Bruce B Trang, CFP®
Senior Vice President,
Senior Portfolio Management Director,
Senior Investment Management Consultant,
CERTIFIED FINANCIAL PLANNER®
Direct:
(360) 992-7981(360) 992-7981
Toll-Free:
(800) 755-2516(800) 755-2516
My Mission Statement
We partner with clients in long-term, trusted financial advisory relationships.
We strive to provide financial peace of mind by delivering tailored, objective advice, designed to give clients the confidence to pursue their personal goals and aspirations purposefully, thoughtfully and meaningfully.
We strive to provide financial peace of mind by delivering tailored, objective advice, designed to give clients the confidence to pursue their personal goals and aspirations purposefully, thoughtfully and meaningfully.
My Story and Services
The Trang Family lost everything from the Vietnam War. In 1979, among the millions of "Boat People" after the war, our family was one of the fortunate few sponsored by a church to the United States from a Malaysian refugee camp. Once in Casper, Wyoming, without knowing a word of English, the Trang’s, thereafter, started a Chinese restaurant for self-reliance. We are humbled and are filled with gratitude to be in the greatest country in the world.
Words such as diligence, perseverance, studiousness were ingrained in my as a child, and still today, holds true as an adult. My educational success was owed to my AP English teacher as well as my steadfast determination to become a successful professional. Graduated with honors, I was awarded The Presidential Scholarship to the University of Wyoming. Since graduation in 1994, I have spent countless hours reading innumerable books and research reports while diligently honing my skills to become a well-respected financial advisor in the community. For me, learning is a lifetime process and diligent effort is essential to success.
In honor of my AP English teacher, I have dedicated my career to helping anyone who seeks my advice. She played a role in my life and in my personal career fulfillment. In return, my objective is to partner with those I serve, not only as their trusted adviser for important financial decisions, but also to garner life-long friendships.
Retirement planning is more than designing, implementing, and monitoring investment strategies. It must include reviewing and adjusting for estate and tax law changes as well as understanding intended and unintended consequences to ensure financial stability. Each family has unique goals, values, and circumstances. By understanding the full particulars of each family's dynamics, then and only then, will a sound financial plan can be established, capable of sustaining through various economic environments.
My consultation process begins with an in-depth discussion of current financial assets and ascertain future objectives. Financial planning discussions include examining tax returns, Trust/Will, insurance contracts and outstanding liabilities. After a thorough analysis, recommendations as well as relevant perspectives will be presented for implementation. Thereafter, effectuated strategies will be periodically reviewed to adjust and adapt for changing family needs and economic changes.
Words such as diligence, perseverance, studiousness were ingrained in my as a child, and still today, holds true as an adult. My educational success was owed to my AP English teacher as well as my steadfast determination to become a successful professional. Graduated with honors, I was awarded The Presidential Scholarship to the University of Wyoming. Since graduation in 1994, I have spent countless hours reading innumerable books and research reports while diligently honing my skills to become a well-respected financial advisor in the community. For me, learning is a lifetime process and diligent effort is essential to success.
In honor of my AP English teacher, I have dedicated my career to helping anyone who seeks my advice. She played a role in my life and in my personal career fulfillment. In return, my objective is to partner with those I serve, not only as their trusted adviser for important financial decisions, but also to garner life-long friendships.
Retirement planning is more than designing, implementing, and monitoring investment strategies. It must include reviewing and adjusting for estate and tax law changes as well as understanding intended and unintended consequences to ensure financial stability. Each family has unique goals, values, and circumstances. By understanding the full particulars of each family's dynamics, then and only then, will a sound financial plan can be established, capable of sustaining through various economic environments.
My consultation process begins with an in-depth discussion of current financial assets and ascertain future objectives. Financial planning discussions include examining tax returns, Trust/Will, insurance contracts and outstanding liabilities. After a thorough analysis, recommendations as well as relevant perspectives will be presented for implementation. Thereafter, effectuated strategies will be periodically reviewed to adjust and adapt for changing family needs and economic changes.
Services Include
- Professional Portfolio ManagementFootnote1
- Retirement PlanningFootnote2
- 401(k) Rollovers
- Financial PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Executive Benefit ServicesFootnote5
- Divorce Financial AnalysisFootnote6
- Life InsuranceFootnote7
- Donor Advised Funds
- Planning for Individuals with Special Needs and their Families
- Trust AccountsFootnote8
Securities Agent: ID, OR, CO, TN, TX, MI, CA, AZ, NV, NY, HI, WA, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 1498188
NMLS#: 1498188
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards
- Presidential Honors Scholarship, 1989
- Richardson Scholarship, 1989
Comprehensive Planning Process
DISCOVERY
Conduct a comprehensive financial/liability assessment by examining last 2 years' tax returns, outstanding debts, personal/corporate insurance coverage, Wills/Trust documents, real estate holding/holdings, 401(k) allocations and investment positions in IRA/non-IRA accounts.
EXPLORE OPPORTUNITIES
Once personal goals and wishes have been established, further discussions will include:
* Strategies to help minimize income and estate tax.
* Methods to help reduce mortgage and auto debts and to minimize interest costs.
* Discuss gifting strategies for college and legacy planning.
* Discuss strategies to maximize 401(k), IRA and Roth contributions.
* Agree on investment strategy/strategies and then administer a personalized investment portfolio.
ADAPTION AND ADJUSTMENTS
As new tax codes become law and as market conditions change, investment strategies will methodically be adjusted and adapt to the always changing economic environment. By inquisitively seeking numerous perspectives and by analyzing the data thoroughly, investment strategies are implemented with clarity and not by reactionary headlines.
Conduct a comprehensive financial/liability assessment by examining last 2 years' tax returns, outstanding debts, personal/corporate insurance coverage, Wills/Trust documents, real estate holding/holdings, 401(k) allocations and investment positions in IRA/non-IRA accounts.
EXPLORE OPPORTUNITIES
Once personal goals and wishes have been established, further discussions will include:
* Strategies to help minimize income and estate tax.
* Methods to help reduce mortgage and auto debts and to minimize interest costs.
* Discuss gifting strategies for college and legacy planning.
* Discuss strategies to maximize 401(k), IRA and Roth contributions.
* Agree on investment strategy/strategies and then administer a personalized investment portfolio.
ADAPTION AND ADJUSTMENTS
As new tax codes become law and as market conditions change, investment strategies will methodically be adjusted and adapt to the always changing economic environment. By inquisitively seeking numerous perspectives and by analyzing the data thoroughly, investment strategies are implemented with clarity and not by reactionary headlines.
Location
1701 SE Columbia River Dr Ste120
Vancouver, WA 98661
US
Direct:
(360) 992-7981(360) 992-7981
Toll-Free:
(800) 755-2516(800) 755-2516
Fax:
(360) 992-7999(360) 992-7999
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Bruce B Trang today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
