Brett's Bio

Brett Ciarelli was born in Philadelphia, PA and raised in Cherry Hill, NJ. He was introduced to financial planning at an early age while interning at his father's independent financial advising firm during high school. Brett took his love of finance to Washington D.C. where he earned a B.B.A. with a concentration in Finance from The George Washington University School of Business. While at GW, Brett was accepted into the University Honors Program and furthered his education by studying International Business at La Scuola Lorenzo De' Medici in Florence, Italy.

Upon graduating Magna Cum Laude, Brett applied for and was accepted into Morgan Stanley's Professional Foundations Training Program. After completing the three year program and receiving in 2008 Morgan Stanley's Pace Setters award, Brett continued to learn and grow, becoming a Senior Vice President, an Executive Financial Services Director, and a Senior Portfolio Management Director.

Brett currently lives in Center City, Philadelphia with his wife, Jackie, their children, Dillon and Parker, and their French Bulldogs, Oscar & Penny. In his free time, Brett enjoys yoga, running, hiking, and traveling.
Services Include
  • Executive Financial Services1
  • Executive Benefit Services2
  • Financial Planning3
  • Retirement Planning4
  • Wealth Management5
  • Estate Planning Strategies6
  • Business Succession Planning7
  • Philanthropic Management8
  • Planning for Education Funding9
  • Long Term Care Insurance10
  • Life Insurance11
  • Alternative Investments12
  • Sustainable Investing13
Securities Agent: PA, VA, UT, TN, NY, NV, NJ, NC, MT, MD, MA, LA, IL, GA, FL, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
NMLS#: 1293938
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Brett has developed a distinctive wealth planning practice by delivering and implementing ongoing, objective advice tailored to his clients' unique needs.  His primary focus is on long-term financial planning and Brett accomplishes this for his clients by building them a financial blueprint with the emphasis placed on the long-term planning process rather than on the short-term rate of return on investments.

Brett recognizes that life constantly changes.  As a result, strategies must evolve and proactive advice must be given.  By developing close relationships, having open dialogue, and educating his clients, Brett is able to help guide them through the ever changing political, social, and economic landscape.  Depending upon where a client is in their life cycle, Brett can assist with the accumulation, preservation, or transition of their wealth.

Building multigenerational relationships over time with a Financial Advisor requires establishing trust with the client and always putting the clients’ needs first.  Honesty, transparency, and superior client service are the staples of Brett’s practice.  Brett realizes time is of a premium to his busy clients.  Brett coordinates with his clients’ other advisors, including their tax advisors and attorneys, to help ensure their entire financial picture is being addressed and streamlined in a collaborative approach.

Brett’s practice serves corporate executives, high net-worth individuals, retirees, entrepreneurs, and closely-held business owners.  He has demonstrated professional knowledge of financial planning, estate planning, retirement planning, charitable giving, hedging or monetizing concentrated, control, and/or restricted securities positions, lending, as well as utilizing alternative investments.

    Education

    The George Washington University
    - University Honors Program
    - School of Business
    - Magna Cum Laude
    - B.B.A Finance
    - Washington, D.C.

    La Scuola Lorenzo De' Medici
    - International Business
    - Florence, Italy

    College for Financial Planning
    - CFP Certification Education Program

      Associations

      • The Barnes Foundation Young Professionals Leadership Board
      • French Bulldog Rescue Network
      • Tree House Books
      • Economy League of Greater Philadelphia
      • Anti-Defamation League
      • FIDF Young Leadership: PA & Southern NJ

      Awards

      • Forbes America's Top Millennial Advisors
      • Forbes America's Top Next-Generation Wealth Advisors
      • Forbes Best In State Wealth Advisors: 2018 & 2019
      • Morgan Stanley Masters Club: 2015-2018
      • Morgan Stanley Century Club: 2011-2014
      • Morgan Stanley Pacesetters Club: 2008 & 2010
      • NABCAP Top 50 Financial Advisor Greater Philadelphia Area: 2010 & 2011
      • 5 Star Wealth Manager: 2013, 2014, 2016, 2017, 2018

      Client Service Team

      • Shawna Aschmies - Wealth Management Associate
      • Cassidy Neuner - Registered Associate

      Location

      1650 Market St
      42nd Fl
      Philadelphia, PA 19103
      US
      Direct:
      (215) 963-3830(215) 963-3830
      Toll-Free:
      (800) 233-1414(800) 233-1414
      Fax:
      (215) 854-6125(215) 854-6125
      Investment and Market Perspectives

      On the Markets

      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

      The Simple Six-Step Retirement Checkup

      Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
      Investing in Artificial Intelligence and Automation

      Investing in Artificial Intelligence and Automation

      AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
      From Clueless to Clued In: Teaching Teens About Money

      From Clueless to Clued In: Teaching Teens About Money

      As your children grow into young adults, you can help them learn how to manage their own finances. Here’s how to go about it.

      Business Planning

      Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
      • Succession Planning
      • Business Planning
      • Retirement Plan Sponsors
      • Qualified Retirement Plans
      • Corporate Pension Funds
      Facing Financial Stress? Your Employer May Be Able to Help

      Facing Financial Stress? Your Employer May Be Able to Help

      Many of us face money worries. You may be able to get advice and education from an unexpected source.

      Philanthropy

      Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
      • Endowments
      • Foundations
      • Donor Advised Funds
      • Impact Investing
      Choosing an Environmental Charity

      Choosing an Environmental Charity

      There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

      Mosaic

      Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
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      Ready to start a conversation? Contact Brett Ciarelli today.
      Market Information Delayed 20 Minutes
      1Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

      2Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

      3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

      9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

      12Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

      13The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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