Welcome

Andy has been involved in the securities industry since 1983, and over the course of his career has worked in Chicago, New York, London, and Zurich. He was a Director at Deutsche Bank and has been an advisor to some of the largest pension, mutual and hedge funds in the world.  He was a floor trader/broker and has held full memberships on the Chicago Board of Trade, Chicago Mercantile Exchange, and the Chicago Board Options Exchange. He also has spent a decade as a private investor committing his own capital on a daily basis in the stock, bond, and commodity markets.Andy graduated from the University of Illinois with a degree in Agricultural Economics in 1983. He then spent the next 4 years on the trading floors of the Chicago Board of Trade and Chicago Mercantile Exchange working for international commodity trading firms, Continental Grain and Louis Dreyfus. After receiving his MBA in Finance from New York University in 1989, Andy completed the six-month Capital Markets training program at Merrill Lynch. He then joined Merrill’s Sales and Trading Fixed Income Division as a Financial Futures Specialist with coverage responsibilities for large institutional clients. In 1996 he joined Deutsche Bank and managed the bank’s Chicago Board of Trade trading floor operation, later becoming responsible for all of the bank’s North American futures execution, which included the trading of Agricultural, Currency, Energy, Equity Indexes, Fixed Income, and Metal Futures. In 2006, he left Wall Street to manage and invest his own money and to spend more time with his growing family.  In 2008, Andy returned to his hometown of Urbana, IL where he lives with his wife of 25 years and three children who are in various stages of their college educations. Over the years he has served on many boards and organizations; he is currently active in Rotary International and the Boy Scouts of America as a Scoutmaster and Eagle Scout. In his spare time, he enjoys downhill skiing, playing golf, and fly-fishing.
Services Include
  • 401(k) Rollovers
  • Annuities1
  • Asset Management2
  • Business Planning3
  • Life Insurance4
  • Long Term Care Insurance5
  • Professional Portfolio Management6
  • Retirement Planning7
  • Sustainable Investing8
  • Wealth Management9
Securities Agent: IL, WA, SD, NY, NE, MN, MA, IN, GA, FL, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1472975
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Andy’s financial investment philosophy is based on an honest, holistic approach and a thorough understanding of your needs. Utilizing his 30 years of investing experience and the resources, products, and intellectual capital of Morgan Stanley, he will provide a personalized investment and liability solution to your individual, family, or businesse’s financial needs.

    Education

    • University of Illinois, BS in Agricultural Economics 1983
    • New York University, Stern School of Business, MBA in Finance 1989

    Location

    1806 Fox Drive
    Champaign, IL 61820
    US
    Direct:
    (217) 351-3633(217) 351-3633
    Toll-Free:
    (800) 355-1626(800) 355-1626
    Fax:
    (217) 351-2609(217) 351-2609

    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Five Smart Strategies to Use a Bonus or Raise

    Five Smart Strategies to Use a Bonus or Raise

    Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    Financial Transition: A Guide for Women

    Financial Transition: A Guide for Women

    Here's how to take control of your finances if a death or divorce leaves you holding the reins.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    6 Keys to Building a Startup

    6 Keys to Building a Startup

    Entrepreneurs share ideas and learnings from the experience of starting a company.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    A New Roadmap for Mission Alignment

    A New Roadmap for Mission Alignment

    Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

    More from Morgan Stanley

    Consolidate Your Cash at a Competitive Rate

    Consolidate Your Cash at a Competitive Rate

    2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
    Learn more about Consolidate Your Cash at a Competitive Rate
    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and Justin Rose: A Winning Team

    Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
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    Your Financial World. On the Go.

    Your Financial World. On the Go.

    With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
    Learn more about Your Financial World. On the Go.
    Reserved | Living & Giving

    Reserved | Living & Giving

    Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
    Learn more about Reserved | Living & Giving
    Sign Up for eDelivery

    Sign Up for eDelivery

    With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
    Learn more about Sign Up for eDelivery
    Access Morgan Stanley Online

    Access Morgan Stanley Online

    Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
    Learn more about Access Morgan Stanley Online
    Ready to start a conversation? Contact James Harden today.
    Market Information Delayed 20 Minutes
    1Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    8The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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