Ty Robben
Financial Advisor, Financial Planning Specialist
Phone:
(630) 573-9706(630) 573-9706
Brian Hammersley, CFP®, CRPS®
Senior Vice President, Wealth Management,
Financial Advisor,
Family Wealth Advisor,
Alternative Investments Director,
Portfolio Manager
Direct:
(512) 275-3210(512) 275-3210
Toll-Free:
(800) 755-9755(800) 755-9755
My Mission Statement
Provide strategic, concierge-level guidance designed to preserve multigenerational wealth while identifying long-term opportunities for clients
My Story
Brian Hammersley has been passionate about financial services since an early age, inspired by family members who excelled in the field. This early exposure led Brian to pursue a career dedicated to helping clients achieve their financial goals. After graduating from Indiana University in 2002, Brian began a career at UBS Financial Services, where mentorship from family members provided invaluable insights into the industry.
In 2013, Brian launched a practice at Morgan Stanley, focusing on building enduring relationships with entrepreneurs, business leaders, and affluent families. The mission is clear: to assist clients in protecting, growing, and transferring their wealth to future generations and cherished causes.
Together with partners Brian Enns, Richard Owen, and Ty Robben, Brian has refined the practice to emphasize generational wealth management. The team is dedicated to helping clients define their values and purpose, steward their wealth, and design comprehensive legacy plans. This involves simplifying complex wealth management into actionable strategies, focusing on asset and liability management, risk management, estate and legacy planning, and other initiatives.
Investment management is a cornerstone of the practice, with a focus on strategic long-term allocations and the integration of alternative investments. The team prioritizes risk management, diversification, fee compression, tax efficiency, and investment location to optimize client portfolios.
Diversification does not guarantee a profit or protect against loss in a declining financial market.
Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
In 2013, Brian launched a practice at Morgan Stanley, focusing on building enduring relationships with entrepreneurs, business leaders, and affluent families. The mission is clear: to assist clients in protecting, growing, and transferring their wealth to future generations and cherished causes.
Together with partners Brian Enns, Richard Owen, and Ty Robben, Brian has refined the practice to emphasize generational wealth management. The team is dedicated to helping clients define their values and purpose, steward their wealth, and design comprehensive legacy plans. This involves simplifying complex wealth management into actionable strategies, focusing on asset and liability management, risk management, estate and legacy planning, and other initiatives.
Investment management is a cornerstone of the practice, with a focus on strategic long-term allocations and the integration of alternative investments. The team prioritizes risk management, diversification, fee compression, tax efficiency, and investment location to optimize client portfolios.
Diversification does not guarantee a profit or protect against loss in a declining financial market.
Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.
Services Include
- Alternative InvestmentsFootnote1
- Wealth PlanningFootnote2
- Estate Planning StrategiesFootnote3
- Philanthropic ManagementFootnote4
- Professional Portfolio ManagementFootnote5
- Executive Financial ServicesFootnote6
- Business Succession PlanningFootnote7
- Corporate Investment SolutionsFootnote8
- Corporate Retirement PlansFootnote9
Securities Agent: IN, CA, VA, OR, OK, MT, MN, MA, KS, CT, AK, UT, IA, WI, NE, WA, TN, KY, TX, ME, MD, IL, ID, GA, FL, NM, DC, CO, AZ, RI, PA, OH, NC, AL, SC, PR, NY, NV, NJ, NH, MI, AR, MO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279094
NMLS#: 1279094
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Bespoke Client Services
From the inception of my career in financial advisory and wealth management, I recognized the importance of a concierge approach in addressing the intricate needs of our clients. This understanding led to the development of the Money, Value, Purpose (MVP) approach. The MVP approach serves as the foundation of the Cohesive Wealth Management Group, ensuring both an exceptional client experience and a comprehensive understanding of the unique financial complexities our clients face. Each of the bespoke services listed below is designed to support this commitment.
The Value of Professional Advice
In an increasingly complex financial world, having access to trusted, professional guidance can make all the difference. A skilled advisor brings experience, perspective, and discipline to every financial decision—helping you navigate changing markets, align your investments with your goals, and make informed choices throughout every stage of life.
We believe professional advice is about crafting a strategy grounded in understanding, tailored to your needs, and adaptable as your circumstances evolve. With the right partner, you gain clarity, confidence, and a framework to pursue your vision of long-term financial well‑being.
Wealth Planning for Complex Situations
For families whose financial lives span businesses, real estate holdings, trusts, and complex investments, effective wealth planning goes far beyond portfolio management. It requires a coordinated strategy that integrates tax efficiency, estate design, philanthropy, and long‑term succession planning—all aligned with your family's vision and values.
Professional wealth planning provides clarity amid complexity. It brings together a network of specialized experts to ensure continuity, adaptability, and empowerment for future generations.
We believe planning is not just about preserving capital, but preserving purpose. A thoughtful strategy helps you translate success into lasting impact, giving your wealth direction—not just duration.
Insurance Solutions
For affluent families, insurance can be more than protection—it can serve as a strategic planning tool. Properly structured policies help manage risk, enhance estate liquidity, and potentially strengthen intergenerational wealth transfer strategies.
When integrated thoughtfully, insurance becomes a financial instrument—supporting business continuity, legacy objectives, and long‑term tax efficiency within a comprehensive wealth plan.
Total Tax 365
Sophisticated portfolios balance performance with precision. Thoughtful tax planning—covering asset location, realization timing, and income strategies—can help preserve more of what your investments earn.
By integrating your wealth plan with coordinated, tax-efficient portfolio design, what might otherwise be a collection of investments becomes a cohesive, long‑term wealth strategy.
Education Planning
Education is one of the most meaningful investments a family can make. Thoughtful planning—through 529 plans, trusts, or tailored investment strategies—can help ensure future generations have the freedom to learn, grow, and pursue opportunities without financial constraint.
By aligning education funding with your broader wealth plan, you turn financial foresight into a lasting family legacy.
Concentrated Stock Solutions
Significant single-stock positions often reflect years of success, but they can also introduce unique risks. Managing that concentration requires a careful balance of diversification, tax awareness, and long-term vision.
Through tailored strategies, we help transform a large holding into a more flexible, enduring source of wealth.
Click below to see how we help manage concentrated wealth.
Alternative Investments
Alternative investments can help enhance diversification and provide access to opportunities beyond traditional markets. From private equity to real assets, these strategies are designed to complement core holdings and help manage risk across varying market cycles.
Corporate & Executive Solutions
Wealth Planning for Founders & Executives
STRATEGIC ANALYSIS
• Our team can call on firm specialists to help you evaluate various exit strategies to determine which can help meet your personal goals and your aspirations for the ongoing business after your departure.
RESOURCE SELECTION
• We can connect you with a Morgan Stanley investment banker or third-party affiliate based on factors such as transaction size and type, likely purchasers, your industry and geographic focus
INCOME TAX PLANNING
• Working closely with your outside tax and legal advisors, we can help you evaluate the impact of exit opportunities on your income taxes so that you can plan ahead and take advantage of strategies to reduce your tax liability.
ESTATE PLANNING
• Through the estate planning process, we can help you update your will and other foundational documents to reflect your new success. Whether addressing issues of succession, inheritance or creditor protection, we can help you develop gifting and other strategies before the sale that may help reduce taxes on some or all of the proceeds—as well as on future appreciation of assets.
TEAM OF SPECIALISTS TO SIMPLIFY COMPLEXITY
• Our team can help you identify the specialized skills required to address your needs and objectives and assemble a team to focus on your goals. Drawn from the global resources of Morgan Stanley and in coordination with your outside advisors, your team is likely to include specialists in risk management, customized liquidity strategies and income and estate taxation.
Family Office Resources
Family Office Resources is an extension of our Advisory team to help you address the complex and multifaceted challenges of managing wealth in all its modes—financial capital, human and family capital, and social capital.
Collectively, our specialists offer deep and broad experience across the entire spectrum of wealth management disciplines—from estate planning, family governance and philanthropy to wealth education, lifestyle advisory and our newest offering, health and wellness education. Additionally, our single family office advisory practice assists families that have a single family office or are looking to establish one.
Our goal is to provide you with an essential guide to navigating and enhancing family legacy in a dynamic global landscape. We encourage you to explore this edition and hope it will spark a conversation with your family and our team.
Collectively, our specialists offer deep and broad experience across the entire spectrum of wealth management disciplines—from estate planning, family governance and philanthropy to wealth education, lifestyle advisory and our newest offering, health and wellness education. Additionally, our single family office advisory practice assists families that have a single family office or are looking to establish one.
Our goal is to provide you with an essential guide to navigating and enhancing family legacy in a dynamic global landscape. We encourage you to explore this edition and hope it will spark a conversation with your family and our team.
Wealth Education
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Click Here To Learn More
Philanthropy Management
With great wealth comes great opportunity. As your
assets have grown, so has your ability to support the
people, institutions and causes that add meaning to your life. In all likelihood, you and your family give generously and are routinely called upon to do more.
You may have a very precise idea of what you hope to accomplish through these philanthropic efforts, or you may be in the earlier stages of exploration.
Either way, we are here to provide you with the support you may need to define your philanthropic goals, help maximize the impact of your contributions, and assist you in your goal to create an enduring legacy.
Click Here to Learn Moreassets have grown, so has your ability to support the
people, institutions and causes that add meaning to your life. In all likelihood, you and your family give generously and are routinely called upon to do more.
You may have a very precise idea of what you hope to accomplish through these philanthropic efforts, or you may be in the earlier stages of exploration.
Either way, we are here to provide you with the support you may need to define your philanthropic goals, help maximize the impact of your contributions, and assist you in your goal to create an enduring legacy.
Case Studies
Check out these case studies to see how our FOR Group has helped families like yours.
Click Here to Learn MoreUNHW Planning
At Morgan Stanley, we offer comprehensive planning solutions tailored to the unique needs of Ultra High Net Worth (UHNW) individuals and families.
Our dedicated team of experts provides personalized strategies that encompass wealth preservation, estate planning, tax optimization, and philanthropic endeavors.
Leveraging our global resources and deep industry expertise, we are committed to helping you achieve your financial goals while navigating the complexities of wealth management.
Discover how our bespoke services can empower you to secure your legacy and enhance your financial future.
Click Here to Learn MoreOur dedicated team of experts provides personalized strategies that encompass wealth preservation, estate planning, tax optimization, and philanthropic endeavors.
Leveraging our global resources and deep industry expertise, we are committed to helping you achieve your financial goals while navigating the complexities of wealth management.
Discover how our bespoke services can empower you to secure your legacy and enhance your financial future.
Alternative Investments at Morgan Stanley
Click on the video below to see why our team uses alternative investments as a part of our practice.
Location
8701 Bee Caves Rd
Ste 300
Austin, TX 78746
US
Direct:
(512) 275-3210(512) 275-3210
Toll-Free:
(800) 755-9755(800) 755-9755
Meet My Team
Dawn Lacy
Portfolio Associate
Phone:
(512) 469-3438(512) 469-3438
About Ty Robben
Ty joined Morgan Stanley in 2019 with a goal to work more directly with high-net worth families, entrepreneurs, and executives. This work has taught him the importance of providing personalized service as affluent families face complex challenges that are unique to them. He uses the latest technology to provide a modern wealth approach. This includes a detailed discovery process, tailored financial plans, and expert tools to manage investments and taxes.
About Dawn Lacy
Phone: 512-469-3438
Email: Dawn.Lacy@morganstanley.com
Dawn Lacy is a Portfolio Associate at Morgan Stanley in Austin, Texas. She is committed to delivering a high level of service and personalized solutions to clients. A born and raised Texan, Dawn grew up in South Texas and moved to College Station to attend Texas A&M University. After receiving her Bachelors of Arts in Marketing, Dawn spent 11 years in Houston with Merrill Lynch before coming to Morgan Stanley in Austin in 2006. Dawn is married with two sons and enjoys watching sports and boating on Lake LBJ.
Licenses
Series 7-General Securities Representative
Series 63-Uniform State Exam
Series 65-Investment Advisory Agent
Series 31-Managed Futures & Commodities
Series 3-National Commodities & Futures Exam
Email: Dawn.Lacy@morganstanley.com
Dawn Lacy is a Portfolio Associate at Morgan Stanley in Austin, Texas. She is committed to delivering a high level of service and personalized solutions to clients. A born and raised Texan, Dawn grew up in South Texas and moved to College Station to attend Texas A&M University. After receiving her Bachelors of Arts in Marketing, Dawn spent 11 years in Houston with Merrill Lynch before coming to Morgan Stanley in Austin in 2006. Dawn is married with two sons and enjoys watching sports and boating on Lake LBJ.
Licenses
Series 7-General Securities Representative
Series 63-Uniform State Exam
Series 65-Investment Advisory Agent
Series 31-Managed Futures & Commodities
Series 3-National Commodities & Futures Exam
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Will Curran
Private Banker
Sean Lavin
Trust Specialist
Clint Eddy
Family Office Resource Generalist
About Will Curran
Will Curran is a Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Will began his career in financial services in 1987 and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Market Manager at Presidio Bank. He also served as a Commercial Banking Director at Citibank.
Will is a graduate of the University of California, where he received a Bachelor of Arts in Psychology. He lives in New Braunfels, Texas with his family. Outside of the office, Will enjoys playing and making guitars, as well as cycling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Will began his career in financial services in 1987 and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Market Manager at Presidio Bank. He also served as a Commercial Banking Director at Citibank.
Will is a graduate of the University of California, where he received a Bachelor of Arts in Psychology. He lives in New Braunfels, Texas with his family. Outside of the office, Will enjoys playing and making guitars, as well as cycling.
NMLS#: 797351
About Sean Lavin
Sean is a Regional Trust Specialist for Morgan Stanley based in Los Angeles. He is responsible for supporting Private Wealth Advisors and their clients’ legal counsel in developing trust and fiduciary solutions for families, institutions and charities. Sean works closely with clients and their legal and strategic advisors to help educate them on appropriate trust vehicles designed to meet the clients’ specific goals and objectives. Sean also provides advice on how to utilize the fiduciary services available through the Morgan Stanley’s comprehensive third party trustee platform that is available to clients.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
About Clint Eddy
Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Brian Hammersley today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
