Ash Islam
Senior Vice President,
Financial Advisor,
Senior Portfolio Manager
Direct:
(904) 273-2438(904) 273-2438
Direct:
(904) 914-1183(904) 914-1183
My Mission Statement
Experience, intellectual capital, and dedicated personal service to help you meet your life goals
My Story and Services
Ash Islam is a Senior Vice President, Financial Advisor and Senior Portfolio Manager at Morgan Stanley. With over a decade of experience in financial services, he has built a practice providing effective solutions to corporate executives and business owners across their entire financial picture. Through comprehensive financial planning, portfolio management, and tax mitigation, he works to preserve and grow his clients’ wealth.
Prior to his work as a financial advisor, Ash spent 6 years working in the Technology Sector in Washington D.C. He attended the University of Maryland, where he earned a Bachelor’s Degree in Economics.
Ash’s approach to wealth management starts with listening. Before making any recommendations, he first develops a thorough understanding of your liquidity needs, time horizon, and overall financial goals. He will then collaboratively construct solutions to help meet both your immediate needs and your long-term goals.
Over time, Ash will endeavor to implement the following wealth planning steps:
• Align your income needs and long-term goals with the proper investments
• Utilize applicable tax mitigation strategies
• Ensure all accounts are in congruence with your estate planning strategies
• Diversify Concentrated Stock Positions, or Highly Appreciated Positions in a tax-efficient way
• Protect your wealth through appropriate insurance and other risk mitigation strategies
• Strategically help maximize liquidity so that you have purchasing power when you need it
Ash believes in putting his clients first, always. He often coordinates with clients’ attorneys, executors, accountants, and other relevant professionals when generating a financial plan. Positions are vigilantly monitored, and meetings are regularly scheduled to appraise progress toward goals and overall financial condition.
Ash and his wife, Tracy, live in Ponte Vedra Beach, FL with their daughters, Aspen and Atley.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Prior to his work as a financial advisor, Ash spent 6 years working in the Technology Sector in Washington D.C. He attended the University of Maryland, where he earned a Bachelor’s Degree in Economics.
Ash’s approach to wealth management starts with listening. Before making any recommendations, he first develops a thorough understanding of your liquidity needs, time horizon, and overall financial goals. He will then collaboratively construct solutions to help meet both your immediate needs and your long-term goals.
Over time, Ash will endeavor to implement the following wealth planning steps:
• Align your income needs and long-term goals with the proper investments
• Utilize applicable tax mitigation strategies
• Ensure all accounts are in congruence with your estate planning strategies
• Diversify Concentrated Stock Positions, or Highly Appreciated Positions in a tax-efficient way
• Protect your wealth through appropriate insurance and other risk mitigation strategies
• Strategically help maximize liquidity so that you have purchasing power when you need it
Ash believes in putting his clients first, always. He often coordinates with clients’ attorneys, executors, accountants, and other relevant professionals when generating a financial plan. Positions are vigilantly monitored, and meetings are regularly scheduled to appraise progress toward goals and overall financial condition.
Ash and his wife, Tracy, live in Ponte Vedra Beach, FL with their daughters, Aspen and Atley.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Securities Agent: MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, KY, KS, ME, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, LA, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1304334
NMLS#: 1304334
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Client Service Team
Krista Collver - Registered Associate
Phone:
(904) 543-6934(904) 543-6934
Email:Krista.Collver@morganstanley.com
Krista Collver serves as a Registered Client Service Associate with Morgan Stanley Wealth Management. Her primary responsibility is to handle the day-to-day operational and administrative responsibilities. She is committed to providing outstanding customer service, and does so through her attention to detail. She holds the Series 7 and Series 66 licenses.
Prior to joining Morgan Stanley, Krista worked at Merrill Lynch as a Registered Client Associate. Krista graduated from Kent State University with a Bachelor’s degree.
Krista and her husband, John, live in St. Augustine, FL with their sons, Camden and Cade.
Prior to joining Morgan Stanley, Krista worked at Merrill Lynch as a Registered Client Associate. Krista graduated from Kent State University with a Bachelor’s degree.
Krista and her husband, John, live in St. Augustine, FL with their sons, Camden and Cade.
Location
50 A1a North
Ste 112
Ponte Vedra Beach, FL 32082
US
Direct:
(904) 273-2438(904) 273-2438
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Ash Islam today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
