Morgan Stanley Private Wealth Management
Andrew Schultz
Managing Director, Private Wealth Management,
Private Wealth Advisor,
Senior Portfolio Management Director,
Alternative Investments Director
Direct:
(305) 695-6116(305) 695-6116
My Mission Statement
At the Schultz Group, we act as an extended family to our clients and their families. We help them in every way we can, with their financial goals and otherwise.
Weclome
Andrew Schultz leads the Schultz Group at Morgan Stanley Private Wealth Management in Miami Beach, FL. For the past 32 years, the group’s mission has been to function as an extended family to their clients & their loved ones, understanding their goals & objectives.
Through a rigorous discovery process, Andrew asks what your ideal day looks like and your desires for the future. Andrew and his team strive to understand your needs, financially and otherwise, to help your ideal day become a reality.
Andrew Schultz joined Morgan Stanley in 1991. Since 2002, he has been a member of Morgan Stanley’s Chairman’s Club, which honors outstanding performance by Financial Advisors. In 2016, Andrew was named in Forbes magazine as one of the nation’s Top 200 Financial Advisors. Andrew has been recognized on the Forbes Best-in-State Wealth Advisor list from 2018-2024. Andrew was listed by The Financial Times as a Top 400 Financial Advisor in 2013 and 2017. He has been named on the Barron's Top 1,000 Financial Advisors list from 2009-2013 and the Barron’s Top 1,200 Financial Advisors list from 2014-2024.
After graduating from the University of Florida with a degree in Economics, Andrew Schultz continued his professional education at the University of Pennsylvania’s Wharton School, completing the Senior Financial Advisor’s Program and Investment Consultant’s Program. Andrew and his wife Diana live with their two daughters in Miami Beach, Florida.
2014-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014-2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Aug 2016) Data compiled by SHOOK Research LLC based on time period from 6/30/15 - 6/30/16.
2010-2012 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2010-2012). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2009-2013 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2009-2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017) Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2013) Data compiled by Financial Times based on data as of 12/31/12
Through a rigorous discovery process, Andrew asks what your ideal day looks like and your desires for the future. Andrew and his team strive to understand your needs, financially and otherwise, to help your ideal day become a reality.
Andrew Schultz joined Morgan Stanley in 1991. Since 2002, he has been a member of Morgan Stanley’s Chairman’s Club, which honors outstanding performance by Financial Advisors. In 2016, Andrew was named in Forbes magazine as one of the nation’s Top 200 Financial Advisors. Andrew has been recognized on the Forbes Best-in-State Wealth Advisor list from 2018-2024. Andrew was listed by The Financial Times as a Top 400 Financial Advisor in 2013 and 2017. He has been named on the Barron's Top 1,000 Financial Advisors list from 2009-2013 and the Barron’s Top 1,200 Financial Advisors list from 2014-2024.
After graduating from the University of Florida with a degree in Economics, Andrew Schultz continued his professional education at the University of Pennsylvania’s Wharton School, completing the Senior Financial Advisor’s Program and Investment Consultant’s Program. Andrew and his wife Diana live with their two daughters in Miami Beach, Florida.
2014-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014-2024). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2018-2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Aug 2016) Data compiled by SHOOK Research LLC based on time period from 6/30/15 - 6/30/16.
2010-2012 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2010-2012). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2009-2013 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2009-2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017) Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2013) Data compiled by Financial Times based on data as of 12/31/12
Securities Agent: CA, CO, NY, NV, ME, TX, OH, NH, AZ, WA, VA, TN, MI, LA, SC, KS, IL, FL, DE, CT, AR, PA, OR, NC, MT, ID, NM, ND, MN, DC, AL, VT, UT, MA, MD, IN, SD, NJ, GA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2133771
NMLS#: 2133771
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Andrew Schultz has been consistently recognized as a leader in the industry by Barron's, Forbes and the Financial Times since 2009.
Barron’s Top 1,200 Financial Advisors: 2014-2024
Andrew Schultz has been awarded on the Barron's Top 1,200 Financial Advisors every year since 2014.
2014-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014-2022). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Check out Andrew's Barron's Listing2014-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014-2022). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Forbes Best-in-State Wealth Advisors: 2018-2024
Andrew Schultz has been awarded as a Forbes Best in State Wealth Advisors every year since 2018.
2018-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2018-2022 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Top 200 Financial Advisors: 2016
Andrew Schultz was recognized as a Forbes Top 200 Financial Advisor in 2016.
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Aug 2016) Data compiled by SHOOK Research LLC based on time period from 6/30/15 - 6/30/16.
Forbes America's Top Wealth Advisors
Source: Forbes.com (Awarded Aug 2016) Data compiled by SHOOK Research LLC based on time period from 6/30/15 - 6/30/16.
Barron’s Top 100 Financial Advisors: 2010-2012
Andrew Schultz was recognized as a Barron's Top 100 Financial Advisor every year between 2010 and 2012.
2010-2012 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2010-2012). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
2010-2012 Barron's Top 100 Financial Advisors (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2010-2012). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
Barron’s Top 1,000 Financial Advisors: 2009-2013
Andrew Schultz was awarded on the Barron's Top 1000 Financial Advisors every year between 2009 and 2013.
2009-2013 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2009-2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2009-2013 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2009-2013). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times Top 400 Advisors: 2013, 2017
Andrew Schultz was recognized by the Financial Times as a Top 400 Adviser in 2013 and 2017.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017) Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2013) Data compiled by Financial Times based on data as of 12/31/12
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2017) Data compiled by the Financial Times based on time period from 9/30/14 - 9/30/16.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Apr 2013) Data compiled by Financial Times based on data as of 12/31/12
Andrew Schultz's Involvements
University of Florida Alumni Association
UF Young Entrepreneurs for Leadership & Sustainability (YELS)
Andrew Schultz helps sponsor the University of Florida YELS program.
Lecture at University of Florida Warrington College of Business
Andrew Schultz delivers lectures at his alma mater, University of Florida, on sustainability and entrepreneurship.
Check out Andrew's UF Listing Here
Herbert Wertheim College of Medicine Dean's Advisory Council
Advisory Council Link Here
United Way of Miami-Dade's Professional Advisor Committee
Broward Children's Diagnostic & Treatment Center
Andrew Schultz hosts an annual charity wine auction and dinner for the Broward Children's Diagnostic and Treatment Center in Fort Lauderdale, Florida.
Upcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: 100 Days of Trump 2.0
DATE: April 24, 2025 at 4:15 p.m. ETWhat do the policies of the administration's first 100 days indicate for the economy and the markets? Join Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, for a conversation with Global Head of Government Relations, Michael J. Stein, and Head of U.S. Policy, Monica Guerra, about potential implications for investors.Can't attend the live event? Register anyway for access to the replay.
4398292 04/2025
Online
Client Service Team
Joseph Perez - Registered Client Service Associate
Phone:
(305) 695-6152(305) 695-6152
Email:Joseph.Perez@morganstanleypwm.com
Joseph Perez joined the Schultz Group in May 2022. His affinity for finance led him to pursue a career in wealth management where he has excelled in client service. Born in Miami, with a Cuban background, Joseph was raised in Florida where he is currently pursuing his Bachelor’s in Economics. Joseph is bilingual, speaking both Spanish and English. During his free time he enjoys exercising, reading and studying about markets & economics and spending time with friends.
Joseph holds both his Series 7 and his series 66.
Joseph holds both his Series 7 and his series 66.
Anthony Potestad - Registered Client Service Associate
Phone:
(305) 695-6151(305) 695-6151
Email:anthony.potestad@morganstanley.com
Anthony Potestad brings a rich tapestry of experiences to his role. Prior to beginning his career in the financial industry, Anthony honed his skills in the real estate sector, where he excelled in sales and residential property appraisals. These roles gave him an understanding of client needs, coupled with a keen analytical sharpness. After earning an MBA from St. Thomas University's School of Business, Anthony made the seamless transition into the financial sector, initially working at E*TRADE before joining Morgan Stanley in 2024.
Originally from Miami, Florida, Anthony's roots trace back to Cuba, imbuing him with a profound appreciation for his heritage and community. When he's not immersed in the world of finance, Anthony enjoys pursuing his passions for golf, exercise and music. With a diverse educational background, including a Psychology degree from Florida International University and an MBA, coupled with his series of professional certifications, Anthony stands as a trusted member of the team.
Beyond his professional endeavors, Anthony is deeply engaged in community initiatives. He actively participates in the American Cancer Society's "Relay for Life." Additionally, he is a member of Kappa Gamma Pi, the Honor's Society at St. Thomas University, where he continues to contribute to his alma mater's legacy of excellence.
Originally from Miami, Florida, Anthony's roots trace back to Cuba, imbuing him with a profound appreciation for his heritage and community. When he's not immersed in the world of finance, Anthony enjoys pursuing his passions for golf, exercise and music. With a diverse educational background, including a Psychology degree from Florida International University and an MBA, coupled with his series of professional certifications, Anthony stands as a trusted member of the team.
Beyond his professional endeavors, Anthony is deeply engaged in community initiatives. He actively participates in the American Cancer Society's "Relay for Life." Additionally, he is a member of Kappa Gamma Pi, the Honor's Society at St. Thomas University, where he continues to contribute to his alma mater's legacy of excellence.
Adrianna Sacco - Client Service Associate
Phone:
(305) 695-6154(305) 695-6154
Email:adrianna.sacco@morganstanleypwm.com
Adrianna joined the Schultz Group in January of 2024, after working in the Investment Management side of the firm, as a Mutual Funds Representative. She originally started her career Morgan Stanley in 2021, as an intern for a Wealth Management Team located in Palm Beach Gardens.
Adrianna was born and raised in Westchester, NY. She graduated from the University of Miami- Herbert Business School with a BBA in Business Technology. During her free time, she enjoys spending time with her family, cooking, and giving back to the community.
Adrianna was born and raised in Westchester, NY. She graduated from the University of Miami- Herbert Business School with a BBA in Business Technology. During her free time, she enjoys spending time with her family, cooking, and giving back to the community.
Location
1691 Michigan Ave.
Suite 550
Miami Beach, FL 33139
US
Direct:
(305) 695-6116(305) 695-6116
Private Wealth Management
Professional Insights
Andrew Schultz - My Thoughts | Is TINA Dead?
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
