Sue van der Linden, CFP®, ChFC®, CIMA®, CPWA®, CWS®
Senior Vice President, Wealth Advisor, Senior Investment Management Consultant, Senior Portfolio Management Director
Phone:
(202) 862-7529(202) 862-7529
Bluestone Planning Group at Morgan Stanley
Sue van der Linden, CFP®, ChFC®, CIMA®, CPWA®, CWS®Syrinda Elizabeth Paige, CFP®, QPFC, CRPC®Annmarie M Bilger, CFP®, CRPS®, QPFC
Direct:
(202) 862-9180(202) 862-9180
Industry Award WinnerOur Mission Statement
Representing the under-represented on Wall Street
Our Story and Services
Why You?
Our clients are intelligent and capable people, who generally just don't have the interest or the time to take on managing their own investment and planning needs. We serve a range of clients from diverse backgrounds including:
- Multi-generational families;
- Business owners and high level executives;
- Members of the LGBTQIA+ community;
- Women seeking guidance for themselves and their family, especially following becoming divorced or widowed;
- Professionals like physicians, attorneys, academic faculty and staff, engineers, architects, and accountants;
- Individuals experiencing sudden wealth, such as winning the lottery, inheriting a significant sum, or selling a business;
- Introductions from existing clients to their friends, family, and colleagues
Every woman's success should be an inspiration to another.
We're strongest when we cheer each other on.
– Serena Williams
Why Us?
Our team provides a distinctive collection of knowledge, wisdom, and experience. Both personally and professionally, we have seen a lot, and can bring those experiences to bear, helping you create a plan specific to your needs and aspirations. We respect that you have a unique vision for what wealth will do for you and your family. Sometimes it provides freedom from everyday worries, a tool to effect social change, or it can be the source of a family legacy that provides security and opportunity for generations to come. Whatever your vision is, we work to understand it, support it, and help you create and implement the structure needed to make it a reality.
As a dedicated Financial Advisor, we seek to be a safe space where you can say out loud both the dreams you aspire to, and the fears that worry you. We will tell you what you need to know, not just what you want to hear. We're direct, but compassionate. We bring our own life experiences to bear for your benefit, which helps us relate to the life events that you're experiencing. Our understanding gives us the insight to deal with these issues practically. This is not a theoretical exercise. We talk to you in ordinary terms, not industry jargon. We seek to educate you about your finances, not impress you with how much we know. This is about you, because it should be. Let us help you get where you want to go.
By working with a team, you get the benefit of each Financial Advisor having a more robust and nuanced understanding of specific areas of financial planning and investments. This allows each of us to dive deeper into our areas of interest. And you get access to all of us.
It takes as much energy to wish as it does to plan.
- Eleanor Roosevelt
Why Planning?
A plan articulates specifically what you want to accomplish. Without specifics like this to guide our work, we're just throwing spaghetti and hoping something sticks. That's not a plan! And it's certainly not the most elegant, tax-efficient, or intentional way to accomplish those goals. Without the framework we get from a plan, it's hard to make adjustments because nothing is defined.
To help best position yourself to make your financial goals a reality, you need a plan to serve as the foundation for everything else: who are you planning for, what are you planning for, when will it happen, where will it occur, how does that plan look, and why is it important to you?
If you don't like the road you're walking, start paving another one.
– Dolly Parton
Services Include
- Financial PlanningFootnote1
- Retirement PlanningFootnote2
- Corporate Retirement PlansFootnote3
- Divorce Financial AnalysisFootnote4
- LGBT+ Planning ServicesFootnote5
- Sustainable InvestingFootnote6
- Long Term Care InsuranceFootnote7
- Philanthropic ManagementFootnote8
- Endowments and FoundationsFootnote9
- Cash Management and Lending ProductsFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
What's In a Name?
Potomac Bluestone is the rock that built Washington DC, used in the foundations of the White House, the US Capitol, and the Washington Monument. Like this strong, local resource, we would like to be the foundation upon which your financial plans are made and achieved.
Our Brochure
After lots of discussion, and reflection, and editing, we are proud to announce our new team brochure. We hope you share our enthusiasm for how it showcases our team members, and our capabilities. It's our best description of who we are, what we do, and why someone should work with us. Please feel welcome to share it with your friends and colleagues.
When You Join Us...
Our clients are much more than a portfolio of assets. They are individuals and families with active lives, who seek a team of trusted advisors who will provide them with thorough and objective guidance on a full range of topics. Our team has a strong and collaborative practice that includes a diverse group of clients who need professional counsel on the following issues:
- Managing a life-changing event with confidence
- Meeting the needs of today's modern families
- Planning for, executing, and monitoring your successful retirement
- Covering educational expenses with a minimum of tax
- Constructing and managing a retirement plan and other financial wellness plans for their business
- Managing the challenges of complex executive compensation and stock options
- Managing the challenges of complex executive compensation and stock options
- Being tax smart in both the accumulation and distribution phases
- Preparing children emotionally and intellectually to manage wealth
- Achieving long-term charitable and philanthropic goals
- Collaborating with your accountant, estate planning attorney, and business attorney
- Managing risk throughout your portfolio
- Banking and lending solutions to manage cash flow
- Protecting your family through annuities and insurance
Out and About
The Bluestone Planning Group believes that our calling goes beyond the walls of our office – and our Zoom rooms. We are dedicated to bringing our full selves to our personal and professional communities through our experiences, our passion for helping clients finding their agency, and continuing our own education so we can best represent our clients.
We make it a priority to have our feet on the ground, regardless of venue -- whether it's speaking at local events, contributing to financial news outlets, making podcast appearances, rolling up our sleeves for charity events, or getting featured in magazines like Vogue. Our commitment to making a difference is always front and center. Here are some of the ways we stay connected, share our experience and insights, and support causes that matter most to our team, our clients, and our communities.
1. Forbes 2025 Best In State
We are honored to announce the Bluestone Planning Group has been recognized as one of the 2025 Forbes Best-In-State Wealth Management Teams! We strive to bring our clients the quality advice and financial counsel they need to advance their financial wellbeing and this award let's us know we are on the right track. We would like to thank all of our clients who have bestowed their trust in us to guide them in managing their wealth…it would not be possible without you!
Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/23.
Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure.html
2. Vogue Magazine Feature - Yes, That Vogue!
We are proud to share that our team was recently profiled in Vogue Magazine.
It's hard to see yourself doing something when there's no one like you to help you visualize. How can you be an investor, when you don't see investors who look like you, who share your experience, who understand your perspectivd? Well, we do!
Here's to our being representative for an entire generation of women who can now see themselves as investors.
3. Women Making an Impact in Finance with Sue van der Linden
In 2021, Sue joined Ed Lopez of VanEck on their podcast, Trends with Benefits, to discuss her background, her start in financial services, building a practice, how to encourage more young women to enter the field of finance, and what men can do to help women in business. Take a listen here...
4. Black Wealth Summit
Syrinda Paige is proud to have been a three time speaker for the 3rd Black Wealth Summit in 2023. Her presentations included "Building the Wealth to Live the Life You Love," and "Credit and Debt Management : Staying on Track to Achieve Your Goals" Both presentations were aimed to be both practical and aspirational, and to provide actionable takeaways for attendees.
5. Morgan Stanley MAKERS with Sue van der Linden
A coach and mentor to women and the younger generation and recently named a Morgan Stanley MAKER, she puts fears aside to be the change in her industry. MAKERS at Morgan Stanley is an annual program that celebrates groundbreakers, innovators and champions of women's achievement. Take a listen here to learn more about Sue's journey in the world of wealth management…
6. The Bill Eager Award from the Portfolio Management Institute with Sue van der Linden
After nearly a decade of service on the PMI Board of Directors, and chairing it's annual Forum twice, PMI awarded Sue the Bill Eager Award. It is bestowed for attributes such as an effort to always improve your knowledge base and skill set, a willingness to share that knowledge and expertise with colleagues, a commitment to hard work and persistence, and being dedicated to helping their team achieve its full potential.
7. Sleep Out for Covenant House with Syrinda Paige
Syrinda has served on the board of Covenant House, a non-profit organization in D.C., since 2014.
Covenant House's annual Executive Edition of Sleep Out is a volunteer experience in the month of November. During the Sleep Out, executives and professionals stand in solidarity with our youth by making ourselves homeless for an entire night – sleeping on a cardboard box, in a sleeping bag, raising funds and awareness, all in an effort to give youth a safe roof over their heads, workforce training, and nutritious meals.
8. The Tony Awards with Syrinda Paige
Syrinda was a co-producer of August Wilson's The Piano Lesson on Broadway. The production was such a hit that it was nominated for two Tony Awards, including Best Actor in a Featured Role in a Play for Samuel L. Jackson, and Best Revival of a Play.
This quarter, we are celebrating Black History Month in February, and Women's History Month in March. So we wanted to share some resources in these areas.
The start of the year is also a good time to establish priorities, and set goals. Plus, tax season is around the corner. And Social Security is always on people's minds. So we wanted to provide you with some information on these timely topics.
Black History Month (hosted by the Library of Congress)
Visit this site for information about events and exhibits paying tribute to African American hsitory, curated by the Library of Congress in collaboration with the National Archives and Records Administration, National Endowment for the Humanities, National Gallery of Art, National Park Service, Smithsonian Institution and United States Holocaust Memorial Museum
National Museum of African American History & Culture (Smithsonian)
View the site to explore resources and exhibits and all of the information you'll need to plan a visit.
Investing in Diverse Startups
Learn about the venture capital funding gap disparities for multicultural- and women-founded companies and which organizations have prioritized investing in diverse founders.
Venture Capital and Racial Equiality
Read how studies have found that companies with more gender and racial diversity in their leadership are more profitable.
Morgan Stanley Inclusive & Sustainable Ventures (MSISV)
Learn about MSISV's two accelerator programs assist early-stage startups and organizations as they work to scale their impact. Applications for the 2025 Lab, designed for startup founders, and a Collaborative to support emerging nonprofits are currently being accepted through March 14, 2025.
Replay: Go Red for Women Client Event featuring Christine Baranski
Watch a replay of this year's Go Red Women's Leadership event as Morgan Stanley's Head of UHNW Client and Field Engagement, Caroline Gundeck, interviews Emmy and Tony award winning actress Christine Baranski.
Replay: Women's History Month Conversation
Watch a replay of the conversation with Karen S. Lynch, President and CEO of CVS Health, as she describes her vision for the future of healthcare, women's health and her journey as a pioneer in her field.
Women, Wealth, and Wisdom Guide
This resource provides guidance, worksheets and checklists to navigate your financial world, including buying your first home, financial literacy, divorce preparation, retirement planning and philanthropic goals.
IMPORTANT TAX & RETIREMENT INFORMATION
2024 Tax Tables
As you prepare your 2024 taxes, use this helpful resource to view deductibles, tax credits, maximum retirement plan contribution amounts, and more.
2025 Tax Tables
Get a head start on tax planning with this table containing information on current year deductibles, tax credits, maximum retirement plan contribution amounts including catchup provisions, and much more.
Gift & Estate Tax Overview
Find out the amounts you may be able to transfer as gifts or bequests without incurring federal gift or estate taxes.
Income Tax Secured Bond and Out-of-State Municipal Bonds Amendment Act of 2024
This D.C. Government site has useful tax information for D.C. residents, including how the interest on many municipal obligations will now count as income and interest on which obligations is still exempt. You'll find the information about halfway down the page.
WEP & GPO Repeal
Find out how the repeal of the Windfal Elimination Provision (WEP) and Government Pension Offset (GPO) under the Social Security Fairness Act may affect your Social Security benefits.
Maximum Retirement Benefit Contribution Table
Find out what your maximum retirement plan contribution rate may be this year and compare to prior years on this table.
Our investment strategy leverages modern wealth tools and cutting-edge technology. By providing our clients with the digital tools they need for today's world of modern wealth, we help enable them to come one step closer to achieving their life goals.
Additionally, check here regularly for resources to help you navigate significant life events.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Morgan Stanley Mobile App
Access your account wherever, whenever using the Morgan Stanley Mobile App. It gives you the same capabilities as Morgan Stanley Online from the convenience of your phone.
E-Delivery
E-Delivery allows you to securely save, print, send, and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
E-Sign
E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using E-Sign - all you need is a valid email address and phone number.
E-Authorization
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Total Wealth View
The ability to view all of your assets and liabilities together, whether held at Morgan Stanley or elsewhere, enables us to advise with your entire financial picture in mind.
Goals Planning System
GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life.
Saving: A Penny Saved is a Penny Earned
Retire the notion that it is still too early to save, and start saving early so you will have the freedom to enjoy your future in style.
Priorities Worksheet
If you don't know what your priorities are, it can be difficult to decide where to start. Here's a worksheet to help you understand what's important to you before entering into negotiations.
Investing: Cut the Bull – the Bear Basics of Investing
This chapter will cover some of the basic principles of investing so that you can build your financial confidence and make more informed decisions about creating and managing your wealth.
Women and Wealth Brochure
Securing your financial future starts with a well-defined financial plan based on the things you value most. Let's work together to build a strong foundation that supports your goals and aspirations.
Graduating College
It is finally here—the grand finale after years of self-discovery, sporadic sleeping patterns, and the pursuit of anything and everything that interests you. You have graduated...and now what?
Tying the Knot
Understanding expectations, setting common goals and mapping out life as a couple are key tenants of any healthy relationship, especially when two financial lives become one. As a unit it's important to share everything, from money values to credit history.
Buying a Home
Buying your first home just may be the most important (and intimidating) investment decision of your adult life. But before taking the leap, it's important to evaluate all the factors before signing on the dotted line.
Starting a Family
It's important to anticipate what to expect before you're expecting. Your monthly expenses are going to change, and for some this might also coincide with a temporary - or more permanent - decrease in household income. By mapping out your baby budget in advance, you can help ease anxiety about counting diaper costs.
Location
1775 I Street NW
Suite 200
Washington, DC 20006
US
Direct:
(202) 862-9180(202) 862-9180
Meet Bluestone Planning Group
Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Global Sports and Entertainment Director
Phone:
(202) 862-9040(202) 862-9040
Annmarie M Bilger, CFP®, CRPS®, QPFC
Associate Vice President, Financial Advisor, Insurance Planning Director, Portfolio Manager
Phone:
(202) 862-9117(202) 862-9117
Rica Muhammad
Registered Client Service Associate
Phone:
(202) 862-9179(202) 862-9179
About Sue S. van der Linden
I work closely with clients to help them find their personal balance of boldness and security and then reflect it in their investment portfolios. I enjoy helping to educate clients about their options and enabling them to navigate the ups and downs of financial cycles in order to preserve their hard-earned money and support their dreams. I help to coordinate with all of your experts to ensure every decision works toward your goals.
I have been helping clients achieve their goals since 1994. I serve on the Board of Directors of the Portfolio Management Institute, and the Association of Professional Investment Consultants. And I am a member of Morgan Stanley’s Technology Council, and the Morgan Stanley Marketing Council. I earned my BA from the University of Virginia, and an MBA from The George Washington University. I hold the CERTIFIED FINANCIAL PLANNER designation, am a Chartered Financial Consultant, Certified Investment Management Analyst, Certified Private Wealth Advisor, and a Certified Wealth Strategist. I co-wrote Financial Custody: You, Your Money and Divorce. I was recently named a member of the MAKERS® Class of 2021, and to the Forbes America’s Top Women Wealth Advisors of 2021.
My husband Bob and I have a daughter, Rachael, who is a senior at The Madeira School. I am involved with many charities including the American Cancer Society, the ALS Association and others. For fun, I compete in equestrian sports, particularly dressage and eventing, but I also enjoy travel, reading, needlework, cooking, gardening, and playing with my two Cavalier King Charles Spaniels.
Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State
Source: Forbes.com (Awarded Feb 2022) Data compiled by SHOOK Research LLC based on time period from 9/30/20 - 9/30/21.
I have been helping clients achieve their goals since 1994. I serve on the Board of Directors of the Portfolio Management Institute, and the Association of Professional Investment Consultants. And I am a member of Morgan Stanley’s Technology Council, and the Morgan Stanley Marketing Council. I earned my BA from the University of Virginia, and an MBA from The George Washington University. I hold the CERTIFIED FINANCIAL PLANNER designation, am a Chartered Financial Consultant, Certified Investment Management Analyst, Certified Private Wealth Advisor, and a Certified Wealth Strategist. I co-wrote Financial Custody: You, Your Money and Divorce. I was recently named a member of the MAKERS® Class of 2021, and to the Forbes America’s Top Women Wealth Advisors of 2021.
My husband Bob and I have a daughter, Rachael, who is a senior at The Madeira School. I am involved with many charities including the American Cancer Society, the ALS Association and others. For fun, I compete in equestrian sports, particularly dressage and eventing, but I also enjoy travel, reading, needlework, cooking, gardening, and playing with my two Cavalier King Charles Spaniels.
Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State
Source: Forbes.com (Awarded Feb 2022) Data compiled by SHOOK Research LLC based on time period from 9/30/20 - 9/30/21.
Securities Agent: MT, MA, AZ, IN, NY, MD, VA, SC, NJ, NC, ID, PA, OR, OH, DC, AL, FL, TX, IA, CA, UT, GA, CO, WA, NV, MO, LA, IL, DE; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255437
CA Insurance License #: 0G76059
NMLS#: 1255437
CA Insurance License #: 0G76059
About Syrinda Elizabeth Paige
Securities Agent: MS, ID, UT, TX, MO, IA, IN, VA, MD, DC, AZ, FL, TN, SC, NY, NV, CO, OR, GA, AL, WA, NJ, MT, IL, DE, CA, PA, OH, NC, MA, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282574
CA Insurance License #: 0F03310
NMLS#: 1282574
CA Insurance License #: 0F03310
About Annmarie M Bilger
Annmarie grew up in the Italian American immigrant community of Bensonhurst, Brooklyn. She lived four doors down from her grandparents, who had immigrated to the United States from Sicily to follow the American dream of a better life. They served as great role models through their hard work, saving what they could, and always putting family first.
With their help, Annmarie's father was able to pursue his dream of becoming a doctor. Her family moved to Grenada while he studied at St. George's University. When they returned to the U.S., they moved in with her grandparents. Her mother worked full time as a nurse and her father worked countless hours completing his residency.
Sadly, when Annmarie was 8, she lost her mother to breast cancer. Her grandparents stepped in again and became a second set of parents for Annmarie and her siblings. These childhood experiences were formative for Annmarie, instilling in her the importance of family, a strong work ethic, and helping and caring for others.
Today, she uses her knowledge, skills, and over 25 years of experience to help busy families, corporate executives, and business owners on their financial independence journeys. She takes great pride and personal satisfaction in helping her clients grow and maintain the wealth and lifestyle they have worked so hard to build. Annmarie's goal is to help and care for each client as if there were part of her extended family.
She has been a member of various CFP Board committees, where she helped create exam questions, participated in diversity and inclusion reviews of exam questions, and helped develop the exam passing standards.
Annmarie also serves as a board member of the Howard County Chamber of Commerce and has Chaired their Women's Leadership Conference. This work brings her personal fulfillment, as it promotes connecting and empowering women in business, while also giving them a voice in the community.
She lives with her husband, Chris, in Howard County, MD; their three children, Allie, Erin and Jason; and their dog, Dice.
In her leisure time, Annmarie enjoys travelling, cooking and trying out new recipes, hosting parties, and spending time with friends and family.
With their help, Annmarie's father was able to pursue his dream of becoming a doctor. Her family moved to Grenada while he studied at St. George's University. When they returned to the U.S., they moved in with her grandparents. Her mother worked full time as a nurse and her father worked countless hours completing his residency.
Sadly, when Annmarie was 8, she lost her mother to breast cancer. Her grandparents stepped in again and became a second set of parents for Annmarie and her siblings. These childhood experiences were formative for Annmarie, instilling in her the importance of family, a strong work ethic, and helping and caring for others.
Today, she uses her knowledge, skills, and over 25 years of experience to help busy families, corporate executives, and business owners on their financial independence journeys. She takes great pride and personal satisfaction in helping her clients grow and maintain the wealth and lifestyle they have worked so hard to build. Annmarie's goal is to help and care for each client as if there were part of her extended family.
She has been a member of various CFP Board committees, where she helped create exam questions, participated in diversity and inclusion reviews of exam questions, and helped develop the exam passing standards.
Annmarie also serves as a board member of the Howard County Chamber of Commerce and has Chaired their Women's Leadership Conference. This work brings her personal fulfillment, as it promotes connecting and empowering women in business, while also giving them a voice in the community.
She lives with her husband, Chris, in Howard County, MD; their three children, Allie, Erin and Jason; and their dog, Dice.
In her leisure time, Annmarie enjoys travelling, cooking and trying out new recipes, hosting parties, and spending time with friends and family.
Securities Agent: NM, VA, PA, CA, LA, MT, CO, KS, IA, DE, DC, NJ, FL, AL, OR, MO, IN, TX, NY, NC, AZ, WA, UT, SC, OH, NV, GA, WV, MA, IL, ID, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1726512
CA Insurance License #: 0M13320
NMLS#: 1726512
CA Insurance License #: 0M13320
About Rica Muhammad
Rica Muhammad joined Morgan Stanley in 2021 upon hearing of the opportunity from Syrinda Paige. She advanced to the position of Registered Client Service Associate for The Bluestone Planning Group upon completing her Series 7 and Series 66 licenses. In 2024, Rica also earned her Maryland Life & Health Insurance License.
She is a key team member in account servicing, and manages the transition for clients as they transfer to The Bluestone Planning Group.
She has a rich background in both private companies and government departments, including progressive positions at the National Society of Black Engineers, where she thrived in the mission of NSBE to expose more African-American students to the field of engineering.
Rica lives in Maryland with her children, Justice and Jelani; and her Mom. She enjoys baking, traveling, crafting, and roller skating in her time away from the office.
She is a key team member in account servicing, and manages the transition for clients as they transfer to The Bluestone Planning Group.
She has a rich background in both private companies and government departments, including progressive positions at the National Society of Black Engineers, where she thrived in the mission of NSBE to expose more African-American students to the field of engineering.
Rica lives in Maryland with her children, Justice and Jelani; and her Mom. She enjoys baking, traveling, crafting, and roller skating in her time away from the office.
Contact Sue van der Linden
Contact Syrinda Elizabeth Paige
Contact Annmarie M Bilger
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period 3/31/23-3/31/24.
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms Source: Workingmother.com (Awarded Oct 2021) Data compiled by SHOOK Research LLC based on time period from 3/31/20 - 3/31/21.
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The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jill Toomey, CFP®
Financial Planning Director, Vice President
About Jill Toomey
Jill Toomey, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management and Private Wealth Management offices in the Washington D.C. Market. Jill is responsible for helping Financial Advisors’ clients and prospects with their financial planning needs.
Jill began her career in financial services in 2013 and joined Morgan Stanley in 2016. Prior to her current position, Jill served as a Financial Advisor and as the Southeast Region Planning Solutions Specialist covering the states of GA, FL, AL, KY, TN, and WV.
Jill received her bachelor’s degree in mathematics from the University of Delaware and holds her Certified Financial Planner® designation, which is the standard of excellence in financial planning. Jill currently resides in Alpharetta, GA.
Jill began her career in financial services in 2013 and joined Morgan Stanley in 2016. Prior to her current position, Jill served as a Financial Advisor and as the Southeast Region Planning Solutions Specialist covering the states of GA, FL, AL, KY, TN, and WV.
Jill received her bachelor’s degree in mathematics from the University of Delaware and holds her Certified Financial Planner® designation, which is the standard of excellence in financial planning. Jill currently resides in Alpharetta, GA.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
