Gerri Blackburn
Client Service Associate (CSA)
Phone:
(402) 399-1577(402) 399-1577
Andrew Rehmann, CFP®
Senior Vice President,
Financial Advisor,
CERTIFIED FINANCIAL PLANNER®,
Senior Portfolio Manager
Direct:
(402) 399-6158(402) 399-6158
My Mission Statement
Working together with clients like yourself to help create a customized strategy that allows us to navigate, and then guide us through this ever changing financial world. The roadblocks have never been greater, and only seem to be more challenging. A customized plan can allow you to focus more on your passions, and realize your dreams without all the worry.
My Story and Services
Andrew Rehmann is a Financial Advisor, Senior Vice President, CERTIFIED FINANCIAL PLANNER™ (CFP®), and Senior Portfolio Manager at Morgan Stanley with over 12 years of experience in the financial services industry. He graduated from the University of Nebraska-Lincoln with a major in Finance and a minor in Economics. Andrew was promoted to Senior Vice President in 2023. Andrew also acquired the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2018. Before joining Morgan Stanley in 2011, he was a Product Underwriter for about two years at Applied Underwriters.
Andrew works together with clients like yourself, to create a customized strategy that allows him to navigate, and then guide clients through this ever-changing financial world. The roadblocks have never been greater, and only seem to be more challenging. His customized plan will allow you to focus more on your passions and realize your dreams without all the worry. Andrew’s practice is built around the core philosophy that you must block out the noise and focus on the long-term. He refers to this approach as the 26.2 Method because he stays focused on the long-term with his clients like a marathon runner.
As your Financial Advisor, Andrew can help you define and plan to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, he can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices. Education is imperative, and Andrew is always staying on top of the latest in Financial Planning to keep his clients ahead of changes.
He was born in Omaha, Nebraska. Andrew lives in Wahoo, Nebraska, with his wife (Bethany) and three kids (Isaiah, Emma, and Theo). He’s an avid Nebraska Football, Creighton Basketball and Formula One Racing fan. Andrew is a foodie and tries finding the best restaurants when travelling. Fitness is important to him, and he does CrossFit workouts five times a week. Andrew also enjoys doing yard work and attending his kids’ sporting events.
Andrew works together with clients like yourself, to create a customized strategy that allows him to navigate, and then guide clients through this ever-changing financial world. The roadblocks have never been greater, and only seem to be more challenging. His customized plan will allow you to focus more on your passions and realize your dreams without all the worry. Andrew’s practice is built around the core philosophy that you must block out the noise and focus on the long-term. He refers to this approach as the 26.2 Method because he stays focused on the long-term with his clients like a marathon runner.
As your Financial Advisor, Andrew can help you define and plan to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, he can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices. Education is imperative, and Andrew is always staying on top of the latest in Financial Planning to keep his clients ahead of changes.
He was born in Omaha, Nebraska. Andrew lives in Wahoo, Nebraska, with his wife (Bethany) and three kids (Isaiah, Emma, and Theo). He’s an avid Nebraska Football, Creighton Basketball and Formula One Racing fan. Andrew is a foodie and tries finding the best restaurants when travelling. Fitness is important to him, and he does CrossFit workouts five times a week. Andrew also enjoys doing yard work and attending his kids’ sporting events.
Securities Agent: SC, CA, AZ, AR, AL, NE, FL, OR, CO, LA, IL, VT, TX, MN, KS, WA, SD, IA, GA, PA, MI, TN, MO; General Securities Representative; Investment Advisor Representative
NMLS#: 1265237
NMLS#: 1265237
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
DIGITAL RESOURCES
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online (MSO)
Morgan Stanley Online and the Morgan Stanley Mobile App provides clients with access to their account information, enriched reporting tools, several cash management solutions and robust market research. With Morgan Stanley Online and the Morgan Stanley Mobile app, your investments and everyday finances are never more than just a click away.
Learn More About MSO
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative tool used by several of the world’s largest institutional asset managers, using this tool provides comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios.
Watch A Video About Managing Your Risk
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your external account information, you will benefit from more informed and comprehensive wealth planning and convenient connectivity.
Watch A Video About Total Wealth View
Goals Planning System
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
Start Planning Now
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn More About Our Financial Management Tool
Cybersecurity Tips: What You Should Know
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Watch A Video About Digital Vault
E-Sign
E-Sign is the easy way to electronically sign documents. E-Sign is a digital, paperless alternative to the traditional means of obtaining signatures from clients on paperwork. There is no registration process for you to begin using E-Sign - all you need is a valid email address and phone number.
Learn More About E-Sign & Other ToolsMONTHLY OUTLOOKS & UPDATES
View the resources below to stay informed about the latest market trends, outlooks, and breakdowns affecting the finance and business worlds.
Thoughts on the Market
Each week, Chief Cross-Asset Strategist Andrew Sheets, or a member of his team, offers perspective on the forces shaping the markets as well as insights on investment opportunities and risk across global asset classes.
Listen Here
Personal Finance
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. Learn from Morgan Stanley thought leaders about how to manage your wealth and help meet your personal financial goals.
See Insights on Personal Finance
Global Investment Committee on the Markets
A publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out the most recent edition below.
Read: "GIC on the Markets"
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving
ESG Investing
With the rise of sustainable investing, it is important to learn how your investments can make an impact and how it is impacting the market long-term.
Learn More About Sustainable Investing
Saving for Education
Higher-education costs are rising quickly. Learn how a 529 can help you save for college and other related costs.
Learn More About Saving For EducationMy Process
At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each client's situation, goals, objectives and risk tolerance. We follow a disciplined process that allows us to work with you to craft a solution that helps meet your individual financial needs:
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing an appropriate risk tolerance that can help you achieve the financial outcome you envision for yourself.
Step 3: Financial Plan Presentation
Financial plan presentations map our essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining relevant financial information provides a holistic asset allocation analysis for your accounts, helping ensure a comprehensive financial plan.
Step 4: Action Items / Next Steps
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations, which may include adjustments to your financial plan, investment allocation, company benefits and insurance coverage.
Step 5: Implementation Meeting
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving/benefit modifications.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Step 6: Monitoring & Performance Tracking
Finally, we will be constantly monitoring your assets and analyzing your performance tracking data, seeking to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
COMPREHENSIVE FINANCIAL PLANNING
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisor, I can help you achieve your goals.
Using a suite of tools that includes goal-specific analysis, I can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
I can create your personal roadmap to achieve and protect your goals - a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
Using a suite of tools that includes goal-specific analysis, I can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
I can create your personal roadmap to achieve and protect your goals - a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions.
2024 Tax Tables
This helpful resource outlines the 2024 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2024 income tax tables
Manage Debt
I thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
Insurance
I take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs, and determine if your current insurance policies are best suited for you and your goals.
Retirement
Leading up to and through retirement, I will help you identify the most appropriate ways to obtain the income you need and help ensure that you are on track to achieve for financial goals.
Location
13625 California St
Ste 400
Omaha, NE 68154
US
Direct:
(402) 399-6158(402) 399-6158
Meet My Team
About Gerri Blackburn
Gerri is a Client Service Associate (CSA) who helps shape the future of service by modernizing the client experience through an elevated standard of care. She truly cares about clients and works hard to help them simplify and manage aspects of their financial life. Gerri strives to provide every client we serve with a world class customer experience.
She cultivates and enhances new and existing client relationships through active communication, processing client requests, resolving inquiries, and making sure key information and documentation remains current. Gerri helps run the business with an eye on each administrative detail and finds the issues that need to be addressed.
Gerri has been with Morgan Stanley since 2006, and in the industry since 1978. Gerri has worked with Andrew since 2011.
Gerri resides in Omaha with her husband Gary. Outside of work, Gerri enjoys spending time with her friends and family, camping and 19 grandchildren!
She cultivates and enhances new and existing client relationships through active communication, processing client requests, resolving inquiries, and making sure key information and documentation remains current. Gerri helps run the business with an eye on each administrative detail and finds the issues that need to be addressed.
Gerri has been with Morgan Stanley since 2006, and in the industry since 1978. Gerri has worked with Andrew since 2011.
Gerri resides in Omaha with her husband Gary. Outside of work, Gerri enjoys spending time with her friends and family, camping and 19 grandchildren!
Hear from Our Clients
I have been a client of Andrew Rehmann for many years and he has created great investments in my portfolio. Andrew Rehmann is the TRUSTED advisor that I have recommended to friends and family. He is extremely knowledgeable, dedicated and personable. His expertise, honesty and commitment to helping me reach my financial goal is what everyone should be seeking in choosing a financial advisor. I am fortunate to have Andrew as my financial advisor.
Ronald
Morgan Stanley Client
Ronald
Verified ClientNovember 6, 2023
We have had a few financial advisors over the years but Andrew stands out as the best. He is a person truly interested in his client's needs and risk levels. He took the time to know us, our family, and our goals so he could fully understand us and guide us forward to financial security. His ethical and balanced approach in investing has deepened our trust and respect for Andrews's commitment to caring for his customers. We strongly recommend his services to any potential client.
Ralph & Pat
Ralph & Pat
Verified ClientOctober 9, 2023
One of the best financial decisions I've made was meeting with Andrew. He has been amazing. He truly does have my best interest in mind. Andrew has helped me navigate early retirement with confidence and always answers any questions that I might have in a prompt and thorough manner.
Carolyn
Verified ClientOctober 29, 2023
Andrew does a great job managing my investments. He is knowledgeable and provides great insights on market trends. My only regret is that I didn’t start investing with him and Morgan Stanley sooner!
Tyler
Verified ClientOctober 9, 2023
I have been with Andrew Rehmann as my Financial Advisor for many years now and strongly rely on his expertise. Andrew is truly a trusted advisor with proven performance navigating through the tough years of investing and the ability to clearly explain all issues to me. We meet regularly, he has the knowledge and tools providing long-term forecasting. Andrew is not about making a commission but serving his customers in the best way possible. His forecasting has been very accurate.
Pat
Verified ClientOctober 9, 2023
My wife and I have worked with Andrew for 4 years. He is always prepared with details pertinent to our specific accounts as well as the broader market over views. He is specific and detailed explaining everything from monthly statements to long term objectives. Andrew is professional and personable and has given us strong confidence in his ability to work with us to achieve our financial goals. We look forward to a long and successful relationship with Andrew.
Pat & Roxanne
Verified ClientNovember 6, 2023
Andrew has been great. He has advised us every step of the way towards our retirement. He explained things in easy to understand terms and went out of his way so we could retire earlier than we thought. We switched from another brokerage/retirement firm to Morgan Stanley with Andrew as our advisor and have been very pleased.
James
Verified ClientNovember 6, 2023
I have been a Morgan Stanley client for many years now and have had nothing but good experiences. I have been especially happy with my personal financial adviser Andrew Rehmann for many years now.
Andrew has helped me with many life-changing events including when to retire, buying a house and along the way planning for a hopefully long-term and financially comfortable retirement.
I am very grateful for the help from Andrew and his team!
Robert
Verified ClientOctober 29, 2023
I appreciate Andrew’s accessibility, either immediate or by promptly returned phone calls. He keeps me updated on my account and on occurring events that may affect my investments.
I trust Andrew’s knowledge and like him as a person
Marlene
Marlene
Verified ClientOctober 29, 2023
Andrew has been our financial planner since 2012. We appreciate the guidance he has provided in making decisions to provide a more balanced portfolio and how to protect our investments for our future.
He is there with advice in good times and in difficult times. His positive outlook on life is so refreshing.
Andrew cares about doing what is right for his clients.
Patricia
Verified ClientOctober 29, 2023
Retirement planning has not been an area I’m comfortable with. But, with Andrew’s help, I’m getting there! He has guided my wife and I into making decisions that will impact our future, and provided us with simplified Social Security information. When we wanted to set up our assets to smoothly pass to our children, Andrew facilitated a meeting with an estate lawyer and he even set in on the appointment. He truly CARES about the financial well-being of his clients.
Joe
Verified ClientOctober 9, 2023
Andrew Rehmann goes above and beyond in his fiduciary duties in keeping my wife and I well informed as to the status of our accounts. He is diligent in his work ethic and so knowledgeable of the investment world, that it has greatly benefited our portfolios. He always talks to us, not down at us which shows his sincere interest in our happiness and comfort levels when it comes to investing. Andrew is with out a doubt our biggest asset to our financial security. John and Nancy.
John & Nancy
Verified ClientOctober 9, 2023
Andrew Rehmann has been an excellent stock broker for us for many years. Now that I am widowed, he is even more important regarding my financial part of my life. He always has time to talk and has good answers or suggestions. We visit about our families and I enjoy hearing about his young family. I would recommend him to anyone.
Joyce
Verified ClientOctober 9, 2023
Andrew Rehman, recommended by my C.P.A., is a trustworthy, dedicated financial advisor. I respect his understanding and guidance of my personal financial goals. Andrew’s phone calls and emails provide me with information and feedback to my questions. He offers a “no pressure” approach while helping me understand the ups and downs of the current markets. He’s family oriented and a great guy to work with.
Pam
Pam
Verified ClientOctober 9, 2023
Andrew has managed our retirement funds through the great recession and covid with a steady hand, helping us to achieve our goal of retiring at 65. He is attentive to our needs, contacts us any time there is an adjustment needed due to changing economic trends and answers our questions patiently and thoroughly. We highly recommend Andrew and we are grateful for his skills and personal service.
John
Mary
September 21, 2023
John
Verified ClientOctober 9, 2023
I am extremely pleased to have Andrew Rehmann as my financial planner. I have worked closely with Andrew to achieve my family’s short- and long-term financial goals. I feel comfortable calling Andrew anytime I have questions about changes in the stock market or the economy. I am preparing for retirement and Andrew has provided invaluable advice and guidance on the best way to make that transition seamless.
Daniel
Verified ClientOctober 2, 2023
My wife and I have been clients of Morgan Stanley since 2010. Our Morgan Stanley Financial Advisor, Andrew Rehmann, has done an amazing job of managing our portfolio through both bull and bear market conditions. After I retired in 2015, we rolled our 401K and all our other investments from other sources into our Morgan Stanley account. Having all our investments in one location was great decision and Andrew’s guidance throughout the whole process was priceless.
Mike and Jackie
Mike
Verified ClientOctober 2, 2023
Andrew Rehman has been providing financial advice for us since taking over when his father retired. He has been the most knowledgeable advisor we’ve ever had! He listens to understand our concerns, and proposes solutions that we are comfortable with. We’ve even recommended our daughter get in touch with him for her needs. Absolute perfection in every interaction we’ve had. Anyone needing sound financial advice should seek out Andrew’s wealth of knowledge.
Myra
Verified ClientOctober 9, 2023
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Eric Townsend
Private Banker
About Eric Townsend
Eric Townsend is a Private Banker serving Morgan Stanley Wealth Management offices in Iowa, Nebraska, and Missouri.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Eric began his career in financial services in 1992 and joined Morgan Stanley in 2017. His professional experience includes more than 25 years as both a Financial Advisor and Private Banker.
Eric is a graduate of the University of Texas at Dallas, where he received a Bachelor of Science in Economics and Finance. He and his family live in Urbandale, Iowa. Outside of the office, Eric donates his time to Habitat for Humanity, St Jude Children’s Research Hospital and ChildServe, an organization dedicated to improving the health and well-being of children through clinical, home, and community-based programs and services.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Eric began his career in financial services in 1992 and joined Morgan Stanley in 2017. His professional experience includes more than 25 years as both a Financial Advisor and Private Banker.
Eric is a graduate of the University of Texas at Dallas, where he received a Bachelor of Science in Economics and Finance. He and his family live in Urbandale, Iowa. Outside of the office, Eric donates his time to Habitat for Humanity, St Jude Children’s Research Hospital and ChildServe, an organization dedicated to improving the health and well-being of children through clinical, home, and community-based programs and services.
NMLS#: 1112130
Wealth Management
Global Investment Office
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Ready to start a conversation? Contact Andrew Rehmann today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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Awards Disclosures
CRC 6491812 (04/2024)
