Dwight Guinto
Private Banker
Bonnie Hong, CFP®, CIMA®, CDFA®
Vice President, Wealth Management,
Financial Advisor,
Portfolio Manager
Direct:
(626) 584-3411(626) 584-3411
Toll-Free:
(800) 832-7648(800) 832-7648
My Mission Statement
Excellence in helping clients like you with your personalized investment and financial strategies
Welcome message
Are you overwhelmed with making financial decisions?
Are you tired of not knowing what to do?
Divorce is one the biggest financial transactions you will ever make. You will be required to make a series of major decisions that can have far-reaching consequences. It’s also an emotional experience where even the most financially savvy individuals need critical advice and guidance.
Bonnie helps provide clarity on the complex financial issues that arise before, during and after your divorce. She provides guidance on financial matters that attorneys are not trained to handle, helps you understand the financial impact (including post-divorce tax implications) of your decision, and develops a strategic financial plan for your settlement and your future.
Are you tired of not knowing what to do?
Divorce is one the biggest financial transactions you will ever make. You will be required to make a series of major decisions that can have far-reaching consequences. It’s also an emotional experience where even the most financially savvy individuals need critical advice and guidance.
Bonnie helps provide clarity on the complex financial issues that arise before, during and after your divorce. She provides guidance on financial matters that attorneys are not trained to handle, helps you understand the financial impact (including post-divorce tax implications) of your decision, and develops a strategic financial plan for your settlement and your future.
Services Include
- Wealth Consulting
- Endowments and FoundationsFootnote1
- Philanthropic Services
- Divorce Financial AnalysisFootnote2
- Business Succession PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Trust ServicesFootnote5
- Retirement PlanningFootnote6
- Stock Option PlansFootnote7
- Professional Portfolio ManagementFootnote8
- Alternative InvestmentsFootnote9
- Long Term Care InsuranceFootnote10
- Sustainable InvestingFootnote11
Securities Agent: UT, NY, WA, GA, OR, CA, NV, FL, NJ, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278705
CA Insurance License #: 0D93620
NMLS#: 1278705
CA Insurance License #: 0D93620
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Bonnie Hong has over 25 years of experience as a CERTIFIED FINANCIAL PLANNER™ and Portfolio Manager in the financial industry. Bonnie focuses on comprehensive financial planning for the most expensive chapter of your life, retirement. Retirement can be brought on by the sale or purchase of a new business, exercise of stock options, or major life transitions such as marriage, divorce, widowhood, and death of a loved one or inheritance. As a prudent fiduciary, Bonnie believes having a sound financial plan is critical to your success. Bonnie will discuss ways to hedge against inflation, provide for future health care expenses, cover recurring expenses, all while maximizing return and managing risk. Two of the most common questions asked are, “How much do I need to quit my job?” And “Can I retire earlier?”
In addition to retirement planning, Bonnie focuses on divorce-related financial matters as a Certified Divorce Financial Analyst™. Bonnie was one of the first Financial Advisors at Morgan Stanley* to obtain the Certified Divorce Financial Analyst™ designation. By combining her experiences in financial planning, investment management with divorce analysis, Bonnie demonstrates her commitment to providing the highest level of professionalism and personal attention in divorce matters. She works with divorcing individuals—and their attorneys—by serving as a settlement agent. She helps to determine the financial impact of proposed settlement offers by answering one of the client’s most pressing questions,“Will I be financially ok?”
Bonnie uses a comprehensive process to create an easy to understand, customized plan. She incorporates budgeting, investment and retirement planning, risk management, along with estate planning, family philanthropy and wealth transfer strategies. Bonnie will help you simplify your life, make informed decisions, and move forward with confidence.
DESIGNATIONS & LICENSES
CERTIFIED FINANCIAL PLANNER™
Certified Investment Management Analyst® (CIMA®)
Certified Divorce Financial Analyst™ (CDFA™)
Portfolio Manager
Life, Health & Variable Annuity Insurance Licensed #0D93620
Series 7, 66, 31 Securities License
PROFESSIONAL AFFILIATIONS
Investments and Wealth Institute, Member
Institute of Divorce Financial Analysts, Member
Association of Divorce Financial Planners, Member
Los Angeles Collaborative Family Law Association, Member
Beverly Hills Bar Association Family Law Section, Member
Pasadena Bar Association Family Law Section, Member
Partnership for Philanthropic Planning of Greater Los Angeles, Past President
MEDIATION & COLLABORATIVE TRAINING
Mosten 40 hour Divorce Mediation Training
Collaborative Divorce Team Training
EDUCATION & EXPERIENCE
CIMA® Certification at The Wharton School at University of Pennsylvania
Morgan Stanley (2003-current)
Wells Fargo Bank, Premier Banking Manager
UCLA, Bachelor of Arts in English
The use of the CDFA™ designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA™ designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field. This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
In addition to retirement planning, Bonnie focuses on divorce-related financial matters as a Certified Divorce Financial Analyst™. Bonnie was one of the first Financial Advisors at Morgan Stanley* to obtain the Certified Divorce Financial Analyst™ designation. By combining her experiences in financial planning, investment management with divorce analysis, Bonnie demonstrates her commitment to providing the highest level of professionalism and personal attention in divorce matters. She works with divorcing individuals—and their attorneys—by serving as a settlement agent. She helps to determine the financial impact of proposed settlement offers by answering one of the client’s most pressing questions,“Will I be financially ok?”
Bonnie uses a comprehensive process to create an easy to understand, customized plan. She incorporates budgeting, investment and retirement planning, risk management, along with estate planning, family philanthropy and wealth transfer strategies. Bonnie will help you simplify your life, make informed decisions, and move forward with confidence.
DESIGNATIONS & LICENSES
CERTIFIED FINANCIAL PLANNER™
Certified Investment Management Analyst® (CIMA®)
Certified Divorce Financial Analyst™ (CDFA™)
Portfolio Manager
Life, Health & Variable Annuity Insurance Licensed #0D93620
Series 7, 66, 31 Securities License
PROFESSIONAL AFFILIATIONS
Investments and Wealth Institute, Member
Institute of Divorce Financial Analysts, Member
Association of Divorce Financial Planners, Member
Los Angeles Collaborative Family Law Association, Member
Beverly Hills Bar Association Family Law Section, Member
Pasadena Bar Association Family Law Section, Member
Partnership for Philanthropic Planning of Greater Los Angeles, Past President
MEDIATION & COLLABORATIVE TRAINING
Mosten 40 hour Divorce Mediation Training
Collaborative Divorce Team Training
EDUCATION & EXPERIENCE
CIMA® Certification at The Wharton School at University of Pennsylvania
Morgan Stanley (2003-current)
Wells Fargo Bank, Premier Banking Manager
UCLA, Bachelor of Arts in English
The use of the CDFA™ designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA™ designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field. This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
WEALTH MANAGEMENT SERVICES
Depending on one’s priorities, goals and needs, we can offer personalized advice (which is often coordinated with our client’s other advisors—tax, legal, insurance, etc.), assisting in areas such as:
• Budgeting & Cash-flow Management
• Risk Management
• Lending Needs
• Funding of financial goals for children, grandchildren or dependents
• Retirement Planning
• Investment Planning
• Estate Planning & Wealth-Transfer Strategies
• Charitable Giving
FINANCIAL ADVISORY SERVICES FOR BUSINESSES
Although all businesses differ (legal structure, ownership, management philosophy, etc.), some of the common financial advisory needs that we can help with include:
• 401(k) Plans
• 403(b) / 457(b) Plans
• Nonqualified Deferred Compensation Plans
• Health and/or Other Welfare Trusts
• Profit Sharing and Money Purchase Plans
• Defined Benefit Plans (105b-1 Plans)
• Taft-Hartley Plans
• SEP, SIMPLE and SAR-SEP Plans
• Stock Plan Services
• Restricted Securities / Cashless Stock Options
• Preset Diversification Programs
• Directed Share Programs - Corporate and Business Solutions
• Lending Services
INVESTMENTS, BANKING AND LENDING SERVICES
We offer an array of solutions for both your near-term priorities and long-term objectives.
• Equities
• Fixed Income
• Mutual Funds, Closed-End Funds, Unit Investment Trusts
• IRAs
• 529 Plans
• Annuities
• Credit and Lending Services
• Structured Investments - Investments, Lending
• Managed Futures (for qualified investors)
• Hedge Funds (for qualified investors)
• Real Estate / Real Assets (for qualified investors)
• Private Equity (for qualified investors)
• Budgeting & Cash-flow Management
• Risk Management
• Lending Needs
• Funding of financial goals for children, grandchildren or dependents
• Retirement Planning
• Investment Planning
• Estate Planning & Wealth-Transfer Strategies
• Charitable Giving
FINANCIAL ADVISORY SERVICES FOR BUSINESSES
Although all businesses differ (legal structure, ownership, management philosophy, etc.), some of the common financial advisory needs that we can help with include:
• 401(k) Plans
• 403(b) / 457(b) Plans
• Nonqualified Deferred Compensation Plans
• Health and/or Other Welfare Trusts
• Profit Sharing and Money Purchase Plans
• Defined Benefit Plans (105b-1 Plans)
• Taft-Hartley Plans
• SEP, SIMPLE and SAR-SEP Plans
• Stock Plan Services
• Restricted Securities / Cashless Stock Options
• Preset Diversification Programs
• Directed Share Programs - Corporate and Business Solutions
• Lending Services
INVESTMENTS, BANKING AND LENDING SERVICES
We offer an array of solutions for both your near-term priorities and long-term objectives.
• Equities
• Fixed Income
• Mutual Funds, Closed-End Funds, Unit Investment Trusts
• IRAs
• 529 Plans
• Annuities
• Credit and Lending Services
• Structured Investments - Investments, Lending
• Managed Futures (for qualified investors)
• Hedge Funds (for qualified investors)
• Real Estate / Real Assets (for qualified investors)
• Private Equity (for qualified investors)
SERVICES FOR INDIVIDUALS AND ATTORNEYS & MEDIATORS
FOR INDIVIDUALS
Gathering Your Information
Developing accurate and complete about your financial information is absolutely critical to negotiating an equitable settlement. Bonnie will work with you to identify and collect the financial data key to the dissolution of your marriage. A complete assessment and in-depth analysis of your marital assets and liabilities will be conducted.
Budgeting & Cash Flow Analysis
A comprehensive analysis of your post-divorce lifestyle, including cash flow and net worth projections that incorporate all potential incomes streams. Start your post-divorce financial life with a solid foundation.
Analysis of Settlement Options
An equal division of assets is not necessary equitable. Because all assets are not equal, it is essential to understand the financial issues and tax considerations of proposed settlements. Make informed decisions by understanding the pros and cons of all your options.
Risk Management and Asset Protection
A comprehensive review of your existing insurance coverage should be completed to meet your new objectives. Obtain security against the potential loss of your spousal and child support due to unforeseen death or disability of your ex-spouse.
Stock Option Analysis
Equity-based compensation can represent a significant portion of a family’s marital assets if your or your spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement.
Estate Planning and Wealth Transfer
It is critical to update your estate plan, including wills, trust, beneficiary forms and custody agreements. Estate taxes can also quickly erode the wealth you have worked so hard to create. Develop strategies with your tax and legal advisors to properly structure and effectively transfer wealth to your heirs or charities.
Post-Divorce Wealth Management
As you move on to the next phase of your life, you’ll want to create a new financial plan based on the final mix of assets you retain. Bonnie will help you identify new financial goals, establish guidelines for managing your assets, and monitor and adjust the plan for any major life or market changes.
Developing accurate and complete about your financial information is absolutely critical to negotiating an equitable settlement. Bonnie will work with you to identify and collect the financial data key to the dissolution of your marriage. A complete assessment and in-depth analysis of your marital assets and liabilities will be conducted.
Budgeting & Cash Flow Analysis
A comprehensive analysis of your post-divorce lifestyle, including cash flow and net worth projections that incorporate all potential incomes streams. Start your post-divorce financial life with a solid foundation.
Analysis of Settlement Options
An equal division of assets is not necessary equitable. Because all assets are not equal, it is essential to understand the financial issues and tax considerations of proposed settlements. Make informed decisions by understanding the pros and cons of all your options.
Risk Management and Asset Protection
A comprehensive review of your existing insurance coverage should be completed to meet your new objectives. Obtain security against the potential loss of your spousal and child support due to unforeseen death or disability of your ex-spouse.
Stock Option Analysis
Equity-based compensation can represent a significant portion of a family’s marital assets if your or your spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement.
Estate Planning and Wealth Transfer
It is critical to update your estate plan, including wills, trust, beneficiary forms and custody agreements. Estate taxes can also quickly erode the wealth you have worked so hard to create. Develop strategies with your tax and legal advisors to properly structure and effectively transfer wealth to your heirs or charities.
Post-Divorce Wealth Management
As you move on to the next phase of your life, you’ll want to create a new financial plan based on the final mix of assets you retain. Bonnie will help you identify new financial goals, establish guidelines for managing your assets, and monitor and adjust the plan for any major life or market changes.
FOR ATTORNEYS & MEDIATORS
Managing Client Expectations
Often times, clients are unaware of their financial reality and the impact this has on their financial future. An impasse can quickly result with a client fixating on a particular assets and outcome or working with a high conflict spouse. As a CDFA®™, Bonnie assists the mediator and attorney to manage client expectations and facilitate effective decision-making by educating them on the financial reality of their situation.
Data Gathering & Form Preparation
As a CDFA™, Bonnie works with your client to identify and collect all pertinent financial data. She assesses and analyzes all marital assets and liabilities, including personal finances, retirement plans and pension benefits, investments, building holdings, stock options and more. She helps prepare the Schedule of Assets and Debts, and Income and Expense Declarations, to accurately determine the client’s marital standard of living.
Litigation Support & Settlement Negotiations
As part of your divorce team, Bonnie provides guidance, education, support and analysis on complex financial issues. She collaborates with you and your client to create options to complicated settlement options. By educating your clients on the financial implications and tax considerations, she gives them confidence to make informed decisions so they may move forward with more confidence.
Stock Options Analysis
Equity-based compensation can represent a significant portion of a client’s marital assets, especially if one spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement. Equity-based compensation can represent a significant portion of a family’s marital assets if your or your spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement
Post-Divorce Financial Planning
As your clients moves on to the next phase of their life, they will want to create a new financial plan based on the final mix of assets they have retained. Bonnie will help identify new financial goal & risk tolerance, establish guidelines for managing the assets, and monitor and adjust the plan for any major life or market changes.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field
Often times, clients are unaware of their financial reality and the impact this has on their financial future. An impasse can quickly result with a client fixating on a particular assets and outcome or working with a high conflict spouse. As a CDFA®™, Bonnie assists the mediator and attorney to manage client expectations and facilitate effective decision-making by educating them on the financial reality of their situation.
Data Gathering & Form Preparation
As a CDFA™, Bonnie works with your client to identify and collect all pertinent financial data. She assesses and analyzes all marital assets and liabilities, including personal finances, retirement plans and pension benefits, investments, building holdings, stock options and more. She helps prepare the Schedule of Assets and Debts, and Income and Expense Declarations, to accurately determine the client’s marital standard of living.
Litigation Support & Settlement Negotiations
As part of your divorce team, Bonnie provides guidance, education, support and analysis on complex financial issues. She collaborates with you and your client to create options to complicated settlement options. By educating your clients on the financial implications and tax considerations, she gives them confidence to make informed decisions so they may move forward with more confidence.
Stock Options Analysis
Equity-based compensation can represent a significant portion of a client’s marital assets, especially if one spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement. Equity-based compensation can represent a significant portion of a family’s marital assets if your or your spouse is a highly compensated executive. Advanced planning strategies should be examined with regards to stock options, restricted stock, and stock appreciation rights. The compensation packages can be complex and mistakes can be extremely costly. Understand the nuances involved in the valuation, transfer or liquidation of stock options before finalizing your proposed settlement
Post-Divorce Financial Planning
As your clients moves on to the next phase of their life, they will want to create a new financial plan based on the final mix of assets they have retained. Bonnie will help identify new financial goal & risk tolerance, establish guidelines for managing the assets, and monitor and adjust the plan for any major life or market changes.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field
Location
55 South Lake Ave
Ste 700
Pasadena, CA 91101
US
Direct:
(626) 584-3411(626) 584-3411
Toll-Free:
(800) 832-7648(800) 832-7648
Fax:
(213) 486-8998(213) 486-8998
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Joy Quiza
Associate Private Banker
Molly Sakahara, CFP®
Financial Planning Director, Assistant Vice President
Sean Lavin
Trust Specialist
Clint Eddy
Family Office Resource Generalist
About Dwight Guinto
Dwight Guinto is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
NMLS#: 1211641
About Joy Quiza
Joy Quiza is an Associate Private Banker serving Morgan Stanley Wealth Management offices in California.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
NMLS#: 642535
About Molly Sakahara
Molly Sakahara is an Assistant Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Los Angeles area. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.
Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.
About Sean Lavin
Sean is a Regional Trust Specialist for Morgan Stanley based in Los Angeles. He is responsible for supporting Private Wealth Advisors and their clients’ legal counsel in developing trust and fiduciary solutions for families, institutions and charities. Sean works closely with clients and their legal and strategic advisors to help educate them on appropriate trust vehicles designed to meet the clients’ specific goals and objectives. Sean also provides advice on how to utilize the fiduciary services available through the Morgan Stanley’s comprehensive third party trustee platform that is available to clients.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.
Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.
About Clint Eddy
Clint Eddy is an Executive Director with the Family Office Resources (FOR) team at Morgan Stanley. As a Generalist with FOR he helps clients and Advisors curate and navigate an expansive suite of highly specialized resources to address the complex, multifaceted challenges of managing significant wealth so clients may make complicated decisions confidently.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Prior to joining Morgan Stanley in 2022, Clint was a Wealth Strategist at Merrill Lynch for over 15 years. Clint also practiced tax and business law at the law firm of Fox Rothschild for over six years. He was a member of the firm’s Estate Planning and Tax and Corporate Transactions groups. Clint is a member of Washington State Bar Association (WSBA) and is actively involved in the WSBA’s Real Property, Probate and Trust section. He is the co-author of the Washington Partnership and Limited Liability Company Deskbook and was named a “Rising Star” by Washington Law and Politics magazine.
Clint received his Master of Laws in Taxation from the University of Washington School of Law, his Juris Doctor from the University of Oregon School of Law, and his Bachelor of Arts from the University of Washington. He is Series 7 and 66 licensed.
Outside of work Clint is an avid, but admittedly, pretty awful skier. He and his fiancé live in Seattle with their 10 year old Boston Terrier named Annie.
Wealth Management
From My Desk
Perspectives in Philanthropy: The Advancement of Women and Girls
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact Bonnie Hong today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
