the affluent, there's a common hurdle many face: the overwhelming presence of financial information. I've seen it time and again — a clear-eyed vision for the future, clouded by a slew of numbers. As your financial guide, I'm dedicated to cutting through the numbers for you. To turn them from stumbling blocks into stepping stones. So that every decision you make helps add clarity, direction, and purpose to your wealth journey.
For a second opinion about your current investments, or to talk about your financial goals, please call me at (973) 467-6374.
Securities Agent: NH, MI, MN, PA, WA, MA, NJ, AZ, OR, OH, TX, VA, VT, NV, ME, GA, KS, LA, FL, CA, SC, NY, NC, MD, IL, DE, DC, CT, CO, WV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1312554
NMLS#: 1312554
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
A client’s friend came to us with a dilemma. They were made an executor of an estate but were overwhelmed by the complex investments that were held in the trust. On top of that, there was a lot of pressure to manage everything after a passing of a loved one. This also coincided with a major economic downturn. It was a stressful situation, and one that their current financial advisor wasn’t able to manage.
So in our first meeting we sat and talked for the better part of an afternoon. I did a lot of listening and after, was able to help them translate their worries and wants into an actionable and straightforward financial plan. The plan encompassed their loved one’s legacy as well as their own family’s future.
After that day, this person became a client. And over the years, they have turned to me for all kinds of things whenever they needed a trusted guide. One day, they called with the tragic news that they had suffered another loved one’s loss. I was one of the first phone calls, and I told them to come straight to my office as soon as they were ready emotionally. Together, we worked everything out, managing the financial concerns and running models to help ensure they would remain financially secure.
Takeaway
I’m a financial advisor, but so much of my work extends beyond financial planning. Really, it's about being there for my clients, whenever they need me, as a sounding board and a supportive arm. Because at one point or another, everyone grapples with fear and uncertainty. And often, there is a financial component. That's where I excel — providing emotional reassurance and financial guidance through life’s most challenging times.
So in our first meeting we sat and talked for the better part of an afternoon. I did a lot of listening and after, was able to help them translate their worries and wants into an actionable and straightforward financial plan. The plan encompassed their loved one’s legacy as well as their own family’s future.
After that day, this person became a client. And over the years, they have turned to me for all kinds of things whenever they needed a trusted guide. One day, they called with the tragic news that they had suffered another loved one’s loss. I was one of the first phone calls, and I told them to come straight to my office as soon as they were ready emotionally. Together, we worked everything out, managing the financial concerns and running models to help ensure they would remain financially secure.
Takeaway
I’m a financial advisor, but so much of my work extends beyond financial planning. Really, it's about being there for my clients, whenever they need me, as a sounding board and a supportive arm. Because at one point or another, everyone grapples with fear and uncertainty. And often, there is a financial component. That's where I excel — providing emotional reassurance and financial guidance through life’s most challenging times.
For me, trust is everything. Well, everything except a buzzword. Because when I take on a client, I make a lifelong commitment: to demonstrate trust, day in and day out, through actions big and small.
Trust is Direct
For me, accessibility is a major strand of trust’s DNA. So unlike larger financial institutions where you can feel like just another number in a 1-800 queue, I prioritize direct communication. Bottom line: when you call, I answer.
Trust is Simple
Between internet headlines and the news cycle, there’s a constant stream of financial information these days. Frankly, for many clients it can be stressful. My goal is to help you sort through the clutter to focus on what truly matters. So next time you see a segment on cryptocurrency, for example, you can call me and ask, “Is this something I should actually be considering?”
Trust is Personal
Cookie-cutter advice can be well-intentioned, but it’s often generic. That’s why I pride myself on being a guide for the distinct financial decisions that impact your individual life. Maybe it’s weighing the pros and cons of buying versus leasing a car. Or figuring out how different trust or tax strategies might figure into your long-term plans. Maybe it’s evaluating a job offer’s benefits packages. I’m here to help you fill in the details of your unique financial picture.
Trust is Direct
For me, accessibility is a major strand of trust’s DNA. So unlike larger financial institutions where you can feel like just another number in a 1-800 queue, I prioritize direct communication. Bottom line: when you call, I answer.
Trust is Simple
Between internet headlines and the news cycle, there’s a constant stream of financial information these days. Frankly, for many clients it can be stressful. My goal is to help you sort through the clutter to focus on what truly matters. So next time you see a segment on cryptocurrency, for example, you can call me and ask, “Is this something I should actually be considering?”
Trust is Personal
Cookie-cutter advice can be well-intentioned, but it’s often generic. That’s why I pride myself on being a guide for the distinct financial decisions that impact your individual life. Maybe it’s weighing the pros and cons of buying versus leasing a car. Or figuring out how different trust or tax strategies might figure into your long-term plans. Maybe it’s evaluating a job offer’s benefits packages. I’m here to help you fill in the details of your unique financial picture.
Map The Route
Retirement isn't just another phase of life; it's the reward for decades of hard work. The culmination of your dreams. But odd as it may sound, that can feel like a lot of pressure. Because while your thoughts might swirl with ideas of travel or quality family time, there are probably some concerns in the back of your mind. What happens if the market dips? What about long-term care? As your financial advisor, I help you fit your dreams AND your worries into one coherent and comprehensive financial plan.
Check For Blind Spots
Because retirement planning is so complex, blind spots are pretty common. Take healthcare costs, for example: if you want to retire early, have you thought about how to cover yourself until you're eligible for Medicare at 65? There are a lot of details that can get overlooked. I'll dive into your finances, ask you lots of questions, and help make sure your retirement plan has all the bases covered.
Stay the Course
Life is full of twists and turns, and the same goes for the stock market. While it's tempting to react emotionally to market fluctuations, emotional reactions don’t make for the best investment decisions. Because I manage the majority of my clients' portfolios personally, I’m able to help them maintain an intimate understanding of what their money is doing. And why. From my experience, knowledge is the best way to maintain a disciplined investment approach that prioritizes long-term stability over short-term excitement.
Cement A Lasting Legacy
Retirement planning isn't just about securing your financial future; it's also about setting the table for your legacy. Whether you aim to pass on a family business, support charitable organizations, or provide for loved ones — I coalesce estate planning and charitable giving into your overall retirement vision.
Retirement isn't just another phase of life; it's the reward for decades of hard work. The culmination of your dreams. But odd as it may sound, that can feel like a lot of pressure. Because while your thoughts might swirl with ideas of travel or quality family time, there are probably some concerns in the back of your mind. What happens if the market dips? What about long-term care? As your financial advisor, I help you fit your dreams AND your worries into one coherent and comprehensive financial plan.
Check For Blind Spots
Because retirement planning is so complex, blind spots are pretty common. Take healthcare costs, for example: if you want to retire early, have you thought about how to cover yourself until you're eligible for Medicare at 65? There are a lot of details that can get overlooked. I'll dive into your finances, ask you lots of questions, and help make sure your retirement plan has all the bases covered.
Stay the Course
Life is full of twists and turns, and the same goes for the stock market. While it's tempting to react emotionally to market fluctuations, emotional reactions don’t make for the best investment decisions. Because I manage the majority of my clients' portfolios personally, I’m able to help them maintain an intimate understanding of what their money is doing. And why. From my experience, knowledge is the best way to maintain a disciplined investment approach that prioritizes long-term stability over short-term excitement.
Cement A Lasting Legacy
Retirement planning isn't just about securing your financial future; it's also about setting the table for your legacy. Whether you aim to pass on a family business, support charitable organizations, or provide for loved ones — I coalesce estate planning and charitable giving into your overall retirement vision.
Location
150 Jfk Parkway
2nd Fl
Short Hills, NJ 07078
US
Direct:
(973) 467-6374(973) 467-6374
Toll-Free:
(800) 927-0227(800) 927-0227
Fax:
(973) 467-6381(973) 467-6381
Wealth Management
Global Investment Office
Portfolio Insights
Ready to start a conversation? Contact Caleb Zektzer today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
