Aubrey Wilson, ChFC®

We take the time to learn about our clients lives and experiences, their thoughts pertaining to their finances, and the role wealth plays in their lives and purposes.

A financial plan is an active effort. We always provide clients with access to our progress as often as our clients prefer through whatever channel they are most comfortable. This happens on a regular basis, on a scheduled established by our clients.


Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.

Often it is helpful to identify objectives in ways that are specific and measurable. We work with our clients to identify these objectives and help formulate the corresponding financial obligation to fulfill them.

1. How much will it cost?
2. When will we have enough to accomplish the goal?

As our purposes are fulfilled and our plans continue to develop, we will review our successes and establish new purposes, opportunities, and needs, restarting the process.

Once our purposes are identified, we will formulate a formal plan with the timing and steps necessary to help achieve the desired results. We will also plan for the “what ifs?” when applicable.

Our institutional clients desire a professional team of advisors, backed by the resources of a top global wealth management firm, to assist with treasury management, asset management, and to provide guidance for retirement plans.

Over the past 80 years, Morgan Stanley has provided organizations with tools and resources to respond to the challenges of an evolving world. We seek to provide access to a wide breadth of strategies that help address the specific financial challenges of your company, your executives and your employees.

Whether you are looking for corporate retirement or stock plan services for your organization or a corporate financial wellness program for your employees, we have strategies for you.


Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

For individuals and families we work with, these clients are often business owners, successful professionals, retirees or people with careers that are advancing. Often their time and expertise warrants a dedicated relationship to help them make decisions about their finances for both current and future needs.

While our clients have unique goals and circumstances, they have one thing in common: The desire to help simplify their finances and develop an integrated wealth strategy for now and the future.

We provide the knowledge and insights you need to succeed in today’s fast-paced world, so you may enjoy your wealth and leave the legacy you desire.

Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity. They include:

- eAuthorizations, an enhanced way to authorize transactions with one click on MSO & the MS Mobile App.
- eDelivery, which reduces paper documents sent by mail and offers additional protect of your personal information

At Morgan Stanley, our highest priority is keeping your information protected. Morgan Stanley dedicates significant resources to protecting your assets and personal information.

- Continuous monitoring to help detect and prevent fraud.
- Routine testing of our systems and security protocols.
- Independent review by outside security firms.

We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your MSO or MS Mobile App profile. Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.

Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.

Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide our clients with comprehensive investing and planning solutions for their individual goals.

The Digital Vault allows clients and their families to build a central, shared document library where all documents are stored using encryption. In the event of catastrophe or serious illness, disability or death, the Digital Vault can immediately provide vital information to both your family and professional advisors.

Retirement Planning is a core component of wealth management. Certain steps should be taken to prepare for a wide range of future costs such as living expenses, travel costs, and education funding. We can assist clients with this planning by quantifying financial needs, creating an action plan, and tracking plan progress.

One way to manage savings is by using Morgan Stanley’s Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.

The right insurance products protect assets, family, and legacy. We can have discussions about purchasing insurance to preserve client savings and manage the high costs that can occur at any point during retirement.

Taxes are a crucial part of the planning conversation and can potentially represent a large outflow from a client’s portfolio each year. Morgan Stanley offers tax management strategies that can help us prepare a client to manage tax liabilities and preserve their wealth.

Well-constructed estate plans manage substantial tax and legal burdens, time delays in settlements, and in some cases, family conflicts. It is important to pre-emptively create and review an estate plan during major life events such as a marriage, divorce, or new births.

A holistic estate plan can help clients plan for the future by getting a better overall sense of their potential estate value. Advisors help clients by analyzing the impact of different strategies surrounding the ownership of assets, philanthropy, and the implementation of trusts.