Introduction

I am dedicated to providing financial guidance and planning to busy families, corporate executives, non-profits, and small business owners like you. I have over 20 years of industry experience and am a Certified Financial Planner ® and a Chartered Retirement Plans SpecialistSMTM that focuses on giving clients like you a customized, comfortable, value aligned plan to achieve your goals. As my client, I will get to know you and who is important to you so I can focus and prioritize our planning on your most important objectives. My goal is to deliver you world class wealth management with uncompromising integrity to help you maintain and grow the wealth and lifestyle you have worked so hard to build.

My husband Chris and I live in Howard County, Maryland with our three growing children Alex, Erin, and Jason and our golden-doodle Chip. In my spare time, I enjoy being involved in my children's activities including serving as treasurer for my son’s travel soccer team, volunteering back stage at my daughter’s ballet company, and actively participate as a committee member at my son’s Boy Scout troop. I also enjoy playing piano, travelling, good food and drink, and spending time with friends and family.
Services Include
  • Sustainable Investing1
  • Professional Portfolio Management2
  • Retirement Planning3
  • Financial Planning4
  • Qualified Retirement Plans5
  • Life Insurance6
  • Lending Products
  • LGBT Planning Services
  • Divorce Financial Analysis7
  • Planning for Education Funding8
Securities Agent: TX, DC, WY, WV, WI, WA, VT, VI, VA, UT, TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, CT, CO, CA, AZ, AR, AL, AK; General Securities Representative; Investment Advisor Representative
NMLS#: 1726512
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Discovery Process:  We begin with an initial meeting to get to know more about your current situation and what your future goals and needs are.  This includes a review of your assets, liabilities and risk exposure.

Financial Planning and Asset Allocation:  Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.

Implementation:  After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.

Ongoing Assessment:  In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.

    Corporate Retirement Plan Resources

    Corporate Retirement Plans

    Corporate Retirement Plans are essential part of creating financial independence for so many American workers today.   This is the reason I chose to specialize in retirement plans and why they have become a core component of my practice.  I am truly passionate about helping employees understand what a wonderful benefit you provide.  I do this through group education meetings, individual participant meetings, and constant open and direct lines of communication for employees.   I find this work personally fulfilling and take great pride in helping participants develop and plan for their future financial independence.

    My equally key priority is assisting you, as the plan trustee, in meeting all of your obligations and duties.   My goal is to help you provide the best plan to meet your business’s specific needs at a competitive cost without sacrificing service or value.  I do this through benchmarking the plan platform; increasing administrative efficiencies; assisting with investment selection and monitoring; keeping you informed on changes in ERISA regulation and current best practices; and continuing plan management and engagement.  Working with you to provide a competitive benefit, and communicating that value to your employees, are the critical components of sponsoring a successful retirement plan. 

    Please click on attachments for more information:

    Why Your Plan Needs a Financial Advisor

    Services Available to Your Retirement Plan

    Choosing a Retirement Plan for You Business

    Understanding Your Fiduciary Responsibilities

    Experience

    I began my career at Legg Mason corporate headquarters in Baltimore, MD in 1997 after graduating Loyola University Maryland with a Bachelors in Business Administration. I joined an elite financial planning team in 1999 and earned both the Chartered Retirement Plans SpecialistSM ™ and the Certified Financial Planner ™ designations as well as a Masters of Science in Accountancy. I recently started my own financial planning practice with Morgan Stanley where I focus on advising families, executives, business owners, and corporate and non-profit retirement plans. I am excited and reinvigorated by this new chapter in my career and I'm looking forward to the continuing working with my wonderful existing clients as well as the new client relationships to come.

    Location

    1775 I Street NW
    Suite 200
    Washington, DC 20006
    US
    Direct:
    (202) 862-9117(202) 862-9117
    From My Desk

    Are you shourldering too much responsibility


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

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    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
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    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    A Parent's Guide to Talking to Your Kids About Money

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    Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
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    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Choosing an Environmental Charity

    Choosing an Environmental Charity

    There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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    Market Information Delayed 20 Minutes
    1The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    5Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

    6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

    The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

    Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

    The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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