Andrew Shelangoski
My Mission Statement
My Story and Services
By putting his clients first and sincerely caring about their future, Andrew has developed a successful practice dedicated to building and enhancing long term relationships. He focuses on the quality of working with each of his clients individually, discussing their financial goals and planning before investments, and making sure their financials plan is updated annually.
Andrew graduated from Iowa State University from the College of Business. He holds a Financial Planning Specialist designation and is Series 7 and Series 63 licensed.
Andrew and his wife Lisa are members of Calvary Church in Muscatine and are big supporters of many charitable causes. They have been actively working to promote the Fellowship of Christian Athletes in the local community to gain a presence and help the youth. They financially support Love Justice International, an organization that helps stop human trafficking. Other causes they support are the Durant Athletic Boosters, pregnancy resources and missionaries in Liberia.
Andrew is a big believer in giving back to the community. Andrew has volunteered his time capturing priceless moments with his camera at countless sporting events to help promote student athletes for working parents and distant family members unable to attend these events.
Family is very important to Andrew. He and his wife, Lisa, live in Durant, Iowa. Together, they have four children, three daughters and a son. Outside of work, he enjoys many hobbies such as photography, working on his old trucks, running his Wood-Mizer sawmill, woodworking, hunting or raising oak trees from acorns just to name a few.
- Wealth ManagementFootnote1
- Wealth PlanningFootnote2
- UGMA/UTMAFootnote3
- Trust AccountsFootnote4
- Retirement PlanningFootnote5
- Professional Portfolio ManagementFootnote6
- Planning for Education FundingFootnote7
- Estate Planning StrategiesFootnote8
- Alternative InvestmentsFootnote9
- 529 PlansFootnote10
- AnnuitiesFootnote11
NMLS#: 1285314
Valuable Tools & Resources
I have assembled the following resources that reinforce the fundamental investment strategies and concepts of my practice. I’ve provided links to these materials, where available, and hope you’ll return often to learn more about the topics that impact your overall wealth.
Comprehensive Financial Planning
Whether you're just starting on your financial journey or are looking to secure your financial future, I'm here to help.
I understand that every client has unique financial goals and aspirations. Thats why I use a suite of tools and take a personalized approach to financial planning to create a holistic strategy that integrates the various aspects of your individual needs.
This helpful resource outlines the 20245 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
I take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
I thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
I take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs and determine if your current insurance policies are best suited for you and your goals.
Leading up to and through retirement, I will help you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.
Regardless of your current financial circumstances, it is crucial to have a backup plan for your money. I regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.
Giving Back
My wife Lisa and I are big supporters of many different charitable causes. Some of the causes we support are our church home, Calvary Church of Muscatine, Fellowship of Christian Athletes (FCA), Durant Athletic Boosters, Love Justice International (fights human trafficking), Beautiful Feet and Moody Radio just to name a few.
We are really close to getting FCA established in our small town, something that we have been working on for several years. We feel very strongly about this cause as a way to give our youth a foundation for the many trials that life will throw at them as they become adults. Another cause we support is Love Justice International, which has agents that try to intercept young children at border crossings in countries around the world before they are forced into sex trafficking. Having three daughters it makes us feel that we are helping make a difference in the lives of those most vulnerable in our world. On a more local level I have donated my time taking pictures of the many sporting events at the Durant High School to post on social media for the parents and grandparents that cannot attend the games in person. It is great to get to know the kids and how sports helps them to develop important skills to help them in life.
Modern Wealth Tools/Resources/Capabilities/Services/Offerings
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world's largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your financial advisor.
With E-Authorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
Location
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
10Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
11Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
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