Michael Macintyre
First Vice President, Financial Advisor, Financial Planning Specialist, Senior Portfolio Manager, Workplace Advisor - Equity Compensation
Phone:
(703) 837-6905(703) 837-6905
Andrew Rieger, CRPS®
Managing Director, Wealth Management,
Financial Advisor,
Financial Planning Specialist,
Insurance Planning Director,
Senior Portfolio Management Director,
Corporate Retirement Director,
Workplace Advisor – Equity Compensation,
Financial Wellness Director
Direct:
(703) 739-3694(703) 739-3694
Toll-Free:
(800) 336-5405(800) 336-5405
My Mission Statement
Comprehensive wealth planning strategies for your life and legacy
Welcome
Born in 1972 in Santa Clara, CA while my parents were getting their PhD's at Stanford, my family relocated back to the Washington DC area in 1974 and we have lived here since. I attended Walt Whitman HS in Bethesda, MD, graduating in 1990, and attended Penn State University, where I played ice hockey and was a member of Sigma Pi fraternity. I am a Semester at Sea alum of the spring 1993 voyage through the University of Pittsburgh and graduated Penn State in 1994 with a Bachelor of Science in Marketing from the Smeal College of Business.
Right after college I was an assistant buyer for The May Company's buying for all the Hecht's stores in the area prior to starting my career with Smith Barney in 1995. In 2009, Smith Barney and Morgan Stanley merged forming one of the largest and greatest financial institutions in the world.
I have 3 children, Gavin (2005), Colin (2008) and Ashlyn (2011), and Kelley and I live in Oak Hill, VA.
Security Licenses include: Series 7, 63, 65, 31, Life, Health and Annuities and my financial planning specialist designation.
Named to the Forbes Best-In-State Wealth Advisors in VA list in 2021, 2022, 2023, and 2024.
Source: Forbes.com (Awarded 2021-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Named to the 2023, 2024, 2025 and 2026 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023, 2024, 2025, 2026) Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to issuance of the award.
Named to 2024 Barron's Top 250 Private Wealth Management Teams
Source: barrons.com (Awarded May 2024) Data compiled by Barron's for the period Jan 2023-Dec 2023.
Services Include
Securities Agent: IL, SC, WA, PA, NY, TN, VI, UT, RI, NM, DE, DC, OH, KY, GA, CO, CA, MN, FL, AL, NV, MA, AZ, TX, NH, MT, ME, CT, WY, VT, VA, OR, WV, MI, MD, LA, IN, HI, NJ, NC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1252948
CA Insurance License #: 0C00140
NMLS#: 1252948
CA Insurance License #: 0C00140
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Resources
Making Financial Literacy A Family Affair
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. Here at Morgan Stanley, we have a variety of resources available to our clients, and their families, to help them stay educated and up-to date on
all things finance.
Financial Literacy Resourcesall things finance.
Next Generation Gifting Considerations
Gifting is a great way to minimize estate taxes, all while helping the younger generation start off on the right path for their future. However, there are a variety of things to consider when gifting assets.
What to Consider When Gifting Assets
Personal Finance Activities for Kids
We all know how difficult it can be to teach your children the value of money, and more importantly, the smart way to use the money you have earned. For our Reserved Living & Giving clients, we have a variety of fun activities for children of all ages that can help with teaching your children how to handle finances properly.
Activities to Teach the Next Generation About Finance
Starting the Conversation
We understand that many parents are unsure about how to start the conversation with their children about money. To make it easier, we have put together an article to help guide parents on how to start these conversations and some talking points to consider.
A Parents Guide to Talking to Your Kids About MoneyValuable Resources
Thoughts On the Market Podcast
With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
Thoughts On the Market
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
GIC Weekly Report
Cybersecurity Terms You Need to Know
Alarming reports of cyberattacks against large corporations, small businesses and individuals regularly appear in our daily news cycle.
Having a basic understanding of cyber terminology and jargon—and staying up to date about new schemes—can go a long way towards keeping your money, identity and family safe.
Cybersecurity Terms You Need to KnowHaving a basic understanding of cyber terminology and jargon—and staying up to date about new schemes—can go a long way towards keeping your money, identity and family safe.
Retirement Planning
Most of us have numerous goals, but no goal is more important than securing a comfortable retirement. It is important to look at time horizon, risk tolerance, and current savings to structure a sound retirement plan. Here are six simple steps to help you determine whether you are on track to meet your retirement needs.
Simple Six Step Retirement Checklist
Planning to Fund Long-Term Care Expenses
Health care costs are rising—especially for retirees, and some may need long-term care. Learn the moves you can make to help prepare yourself.
Learn more
Creating a Financial Plan
Managing your finances is about more than managing your investments. We can support you in many aspects of your financial life – including budgeting, cash management, retirement planning and other financial goals.
Learn more about goals-based planningManaging your financial life today means having secure, convenient digital access to your accounts and documents. Morgan Stanley's modern wealth management tools help clients stay connected, review account activity, share documents securely, and manage financial tasks from anywhere.
Secure Email & Document Sharing
Morgan Stanley Secure Email allows you to safely send and receive sensitive financial information and documents. Encryption helps protect your personal and financial data when communicating with your advisory team.
Secure Email & Protecting Yourself
Online Account Access & Mobile App
Morgan Stanley Online (MSO) and the Mobile App give you secure access to your accounts, documents, and financial activity. Features include account monitoring, paperless document delivery, bill pay, and secure account management from your computer or smartphone.
Morgan Stanley Online
Secure Digital Document Vault
The Digital Vault provides a centralized, encrypted location to store and share important financial documents. Clients can securely upload, organize, and access documents anytime through Morgan Stanley Online and the Mobile App
Digital VaultLocation
333 John Carlyle St
Suite 650
Alexandria, VA 22314
US
Direct:
(703) 739-3694(703) 739-3694
Toll-Free:
(800) 336-5405(800) 336-5405
Fax:
(703) 879-1000(703) 879-1000
Meet My Team
Danny Riley
Financial Advisor, Financial Planning Specialist
Phone:
(703) 739-3670(703) 739-3670
Taniesha Harrison
Client Service Associate
Phone:
(703) 739-3679(703) 739-3679
Grace Jamabo
Client Service Associate
Phone:
(703) 837-6907(703) 837-6907
About Michael Macintyre
I was born in New York City and spent my childhood in Reston, VA. There, my interest in finance found an early expression when I helped found the first student run bank at my secondary school. I went on to earn a Bachelor of Science in Finance at George Mason University before joining Morgan Stanley Smith Barney in 1999.
As your Financial Advisor, my mission is to make your wealth work as hard as it can. I take a holistic approach by understanding what goals are most important to you and crafting an integrated financial plan to help you achieve those goals and live the life you envision for yourself and your family. Being part of the Alexandria Group at Morgan Stanley allows me to work with a variety of experienced financial professionals with diverse skill sets and knowledge that helps us, together, provide truly comprehensive financial solutions for our clients.
Outside of work, I serve on the board of the Council for the Arts of Herndon, play squash, and golf. I enjoy travelling, and have been fortunate to travel extensively both domestically and internationally. My home is in Haymarket, Virginia, where I reside with my wife of six years, Amy, our daughter, Madison, and our three cats, Blackjack, Lady, and Blossom.
Securities Agent: MO, WA, OR, TN, VI, LA, ND, MI, DE, WV, VT, VA, UT, TX, SC, PR, PA, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MN, ME, MD, MA, KY, IN, IL, ID, HI, GA, FL, DC, CT, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288315
As your Financial Advisor, my mission is to make your wealth work as hard as it can. I take a holistic approach by understanding what goals are most important to you and crafting an integrated financial plan to help you achieve those goals and live the life you envision for yourself and your family. Being part of the Alexandria Group at Morgan Stanley allows me to work with a variety of experienced financial professionals with diverse skill sets and knowledge that helps us, together, provide truly comprehensive financial solutions for our clients.
Outside of work, I serve on the board of the Council for the Arts of Herndon, play squash, and golf. I enjoy travelling, and have been fortunate to travel extensively both domestically and internationally. My home is in Haymarket, Virginia, where I reside with my wife of six years, Amy, our daughter, Madison, and our three cats, Blackjack, Lady, and Blossom.
Securities Agent: MO, WA, OR, TN, VI, LA, ND, MI, DE, WV, VT, VA, UT, TX, SC, PR, PA, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MN, ME, MD, MA, KY, IN, IL, ID, HI, GA, FL, DC, CT, CO, CA, AZ, AR, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288315
Securities Agent: KY, CA, WY, VT, NV, NM, NH, MD, IL, HI, DE, AZ, NC, MI, CT, CO, WV, UT, PA, OR, NY, NJ, MA, TX, RI, MT, AL, WA, OH, MN, ME, FL, VA, SC, GA, IN, TN, DC; General Securities Representative; Investment Advisor Representative; Managed Futures
CA Insurance License #: 0K52556
AR Insurance License #: 0009024587
CA Insurance License #: 0K52556
AR Insurance License #: 0009024587
About Danny Riley
I grew up in Alexandria, VA and graduated from Virginia Tech with a Bachelor’s Degree in finance. I have been in the financial services industry ever since graduation starting as a Financial Advising Specialist at Ameriprise Financial before moving over to Morgan Stanley in 2019.
Over the last two years working at Morgan Stanley as a Wealth Advisor Associate I have helped clients develop comprehensive financial plans. My role as a Financial Advisor with The Alexandria Group is to help families define their financial goals, plan tax-efficient strategies that are optimal for those goals, and help them to implement these strategies to meet the objectives we have set in place. I know over time my clients’ goals and situations may grow and change, and I want to be there to help guide them through these changes and help to implement new strategies to meet their new objectives.
In my spare time I like to travel for golf, hiking, and snowboarding.
Securities Agent: KS, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, KY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1918447
Over the last two years working at Morgan Stanley as a Wealth Advisor Associate I have helped clients develop comprehensive financial plans. My role as a Financial Advisor with The Alexandria Group is to help families define their financial goals, plan tax-efficient strategies that are optimal for those goals, and help them to implement these strategies to meet the objectives we have set in place. I know over time my clients’ goals and situations may grow and change, and I want to be there to help guide them through these changes and help to implement new strategies to meet their new objectives.
In my spare time I like to travel for golf, hiking, and snowboarding.
Securities Agent: KS, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, KY, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1918447
Securities Agent: AZ, OR, MT, KY, UT, SC, MD, WY, IL, CO, WV, VT, TX, NY, IN, GA, DE, AL, NV, NH, DC, CT, CA, PA, OH, NM, NJ, ME, HI, VA, NC, MI, FL, WA, TN, RI, MN, MA; General Securities Representative; Investment Advisor Representative
AR Insurance License #: 21034089
AR Insurance License #: 21034089
About Grace Jamabo
I recently relocated to the Alexandria area from Rhode Island, bringing nine years of experience in the financial services industry, with a focus on client relationship management.
I’m passionate about delivering exceptional client experiences and enjoy approaching challenges with empathy, precision, and an analytical mindset – something I credit to my background in biological sciences from the University of Rhode Island.
Outside of work, I enjoy exploring my new city, spending time with family, travelling, listening to music, and proudly cheering on the Patriots. Go Pats!
I’m excited to be a part of the Alexandria Group and look forward to serving you.
I’m passionate about delivering exceptional client experiences and enjoy approaching challenges with empathy, precision, and an analytical mindset – something I credit to my background in biological sciences from the University of Rhode Island.
Outside of work, I enjoy exploring my new city, spending time with family, travelling, listening to music, and proudly cheering on the Patriots. Go Pats!
I’m excited to be a part of the Alexandria Group and look forward to serving you.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Small Business Retirement Plans
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Andrew Rieger today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
