Professional Experience

Bret Cleveland began his career in banking in 1994 with Citigroup and joined WellsFargo Investments as a financial consultant in 1996. In 2009, Bret transitioned to Morgan Stanley Smith Barney* as a First Vice President and Financial Advisor.

Bret works closely with clients to develop and implement integrated financial plans that leverage his own experience and that of Morgan Stanley’s analysts.
Professional Philosophy
  • With 22 years of investing experience in a variety of market environments, Bret’s knowledge allows him to customize and maintain diversified portfolios based on a thorough understanding of the potential effects of existing economic and market conditions.
  • Bret’s investment philosophy is to assess the risks and opportunities that fit each client’s distinct investment personality and goals. His methodology revolves around listening carefully to his clients to establish a clear understanding of their wants and needs. He applies a holistic approach toward portfolio building, looking at a client’s life picture to determine the most effective way of reaching his/her stated goals.
Services Include
  • Retirement Planning1
  • Professional Portfolio Management2
  • Financial Planning3
  • Wealth Management4
  • 401(k) Rollovers
  • Trust Accounts5
  • Annuities6
Securities Agent: AR, AZ, CA, FL, GA, IA, MA, NC, NM, NV, NY, PA, RI, UT, WA; Investment Advisor Representative; General Securities Representative
NMLS#: 1296112
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Education

• CERTIFIED FINANCIAL PLANNER™ practitioner
• Accredited Domestic Partnership Advisor
• B.S., business administration with an emphasis in finance, University of California, Berkeley
• Haas Business School
• Certificate in Personal Financial Planning, San Diego State University
• Executive Financial Planner Program
• Served on, Mama’s Kitchen Special Events Committee 2006
• Served on, Mama's Kitchen Board of Directors and Finance Committee 2007

    Client Service Team

    • Andrea Wright - Senior Registered Associate
      Andrea has worked in the financial industry since 1997, starting her career with Dean Witter and having a unique perspective of Morgan Stanley as she has experienced multiple facets of the firm over several mergers and acquisitions. Previous accomplishments within the firm include working as an Operations Manager and Transition Specialist where she was responsible for training transitioning financial advisor teams on Morgan Stanley systems and ensuring their clients would have a seamless experience when moving their relationships to Morgan Stanley. This leadership role tuned her ability to understand client operational needs before problems arose and troubleshoot with efficiency.

      Initiative is a common theme in Andrea’s life, as she is active within her community and serves on the Board of Directors for the Balboa Park Terrace Home Owner’s Association.

      Andrea is series 7 and 66 licensed. Her credentials are an invaluable asset to the team adding to its ability to service client needs immediately and personally. She is an invaluable asset, adding to the team’s ability to provide clients with a superior level of service.

      Outside of work Andrea enjoys spending time with family and friends gaining as many new experiences as possible through the love of travel.


      Phone: (619) 544-6519
      Email: andrea.wright@morganstanley.com
    • Jason Solomon
      Private Banker


      Phone: (619) 238-6211
      Email: Jason.Solomon@morganstanley.com

    Location

    101 W Broadway
    Ste 1800
    San Diego, CA 92101
    US
    Direct:
    (619) 238-3449(619) 238-3449
    Toll Free:
    (800) 473-1331(800) 473-1331
    Fax:
    (619) 235-9313(619) 235-9313
    From My Desk

    Bret A. Cleveland - Five Star Wealth Managers - 2013


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

    More from Morgan Stanley

    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact Bret A Cleveland today.
    Market Information Delayed 20 Minutes
    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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