Audrey Booher
Registered Client Service Associate
Phone:
(415) 693-6275(415) 693-6275
Morgan Stanley Private Wealth Management
Beth Scanlan, CFP®
Managing Director, Wealth Management,
Private Wealth Advisor,
Family Wealth Director,
Senior Portfolio Management Director,
Workplace Advisor - Equity Compensation
Direct:
(415) 693-6101(415) 693-6101
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Beth's Mission
My mission as an advisor is to be at the center of our client's financial lives. I strive to help each client understand how to frame their wealth and their financial goals. This is unique for everyone. Some clients need legacy planning, others need cash flow planning, many need one-off advice on a vexing financial issue, all need asset management. I endeavor to help our clients live comfortable financial lives, and to engage with their wealth on a level that feels right for them. I can provide sage guidance from my 25+ year experience as a professional, FinTech Founder/CEO, investor, philanthropist, and parent to four children. As the financial world is constantly evolving, I too try to remain current - I undergo advanced training on a regular basis to provide modern, relevant solutions.
In terms of the day to day?
I try to help clients every day, often seven days a week. For many, we are their main financial compass and team to whom they turn to sort through difficult issues. I try to clarify the matter, candidly assess what is involved, and work diligently with the stakeholders to work through a resolution. Matters might include cash flow decisions, estate planning decisions, charitable structure decisions, complicated investment decisions (not necessarily regarding a portfolio, yet rather real estate, restricted securities, gifting strategies, 10b5-1 plan strategies, etc.) I work closely with the legal and tax counsel of many clients, as of course these conversations cannot happen in a vacuum.
In terms of asset management, I created and actively manage 7 proprietary portfolio models. I can create your Donor Advised Fund. In addition, we often hire outside talent for 'satellite' strategies and may implement indexing, structures, tactical positions, fixed income, and/or alternatives.
We tie together planning with asset management to provide a complete wealth management solution. Review meetings are held at the frequency and location in which our clients find most comfortable.
In terms of the day to day?
I try to help clients every day, often seven days a week. For many, we are their main financial compass and team to whom they turn to sort through difficult issues. I try to clarify the matter, candidly assess what is involved, and work diligently with the stakeholders to work through a resolution. Matters might include cash flow decisions, estate planning decisions, charitable structure decisions, complicated investment decisions (not necessarily regarding a portfolio, yet rather real estate, restricted securities, gifting strategies, 10b5-1 plan strategies, etc.) I work closely with the legal and tax counsel of many clients, as of course these conversations cannot happen in a vacuum.
In terms of asset management, I created and actively manage 7 proprietary portfolio models. I can create your Donor Advised Fund. In addition, we often hire outside talent for 'satellite' strategies and may implement indexing, structures, tactical positions, fixed income, and/or alternatives.
We tie together planning with asset management to provide a complete wealth management solution. Review meetings are held at the frequency and location in which our clients find most comfortable.
Capabilities
- Comprehensive Wealth Planning
- Tax, Trust & Estate AdvisoryFootnote1
- Investment Management
- Pre-Liquidity Planning
- Open-Architecture Platform
- Consolidated Reporting
- Family Governance & Wealth Education
- Lifestyle Advisory ServicesFootnote2
- Philanthropy Management
- Executive Financial ServicesFootnote3
- 10b5-(1) Programs
Securities Agent: NC, MI, TN, NJ, WA, MD, CT, GA, CO, AZ, WY, IL, PA, ID, TX, PR, OR, HI, FL, NY, NM, NH, CA, VA, UT, NV, MA, DC, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1501582
NMLS#: 1501582
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Community Involvement
Future Profits / Able Works
Treasurer and Member, Board of Directors
Financial Literacy Instructor
Future Profits / Able Works (East Palo Alto, CA)
September 2017 to present
I teach financial literacy to at-risk high school seniors during the academic school year. Topics include budgeting, managing credit, and career-counseling.
for more infoFinancial Literacy Instructor
Future Profits / Able Works (East Palo Alto, CA)
September 2017 to present
I teach financial literacy to at-risk high school seniors during the academic school year. Topics include budgeting, managing credit, and career-counseling.
Jackson-Lyon HOA
Treasurer and Member, Board of Directors
Jackson-Lyon HOA (San Francisco, CA)
April 2011 to present
As a founding member of the board, I create the budget, and track the cash flow/liquidity for this San Francisco HOA. Together with outside consultants, I am responsible for writing and maintaining the state-mandated reserve study.
Jackson-Lyon HOA (San Francisco, CA)
April 2011 to present
As a founding member of the board, I create the budget, and track the cash flow/liquidity for this San Francisco HOA. Together with outside consultants, I am responsible for writing and maintaining the state-mandated reserve study.
Bear Creek Association HOA
Member, Board of Directors
Bear Creek Association HOA (North Lake Tahoe, CA)
July 2018 to present
I am a longtime member of the Bear Creek Association Finance Committee which involves budgeting, reserve oversight, insurance review, etc. As a new member to the board, I am now charged with the relaunch and moderation of our community website; stakeholders include homeowners, renters and the real estate community.
Bear Creek Association HOA (North Lake Tahoe, CA)
July 2018 to present
I am a longtime member of the Bear Creek Association Finance Committee which involves budgeting, reserve oversight, insurance review, etc. As a new member to the board, I am now charged with the relaunch and moderation of our community website; stakeholders include homeowners, renters and the real estate community.
Environmental Volunteers
Treasurer and Member, Board of Directors
Environmental Volunteers (East Palo Alto, CA)
June 2012 to September 2014
As treasurer, my responsibilities spanned oversight of budgeting, cash management, endowment, insurance, retirement accounts, and compensation. During my tenure I rewrote several financial policies as well as created new financial policies. I regularly provided financial education to my fellow directors during our monthly board meetings.
for more infoEnvironmental Volunteers (East Palo Alto, CA)
June 2012 to September 2014
As treasurer, my responsibilities spanned oversight of budgeting, cash management, endowment, insurance, retirement accounts, and compensation. During my tenure I rewrote several financial policies as well as created new financial policies. I regularly provided financial education to my fellow directors during our monthly board meetings.
The Nueva School
Founding Chair, Endowment Committee
The Nueva School (Hillsborough, CA)
September 1997 to June 2002
I worked with multiple stakeholders -- donors, board members, community members, the investment community -- to draft and to launch the inaugural Nueva School Endowment. I then chaired this committee for the five years, supported by a talented group of fellow parents and members of the greater school community.
for more infoThe Nueva School (Hillsborough, CA)
September 1997 to June 2002
I worked with multiple stakeholders -- donors, board members, community members, the investment community -- to draft and to launch the inaugural Nueva School Endowment. I then chaired this committee for the five years, supported by a talented group of fellow parents and members of the greater school community.
The Nueva School
Literature Instructor
The Nueva School (Hillsborough, CA)
September 1995 to present
I am in my twenty-fifth year teaching literature to students at the Nueva School. We meet each week over the course of the academic school year to discuss books and their relevancy to the world, both historically and in terms of current events. I have taught fifth and sixth graders for the past twelve years. Books we've read include Refugee, Animal Farm, The Little Prince, Down, To Kill a Mockingbird, To Inherit the Wind, and The Princess Bride. We have also read graphic novels such as author Shaun Tan's iconic The Arrival.
for more infoThe Nueva School (Hillsborough, CA)
September 1995 to present
I am in my twenty-fifth year teaching literature to students at the Nueva School. We meet each week over the course of the academic school year to discuss books and their relevancy to the world, both historically and in terms of current events. I have taught fifth and sixth graders for the past twelve years. Books we've read include Refugee, Animal Farm, The Little Prince, Down, To Kill a Mockingbird, To Inherit the Wind, and The Princess Bride. We have also read graphic novels such as author Shaun Tan's iconic The Arrival.
Education
University of California, Berkeley, Haas School of Business
MBA, Finance, Entrepreneurship 1997-2000
University of California, Berkeley
BA, Legal Studies, Mass Communications
College for Financial Planning
CFP, Certified Financial Planner, 1987-1990
MBA, Finance, Entrepreneurship 1997-2000
University of California, Berkeley
BA, Legal Studies, Mass Communications
College for Financial Planning
CFP, Certified Financial Planner, 1987-1990
Experience
Managing Director
Morgan Stanley Private Wealth Management
January 2016 to Present
Director
Credit Suisse Private Banking
February 2009 - January 2016
Portfolio Manager, SVP
Smith Barney, Inc.
October 1988 - February 2009
Co-Founder/CEO
EAInvest, Inc.
November 1997 - October 2002
Acquired in 2002
Morgan Stanley Private Wealth Management
January 2016 to Present
Director
Credit Suisse Private Banking
February 2009 - January 2016
Portfolio Manager, SVP
Smith Barney, Inc.
October 1988 - February 2009
Co-Founder/CEO
EAInvest, Inc.
November 1997 - October 2002
Acquired in 2002
Working Mother Magazine
Top Wealth Advisor Mom 2017, 2018, 2019, 2020, 2021Disclosures
2018, 2019, 2020, 2021 Forbes America's Top Women Wealth Advisors
Source: Forbes.com (2018, 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018, 2019, 2020, 2021, 2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019, 2020, 2021, 2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017, 2018, 2019, 2020, 2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2017, 2018, 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in March of the year the award was given.
Award DisclosuresSource: Forbes.com (2018, 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
2018, 2019, 2020, 2021, 2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019, 2020, 2021, 2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2017, 2018, 2019, 2020, 2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
Source: Workingmother.com (Awarded October 2017, 2018, 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in March of the year the award was given.
Location
101 California St 23rd
Fl
San Francisco, CA 94111
US
Direct:
(415) 693-6101(415) 693-6101
Meet My Team
Austin Tyler
Wealth Management Associate
Phone:
(415) 693-6280(415) 693-6280
About Audrey Booher
Audrey’s role encompasses analytics, client service, and operations for the team. Audrey conducts research and generates reports on investment products and strategies including mutual funds, ETFs, and individual stocks, and serves as a key point of contact for fund managers. Audrey is passionate about portfolio analysis and assessing the quality of products and strategies available. Additionally, Audrey assists in preparing client materials, addressing client requests, and executing operational tasks.
Audrey graduated from the University of California, Berkeley in May 2024, earning a B.S. in Environmental Economics and Policy and a B.A. in Legal Studies. Audrey joined the Scanlan Wealth Management Group as of May 2024.
Outside of the office, Audrey enjoys spending time with family, singing, and going on walks. Growing up in Half Moon Bay, Audrey developed a love for the natural world’s beauty, which she aims to continually explore.
Audrey graduated from the University of California, Berkeley in May 2024, earning a B.S. in Environmental Economics and Policy and a B.A. in Legal Studies. Audrey joined the Scanlan Wealth Management Group as of May 2024.
Outside of the office, Audrey enjoys spending time with family, singing, and going on walks. Growing up in Half Moon Bay, Audrey developed a love for the natural world’s beauty, which she aims to continually explore.
About Austin Tyler
Austin joined The Scanlan Wealth Management team in September of this year. Prior to joining Morgan Stanley, he worked at the Organization for Economic Cooperation and Development, a private real estate consultancy, as well as JPMorgan Chase.
Austin earned his undergraduate degree in Public Policy from Columbia University and a master’s in Finance from SciencesPo (Paris, France).
Austin assists our clients and team in a variety of capacities! His team role is split between analytics, client service, and ongoing business development. His avocation includes marathon running – and he regularly competes in Marathons. Austin is fluent in English, French and Mandarin.
Originally from San Francisco, after presiding over a decade on the East Coast and Europe, Austin has returned to his native City. We are thrilled he has joined our team!
Austin earned his undergraduate degree in Public Policy from Columbia University and a master’s in Finance from SciencesPo (Paris, France).
Austin assists our clients and team in a variety of capacities! His team role is split between analytics, client service, and ongoing business development. His avocation includes marathon running – and he regularly competes in Marathons. Austin is fluent in English, French and Mandarin.
Originally from San Francisco, after presiding over a decade on the East Coast and Europe, Austin has returned to his native City. We are thrilled he has joined our team!
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Rosana Vantuyl
Private Banker
About Rosana Vantuyl
Rosana Vantuyl is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Rosana began her career in financial services in 2010 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Rosana is a graduate of the University of Oregon, where she received a Bachelor of Science in Psychology. She lives in San Francisco, California with her family. Outside of the office, Rosana enjoys traveling, the outdoors, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Rosana began her career in financial services in 2010 and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Rosana is a graduate of the University of Oregon, where she received a Bachelor of Science in Psychology. She lives in San Francisco, California with her family. Outside of the office, Rosana enjoys traveling, the outdoors, and spending time with her family.
NMLS#: 637533
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
2Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025)
